Good morning Madam. It was very informative video. Would you please let your viewer learns top 3 health insurer based on smooth claim process through both cashless and reimbursement?
@s....982
Жыл бұрын
Parso Maine claim liya star health se ….pre approval caseless 1 hour and final bil approval in 1 hour …smooth experience…TPA v shock ho gya ….star 1 hour kaise final bill approved krr diya ….Maine policy bhut Dhyan se …medical checkup kra ke li thi ….so mai 100% sure thaa claim approve hoga …
@GurleenKaurTikku
Жыл бұрын
Great , Health Insurance Zaroori Hai ✅
@ghewda
Жыл бұрын
Good to hear your experience Dear. If you are aware with the policy's terms & condition. It's always a pleasure experince with good companies.
@arpanmishra4513
Жыл бұрын
Whatever I know about health insurance... only because of you ma'am...a big thanks to you❤❤
@GurleenKaurTikku
Жыл бұрын
Thank you jee, keep watching !
@iqbaltadha8211
Жыл бұрын
Bohot achchi tarha samjaya Muje madiclaim policy renew karna hai Befor 31 july
@GurleenKaurTikku
Жыл бұрын
Thank you jee, keep watching !
@RaviKumar-hj1wh
Жыл бұрын
How simply explained... Great work ma'am. well done 👍
@GurleenKaurTikku
Жыл бұрын
Thanks a lot 😊 Keep watching & do subscribe !
@STRANGER168
Жыл бұрын
Ma'am 8 june ko maine claim kiya hai aur aaj 18 July hai abhi aaj vo bol rahe hai ki apko 35 days underprocessing me lag jayega phir hum vapas bimar ho gaye hai abhi tak paise nahi aaye hai cashless ke liye bola to bhi kooch reply nahi kiya
@madhusudansikdar3138
Жыл бұрын
मैडम जी, मैं स्टार हेल्थ का कैशलेस चिकित्सा का पोलिसी धारक हूँ विगत 3 वर्षों से प्रीमियम पटा रहा हूँ जुलाई 2023 में अचानक पेटदर्द होने पर हॉस्पिटल में एक दिन के लिए हॉस्पिटल में भर्ती हुआ चिकित्सा लाभ लेने के बाद जब हॉस्पिटल से कैशलेस के लिए क्लेम दिया गया आवश्यक सभी दस्तावेज देने के उपरांत भी तीन बार क्लेम निरस्त कर दिया गया उसके उपरांत अपने स्वयं के व्यय पर हॉस्पिटल का बिल देकर डिस्चार्ज हुआ स्टार द्वारा कहा गया कि आप बाद में क्लेम करे...स्टार के साथ मेरा अनुभव बहुत बुरा रहा अगर आप स्टार हेल्थ की पॉलिसी खरीद रहे हो तो एक बार किसी बड़े हॉस्पिटल के TPA विभाग में जरूर सम्पर्क करें जानकारी ले स्टार का काम कैसा है क्लेम सेटलमेंट कैसा है उसके बाद ही पोलिसी खरीदे....कही मेरे जैसा आपके साथ भी न हो पोलिसी बेचने बाला हमेशा मिठी-मिठी बात करके पोलिसी बेच देगा पर ऐन वक्त पर कोई मदद नही करता...आप सभी ने मुझे पढ़ा इसलिए धन्यवाद......🙏
@uttambhowmick323
Жыл бұрын
Kundan Bhai Apne sahi Salah Diya hai, Care health insurance company claim deta Nehi . Government organization se health insurance Lena thik rahega. Sab kuch online Sahi Nehi hai
@RenuSurana
Жыл бұрын
Gurleen ji, should we prefer planned surgery health insurance claim using office health insurance or personal health insurance? Previously, I have heard from someone that corporate health insurance claims are smoothly processed.
@GurleenKaurTikku
Жыл бұрын
You can first use your corporate health insurance !
