Get a free share worth up to £100 from Trading 212 by using promo code 'TILBURY' or visit www.trading212.com/promocodes/TILBURY (terms & conditions apply)
@secretman1395
3 ай бұрын
I'm in Pakistan not in America or UK, and I don't know how to invest in stock and how does that help you make money, can you help me ?
@VivekKumar-kg3ge
3 ай бұрын
@@secretman1395 Live in a country on verge from bank rupt
@LemonTanious
3 ай бұрын
@@secretman1395same man. I also wanna know how to do
@Anonymousextb
3 ай бұрын
you never get rich in 20 just buy Berkshire Hathaway om 185$ xddd
@JojoOhman
3 ай бұрын
i have two a savings one and a current one but i invest on my current account thanks for all the help! btw im only 12!
@jtcouch45t
15 күн бұрын
I am impressed with your update on tech stocks, I am looking for tax efficient way to rebalance my 7-figure dividend portfolio without triggering capital gain tax. what asset location strategies should i use?
@Aces-user
15 күн бұрын
In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.
@fortnight-w2y
15 күн бұрын
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
@user-567-ut
15 күн бұрын
pls how can I reach this expert, I need someone to help me manage my portfolio
@fortnight-w2y
15 күн бұрын
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
@MiddleclassAmerican-7220
15 күн бұрын
Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.
@silverhamster8421
3 ай бұрын
"You'll never get rich in your twenties" - roll credits
@thechilledcoder
3 ай бұрын
🙌
@fulla6967
3 ай бұрын
The finance bubble gets more and more repetitive
@cybertobify
3 ай бұрын
than apocalypse happens: engeneered bird itchies
@voraxe3032
3 ай бұрын
@@cybertobifyshoulda just given that money to random strangers insteadbof genetisists, would have boosted the economy and raised everyones living standards and a dozen other good things
@williambills3260
3 ай бұрын
@@voraxe3032if you learned nothing from the last 4 years, giving free money is horrible for the economy and causes inflation.
@Meta9871
3 ай бұрын
"Get rich in your 20s" That's some daddy's money bullshit
@legendaryshadow6428
3 ай бұрын
Nah this guy is legit He build his wealth from starting a shop selling toys and that cus he really liked them as a kid And he had his ups and downs But I get what u mean But he is legit
@HxpnoticA
3 ай бұрын
@@legendaryshadow6428how would you start a shop on your own in your 20's without daddys money?
@TempestHush
3 ай бұрын
@@HxpnoticAby robbing
@alexd4566
3 ай бұрын
@@legendaryshadow6428Good luck starting a business if you can’t afford to lose 10k AT LEAST
@muchesko
3 ай бұрын
Mindlessly scrolling through KZitem shorts isn’t gonna get you any closer to being rich in your 20s
@Mani_Matter
3 ай бұрын
One of the best natural bodybuilder
@alexandergraham1109
3 ай бұрын
Wtf 😂😂
@semsigratajs9505
3 ай бұрын
Yep. That’s a bankers belly. 😌
@T1gerboy
3 ай бұрын
Your money probably needs to go to an optician.
@q.q9803
3 ай бұрын
Can you stop glazing
@Solaris6537
3 ай бұрын
Moneybuilder
@funnyfish1982
Ай бұрын
Huge tip for nr. 3: if you want to teach yourself about investing into stocks, there are websites, that allow you to invest fake money into them, and see after that, if you made the right choice. Unfortunatly, you can't lose nor win any real money.
@yeww406
Ай бұрын
Can u tell me one of those websites for example? Ty in advance
@funnyfish1982
Ай бұрын
@@yeww406 Sorry, I have only heard of those, but I don't know any
@MarkStrat789
Ай бұрын
@@yeww406Don’t waste your time
@palomaresendiz7426
27 күн бұрын
website name?
@funnyfish1982
27 күн бұрын
@@palomaresendiz7426 sorry, I don't know, I've only heard of those
@liammitch9303
Ай бұрын
Tbh the last point is valid. Investing in an ISA is class
@rileymccann644
3 ай бұрын
I missed the part where I make enough money to save it
@Thesecuritysupervisor
3 ай бұрын
its hard dude, just yesterday i was able to put 100 on savings. this is thanks to the democrats that messed the country
@Balboza
3 ай бұрын
Get into concrete! Barely enjoyable with less than favorable co-workers and back breaking labor. But at least I have healthcare which doesn't work at all how I expected it to.
