I might be weird but I have zero bills on autopay, and I just use my calander app and a spreadsheets to remind me when due dates are. I just pay all my bills on the 1st of the month for charges due through the next month. Then I know exactly when money leaves my account and when it goes into my account. I prefer the control of this method over having random payments flying out different times though the moth.
@matthewjackson5325
Жыл бұрын
Problems come when something happens where you can't make the payments. If you get sick or injured. But congrats on keeping everything so organized. It's impressive.
@futureprodstudios6760
Жыл бұрын
Man, I’m the same way! I feel like it gives a much more clear picture on your finances! Get rid of all the over head in the beginning so you can budget correctly.
@interestingcommentbut....7378
Жыл бұрын
@@matthewjackson5325that’s why you keep a rainy day fund
@Daze3Daze
Жыл бұрын
Dragonfly 😊
@kgzdelivery
Жыл бұрын
👍🏼
@mobankz9698
Жыл бұрын
MYSTICFLIP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
@edwinhernandez2727
2 жыл бұрын
Dude I've been scared to open a credit card bc of fear of debt but the way you explained it it really put me at ease I really do appreciate it.
@NathanOrr1001
2 жыл бұрын
@@machinesnmetal if you have self control the only thing a credit card does is benefit you and create opportunity.
@johnbenz4301
2 жыл бұрын
Don’t be scared of debt. The rich use debt to build wealth and avoid paying taxes just get educated…
Just make sure you have cash flow that out weigh that debt you create
@ismailadiaby8524
Жыл бұрын
Financial education is the best way to be rich . How , where and when to use credit and take advantages . Thank you 🙏
@seanwong6475
Жыл бұрын
Just applied for the Chase Freedom, got denied because of my BK from 7 years ago, called the reconsideration line and got approved! There is hope and I’m definitely super thrilled finding this channel. Thanks Brian!
@jayntash1214
Жыл бұрын
I just got declined from Chase and got approved through the reconsideration line! Thanks!
@carmulcurlz90
Жыл бұрын
What is the reconsideration line? Sorry if it’s in the video. Just found him and a little bit “antsy” lol
@AsiaticWorldTv
Жыл бұрын
Really???
@kimquero6723
Жыл бұрын
DAYUM
@GetOffMyy
2 жыл бұрын
It's like you're answering all the questions I've been having at the perfect time. Appreciate you.
@Jungernaut
2 жыл бұрын
Happy to help!
@Yvng__KG
2 жыл бұрын
Seriously
@mfsusanoo7238
Жыл бұрын
Lowkey
@xxsurajbxx
Жыл бұрын
welcome to the youtube algorithm (at its best)
@humphrey
2 жыл бұрын
a lot of value in this one, thanks Brian
@malec8517
Жыл бұрын
A tip too, if you have kids depending on the bank and lender. You can add them to your credit line as early as 13 I believe. So you can start helping build their score before 18.
@seriouspepe5301
Жыл бұрын
Bro, my old friend recommended me to get started with credit cards. Got me hooked up with intial Amex and discover. I’ve used them non stop for almost 5 years and have always made my payments on time. I’m sitting with an almost 800 credit score and just got an exclusive invitation to a Mastercard black card (approved) Makes a whole world of difference Thank you for the extra info, definitely should be useful to people! :)
@Et0ny97
Жыл бұрын
Dragonfly! Thank you, Brian, for making this 43 minute video accessible and free. I imagine the amount of filming and editing to create the final product was immense. Again, thank you!
@chrisp7110
Жыл бұрын
I agree with Brian. Some people would say you should invest in something first, then get your car, but if you can pay it off early, you won't need to do that. You should also consider time: when you are younger, you will enjoy that sports car the most, whereas when you are 30 or 40, most people will be more concerned with convenience and luxury features.
@gold9994
Жыл бұрын
True, my dad went from a ford enjoyer into a full-on lexus enthusiast (not that much enthusiastic, there's not much to be proud of a lexus -_-).