@nishantsinghania_27
Жыл бұрын
Mam kya policy bazar se policy lena theek hoga..maine ek term plan ka proposal dala hai...do they coperate properly during the time of claim
@tandrastravelvlog
Жыл бұрын
I didn't change my address after marriage. So, the address in Voter or adhaar of my husband and me is different. If I add my husband in my health insurance policy, will I get claim for my husband in future? (As the address is different)
@SinghSahab9909
11 ай бұрын
Thanks for giving good information!
@GurleenKaurTikku
11 ай бұрын
Glad it was helpful, keep watching !
@gyanendragoswami7302
Жыл бұрын
You have excellent knowledge Gurleen kaur ji, always provide helpful information.. thanks,, May God bless you ever..😊
@GurleenKaurTikku
Жыл бұрын
Thanks a lot, keep watching !
@gyanendragoswami7302
Жыл бұрын
@@GurleenKaurTikku sure..
@DA-zh1fj
Жыл бұрын
I have icici Lombard health insurance but online reviews are not good about it. Can u pls advise a good and reliable health insurance where ican port it.
@yshah84
Жыл бұрын
Port Karoge to Morotorium Benefit Chala Jayega.. So Better Jaha Baithe ho wahi raho & upgrade the plan to a Better cover.. In Health Insurance 2-3 things are most imp 1. Good Sum Insurance 2. Morotorium Benefit 3. No Room Rent Capping 4. Consumable Coverage
@GurleenKaurTikku
Жыл бұрын
Hi, you can go with HDFC Ergo Plans or Niva Bupa . But also do the right due diligence before buying any plan. If you want any assistance, please connect with us on WhatsApp/Call at 9650706699. Thank you
@ghewda
Жыл бұрын
Brother, Don't port your policy by influecing these social media noise. ICICI Lombard is a good & reputed company. Claim rejection depends on the case to case and material facts. So i suggest you to watch youtube videos for kwoledge only. Don't take decision based on youtube videos.
@thayappayadav894
Жыл бұрын
Mam niva bupa insurance re claim me documents me kyc beta charsalka hai kyc mera dena betaka dena Parsnal detail me mera nam select karna betaka select karna please bhatva. Mam
@shrikrishnasharma2914
Жыл бұрын
Maim hdfc ergo ki policy me Hip replacement kitnai saal baad karaya ja sakta hai
@tabrezkhan1393
Жыл бұрын
E-Opinion for Critical Illness pre-existing diseases hai mai india se bahar job karta hu to mera claim pass hoga
@svarunk
Жыл бұрын
Madam, according to you which is better. Insurance through TPA or in-house insurance?
@GurleenKaurTikku
Жыл бұрын
In house claim settlement team !
@RenuSurana
Жыл бұрын
In-house team means Insurance agent 's team or hospital 's team or something else?
@svarunk
Жыл бұрын
@@RenuSurana inhouse means buying insurance directly from insurance company
@dharminderrathor7091
Жыл бұрын
Star Assure Plan 100% coverage 😇😇
@tekapwangsu8351
Жыл бұрын
Madam ,assam dibrugarh district hospital mai cashless facility hai?
@beautifulplanet193
Жыл бұрын
very well explained... thanks for sharing
@GurleenKaurTikku
Жыл бұрын
Glad it was helpful!
@thanos1395
Жыл бұрын
Mam Initial approval ke baad treatment kiya phir Final approval aane ke baad final bill amount me bahot bada difference aaya jo ki mujhe pay karna h ,,aur yadi utne paise mere paas nhi hai to wo condition me kya hoga ?
@s....982
Жыл бұрын
hospital discharge nhi krega ....hospital me hi rkh dega ....na hi paani dega and na hi food , paisa dene ka jor krega tumpe ....if surgury hui he and cathetar urine me lga he koi nurse v nhi dhekne aayega .....khud paisa intejaam krr loge
@thanos1395
Жыл бұрын
@@s....982 mtlb gareeb aadmi ke kaam ka nhi h insurance policy,,,,Mai chupchap Govt. Hospital me chala jaunga .
@s....982
Жыл бұрын
@@thanos1395 .....yes sir ji....all best hospital is based of money ....insurance company hide many things .....
