SCHX and FTEC. I'm fine with FTEC, but SCHX needed more research done on my part. It was great in 2020 when 2 companies were soaring upward and on the outside of the S&P 500 (Tesla & Zoom). Now that those companies are in the S&P 500, it no longer beats the S&P 500. Still good returns, just not consistently as good as IVV or VOO.
@SusannaJ
2 жыл бұрын
I just signed up for a brokerage account. Can't wait to get started. Thank you for this channel!
@UrtyUrts
Жыл бұрын
Just VBAL for me. Mostly because it’s an all in one ETF but it contains bonds. I first invested in it because it was my first purchase in a DIY portfolio and I didn’t want to take on much risk. However, I’m considering VGRO or even VEQT now that I have a bit more confidence.
@juggie19
Жыл бұрын
VDY and VFV for ETFs and Wealth Simple Halal Portfolio for RESP.
@igorpissarenko4949
2 жыл бұрын
I’m a big believer in S&P500’s VOO etf, but since I’m in Canada, it really does make sense to buy VFV, which is its equivalent and trades in Canadian dollars. Thanks for the video guys! Keep rocking 🙌🏼
@stephandden
2 жыл бұрын
Thanks, Igor! 😊
@yoyosssss
8 ай бұрын
So if i buy VOO, i can but need to pay fx fee?
@cleosmithjr
2 жыл бұрын
Great break down of ETFs, love the way you help educate your fans. You two are absolutely awesome, love you both. Pls keep bringing this content...thank you🙂
@stephandden
2 жыл бұрын
Thanks so much, we really appreciate that! 😊
@fayih
2 жыл бұрын
Lol, not the comparison with the cereal!! The price per unit (g) is higher with the multipack, and ETF's are cheaper to buy (lower fees). But i get your point:) Great job on the channel!
@stephandden
2 жыл бұрын
The main point is the visual representation of a little piece of multiple options, instead of one big thing. 😊
@mariahmitsilios6676
2 жыл бұрын
Great video! 2 🇨🇦 questions: 1. How do you get started with a self directed TFSA or RRSP, when you have each already tied up in mutual funds at one of the big 5? 2. What does the process look like to transfer out of mutual funds for both TFSA and RRSP and into a self directed account to purchase ETFs/stocks? If there is a video on this that would be great if you can share! I’ve been investing for 5+ years but don’t know how to take control.
@stephandden
2 жыл бұрын
Hey Mariah! I (Steph) went through something similar in the past - I started with mutual funds at TD Bank, then switched to a self-directed account as the same bank, then left and switched to Wealthsimple. We have some videos up on the channel about this from over a year ago where we talked a bit more about both stages. 😊
@Porcelynnn
2 жыл бұрын
VTI, VYM, VYMI, and MGV
@stephandden
2 жыл бұрын
🙌🏿🙌🏻 thanks for sharing!
@prabhleensingh798
2 жыл бұрын
All of the etfs mentioned are us ones and with those as per wealthsimple you need to pay a fee each time you buy one of these stocks. So, there can be a possibility of all the profit eaten up by fees
@stephandden
2 жыл бұрын
These weren't Canadian specific ETFs - we were breaking down the various types and categories you can look further into depending on where you live 😊
@e5toro7008
2 жыл бұрын
You guys forgot to mention the most important thing regarding all of these ETF's and that's the *expense ratios.* The higher they are, the more they'll eat away at your future earnings. In a span of over 20 - 30 years of investing that could amount to well over tens of thousands, if not hundreds of thousands lost in fees!! 👎 From the five you mentioned VOO and VTI have the lowest expense ratio at 0.03% I personally have VOO in my 401K, Roth IRA, HSA, and my taxable account. VOO all the way all the time. VTI is a close 2nd, but I wouldn't even consider the rest.
@stephandden
2 жыл бұрын
Thanks for sharing, Rick!
