Thanks mam,but you didn't told about section 10(10D) tax benefit inULIP plan.
@Diteshhatwal
Жыл бұрын
The videos from groww help me to understand the working of mutual funds
@chan625
Жыл бұрын
ULIP doesn't have tax at the end though MF has 10% beyond 1lac. Overview mutual fund is still better but this is important difference
@sumitlehri5704
9 ай бұрын
what do you suggest .where to invest?
@arjunmohandas8870
8 ай бұрын
Its not always good but mostly its bad only. Fund management s high and lot of other charges in many ULIPs. So even if its tax free returns might be less. Also most time mutual funds gives better returns so 1 percent higher return in mutual funds can beat tax saving amount in ULIP. So dont jump without thinking
@arjunmohandas8870
8 ай бұрын
@@sumitlehri5704Except a max life product go for mutual fund. Only one or two ulips are good.
@chan625
8 ай бұрын
@@arjunmohandas8870 Which is why I said mutual funds are still better overall
@user-hu8jp9hn5k
8 ай бұрын
10 % Only on profit not on all amount
@ShaileshPandey-i3l
10 ай бұрын
Aapki information correct hai pr incomplete ulip main ab switchings ko free kar Diya Gaya hai plus har company saare charges ab bhi leti hai kuc companies premium allocation leti kuc policy administration leti hai
@sandeepguleria7534
Жыл бұрын
Direct mutual funds ka kya chal Raha hai seen who will bear the expense investor or you.
@nilekshdhimer
Жыл бұрын
You have to also guide users, how to apply for ULIP with Groww
@sunnyshiva2845
15 сағат бұрын
Very nice video and very informative about Market as well as product information.❤🎉
@sunilmeelchoudhary
15 сағат бұрын
Mam ulip ko 2yr me stop ker dete h mean uska premium paid nhi dete h to Kiya next 5yr me kiya ulip fund me value kha jayege mean market me rahega ya nhi
@amitchopra1259
Жыл бұрын
Ulip mei agar aapne term pura hone ke baad hi maturity li he to sab charges refund ho jaate he
@sunnygogna2006
6 ай бұрын
Very informative Please advise if long term capital gains for ulps are 10% for Oci/Nri aswell or are they any different? Thanks in advance
@iamsumitfitness7843
Жыл бұрын
Is there anyone who know the maturity amount from Mutual funds will be tax free or not? One of the brokers told me that ULIP's maturity amount will be 100% tax free.
@amitchopra1259
Жыл бұрын
Ulip maturity is tax free
@rohitdmishra5992
Жыл бұрын
LTCG of MF is tax free upto 1lac and beyond is taxable at the rate of 10%
@lalnaveenmanu
10 ай бұрын
Upto 2.5L yearly premium in ULIPs maturity amount is tax free
@joh.nnybhai69
9 ай бұрын
But ulip is scam because jaise jaise age badhegi usme charges woh log jyada lete hai premium mortality charges jo apni umar k saath saath badhte jata hai
@namanverm4426
9 ай бұрын
@@joh.nnybhai69 Bhai mujhe please bus itna bata dijiye Maine ek Ulip plan liya hai.. Kya uski jo current value jo dekha rha hai woh pura paisa aayega ya tax katkar aata hai.. Please btaye please🙏🙏🙏🙏🙏🙏🙏
@siddharthpatil1729
6 ай бұрын
Very usefull information 👍🏻.. Thanku
@tanmaymanishdesai9823
3 ай бұрын
what about the principal amount guarantee given by ULIP and not by mutual fund?
@ashutoshpandey8149
Жыл бұрын
Maine Tata AIA fortune pro plan liya hai aur allocation rkha h emerging opportunities fund me 100 percent..PPT h 10 years and policy term h 15 years....ye sahi rahega kya mam
@mainakmallick1143
10 ай бұрын
Acha hai
@SarvvTA
18 күн бұрын
Yes
@amangandharva4536
Жыл бұрын
Ur channel is so underrated yaar
@rubinasalmani4273
15 күн бұрын
Very useful video ❤
@akashgoel601
2 ай бұрын
what about tax benefit of 10(10d) that saves us a lot of money with ulip rt?