@sarthaksingh4068
Жыл бұрын
Patient ke point of view se KZitem, google mein kaafi information hn TPA desk ke point of view se ek bhi nahi hn like as mujhe TPA desk mein as employee work krna hn toh work kya hota hn kon si detail patient se insurance company ko batete hn insurance company se approval keise lena hn (TPA desk ke point of view se in cashless process mein) I hope mein aapko aapni baat thiek smzha paya hoon ki mein kehana kya chahta hoon.
@GurleenKaurTikku
Жыл бұрын
Jee, yeh sab toh apko on the job sikhaya jayega jahan par bhi aap join karenge
@sarthaksingh4068
Жыл бұрын
@@GurleenKaurTikku aapki baat sahi hn pr job ke time kch challenges aate hn experienceful person ko toh pata hn how to handle situations but freshers ko nii meine aabhi astpa employee start kiya. Mam, challenges kaafi hn file mein staff aur doctor nii likhte hn patient ko kab kab vital diya gya improvement keisa hn starting mein kitna thah baad mein huva. Kaafi baar lama jaise situation bhi aati hn wahan se claim to approved ho jata hn but baad mein leave against medical advice(lama) condition hoti. Isliye meine kaha ki ek patient ke point of view se kaafi different hota hn as tpa employee work krna in cashless process abhi ayushmaan Bharat jaise claim challenges ko aur increase krte hn. Mujhe laga aap kch tips baatagi iss topic pr but I am glad you reply my comment.
@Pratyush_Chaudhari
Жыл бұрын
Valu for money and best health policy konse company ka plan hai
@GurleenKaurTikku
Жыл бұрын
Hi, please connect with us on WhatsApp/Call at 9650706699 Our team can assist you with a few options according to your medical history & OTHER PARAMETERS 😊
@Pratyush_Chaudhari
Жыл бұрын
@@GurleenKaurTikku यही पर detail दिजीए मॅडम
@suvojitghosh5416
Жыл бұрын
HDFC ERGO Optima Secure or Aditya Birla Activ health platinum enhanced Plan which one is the best Madam
@yshah84
Жыл бұрын
Super Secure
@GurleenKaurTikku
Жыл бұрын
Hi, it depends on your requirements. For any assistance regarding Health Insurance, connect with us on WhatsApp/Call at 9650706699 Our team can assist you in choosing a suitable plan. Thank you 😊
@thedurgesh12
Жыл бұрын
@@GurleenKaurTikkuhi
@SunnySharma-tp2jb
Жыл бұрын
Royal Sundaram ka multiplier health insurance policy kaise hain, please comment on it.
@GurleenKaurTikku
Жыл бұрын
Jee, we will try to bring up a video soon. Keep watching !
@bhavesh.gaikwad
Жыл бұрын
Is it safe to buy from policy bazaar?
@GurleenKaurTikku
Жыл бұрын
Can't comment of any intermediary and their service. We can only suggest our services as insurance agents with 17+ years of experience ins this industry. If you have any queries regarding health insurance , connect with us on WhatsApp/Call at 9650706699 Thank you
@SMPFinserv2023
Жыл бұрын
Nice video mam👍LAST 3 YEARS .I have TATA AIG MEDICARE 360 GROUP INSURANCE FOR MY MOM... RENEWAL Date coming June 5 th.NOW I TRIED TO CHANGE TO INDIVIDUAL PLAN.TO AVOID waiting period.but from Tata they said we cannot change to individual plan...is it correct.my mom don't have any PED TIL Now.age 55...As per IRDAI ...WE CAN migrate to individual plan...is I am correct.guide me mam🎉
@s....982
Жыл бұрын
Group insurance..individual me change nhi hota he …kisi v company me nhi hota he
@SMPFinserv2023
Жыл бұрын
No dear...I request plan in TATA AIG Itself they not providing
@MeGourab
Жыл бұрын
Mam policy lene ke time itna easy hai but claim ke liye itan janjhat kyu. Claim lete lete patient fir se patient ho jata hain.