@ViincenttB
Жыл бұрын
@@gold9994 dude, Lexus is the highest customer rated car manufacturing brand in the world
@gold9994
Жыл бұрын
@@ViincenttB There's only so much to be admired out of lexus.
@DYNOLIUM
Жыл бұрын
@@gold9994 Well, an LFA on the other hand though ;)
@gold9994
Жыл бұрын
@@DYNOLIUM That's one. Where're the others?
@Scoping_coach
Жыл бұрын
I just want to thank you for this. I’m autistic and have ADHD. I used your video to “body double” and finally apply for a card. Instant subscribe.
@bradyharville9438
2 жыл бұрын
I’ve watched countless hours of credit card videos over the last year while I’ve been starting my credit card journey in this one video it sums up all the information I’ve gotten from everyone of the videos I’ve watched that your average person needs to know I know most people that are just getting into it are probably not going to watch a hour long video on it but I think it is perfect for them or even people that are already in the game but might have missed a few things on the way thanks a lot for the video
@markplymale
2 жыл бұрын
He’s back! This should be good 🍿
@Jungernaut
2 жыл бұрын
@Elite touch auto detailing I appreciate you guys
@alliec6264
Жыл бұрын
🫠🥹🤘🙌🤘🙌🤘🙌
@FinancialMaintenance
Жыл бұрын
I saw the title of the video and I was like thank goodness. I was getting so sick and tired of stimulus videos.
@vivi1976
Жыл бұрын
Dragonfly
@jeanwoodhouse6456
Жыл бұрын
I like how American Express lists the year you actually initially were granted the card. I have had and closed AMEX over the years. Just got a AMEX for Hilton and it shows I have been a member since 1987! Never really paid attention. Will be keeping this card as it will help in the length of credit area for credit score.
@ebenezeryankson
Жыл бұрын
❤
@djime083
2 жыл бұрын
Damn. I missed the credit cards videos. Thank you for always keeping us updated with everything about crypto and finance. Looking forward to any topic you'd like to share in your KZitem!
@Jungernaut
2 жыл бұрын
Thank you so much!
@gunnazaki
Жыл бұрын
@@Jungernaut the first thing that uuid’s am
@mikebarnes2294
2 жыл бұрын
Regarding the reconsideration lines - I've had experiences with Chase where they initially deny and you have to call the reconsideration line to re-allocate some of your existing credit lines from other Chase cards onto the new card.
@EthanPatrick_CreditCards
Жыл бұрын
Same. Chase can definitely approve you even if they initially denied. Did this just last week.
@DuyPham-on5cv
2 жыл бұрын
Thank you Brian for a tremendous info you pack in this video! Love the tip about calling the credit card company that you want to cancel and end up getting money just to keep the card open for years to come. Nice visual work and sound effects. Keep up the good work my man!
@Jungernaut
2 жыл бұрын
Thank you Duy!
@denisciobotar4480
Жыл бұрын
I am looking into upgrading from my Discover Student Card that Ive used for over a year and this video cant be any more perfect. Thank you!
@evanjohansen
2 жыл бұрын
back to the basics! love the credit videos again brian!
@Jungernaut
2 жыл бұрын
Glad you like them!
@thuluxa
Жыл бұрын
Amazing video Brian. Lots of information here. Thank you very much!!
@roswellmiller8216
Жыл бұрын
Dragonfly
@ななころび
Жыл бұрын
The parent I always needed. Everyones so Jaded when it comes to this "Talk"
@lowhy4919
2 жыл бұрын
Dragonfly! Subbed and finally found a video that didn’t bore me to death, well thought out and so easy to understand. Thank so much for this.