@heatnup
3 ай бұрын
I’m sure there are some things you buy that you don’t need
@Bozzyman2
3 ай бұрын
Change your spending habits, a lot of people have unnecessary things spending money every day, it’s OK to be uncomfortable sometimes. And I get everyone’s situation is different., but you really don’t need Starbucks and avocado toast every day or buying lunch out every day. All that together is like $20 depending on where you are in the country every day, and then times that during average work week. that’s $100 you could be saving that was spent unnecessarily. Pack a lunch.
@CROengineer
3 ай бұрын
ok this mentality has to be dealth with first off if you are not making enough there is few reasons first either you picked a bad careere field either because it was easy education or because you made a bad decision, second maybe you are working a job that is not paying a full potential for that position either because you work for a smaller company or you live in a smaller town and dont wana travel for work. there is also spending habits, people dont pay atention to the money they spend daily on coffe, snacks, eating out etc even though if accounted for and saved because it is not living esentials could build a decent emergency fund in a few months or invested into something like s&p 500 could build a decent retirement. there is also a posibility that you or people in same situation dont wana work more if you wana get ahead you should consider working maybe two jobs for some time to get ahead. when i was a student i worked 3 jobs for 2 summer’s for around 4 months each time 7 days a week i saved like 10 k each summer it helped me soo much later on when i graduated and the job i took was not beneficial for me in short term, i had to fly for work sometimes be away from home for months but in the end the experience i got helped me get a better job and today an ability to pick basicaly any company i wana work for so dont find a way to make yourself a victim for a position you are in but find a way to get ahead, not insulting just advice. consider finishing a course that can get you a better job there are plenty of those
@kevinscheifele6833
6 күн бұрын
For years I was with bank of Montreal.... then I finally opened my eyes in my late 20s and saw they where charging me $80 CAD a month for fees! I asked what was that for? They couldn't answer. I switched banks to a 0 fee bank. Bank of Montreal could of cared less to lose me.
@garbledubsta
3 ай бұрын
Finding a high interest savings account in the U.S. is about like finding a decent presidential candidate that actually has potential of getting into office. It's impossible💀
@happymind4934
3 ай бұрын
Capital One savings ac at 4.25% and CD at 5% interest rate. Keep growing your money🫰
@chrisschulze8081
3 ай бұрын
Trump 2024
@theonlyjoe_
3 ай бұрын
@@chrisschulze808134 felonies
@projectdaaltaran
3 ай бұрын
That was true for the last ten years but right now high yield savings accounts are doing great. They're paying out the same as CDs which were also not great for a while. However they will likely start going down as the feds start lowering the interest rate.
@brendanhorner5727
3 ай бұрын
Sofi is at 4.6 percent
@EccentricDrDino
3 ай бұрын
Can you make a new video about how to invest in stock market and also whatever site you used right here to see the estimated value
@Kyrios_Ygyam
3 ай бұрын
Yea we need that
@garyboi9779
3 ай бұрын
The platform depends on the country you are in but you should generally be investing in a ftse global all world or similar/the S&P 500 if that's not an option for whatever reason. As for what he used at the end that is a mostly UK focused platform called trading212.
@captainrex34
3 ай бұрын
The site used is trading212 (see pinned comment)
@MrJonnyl123
3 ай бұрын
Just buy an snp 500 index fund on vanguard or Hargreaves’s landsdown and put money in every month
@XaFFaX
3 ай бұрын
It is the same thing as a roulette in Vegas. You just bet on different things.
@Noobixm
3 ай бұрын
Nah high interest my ass 1.7% of zero is still zero😭
@TheEmeraldVortex
3 ай бұрын
Savings accounts don't save you crap anymore. Not with all the tacked on interests and fees.
@therealshetty
3 ай бұрын
@@TheEmeraldVortex You can get 5%+ for savings
@Kingofdafarm21
3 ай бұрын
It's easy to get a 5% easy access savings account in the UK now
@noahsiegfried
3 ай бұрын
@@TheEmeraldVortex You need to do research. I opened up a HYSA with everbank recently. It has no fees or minimum balance and the APY is 5.15% which outpaces inflation I believe
@sunkistlgaqua
3 ай бұрын
U.S. too just opened 5.6% recently with no fees and 0.75% checking no fees
@rai1879
Ай бұрын
I'm so glad I was already doing 2 of these. Unfortunately my country doesn't have the last type of accounts available in any bank... Last time I asked. Will research more 😊
@TB-rv9uc
Ай бұрын
My mentor uses Capital One 360 (Checking & Savings) and only personal credit account, Ally Bank Savings account, Navy Federal account for CDs, and a Vanguard Roth IRA.
