I always over spend on food. Taking cash out is such a good idea!
@BudgetTreasures
4 ай бұрын
It helps alot!
@moniqueb387
3 ай бұрын
Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.
@moets9507
2 ай бұрын
Even when I take cash out, I still over spend on food. It's the one area I must do better on
@peacefulmama
2 ай бұрын
I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
@Zipporah-xs3qz
2 ай бұрын
I tried this taking money out so that you only spend what you bring and nothing more. It worked.
@kimford-cc1tk
4 ай бұрын
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
@BudgetTreasures
4 ай бұрын
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
@vitiligogirl1037
4 ай бұрын
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
@timekabolden5309
3 ай бұрын
5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂
@denerricabean2371
26 күн бұрын
goals!
@AVBudgets
4 ай бұрын
💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.
@BudgetTreasures
4 ай бұрын
Right! I am the same way
@naturalista123
3 ай бұрын
@@BudgetTreasuresme too. Target and amazon will get me everytime.
@NaturallyPrettyBrownK26
20 күн бұрын
Same ❤
@lonasmith7701
4 ай бұрын
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
@BudgetTreasures
4 ай бұрын
Absolutely! I believe that “order” is important and significant. 🩷
@DDP196
Ай бұрын
Yes, that statement made me keep watching!❤
@sandraatueyi81
3 ай бұрын
I’m a beginner. I want to learn how to save without spending money unnecessarily.
@lisanapoli6061
3 ай бұрын
So inspirational to tithe first! God sees all and walks with us every pay day.
@BudgetTreasures
3 ай бұрын
🫶🏾
@audreanaburgess8371
4 ай бұрын
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
@voniarichard270
3 ай бұрын
I found these kind of channels recently and let me tell you my life is about to change for the best….thank you
@BudgetTreasures
3 ай бұрын
I know just how you feel! I am glad that you are here! Welcome 🤗
@KeishaBeeeCooks
3 ай бұрын
Money Money Money Flows to me consistently xo
@Its_gina_g
2 ай бұрын
💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅
@BudgetTreasures
2 ай бұрын
Same here. 😂 How did we do it?!?!
@aimeepaterson4423
3 ай бұрын
“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x
@timekabolden5309
3 ай бұрын
Right?!?
@timekabolden5309
3 ай бұрын
I thought like 35/36
@joannek5910
3 ай бұрын
All day!!!!! This is 1 GORGEOUS woman 🎉
@BudgetTreasures
2 ай бұрын
Awee. You are so kind 🫶🏾 thank you 😊
@BudgetTreasures
2 ай бұрын
Thank you 😊🩷
@conniekelly5186
4 ай бұрын
Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great
@BudgetTreasures
4 ай бұрын
Yasss!! It works amazing!
@brittanymorris943
4 ай бұрын
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
@BudgetTreasures
4 ай бұрын
Thank you sooo much for being here!! I appreciate you
@DDP196
Ай бұрын
Yes, all my bills must go the same way always!!
@kelseyregan1947
4 ай бұрын
💰tithing first 🥰 You’re the real one!!!
@BudgetTreasures
4 ай бұрын
☺️
@timekabolden5309
3 ай бұрын
That's a nice budget book! 📚😊
@Allocatingmindset
4 ай бұрын
I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍
@BudgetTreasures
4 ай бұрын
🩷🩷
@tierram.2217
2 ай бұрын
I like your organizational skills and cute books and trinkets.
@BudgetTreasures
4 ай бұрын
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
@Ihavepiercings
4 ай бұрын
Can u please tell me where to get the book?
@babiigurl72309
3 ай бұрын
Info on where to get the book you're using in the video please
@cierrelanae7993
3 ай бұрын
May I have the information on where to purchase that exact book?
@thysisreid2050
3 ай бұрын
@@cierrelanae7993looks like she’s using The Budget Mom planner.
@tiffanycooper2305
2 ай бұрын
Where did you purchase all the books you used???? Please 🙏
@ronnielisa777
3 ай бұрын
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
@traceyealy5477
4 ай бұрын
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
@BudgetTreasures
4 ай бұрын
Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂
@shanellkendrick8419
3 ай бұрын
Where did u get ur budget binders from?!
@Notpatriceplays
2 ай бұрын
Yes. It is very detailed and practical..
@cossandraspirlin6930
2 ай бұрын
They’re inexpensive at TEMU, I’ve purchased through them
@simpleetreasure
4 ай бұрын
How do you budget for hair and nails? Is that a fixed expense?
@rochelleserrell98
3 ай бұрын
Words have power. Definitely not calling it “the broke man’s routine “.
@AlliterativeAtheist
3 ай бұрын
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
@BudgetTreasures
3 ай бұрын
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
@denerricabean2371
26 күн бұрын
thats exactly what i said!
@Sherryann-w8p
2 ай бұрын
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
@ShesFromVenus
3 ай бұрын
Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨
@DDP196
Ай бұрын
I thought the same thing! Life & death lives in the power of your tongue!