@parthajp
6 ай бұрын
As mutual fund having capital gain charges of 10% where ULIP less than 2.5 lakhs having no capital gain charges. If i am looking for investment of 2.5 lakhs per annum for 20 years. It would be better to invest in ULIP or mutual fund ?
@mukeshv947
29 күн бұрын
ULIPS IS BETTER FOR YOU
@darlamanohar4029
Жыл бұрын
How the mutual fund returns tax will be calculated based on salary slab regime or only 10 % from gains
@MutualFundsAtGroww
Жыл бұрын
Hello, Returns are taxed at 15% , if you redeem before one year. After 1 year, you are required to pay LTCG (Long Term Capital Gains) tax of 10% on returns of Rs. 1 lakhs+ in a financial year. Thank you
@gopalraj5931
11 ай бұрын
Thanks for this nice information
@aargee3482
Жыл бұрын
You didn't told about tax free maturity of ulip
@nirusingh2139
Жыл бұрын
Maturity of ulip is tax free। अभी तक जो देखा गया है म्यूचुअल फंड से ज्यादा पैसा बनाकर यूलिप ने दिया है।ulip में जो भी आता है एक निश्चित गोल के साथ आता है। और कम्पनी को भी पता है यह पैसा 5 साल कही नहीं जा रहा है। इसलिए ऐसे कम्पनी में इन्वेस्ट किया जाता है की एक बेहतर रिटर्न मिले जबकि म्यूचुअल फंड में 90% लोग 2से 3 साल में पैसा निकाल लेते है इसलिए कम्पनी ऐसे जगह पैसा लगातीं है जहां रिटर्न भले ही कम मिले लेकिन कस्टमर नाराज नहीं हो 😂
@namanverm4426
9 ай бұрын
@@nirusingh2139 Sir mujhe please bus itna bata dijiye Maine ek Ulip plan liya hai.. Kya uski jo current value jo dekha rha hai woh pura paisa aayega ya tax katkar aata hai.. Please btaye please🙏🙏🙏🙏🙏🙏🙏 and Sir sach mai aap serious hai ki ulip accha return deta hai compare to mutual? But sir Maine sbse suna hai ki mutual accha deta hai return..
@PSfulance
Жыл бұрын
Bhot acha video hai aj kaj Mera problem hai ye solove hogaya hai tnx groww
@jaimonmathew3752
Жыл бұрын
😮😅
@jaimonmathew3752
Жыл бұрын
10:10
@AkshayPatil-g6g
6 ай бұрын
Vary vary informative
@officaljaygaur9963
Жыл бұрын
Good
@proud2bindian84
Жыл бұрын
bahut hi shandar informative video, thanks grow
@Keshavk999
Жыл бұрын
hi, need suggestion I have HDFC click to retire started from Oct2016. Plase suggest if I should withdraw it and buy MF?
@VISA2702
9 ай бұрын
Simply withdraw if u invested less than 5 yr
@alam8340
Жыл бұрын
Groww application can we use for investment . Is it safe to use? How I can trust they will keep money Safe?
@NagwaniPlays
Жыл бұрын
SEBI will insure that
@swapnildakhole2026
11 ай бұрын
Good information
@shubhamsachan6419
Жыл бұрын
Never choose ulips over mutual funds, ulip is simply wealth wasting product
@MDFarhan-gl3gg
Жыл бұрын
How ulip is West product Please explain because I have invested in Ulip
@shubhamsachan6419
Жыл бұрын
@@MDFarhan-gl3gg just stopped the investment in ulip and invest in mutual funds simple
@mainakmallick1143
10 ай бұрын
Itna bhi waste nehi hai. Sb acha hai.
