A bank is a financial institution that accepts deposits from individuals and businesses and uses those funds to make loans or investments. Banks provide a variety of financial services, including checking and savings accounts, loans, credit cards, and investment products.
Banks are also responsible for managing the payment system and facilitating transactions between individuals and businesses. They play a critical role in the economy by providing access to credit and facilitating the flow of funds between borrowers and savers.
Banks are regulated by government agencies to ensure their safety and soundness and to protect consumers from fraud and other financial crimes. The type and level of regulation vary depending on the country and the type of bank.
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