@bleachandlean1307
3 ай бұрын
“High interest” gotta make sure I’m giving the bank the majority of my paycheck
@SamuelThompsonIV
2 ай бұрын
Thanks man this helps me think about what i will do with my life later!!! And a video idea, Should you really go to college?
@Tobichiii
3 ай бұрын
Emergency funds? Everything is an emergency. it's not the 50s anymore my man
@Royalwaffles
3 ай бұрын
Canadian cost of living: "Are you sure about that?"
@Burtannia
3 ай бұрын
Holds Halifax card, stands outside Barclays...
@Gerald0613
3 ай бұрын
It's not against the law
@OfficialRedditReels
Ай бұрын
😂
@dennislynch940
3 ай бұрын
I recommend haveing an accout for bills if you bad with money management so you can cover your bils without blowing your money on junk
@rl95719
3 ай бұрын
You still won't get rich in your 20s like this but if you start in your 20s you'll be rich in your 60s and that's better than most.
@iosifo3472
3 ай бұрын
He is giving a lot of free advice lf l was having this advice when l was 20 years young l am 45 is not to late.
@atlasanomalous202
3 ай бұрын
I remember hearing about "High Interest Savings Accounts" when I was a kid. Those were the days. Probably should go back to school big guy, the game has changed...a lot. Unless by "High Interest" you consider 4.5% high. Considering inflation in the US is currently 9+% and usually 6-7%, I'd rather not take a 2-4.5% loss on my money just for holding it in a "High Interest" account.
@misswill8488
Ай бұрын
So then you’re going to do nothing and see zero? Got it.
@atlasanomalous202
Ай бұрын
@@misswill8488 nope already done. Up to $15k already. Want to donate? I heard some very mean things, and the money helps to offset my hurt feelings.
@rattlin9194
3 ай бұрын
Love those new Halifax cards that Barclays are now issuing 😂
@OfficialRedditReels
Ай бұрын
😂
@Mylonas19800
Ай бұрын
Trusting your money in the bank is like trusting your sheep’s to a wolf 😂
@azunicorn356
3 ай бұрын
Remember diversification doesnt just mean stocks, mutual funds/etfs, bonds as these are all tied to the market, so if the market fails so do all of these investment vehicles.
@chefdownunder92
3 ай бұрын
I may as well ask an infant who cannot speak for advice about end-of-life preparations 😅
@angelauska
Ай бұрын
That's exactly what I'm doing. My parents and lots of own investigation taught me.👍
@johnwurfel2862
3 ай бұрын
Keep your money in hard assets, useable land, real estate, and businesses. Bank and investment accounts are designed by others to farm your wealth away.
@asongfromunderthefloorboards
3 ай бұрын
Businesses are the only thing that has a potential to earn significant amounts of money. But it's risky. So why not invest in hundreds of other businesses instead?
@nexxterra
3 ай бұрын
I keep my money in column A and then decide what expense is getting paid from column B through H... This way I never see my money so I never get emotionally attached.
@nedergubis2638
Ай бұрын
Yep, saved for 10 yrs and all gone in ten days when the wife got sick pancreatitis. No health insurance.
@mistersomaru
3 ай бұрын
4-5 months? Brother, in what fantasy world can we afford to HAVE a savings like that?
@miljanvideo
3 ай бұрын
if you wanna KEEP your money, dont give it to the bank lol
@TandemPVP
3 ай бұрын
Imagine thinking most people have next months grocery money avaliable
@MajorSkrewup
3 ай бұрын
you don't need food when you have investments my dude
@CosmicHarmony58
2 ай бұрын
@@MajorSkrewup lmao yup...just a sandwich n coffee a day XD
@klasykapolskiegohh8798
3 ай бұрын
Funny that i did exactly that without ever seeing this before. It makes sense when you think about how to manage your money efficiently
@Brandon-ml2zw
3 ай бұрын
“Make your banks rich while convincing yourself that you’re “saving for the future”, it works every time”
@pietpadda593
3 ай бұрын
Keep your money in your bond. No account has a higher interest rate. No savings account will beat it. You're welcome. Just ensure you have flexi bond that allows depositing and withdrawing advance "payments". You're technically saving more money by saving on interest per month.