@shubhamsachan6419
10 ай бұрын
@@mainakmallick1143 bahut jaada waste product hai bhai ye
@mukeshv947
29 күн бұрын
@MDFarhan-gl3gg ULIPS are good for long term investments around 15 to 20 yrs plus for better tax free returns
@amitmelwani2937
Жыл бұрын
Mam ULIP has SIP investment option like mutual funds or is it a lumpsum investment till 5yrs lock-in period?
@arjunmohandas8870
8 ай бұрын
You can put monthly
@AyushVerma-do6ox
8 ай бұрын
sip and lumpsum both are availabel in ULIP
@anujmonty9175
Жыл бұрын
Don't ever but ulips for insurance..they hardly provide insurance of 6 lacs
@darlamanohar4029
Жыл бұрын
Not like that bro ulips provide tax benefit that's the only reason for buy ulip. If we pay outside mutual funds we need to pay tax on our returns whereas if we pay through ulips no need to pay any tax to government
@abdullahsheikh358
Жыл бұрын
Now there is a v good ulip Tata smart sampoorna rakhsha It provides big life cover along with investment. It's the best product in my view in present market 😊
@pravin8283
Жыл бұрын
@@abdullahsheikh358how it is better..40 years life insurance after 40 years invest returns only in 12 years of limited pay premium.
@4anndy
Жыл бұрын
Grow app me daily sip ka option he kya he to uske uper bhi video banao
@ShaileshPandey-i3l
10 ай бұрын
Issiliye pehle better nahi tha pr ab hai
@varinderkataria4848
Жыл бұрын
Kisi bhi ULIP ka monthly statement read kro. I was investinv 20,000 per month in Aditya Birla Capital ULIP. They were charging 850 to allocate me the shares. Wtf!!!! ULIP is fraud.
@ajaychacko8405
6 ай бұрын
every investment product has a fee structure. Even MF charge you and is adjusted in the NAV.
@ashwathamsrimanju3356
2 ай бұрын
If i want to have insurance+ return other than ulip only option is term+mf in that case term money i will not get.for 1 crore cover now a days term is 2.5k.whereas ulip gives 1 crore cover for 10 k and return is calculated over this 10 i believe at end of tenure.in that case i feel ulip is better option as in term+mf i will be loosing straight 20% everymonth as term is non refundable.can any one clarity it.
@rockerocke2904
23 күн бұрын
I am sending this message working for everyone tata AIA has started a new mutual fund life cover + wealth growth check once
@amanraj3632
8 ай бұрын
nice imformation madam
@arpit305
Жыл бұрын
How to invest in ULIP
@AyushVerma-do6ox
8 ай бұрын
policy bazaar
@anwaralam7472
Жыл бұрын
Super
@skd2384
Жыл бұрын
जानकारी बोहोत अच्छा लगा धन्यवाद,,,
@Nndu.Salu.Adi_Express
Жыл бұрын
Waaah itne Sara charge,😂😂😂😂😂
@bhanusudheer493
Ай бұрын
which language she is speaking
@Apurv-l3h
Ай бұрын
Hindi + English
@mathsguru9758
22 күн бұрын
Hinglish
@jatinkalra5914
Жыл бұрын
Very nice video And i have a question please Let's example i invest 1000 in MF and one day return was 10 rs so next day my 1000 will be trade or 1010 please answer
@jatinkalra5914
Жыл бұрын
Koi reply bhi milega ya nhi
@md.rehan159
Жыл бұрын
@@jatinkalra5914 1010 will be your investment value for next day...
@jatinkalra5914
Жыл бұрын
@@md.rehan159 you sure?
@md.rehan159
Жыл бұрын
@@jatinkalra5914 💯 sure
@Dheeraj71192
6 ай бұрын
they will buy units with 1000 Rs, lets say for 1 unit NAV= Rs 10, then they will buy 100 units. If the next day, NAV increases to 11 rs, then 100 units value will reflect as Rs 1100. If the day after it becomes 9 Rs, then your value would be 9000. The day you sell, whatever is the NAV* no of units= final value (minus any charges and tax)
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