@faryalminhas
2 жыл бұрын
this was a helpful video! for canadians, do you recommend buying these stocks in USD (since wealthsimple/banks typically charge us to buy US stocks), or is it better to buy the canadian versions of these stocks (such as VFV)? I'm kind of confused about that!
@rodrigobarth4007
2 жыл бұрын
Yeah I have the same question. I believe as Canadians is more effective for us to buy the Canadian versions due to the conversion fees you just cited. Both VOO and VFV have the same holdings.
@stephandden
2 жыл бұрын
It's ideal to look at the Canadian versions (like a VFV), however there are a number of articles online that compares the difference between a Canadian listed ETF and a US listed ETF that track the same market that might be worth digging into - also, Norbit's Gambit is a strategy that can be used to buy the US version without having to pay as high of fees. Hope that helps 😊
@jesse5615
Жыл бұрын
Hello, great video. So i've been buying VEQT, VFV and HXQ (Nasdaq). I know the last two are overlapping but what are your thoughts. I just don't want to miss out on Nasdaq and S&P 500 so i thought why not buy all of them lol.
@harrygill6169
2 жыл бұрын
Very well put information.
@stephandden
2 жыл бұрын
Thanks Harry! 😊
@otsam1050
2 жыл бұрын
Another nice video guys 👍🏽
@stephandden
2 жыл бұрын
Thank you! 🙌🏿🙌🏻
@bnwo
2 жыл бұрын
Amazing video again. Enjoy your weekend.
@stephandden
2 жыл бұрын
Thank you! You too 😊
@SceletonFace
2 жыл бұрын
Can you pls do another video but with Blackrock?
@stephandden
2 жыл бұрын
Thanks for the suggestion! 😊
@akin242002
2 жыл бұрын
IVV, ITOT, IXUS, and DGRO are amazing.
@itz.mariavicz
2 жыл бұрын
LOVE THIS!!!
@stephandden
2 жыл бұрын
Thanks, Maria! 🙌🏿🙌🏻
@mapete24
2 жыл бұрын
VSP for Canadians because it’s currency hedged.
@jennyly458
Жыл бұрын
Hello! Are you buying Vanguard stocks directly through a Vanguard account or through a bank such as TD Direct Investing; is there a difference in fees. Thank you!
@jonathanacevedo3528
2 жыл бұрын
What’s the different between VOO and VFV as they both track the S&P 500? Which one is recommended as a Canadian who is investing into TFSA?
@famsaun3357
2 жыл бұрын
VFV in your TFSA. VOO can be used in your RRSP since you will not pay any foreign withhold tax due to an agreement with the US. But then you will have to pay forex fees to trade to USD. You have the possibility of using Norbert’s Gambit to reduce your cost depending on where you trade from. VFV is much simpler and certainly for your TFSA
@stephandden
2 жыл бұрын
VFV is like VOO, but is traded on the Toronto Stock Exchange - so as a Canadian you can save on exchange fees with VFV 😊
@jonathanacevedo3528
2 жыл бұрын
@@stephandden thanks for the response. Keep pushing out content as it’s def helping myself and many others!
@bhushankurlekar3707
8 ай бұрын
@@stephandden is there withholding tax on dividends on VFV as it holds US stock for that matter also all Canadian other ETF which invest in US stocks..?
@-keta
2 жыл бұрын
What do you think about VWRL?
@stephandden
2 жыл бұрын
Given that it's an all-world ETF, it provides global diversification - and given that it trades in Europe, and is made for those that live in Europe, there are likely better tax advantages than a fund that trades in North America (assuming you're based there!). Definitely something to look into further if that's what you're looking for 😊
@ali1431
Жыл бұрын
I bought the BMO S7P 500, is it the same thing?
@vancouverdiaries738
2 жыл бұрын
How much you guys spend on clothes and accessories per month out of your budget? Do you have minimalist approach towards this?
@LOLKrazie
2 жыл бұрын
Just stop buying 'stuff' and invest it.
@johngopto9357
2 жыл бұрын
Very deceiving video of showing a "1 million" dollar account balance as click bait
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