This is cool. I’m newly FIREd but I’m open to different doors and structures of life. My dad retired but started doing part time job in addition to his passion projects. Subbed🙋🏻♀️
@OnCashFlow
3 жыл бұрын
That's awesome! Congratulations! No one needs to listen to the internet retirement police. Financial independence is about designing the life that YOU want to live! :)
@julioalvarez4481
3 жыл бұрын
Pretty cool perks with Citibank! Shocked at how generous their benefits are.
@OnCashFlow
3 жыл бұрын
Indeed, most big banks have very similar good benefits, even for part-time employees. Probably because the need for in-person staff is becoming less and less as banking technology advances.
@jasondraper1479
3 жыл бұрын
I am a mail carrier. Part time employees will likely work 60 hours or more a week You will not have access to TSP. You will work Sundays. You will work holidays. Part time employee just means you are gauranteed a minimum number of hours. You will have to pay the full premium for health benefits. Usps pays nothing. Usps is not a good fit for barista fire.
@OnCashFlow
3 жыл бұрын
thank you Jason for educating me on this, I was very mistaken in my thinking that USPS was good for Barista FIRE. My research on the internet said that part time employees get benefits, but your firsthand experience is much more valuable.
@jasondraper1479
3 жыл бұрын
Part time flex(ptf) are career employees with access to TSP, paid holidays, etc. They are gauranteed a minimum of 6 hours per day. Nearly every ptf works like a dog though. Ptf's are almost never hired off of the street. Usually they are hired as a city carrier assistants then 'converted' to career status after a year or two. Needless to say I could go on and on with details but it's probably not nessesary. You will work a ton no matter what. Thanks for responding! :)
@genxx2724
3 жыл бұрын
@@jasondraper1479 You write very well.
@CT-lo9ot
2 жыл бұрын
Thanks so much for your research. Great information. I’ve been thinking about looking for a part time job with benefits. Hope your channel grows!
@OnCashFlow
2 жыл бұрын
Thank you! I think it's a much better quality of life when you can afford less working hours!
@prettyprincess8187
Жыл бұрын
Work for the government. Part time employees get benefits most of the time and it's usually desk work. You can find positions that are strictly remote too. Set hours and great benefits.
@OnCashFlow
Жыл бұрын
Wow yeah I can see that, and more and more remote work is a big deal!
@anniesshenanigans3815
3 жыл бұрын
I work in Healthcare (not a nurse) and can go PRN (on demand) but most medical employers give no benefits for PRN employees. These are very high stress jobs, and that is why there is so much demand and high pay for them. I plan to go PRN 2 days a week later this year because the stress has become too much to keep it up. I can live 'Barista FI/RE" from now to retirement.
@OnCashFlow
3 жыл бұрын
Hi Ann, that is awesome that you are able to do that. I hope that the stress is much less for you!
@knittingknut
3 жыл бұрын
I am an experienced RN in the SF Bay Area. Great pay but because I’m Per Diem I don’t get health care. I only need to schedule myself 1shift /week but I often work more than that when my co-workers need time off and ask me to fill in for them. It can be very stressful but it’s very doable because as it’s only 1 or 2 shifts / week. I am able to pay into a 401k and my employer matches some of it.
@OnCashFlow
3 жыл бұрын
@@knittingknut It must be good pay if you can manage to do that in the SF Bay Area!
@JimMurray2
3 жыл бұрын
Also maybe add to the list...Member of Congress
@OnCashFlow
3 жыл бұрын
Haha! Good One! They certainly make a lot for what seems to be very little work!
@OrganicFreedom
3 жыл бұрын
@Jim Murray I’ve never thought about that. I’m newly FIREd so I’ve put it on my list 😂
@JimMurray2
3 жыл бұрын
Thanks for these solid examples with details. This opened my mind to ideas I had not thought of before. Still several years away for me, but good to plant the seed.
@OnCashFlow
3 жыл бұрын
I'm very glad it was helpful, Jim! There are so many more great opportunities for Barista FIRE jobs as well, especially if you don't need the top-tier benefits.
@OrganicFreedom
3 жыл бұрын
I felt the same way.
@riri12345678910
Жыл бұрын
These are wonderful suggestions! thank you!
@OnCashFlow
Жыл бұрын
Happy to help! Thanks for watching!
