I have a question for you. I'm a nurse in Texas. Wanting to move to Oklahoma. First time buyer. Can I get financing to buy a home before moving there and starting a new job. Or do I need to be working in that state first?
@linomarsaw2243
Жыл бұрын
Thanks for sharing this vedio so helped full..I’m in Arkansas Springdale n looking forward on getting my first home
@keithclark8030
Жыл бұрын
Thank you for the videos!
@NicoleNark
Жыл бұрын
My pleasure! Glad you like them!
@kelvinjefferson2253
6 ай бұрын
Thank you for these sound and knowledgeable videos.
@NicoleNark
6 ай бұрын
Glad you like them! 😊
@LightingLotusLove
Жыл бұрын
I am a home owner 🎉 congratulations to me, it’s happening, I’m thankful and grateful. The universe is guiding me. It is done 🎊 🎉😊
@totallytiffany8064
Жыл бұрын
Congratulations 🎉
@almapinon4299
Жыл бұрын
i’m interested to buy a home,thank you Nicole
@NicoleNark
Жыл бұрын
You are welcome! Please let me know if there is anything else I can do to help 😊
@ronaldmarshall4054
Жыл бұрын
Hi Nicole, How do you feel about NACCA Loans and the pro's and con's thanks.
@leahmills360
Жыл бұрын
You did an amazing Job in explaining the USDA loan type. I am interested in a new construction loan.
@schafferchenanigans
Жыл бұрын
New Subbie here and I’m so grateful i found you! Thank you for all you do especially when it comes to breaking down and simplifying the home purchasing process
@the.homehunter
Жыл бұрын
💯 Love your video, keep up the good work!
@NicoleNark
11 ай бұрын
Thank you so much!
@FragoutDesign
Жыл бұрын
We need to make a national holiday to celebrate this woman. I don't know who she is but I'm glad I found this channel. This is the info I didn't know I needed. There is hope lol
@NicoleNark
Жыл бұрын
National Nicole Nark Day!? I dig it 😂
@FragoutDesign
Жыл бұрын
@@NicoleNark lol 😂
@caroltung2667
Жыл бұрын
I love all your videos thank you
@NicoleNark
Жыл бұрын
You are so sweet! Thank you for watching, Carol! I really appreciate it 😊
@Dead_Link1
Жыл бұрын
I’m pretty sure they’re not but if I wanted to build a home can I use one of these loans? What assistance loan will help someone trying to build a new home?
@NicoleNark
Жыл бұрын
Great question! To be honest, I am not familiar with any assistance program that would help you with building a new home. In most cases, building is going to require a good amount of savings. Exceptions would be the USDA Construction or VA Construction loan both of which have so many restrictions that its hard to navigate!
@Dead_Link1
Жыл бұрын
@@NicoleNark thanks for the response.
@ttrenishe
Жыл бұрын
I read somewhere that once you pay 20% of the loan you can call and request that mortgage insurance premium be taken off?
@ttrenishe
Жыл бұрын
For fha loan…
@jdonez8347
Жыл бұрын
Shoutout from NW AR, it's Def gotten ridiculous around these parts, I'm about ready to make my 1st home purchase, doubt I'll see the outer end but maybe I can flip it at some point or rent it after I inherit my folks home...
@hervetenn3892
Жыл бұрын
Nicole! you are simplY AMAZING! THANK YOU.
@NicoleNark
11 ай бұрын
Wow, thank you!
@violetaddams1035
Жыл бұрын
Just found your channel. Thanks x 100
@NicoleNark
Жыл бұрын
Welcome to the party! 😊
@dthurley8490
Жыл бұрын
Hello Nicole. Is there a USDA rural loan that allows the borrower to purchase land and a manufactured home (new of course) as a single loan. Would it include the site setup and utility infrastructure? Thanks, Tonette and Dave
@tammy8136
Жыл бұрын
Hi Nicole, I seen one of your videos about New FTHB Loans and how you said that the assistance and loan would cover a modular home if its attached. Would that also include a tiny home that is attached? thank you for your informative videos!
@NicoleNark
Жыл бұрын
Hi Tammy! Honestly I think it would be property specific. The home would have to be on a permanent foundation and larger than 400sqft. If it meets those criteria, there's a chance you could use the FHA loan with the down payment assistance I mentioned.
@tammy8136
Жыл бұрын
@@NicoleNark Oh, well this property is only 400sqft. If any, what do you suggest is the best lender for tiny homes in NWA? Thank you for your response.