@gavdev12
2 жыл бұрын
My mom has piggybacked me since I was in high school and been meticulous about paying off the card. Now as a fresh college graduate I was able to easily pass the process for getting an apartment, which was such an incredible gift. Really appreciate that it was something she was thinking about
@Francisco-Danconia
2 жыл бұрын
That's very kind of her. In the right hands that's great, but I'm uncertain that it's the right thing to do for my kids. Good thing they are still young, so there's time to think about it
@EthanPatrick_CreditCards
Жыл бұрын
That's a good mom right there. Thinking about the same for my kids. I'll at least help them understand how credit works early on.
@ashlaayyyy
2 жыл бұрын
You are a real one Brain. Free education at its finest. Thank you for this valuable information!!
@Jungernaut
2 жыл бұрын
Glad it was helpful!
@anupamar426
Жыл бұрын
Hi Just saw your documentary on Netflix so I'm here and subscribed. Thank you for all your ideas.
@Jungernaut
Жыл бұрын
Welcome aboard!
@returnnofthemac
2 жыл бұрын
Great video 👍🏿. When I first got into cards I started watching a bunch of your videos. Eventually I ended up banking with chase and they've been great so far.
@arey256
2 жыл бұрын
You rocking the trifecta?
@returnnofthemac
2 жыл бұрын
@@arey256 No, I forgot about 5/24 so I'm stuck now lol.
@arey256
2 жыл бұрын
@@returnnofthemac ooh that sucks. I’m at 4/24 and I want some cards but I haven’t gotten any due to the 5/24 rule
@returnnofthemac
2 жыл бұрын
You should consider their cards while you're at 4/24. Maybe a business one , I think if you go that route the business one won't take a slot since it won't show on your personal credit. Brian does have a video on how to get their business cards.
@lessonstiff7425
2 жыл бұрын
@@returnnofthemac 5/24?
@Nmswill618
Жыл бұрын
Ended up back to this channel for my 2nd time it’s definitely time for a change and now I’m finally in a position to do it 🙏🏾
@sasalwayssmiles
Жыл бұрын
Dragonfly! So informative and hopeful - I feel prepared and ready to take the next steps
@ledrmf
Жыл бұрын
Finally, you’re back!!!!!!!! Great video Brian 👏🏽
@Jungernaut
Жыл бұрын
Yes! Thank you!
@solace9500
Жыл бұрын
You changed my life. Thank you!
@TheKentanthony
Жыл бұрын
Daym brian the quality on the videos are going up allthe way to the moon
@Monk_Mode_Master
2 жыл бұрын
Dragonfly - I always thought it was bad to have a shitload of credit cards but you changed my perspective on this if used properly. Thanks 🔥🖖🏾
@Isaiah_317
Жыл бұрын
I remeber watching Grahams videos when I was 16-17 and knew I was going to want good credit. So a few months after turning 18 I got a secured card, and now just after turning 20 my credit score is above 740, I own 5 credit cards, I have a great APR on my car loan and I'm looking into buying a house to house hack in. All without being an authorized user. This stuff works guys and I'm seeing it first hand.
@Stonkmaster00xd
Жыл бұрын
Wow man, well done. Thank you so much for making this high quality info just free for everyone
@PujiatiSari
Жыл бұрын
This is the first time I watch video 40ish minutes straight... Very interesting! Thanks for sharing without any courses offered at the end haha
@isythnic7574
Жыл бұрын
Just imagine the face of a waiter standing there and watching someone open up not one but two huge books of credit cards😂 anyway great video, before I was complaining clueless on credit cards and now I’ve got a lot more understanding from this video❤
@coolkat5203
9 ай бұрын
I just got my first ever credit card and am so thankful I came across this 😊! It was super helpful!! Thank you so much!!!!
@vcazaresramos
2 жыл бұрын
I’m always scared to apply for credit cards especially since I’m like an average person with an average job. I don’t want to get carried away with credit cards but this video gave me some knowledge that I want to put into action. Time to apply for the chase flex card… soon 😅 still nervous. Dragonfly !
@luistobar7
Жыл бұрын
Dragonfly! Thank u so much for taking the time to make this video, very informative 🙌🏻🙌🏻
@CRUSHENKOV
2 жыл бұрын
I can see Brians passion to credit cards! Very good video and informative!