@yshah84
Жыл бұрын
True 😂
@s....982
Жыл бұрын
Yes it’s Right ….isliye Maine policy Heath checkup kra ke li thi…mera age 30 he
@yshah84
Жыл бұрын
@@s....982 Bhai Kitna Bhi Check UP Kara Lo but Health is very Subjective & Insurer can reject claim till 8 yrs & after 8 yrs without porting they cant reject because of Morotorium Clause of IRDA
@yshah84
Жыл бұрын
@@s....982 & if u port to other insurer then u have to serve this 8 yrs afresh with new insurer
@GurleenKaurTikku
Жыл бұрын
That's why we have made this video to give more clarity on claims . So anyone can have a Smooth Claim Process ✅
@deepakdang8379
Жыл бұрын
Seedhi baat, ye pange Wale kaam hai, sehat ka dhyan rakhe, bimaar hi na ho।
@GurleenKaurTikku
Жыл бұрын
Jee, but this shouldn't be the reason to not buy Health Insurance !
@prakashkumar252
Жыл бұрын
Tata Aig helath insurance kaisa hai mam
@GurleenKaurTikku
Жыл бұрын
We don't have any first hand experience with the company directly so can't comment on the services. For any assistance in buying the policy or choosing a suitable one, connect with us on WhatsApp/Call at 9650706699. Thank you , keep watching !
@jawedjishan4418
Жыл бұрын
Keep up the good work mam. 🎉🎉
@GurleenKaurTikku
Жыл бұрын
Thank you jee, keep watching !
@sonuyadav-ip4jh
Жыл бұрын
Very informative claim process video
@GurleenKaurTikku
Жыл бұрын
Thank you so much, keep watching !
@jagjitsingh7262
Жыл бұрын
Mam mere father ka operate huna hai .onke pacemaker implant kiya hai...koi health insurance btha do jis me bothe parents cover ho
@s....982
Жыл бұрын
Koi v company insurance nhi dega ...
@yshah84
Жыл бұрын
Discharge Ke Time Pe Final Approval Nai Dete Hai.. Initial Approval Ke Baad Enhanced Approval Hota Hai & then after bill audit & all ipd papers audit they do Final Settlement may be after 8-10 days with the Hospital & they can DEDUCT any amount at the Time of Settlement.. So Acutal Claim Settlement We will come to know only after Final settlement payment to Hospital & then We can apply with Hospital for Security Deposit Returns
@suvojitghosh5416
Жыл бұрын
Mere saath bhi aysa huya recently
@sumitchaudhary343
Жыл бұрын
@@suvojitghosh5416 which policy?
@suvojitghosh5416
Жыл бұрын
HDFC Ergo optima secure
@s....982
Жыл бұрын
i went to max hospital delhi ,estimated amount for my ursl surgury , TPA package was 87k of my surgury and hospital tpa added 30k for laser charge ...10k other charge ....and told me health insurance not cover laser charge so you have to pay this amount initailly as a security .....i inform to my claim customer support ...he told me all charges are included in tpa package , you dont have to pay ....but hospital not agree....then i move to other network hospital ....he accepted the insurance package price ....my surgury done ...only i have to pay GST AMOUNT .....so many good hospital take extra charges around 10-30k on the name of equipment charge ....its the fault of hospital and insurace company both ....so hmesha hospital me sabh khuch phuch lo nhi to 10-30k ka pathka lgega
@sumitchaudhary343
Жыл бұрын
@@s....982 which policy u had?
@opendarsingh8128
Жыл бұрын
Madam Best Health Insurance 2023 please bataen
@GurleenKaurTikku
Жыл бұрын
Please check this video : kzitem.info/news/bejne/rodtrY2Nk5Scq2U
@yshah84
Жыл бұрын
According to you which is Best Fully Covered 100% Hospital Bill Health Insurance Policy?