@KD-zj9im
Жыл бұрын
Can you please tell us who are new to USA,with green card and SSN,how long they need to wait to get loan to buy a house/condo? Thank you
@LightingLotusLove
Жыл бұрын
Thank you Nicole 🎉
@Dabeast2004
Жыл бұрын
Is there a video of FTHB that need a loan but already own land? Or whats a better route? Love your videos ❤!!
@Dalton.803
Жыл бұрын
Thank you. This helped so much
@NicoleNark
Жыл бұрын
So happy to hear that! 🙌
@janusalexlim
Жыл бұрын
can you please do a video about your studio setup like your mic, lights and if do you use a teleprompter. Thank you!
@NicoleNark
Жыл бұрын
I have a link to my camera, mic, lights and everything I use in the description!
@janusalexlim
Жыл бұрын
@@NicoleNark awesome! thank you!
@tulipnail1139
Жыл бұрын
Does Self-Employed allow to apply for conventional loan.?
@NicoleNark
Жыл бұрын
Yes, you can apply for a conventional loan if you are self-employed! Just make sure that you have a 2 year history! 😊
@Luis.gomezpro
Жыл бұрын
What is the closing cost?? Pls explain
@happynelson6256
6 ай бұрын
Can you discuss the HUD Section 184 Indian Home Loan Guarantee program. I think you’re missing a good market with Native Americans who have access to this specific home loan.
@leslieumphrey8532
9 күн бұрын
I am tired of renting
@kingmoody7559
Жыл бұрын
Appreciate the video
@NicoleNark
11 ай бұрын
Thanks for watching!
@leslieumphrey8532
9 күн бұрын
How do I apply
@ayishakitikis
Жыл бұрын
Hello Nicole! Are there any existing down payment assistance programs (100% financing) with FHA loans (e.g. in California). I would really appreciate a response. Thank you
@alvincabamungan5013
Жыл бұрын
I'm looking for a lender for a duplex I'm trying to purchase here in Texas. Can you please help me? Thank you
@LPZ-Y24
Жыл бұрын
Hi Nicole can u help me get my home with USDA 😁 cuz u the best 👍🏼
@michaelmikhail2854
Жыл бұрын
I believe for FHA loan once you completed 5 years and paid off 20% of the loan payment, the PMI drops
@NicoleNark
Жыл бұрын
That was the case on FHA loans prior to 2013. In June of 2013 the rules changed and PMI remains for the life of the loan.
@michaelmikhail2854
Жыл бұрын
@@NicoleNark wow. Good to know. Thank you so much
@jeremyprince4945
Жыл бұрын
If u are getting a loan with a co-borrower do both parties have to have a 620 credit score
@margaretokpara6457
Жыл бұрын
Great video. Thanks a bunch. I would like to know if lenders will consider a 1099 in place of a W2 to get qualified for a mortgage loan ? Thank you 🙏
@NicoleNark
Жыл бұрын
Absolutely! The main difference is that lenders will need a 2 year history of you being at 1099 worker.
@rkhan853
8 ай бұрын
I have almost no income last 5 years and I want to buy house I have 20k can you suggest what's best for me I dont mind living in suburbs
@NicoleNark
8 ай бұрын
Income is one of the most important aspects of buying a home. I would suggest work on getting consistent income before pursuing a home purchase! 😊
@alldayhair4874
Жыл бұрын
What is the best loan if you have 20% for the down payment!!!!
@NicoleNark
Жыл бұрын
You will likely benefit most from a conventional loan!
@Youtubekert
Жыл бұрын
Send the 20% to my account, we can go over the details later
@aaftlifemuzic
17 күн бұрын
You're only required to put down 3% for a conventional loan if you're a first time home buyer
@KINTOSOL007
Жыл бұрын
So will need like $8,000 for this FHA LOAN
@grahamcollins5416
10 ай бұрын
ERMUHGAWD, recommending FHA loans at today's interest rates? You must be a vulture who stands to profit personally.
@NicoleNark
10 ай бұрын
First, This video was posted in March. Second, the info is provided as a free resource. Interpret it however you want but the majority of my viewers seem to get value from my content.
@googie300
Жыл бұрын
Your soo beautiful and smart Nicole
@Bigiron429
Жыл бұрын
For the FHA loan, if you only need 3.5 % are you still charged for PMI?
@NicoleNark
Жыл бұрын
Yes, with FHA PMI will be on for the life of the loan.
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