@Jungernaut
2 жыл бұрын
Thanks for watching!
@EthanPatrick_CreditCards
Жыл бұрын
There's a lot to love!
@cliffordclark2623
Жыл бұрын
spent half a year in rockville training for the NFL back in 2019!! very cool.
@Wumpypumpy2
Жыл бұрын
just got approved for my (22f) first credit card today! lol scared but I've been binging your channel today and I feel prepared and informed! Excited to start my financial journey
@Jungernaut
Жыл бұрын
Congratulations Bella! 🥳
@AaronC8319
Жыл бұрын
One of the best videos on youtube, more people need this information. Thank you for putting everything together.
@anibalnikaplay
Жыл бұрын
I wish I knew all this back in 2016. I definitely learned a lot. thank you
@diablox_youtube
2 жыл бұрын
Awesome video! Explains all the questions I had over the past couple of months. I was very skeptical about getting credit cards but if used right they are one of the best financial tools. Will watch this video a couple of times.
@imurked1878
2 жыл бұрын
So glad to be seeing one of these…. Much needed for people now n days 💯👍🏽
@bigloudandnoisy3601
Жыл бұрын
I’ve never heard the term “dream apartment” ever before in my life. Didn’t know people preferred apartments
@fahimquicklife8
Жыл бұрын
Heyy Brian, thanks for making this amazing video. I applied for chase freedom flex immediately and got waitlisted at first, probably because I didn't have any relation with them. However, upon calling the reconsideration line I was approved!
@jessicacriollo4584
2 жыл бұрын
Dragonfly! I love all your videos!!! Made my whole family watch too!!
@Jungernaut
2 жыл бұрын
Yay! Thank you!
@Growyourether
2 жыл бұрын
Quarter mil loan is crazy!!
@JayTee2985
Жыл бұрын
Damn Brian! 1.2M subscribers now? 😂😂 man you are getting popular. Congrats. I have not been on your channel in a while due to nursing school, covid, and working as nurse for the past two years. I just got approved for Chase Unlimited Freedom and remembered about your channel.
@Jungernaut
Жыл бұрын
Congratulations!
@IAmCarterAnthony
2 жыл бұрын
dragonfly! I'm extremely happy I came across your page. Very detailed and explained in normal terminalogy for beginners. Going to check out more content now. Keep up the great work Brian 😁
@Jungernaut
2 жыл бұрын
Glad it was helpful!
@Joel-y6i3k
10 ай бұрын
After watching all the way though I’d like to thank you for the game you’re dropping. A lot of knowledge you are giving the ppl. From and 19 yr old without much guidance, I thank you for the new understanding✊🏾 Took to nerd wallet to continue my search into obtaining my first “God tier” card and play the game how it’s meant. Thank you bro💯
@bradleymikon1435
2 жыл бұрын
Can you do a video on when and how to use a credit card to purchase assets that provide cash flow?
@Rudebwoy64
Жыл бұрын
I was just going to ask him that
@ivonnecarreras9294
2 жыл бұрын
Dragonfly!! Very good video- I used to do all my travel booking with Amex travel- and had stopped- definitely getting back to that. Thank you!
@Timothy-Walker
2 жыл бұрын
Brian man, this type of content is game changing! I remember watching a video like this from you back in 2020. I just need to apply it.
@Fl3xJrNewEra
2 жыл бұрын
Dragonfly! You are amazing man! Thank You for being so informative. You definitely opened my eyes to bigger and better things in life.
@Universe.444
2 жыл бұрын
Dragonfly! You are right. I have a Chase college checking account from my college years where all my direct deposit goes, Chase approved me (not pre approve) for 3 cards and a car loan. All I had to do was accept whichever I wanted. I chose the freedom flex and they gave me a 14K limit. I already had the Amex platinum 4 years ago ( got the delta Amex first)
@Ubiquitous_1
Жыл бұрын
I appreciate this content Dragonfly. Wish I knew about this stuff years ago!