@jonjonson2411
2 ай бұрын
Where do we find that ?
@pietpadda593
2 ай бұрын
@@jonjonson2411 need to apply at a bank for your property. If you haven't bought a property via bond, this hint doesn't apply.
@SSWBJC1
Ай бұрын
A bond or a Trust?
@pietpadda593
Ай бұрын
@@SSWBJC1 bond > trust as trusts tend to eat your taxes unless you've got a special trust
@pietpadda593
25 күн бұрын
@@SSWBJC1 bond. Depending on your local laws, trusts typically have a baseline tax and then additional tax on payout. Trusts are worse off for the individual, but good for protecting inheritance.
@beelan101
3 ай бұрын
All of us are living paycheck to paycheck... so we have one account, and its always empty 😅
@ghpumi971
3 ай бұрын
An emergency fund save our family😅 my dad was unemployed for a bit because the company moved to denver
@TheCrimsonOne508
3 ай бұрын
This would be great advice if we weren't entering into a classic debt spiral that occurs during a long-term debt crisis.
@troy8063
3 ай бұрын
robert 'debt' kiyosaki loading lmao 😂
@kUiPeRnAtOr
3 ай бұрын
To all the people complaining about a 4-5 month emergency fund and cost of living; do a budget and take out the bullshit you dont actually need, youll see youve got some to spare, as Dave Ramsey says, "youll feel like you got a raise"
@PurpleWurmple212
3 ай бұрын
I would love to start investing in the stock market and have an investment account but I just have absolutely no idea how to do that or where to even start and I'm worried that I'll invest in the wrong thing and then just lose a whole bunch of money
@Halosrighthand
3 ай бұрын
If anyone ever actually recommends gambling on stocks as solid financial advice, know that person is 1000% gaming you
@jesseruiz9315
3 ай бұрын
Yep lemme just go on down to the bank and ask if they got any more of them high interest savings accounts for me.
@stewartkendrick3770
3 ай бұрын
High interest savings account giving you 5/6%. Inflation sitting at 7%. Cost of living crisis, high interest rates backed with high property prices. Most people are lucky if they have any of their pay check left to invest.
@marchoshes6912
3 ай бұрын
Millionaires and whatever else should be paying taxes too.That's b.S
@cal5365
3 ай бұрын
"high interest savings account" wow so glad after 50 years i'll have an extra £15 in that account
@asannytyson3536
3 ай бұрын
It's way funnier when the alien said it
@supercaptainbatdoggy
19 күн бұрын
If you add a little extra each month to a high interest savings, you wouldnt need to invest in stocks (also crypto), which inherently carries the risk of decreasing in value.
@liamhonan8
3 ай бұрын
“20’s” can’t take this guys advice lol
@nilesandsam
3 ай бұрын
Love how people always show those stocks grow when reality says you could lose most of it.
@dji2artik789
3 ай бұрын
Rent or mortgage Gas Electricity Mobiles Broadband School meals Weekly food Council tax Car Car insurance Absolutely nothing left to put on savings😢
@bigbaxi
3 ай бұрын
Set a better paid job and work harder. Construction industry can pay large amounts for the right people.
@milantiquestudios7460
3 ай бұрын
Checking, savings, investing.
@doanliem2458
3 ай бұрын
I dont have third account but i have 2nd account which i always save like 50% of my income every month been 7 years now and with my curent saving i think if i lose my job i will be fine atleast 2 years but maybe i should start trying stock out
@Mr0PT1C
3 ай бұрын
High interest savings accounts can’t even keep up with inflation…
@brendandor
3 ай бұрын
Tax free millionaires should be imprisoned immediately.
@lolimmune
3 ай бұрын
4 to 5 months of living expenses?! Bro, if i could save that much money, i wouldn't need advice.
@slickrick8279
3 ай бұрын
I dont even have 4 to 5 months of rent let along all expenses ... 💀
@nightsmoke3337
3 ай бұрын
4. Pray the dollar doesn't tank.
@mr_scruffles_ytminecraft1110
3 ай бұрын
You will 110% have to pay taxes on anything you put into the stock market regardless how or what ypu put that money into including a Roth IRA
@adk417
3 ай бұрын
a high interest savin...? an emergency fu...? What planet is he living on, because we're definitely not on the same one.
@SamuelThornton2024
2 ай бұрын
A better use of money if you want to get rich is to invest in a business that's customers value. Investing is fine but it's a long game.