@jaylenlenear3944
3 жыл бұрын
I work at a bank now and just stepped down to part time. Easily my best job thus far. Im only planning to quit for a gap year on my real goals.
@OnCashFlow
3 жыл бұрын
I briefly worked part-time at Chase when I was in college! It is definitely not bad for part-time "barista FIRE" type work! What is your plan for a gap year?
@jaylenlenear3944
3 жыл бұрын
@@OnCashFlow focusing more on passive income primarily through vlogs of play ing chess so that hopefully this one year turns into an entire career.
@OnCashFlow
3 жыл бұрын
@@jaylenlenear3944 I wish you the best of luck! I think you can succeed with one year of full-time dedication because you can easily diversify your income from the chess niche. You could offer consulting, create courses, promote affiliate programs related to chess, etc. And along the way hopefully I can help you with your finances!
@jaylenlenear3944
3 жыл бұрын
@@OnCashFlow my thoughts exactly thank you !
@OnCashFlow
3 жыл бұрын
@@jaylenlenear3944 Anytime my friend!
@nikiclaypool8800
2 жыл бұрын
Keep up the good videos!
@OnCashFlow
2 жыл бұрын
Thank you Niki! :D
@OnCashFlow
4 жыл бұрын
➡Checkout My Highly Recommended Resources: oncashflow.com/resources ➡Get Awesome Perks And Support The Channel: www.oncashflow.com/join
@driftingintoretirement
Жыл бұрын
Great videos, liked and subscribed
@OnCashFlow
Жыл бұрын
Thank you!
@kdelete4949
3 жыл бұрын
I would pass hard on USPS. That is not any kind of retirement.
@OnCashFlow
3 жыл бұрын
I have had someone else say something similar, and I am so surprised! There is a strong sorta stereotype towards the USPS having overly generous benefits.
@adlantian6334
3 жыл бұрын
Yeah I agree. My girlfriend's mom has worked at USPS as a temp fed employee. It sounded like a really toxic work environment, at least at her post office
@malinallitekpatl1
2 жыл бұрын
I have a friend who has worked for USPS for years. Says it pays well, lots of overtime opportunities (triple pay!), and great benefits including retirement. Says it's a good place to work, though am sure that's more to do with supervision and the team.
@CeciliaMarieAngela
3 жыл бұрын
After a very technical career, how do you create a resume for barista firing jobs?
@OnCashFlow
3 жыл бұрын
Hmm, I think that most Barista FIRE jobs are going to be easier to qualify for even if your background is technical. I think it would be impressive to potential employers in the first place to have such a skilled worker, Just be honest and make a good looking resume I would say! :)
@CeciliaMarieAngela
3 жыл бұрын
@@OnCashFlow I've tried to apply for part time retail jobs unsuccessfully and assume it's because I'm overqualified. Not sure though. Maybe trying to apply in person helps.
@OnCashFlow
3 жыл бұрын
@@CeciliaMarieAngela They probably get a lot of applications and you might have to tweak your resume to fit the individual job posting more since they probably have an algorithm that automatically delete resumes that don't match up well.
@dmoon9037
4 жыл бұрын
Guard/Reserves.
@OnCashFlow
4 жыл бұрын
Absolutely, but I don't think it has broad appeal to most people? Especially in FI because even in the reserves you have obligations that limit your flexibility since you still have to sign a contract for I think (6?) years active reserve and (2?) years inactive reserve.
@dmoon9037
4 жыл бұрын
OnCashFlow Enlisted contracts are 2, 4, or 6 years (regardless of selected or inactive status). But Selected Reserve is the only way to get the great Tricare coverage. Being in the Reserves has been the most flexible part time job I’ve ever had. Of course there are obligations, but I don’t find them limiting. Speaks directly to your points on connection to colleagues and contribution to a higher cause (mission).
@dmoon9037
4 жыл бұрын
OnCashFlow Not appealing to most in FI? Then most are missing out on Covert FI. 😎
@theropesofrenovation9352
Жыл бұрын
Yeah. Not many even mention health insurance
@OnCashFlow
Жыл бұрын
I suppose now there is the healthcare gov marketplace so it's less of a big deal now?
@theropesofrenovation9352
Жыл бұрын
@@OnCashFlow True but still high
@OnCashFlow
Жыл бұрын
@@theropesofrenovation9352 I am very fortunate to live in a LCOL area with a HDHP from there right now with $0 premiums on up to $42k of AGI.
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