@trapgeezus40
2 жыл бұрын
Thanks Brian for the knowledge & information 💯
@hiawathanapoleon6946
2 жыл бұрын
Awesome video, I've never really paid attention to the benefits of using a credit card especially when you have the cash to pay them off monthly. Thanks for sharing!
@amirleung-tat7068
Жыл бұрын
Id like to correct something, Room upgrades are not guaranteed. As someone who works in the hospitality industry it’s based off availability. Having a high status or booking through AMEX travel will help very well but it’s based off of what the hotel has available.
@Kingolimar354
Жыл бұрын
It literally says when available
@shadiahmad4848
Жыл бұрын
That seems to go without being said.
@1620rx
Жыл бұрын
Prices are dependent on availability as well. 🤷
@troyallen8223
Жыл бұрын
Brian is the truth. Haven't commented in a while but I'm back please follow your life and understanding of financing will only improve👌🥳 Happy New Year Brian
@Jungernaut
Жыл бұрын
Join Our FREE Facebook Group of 34,000 members & Download the full PDF to this video here: brianjung.org/start
@MasterJamz6
Жыл бұрын
Dragonfly, great info, glad I saw your post! Look forward to watching more, soon!
@Slomotion-ws4od
2 жыл бұрын
Great content, thanks for sharing and you’re appreciated!🐐💯🤑
@anaayala8004
2 жыл бұрын
Make a what you eat in a day or a typical day in your life blog.
@JacobGoldstein
Жыл бұрын
Great video, I would love more detail on the business credit topic. Do you need an EID number or LLC to apply for biz credit?
@kingk5013
8 ай бұрын
Well 50-100k on credit card just paying each other every week and I used the money on stock and share 10 years ago
@davidhawes.
Жыл бұрын
Great humor and honest help. If the world had more people like you my brother! Liked and subbed!
@giannialvarez_3328
2 жыл бұрын
Opened my first CC after this video, I appreciate the info you just gave out!! You got the like and subscription!!
@Jungernaut
2 жыл бұрын
Awesome! Thank you!
@KevinnPOV
2 жыл бұрын
such an informative video. appreciate u man!
@Jungernaut
2 жыл бұрын
Thanks man!
@GokuBlk
Жыл бұрын
Great video bro keep it going, you’re blessing the viewers with your knowledge
@BLocksLPYT
2 жыл бұрын
Loved the video! Why would you switch from the Chase Saphire Preferred to the Amex gold? Is the Chase Saphire Preferred mainly for the sign up bonus? Great content and every time I had a question in my mind it got answered a couple of minutes later. Keep up the great work!
@sallyragab7165
2 жыл бұрын
This video is gold! I have been watching a lot of credit card videos and I couldn't quite get the hang of it but this video oh myy! I now completely understand every bit of detail. Subscribed!
@mrflores6327
Жыл бұрын
I think the video could have benefitted from being s multi series of 10 minutes videos. Like Mr Beast said; make an outlandish statement like we are going to give an island to a lucky contender in the first 2 minutes; that way retention is kept. You are probably asking why retention is needed but as someone who wants more people to learn; it's now your responsibility to game the system and get seen to as many people are possible. This video outlandish statement could have been you just need this three steps to generate great credit reports and scores.
@tradeforcharity
Жыл бұрын
nice video. Good work. your outline was great.
@elitepctech
Жыл бұрын
What binder do you use to store your CCs? I have not found one that will hold up for more than a few months. Most common problems is that the inside pages tear easily. I currently store my unused CCs like a deck of cards. One stack for personal cards, the other for business cards.
@wh1ppy
7 ай бұрын
Go to like any hobby shop or store that sells trading cards
@GOPA90
2 жыл бұрын
Your production quality has improved tremendously 👍🏽
@Jungernaut
2 жыл бұрын
Glad you think so!