@geniceH
3 ай бұрын
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
@jenpisano5954
Ай бұрын
💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤
@janicewalker2615
2 ай бұрын
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
@mariacristinaranauro2427
26 күн бұрын
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
@tonyapoynter8111
3 ай бұрын
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
@lafredapayne7977
4 ай бұрын
I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸
@BudgetTreasures
4 ай бұрын
I’m glad that it helps ☺️
@lisivelazquez65
3 ай бұрын
That's the first thing I also do is pay my 10% to my church too.
@NaturallyPrettyBrownK26
20 күн бұрын
I’ve saved and saved and had set backs cash out is going to be the way for me!!
@sheenalee7602
4 ай бұрын
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
@BudgetTreasures
3 ай бұрын
It can get our of hand for sure
@mholland8835
4 ай бұрын
💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊
@BudgetTreasures
4 ай бұрын
Thank you!
@LunaP.-jb7bq
4 ай бұрын
I plan to start saving from August. These videos will be very useful. Thanks for it :)
@BudgetTreasures
4 ай бұрын
Awesome
@ebonygreen63724
4 ай бұрын
Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤
@BudgetTreasures
4 ай бұрын
Thank you Bestie!
@wtfaliciamarie
21 күн бұрын
I am looking forward to be debt free!!
@laritawhite8081
2 ай бұрын
Thank you for sharing your budget routine!
@meganbethel5644
4 ай бұрын
💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️
@BudgetTreasures
4 ай бұрын
Awee. Thank you ☺️ I appreciate you
@zandramangrum5483
3 ай бұрын
Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.
@holly29913
4 ай бұрын
💰💰💰 the cash stuffing part of the video is giving ASMR 👌
@BudgetTreasures
3 ай бұрын
Oh good lol! I like asmr
@TeachBudgetPlan0727
4 ай бұрын
Thank you for the motivation!!
@BudgetTreasures
4 ай бұрын
Thank you Bestie!
@TheAmazinRaven
Ай бұрын
GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!
@DDP196
Ай бұрын
I thought the same thing!!
@ThePynnFool.budgeter
4 ай бұрын
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite KZitemrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
@BudgetTreasures
4 ай бұрын
This is good news! The cash budgeting method is one of the BEST!
@gospelician
2 ай бұрын
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
@BudgetTreasures
2 ай бұрын
Really! I have heard that Florida is among the most expensive places to live
@JoanneArc-or9sr
4 ай бұрын
Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂
@BudgetTreasures
4 ай бұрын
LMBO!!! Not sloppy 😂😂😂
@AKingsRealtor
3 ай бұрын
I am new to your page and very much appreciated this video. I’m a holistic real estate agent making home ownership attainable and sustainable through education and application. This video will serve my clients that are working towards homeownership very well. Do you have affiliate links for the planners and binders that you’re using?
@BudgetTreasures
2 ай бұрын
Hello! Thank you for your connection! I do not. This is something I may look into in the future
@LatoyaJackson-fc8ob
3 күн бұрын
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
@BookFanBudgets
4 ай бұрын
PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰
@BudgetTreasures
4 ай бұрын
PAYDAY!!!!
@andrealynnwinchester9156
7 күн бұрын
I just started watching these types of videos and what is cracking me up is y’all in debt up to your eyeballs and yet damn near every one of you is “tithing.” I find it funny that you give 10% of your hard earned money so that some dude who gives you HIS interpretation of the Bible can live a better life than you and your kids! 😂 Just so strange to me. I donate to the poor when I have money to spare. If I owe thousands in credit card or car payments, then I don’t have money to spare!
@ChristinaCampbell-j5i
Ай бұрын
This video is very misleading. Why write in a book in your video but when I pay my money I get a PDF? You told me 24 hours for a refund and 24 hours has passed. Why deceive people? Why not respond with an update on the refund or atleast how to get the so-called hardcopy that YOU use in the video????????CHECK YOUR EMAIL LADY AND PROCESS THE REFUND NOW!!!
@LaToyaPlansLife
4 ай бұрын
Woot woot to payday!! 💰💰💸💸
@KeelyB2318
2 ай бұрын
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸
@BudgetTreasures
2 ай бұрын
I try to make it as fun as possible 😂🩷
@ierenedyne2521
9 күн бұрын
thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.
@MIA-re5jy
3 ай бұрын
First off I think this is a great video with excellent information for budgeting. However, I disagree with/1 thing you stated about “millionaires routine” you stated “this is a broke man’s routine.” Well, reason I disagree with you is because the first thing the millionaire did was CHANGE THEIR MINDSET. If you stay in broke energy you will remain in that energy. That is all…. Thanks.
@AlleenDavid
Ай бұрын
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
@aprilsue7072
2 ай бұрын
Yeah…no! I have to use Microsoft Excel. Much easier than writing it out manually. Color coded, formulas etc. We’re in age of being digital. Writing it out is being stuck in the 60’s.
@sandymorales5959
2 ай бұрын
Can you please put a link here to purchase this workbook you’re paying your bills out of in this video? When I click the link in description I can’t tell if that’s the same one. I need one that allows me to list all my bills payments etc like what you’re doing here. Thanks
@shantakoa8596
4 ай бұрын
Appreciate the information. I wish i could keep cash with me like that. Do you keep it locked away? Money 💰 💴
@BudgetTreasures
4 ай бұрын
Thank you for being here Bestie💜 I am very disciplined and do not dip and spend...