@Legosado-cl6fo
2 ай бұрын
“Hopefully”, yea sounds like a plan
@kriztineBee1428
3 ай бұрын
4 to 5 months of loving expenses? Who do you think I am? I am excited when I have hills paid and 500 in there....
@KoiFishDisher
13 күн бұрын
Alright mate ill just starve for the next 2 years and live without hot water
@Davidtibi4353
3 ай бұрын
My house,…you definitely should keep your money at my house, in cash, preferably 20’s, 50’s & 100’s
@shrillcrayfish6168
3 ай бұрын
4-5 seconds of my living expenses. I made it!!!!
@samhilton4173
3 ай бұрын
No chance I could afford to save up 5 months of expenses AND invest in stocks and shares at the same time... I barely save 100 a month if I'm lucky.
@Error-000
3 ай бұрын
4 to 6 months of living expenses in an emergency account. Is this guy that delusional? Most young people don't have money after all the expenses of life to put into savings. This dude is legit living in the 1950s economy.
@richwithrich
3 ай бұрын
Brilliant! Better than Dave Ramsey's advice
@frankseu
3 ай бұрын
Lol, show me a savings account that beats inflation.
@PS_Tube
3 ай бұрын
Good financial advice.
@NDK0
Ай бұрын
4-5 months seem like a good idea... Until you realise that most people are living pay check to pay check
@eddiesharrone8106
3 ай бұрын
Clothes, cars and soon to be outdated electronics. As well as alcohol at shitty clubs and making it rain as often as you can at said club. Also eat only from door dash and Starbucks.
@genericexcuse7803
3 ай бұрын
Must be nice being able to afford savings.
@salvadordollyparton666
3 ай бұрын
yeah... cause i can keep one bank account from being closed due to overdraft fees, let alone 3... been a while since this dude was in his 20's... shit's changed a bit.
@WedrawYT
Ай бұрын
3 things that helped me get my finances in check: 1.Reduced bad habits. Drinking, gambling etc has to go. 2. Invested in myself: education, soft skills, learning how to cook. 3. Murd3ered a rich man. I now wear his skin, i have a skin suit, made of skin, from a man.
@Allah-is-God
3 ай бұрын
bonus tip: comit tax fraud
@Kate.Sangalang
3 ай бұрын
Lol. What the hell is wrong with these people. He is giving proven good advice here. If you are living paycheck to paycheck then check inward rather than criticizing another person giving advices.
@iHandleEasily
3 ай бұрын
"High interest savings account" is no longer an option. Unless you count 0.013% as a high margin. Guess I'll never be rich 😅
@JeDxDeVu
3 ай бұрын
If anyone tell you to put your money in the bank. Run
@OrangutanJ4488
3 ай бұрын
I don’t have enough money to keep my regular bank account full
@ninjakeks9326
5 күн бұрын
You cannot even have the second account without veing born wealthy. It's just not possible.
@oloyejames5215
Ай бұрын
Me thinking I'm about to be normal for a 29.99 yrs old.
@viveknair5191
3 ай бұрын
All I have is zero balance account and I am maintaining banks reputation by keeping it zero 😂
@KC-bg1th
3 ай бұрын
Skip 2 and put all your money in a diversified portfolio.
@tukankibar4917
3 ай бұрын
In this economy? Emergency fund should cover a year.
@Genshin5187
3 ай бұрын
You want to be rich, keep it out, the banks
@xIronwafflexx
3 ай бұрын
Looks like in order to do this, you better stay single and have a roommate.
@CyberRattt
29 күн бұрын
it's cute how he thinks young people are paid enough to have more then one accountm, excluding silver spoons of course
@fen0221
3 ай бұрын
I have all three of them and I’m still not rich. How come?
@lion_sin_
Ай бұрын
I like the tips but its just not possible for the most people the live on a quarter of their income
@sup_itz_kolor6819
3 ай бұрын
Everyone who can’t work a full time job watching this 👍
@JenJen_010
Ай бұрын
Lol saving in the bank is kind of a risk. You don’t know when bank will crash like Silicon Valley
@IM2MERS
3 ай бұрын
Oh my god I have all 3 accounts... now I just need the money to put in them.
@latinpercussionlover6598
3 ай бұрын
Life takes an unexpected turn every month.
@uforex911
3 ай бұрын
High interest saving account for about 5-6% a year ? We can easily make at least 5-6% a month. If you keep money in the bank like that you will never be rich
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