@janvidb4377
Жыл бұрын
So, what are the levels of income associated with the higher tiers of cards? I'm 23 and seeing those numbers really seems a little out of hand. I only have like 2 credit cards... discover and best buy... I pay in full, and my credit score is 700+, but I only have less than 2 years credit history... do you necessarily need more income to get to those credit cards?
@murcstercatby7663
Жыл бұрын
Thank you for this brother. Will be visiting Rockville this year. What's your resturant there again? will definitely drop by
@danielp4972
Жыл бұрын
Found you on Netflix. Please please don't be a get rich quick scheme. I don't wanna be rich just financially stableeeee.
@OCCFan023
Жыл бұрын
You're a real one man, world needs this. Proper education, and not hustled courses. Stand by it, you a real one lol. Keep grinding brotha.
@Jungernaut
Жыл бұрын
Thanks bro!
@clutchinc.7070
Жыл бұрын
@@Jungernaut hey bro, how do you edit like this? what editing software and equpiment do you use
@kkomzz6144
2 жыл бұрын
W video
@Jungernaut
2 жыл бұрын
Appreciate you fam
@ibistuero3339
2 жыл бұрын
Dragonfly…your presentation was very informative and helpful. Looking forward to additional content soon. Thank you for all of your hard work!
@Jungernaut
2 жыл бұрын
You're very welcome!
@talatipolamalu9315
Жыл бұрын
Hey Brian! I’m a college student, have a 754 credit score but don’t have a full time job. Would you recommend getting a credit card that charges a annual fee? I have the discover student card, Apple credit card, and a Amazon credit card. What would you recommend for my next step? Thank you so much and god bless!
@benla6756
Жыл бұрын
MD? Love seeing creators out here it’s great
@ghostarmor87
2 жыл бұрын
I want crypto updates!!!!!!!
@Jungernaut
2 жыл бұрын
Friday I got one coming for you! Stay tuned
@harleminthebuildn9234
Жыл бұрын
THIS WAS AN AWESOME TUTORIAL VIDEO BRIAN. TOP MARKS. THIS WAS VERY WELL EXPLAINED AND USEFUL 👍🏾👍🏾🙂🙂👌🏾👌🏾
@Jungernaut
Жыл бұрын
Thank you very much!
@LionsDad.
11 ай бұрын
I appreciate the work in this video, the value… those tips are very useful!🙏🏼
@IndulekhaNanayakkara
Жыл бұрын
I'm moving to the US soon and I've been researching on how CC's work it's so confusing haha Thanks! This video helped a ton!
@chasingjonrankin
2 жыл бұрын
Bro, thank you for all of the great content that you create. Love the channel and wish you nothing but the best. Stay safe
@Jungernaut
2 жыл бұрын
Thank you, I will
@Ben-jd6mu
Жыл бұрын
This videos is the most important way you can spend you time on KZitem.
@oui.monsieur
2 жыл бұрын
Thanks Brian I've only been asking for this content for months I'm an OG subscriber. I love the crypto market talk as well.
@DavidEstrada5336797
2 жыл бұрын
Dragonfly- Amazing advice! I always get asked questions when it comes to credit cards and finances by my friends and co-workers and I always recommend they check you out. I am only 18 and have already got my chase trifecta along with my Amex gold card. saving up the points so that when I turn 21 I can travel somewhere outside the country for the first time in my life.
@todayu
2 жыл бұрын
A return to form! Glad to some CC videos back in the mix :)
@MrJoshRoche
Жыл бұрын
The amex travel site is usually more expensive then others.
@MrJoshRoche
Жыл бұрын
Forgot the Dragonfly keyword
@Jackyliu009
2 жыл бұрын
Thank you for this video Brian, I really learned a lot and I am going to give this to my friends. I can't wait to continue expanding my travelling adventures and exploring more public transportation agencies out there.
@ghostgunner27
Жыл бұрын
I activated my first credit card while watching this. Thanks for the advice guy 🙏🏾
Пікірлер: 1,1 М.