@KAiTiEKAKES
15 күн бұрын
hi im new to your channel so idk if you’ve said this in another video and i can’t find it in the links. what budget planner is this that you’re using?
@floramackey
2 ай бұрын
Good morning, I just saw this can you link the place you purchase your budget items
@Iprayforyou7
2 ай бұрын
Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾
@perfected4purpose817
2 ай бұрын
I need help! Whats the name of the budget book, where does self care fit and is it really a must nails and feet i do my own hair. And lasty how do i buget for clothing what can go monthly. I know it a lot but im ready to try
@Leathaaverett
Ай бұрын
I love this approach. Where did u purchase your budget organizers?
@berrysmartbudgeting
3 ай бұрын
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
@BudgetTreasures
3 ай бұрын
😂 Yes!
@lashandaallen.8093
20 күн бұрын
What is the one month ahead for? I saw you Maintences and etc . But can you explain a little more please
@SoniaH-t8g
2 ай бұрын
Hi Hope your doing well. Where can i get 1 of those Budgeting books like you have there?
@patriciavaughn4185
4 ай бұрын
Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.
@BudgetTreasures
4 ай бұрын
Thank you! 🫶🏾
@PinkOwl31
Ай бұрын
Yes! I need the broke man routine. 😆😆 Gotta crawl before you can walk.
@venitacary6903
4 ай бұрын
We appreciate you - you are awesome as always. Thank you for what you do
@BudgetTreasures
4 ай бұрын
Thank you Bestie!!💜
@rochellebell9613
2 ай бұрын
Thank you for this. I'm inspired.😊
@moniquethomas3376
2 ай бұрын
Where can i find the books/binder & accessories you are using, Please?
@RealLifewithLisieJ
2 ай бұрын
Go girl maybe when my check more consistent cause I be playing
@karrysmith9336
4 ай бұрын
This is so very helpful thank you!
@BudgetTreasures
4 ай бұрын
Awesome! I’m glad it was helpful
@QuietInChaos1
3 ай бұрын
What if I don’t have any major bills and trying to save for an apartment.
@elashalev5331
3 ай бұрын
That’s brilliant, thank you for sharing!
@BudgetTreasures
3 ай бұрын
My pleasure!
@sanjia9363
4 ай бұрын
💴💴💴Always stay to the end💕 💴 💴💴💴
@BudgetTreasures
4 ай бұрын
Thank you!!
@claire9064
Ай бұрын
Can you please provide the links for your planner and envelopes?
@DanielleJenai
Ай бұрын
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change? Money, money, moneyyy!!!
@BudgetTreasures
Ай бұрын
Absolutely! No not really. Usually they have change where I shop. I know in the past, during the pandemic it was difficult to use cash.
@fatimahbashir2474
4 ай бұрын
great video. Easy to follow steps.💰💰
@missmoniquemariee
2 ай бұрын
What is the one month ahead folder for specifically?
@Tammy-e8c
4 ай бұрын
😂😂it bothers me if my cash isn’t facing all the same way. I even will fix my husband cash in his wallet to.
@BudgetTreasures
4 ай бұрын
😂😂
@tierram.2217
2 ай бұрын
How do you have everything labeled so nice?
@aprilgiggetts2847
2 ай бұрын
Looking for this book. I do not see the link. Like this video.
@pamelawilliams2739
2 ай бұрын
Where can i purchase the books and money envelope
@rosamondhazell2149
4 ай бұрын
Wow another video 👏👏Thank you so much!! 💰💰💰💵I love dealing with my budget!!!
@BudgetTreasures
4 ай бұрын
Thank you Bestie
@cierrelanae7993
3 ай бұрын
Where can I purchase that exact budget book?
@budgetingwithkrztofr
4 ай бұрын
Great video and tips. 💰
@everythinginlove866
Ай бұрын
New to your channel. Where do I get the book?
@reneetyler2730
2 ай бұрын
Where did you purchase the budget book?
@WrightDreamer
3 ай бұрын
Thanks for sharing❤🤑🤑🤑🤑💰💰💸💸💸
@bevschons2608
2 ай бұрын
Do you sell the binder tracker you use?
@hardingirls12
2 ай бұрын
This was super insightful. Thank you so much!
@BudgetTreasures
2 ай бұрын
You’re welcome ☺️
@lin90210
4 ай бұрын
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe I watched until the end Bestiessss 🤑🤑🤑🤑🤑
@BudgetTreasures
4 ай бұрын
💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...
@lin90210
4 ай бұрын
@@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx
@itssricaa96
3 ай бұрын
A little bit irritated I can’t see the actual budget digits. I tried to even airplay it to my t.v. STILL can’t see .. 🙄 also I was wondering why the water was ran in the first place ? Lol
@BudgetTreasures
3 ай бұрын
My apologies. I’ll be sure to zoom in. The water was running because I was making my coffee. 😂
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