@s....982
Жыл бұрын
Policy acche se lo ….declaring all issue ….Savi claim deta he ….mera star ka health insurance he 1 hour me approve ho gya
@yshah84
Жыл бұрын
@@s....982 Mera Bhi HDFC Se 1 Hour Mein Settle Ho Gaya
@s....982
Жыл бұрын
@@yshah84 ...nice but 100% fully cover koi nhi deta he
@yshah84
Жыл бұрын
@@s....982 Now many policies are giving like HDFC Secure etc
@RohitGargGameZone
Жыл бұрын
Hdfc ergo optima secure se
@azizullaniyazi7902
Жыл бұрын
Mam please future Generali ka health absluate plane par video batao
@GurleenKaurTikku
Жыл бұрын
Ji, Thank you for the video suggestion.
@NareshKumar-jq3kp
Жыл бұрын
Hello maam i need niva bhupa reassure plan for my mom dad and me how to take in online? Pls help me out
@GurleenKaurTikku
Жыл бұрын
You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you . Thank you 😊
@parameshwarannatarajan3785
Жыл бұрын
I spend 36 k to get a reassure titanium plan. They take the money first and once they have it before they issue policy they start adding extra premium after medical examiner calls you . The call center team is pathetic . This is a big scam , I have still not got the policy and running behind to cancel it . Take care and please don't fall for these videos, it is better to get a policy from a different insurance company with less features than get duped .
@yshah84
Жыл бұрын
Can I Claim for Hospitalization from 1 Insurance & Post Hospitalization from Other Policy?
@s....982
Жыл бұрын
Big …No
@yshah84
Жыл бұрын
@@s....982 Claim Validation Ho Jayega in both the policy? Ur thought on this?
@s....982
Жыл бұрын
@@yshah84 , they need intimation number for post hospitalisation….and if final bill approved from one company then how it can possible other companies know every thing about discharge…so not possible
@yshah84
Жыл бұрын
@@s....982 We Need to Submit all the Details along with the Final Settlement Letter from The Other Insurer
@GurleenKaurTikku
Жыл бұрын
No, You can't. Post hospitalization claim can be claimed from the same insurance policy from which main claim is settled
@avengers9015
Жыл бұрын
How about reliance health insurance? Please make one video full detail .
@GurleenKaurTikku
Жыл бұрын
We have a video on Reliance Health Insurance on our channel already. Please check this link : kzitem.info/news/bejne/s65muW2emH-IrKg
@ramakrishnan_k
Жыл бұрын
Request you to provide details on SBI life insurance
@GurleenKaurTikku
Жыл бұрын
Jee, Thank you for the video suggestion !
@ramakrishnan_k
Жыл бұрын
@@GurleenKaurTikku Request you to provide details and commentary on of SBI LIFE E-SHIELD NEXT in Particular as its pure life insurance and its comparison with market competitors products. Also your videos are very helpful and saves a lot of time for me in comparison.
@factskidunia5925
Жыл бұрын
Accidental insurance claim process video bnaie 🙏🙏
@GurleenKaurTikku
Жыл бұрын
Jee, Thank you for the video suggestion. We will bring a video soon.
@factskidunia5925
Жыл бұрын
@@GurleenKaurTikku 🙏🙏
@KuldeepKumar-to8fn
Жыл бұрын
Good information
@GurleenKaurTikku
Жыл бұрын
Thank you , keep watching !
@AaiSpecial
Жыл бұрын
Super Excellent Job Mam ❤
@GurleenKaurTikku
Жыл бұрын
Thank you, keep watching !
@ideacare7044
Жыл бұрын
Thanks 🌹
@GurleenKaurTikku
Жыл бұрын
keep watching !
@imithu55
Жыл бұрын
Nice information mam
@GurleenKaurTikku
Жыл бұрын
Thank you, keep watching 😊
@ghewda
Жыл бұрын
I would like to suggest all of you that kindly don't buy any kind of health insurance policy from Care Health Insurance. These all information will be null and void at the time of claims. They reject the claim with different reasons.
@sangeeta963
Жыл бұрын
Thank you.. thank God ..I had a bad experience over the phone only.. The chap in customer care was AWFUL..He refused to give the address of the CARE HEALTH..later i googled n saw EVERY ONE WAS CHEATED..we only were exploring where to put our cash .bas
@mathurhp
11 ай бұрын
I want to choose between Niva and Aditya Birla because Care and HDFC don't have enough cashless network in my small city. Which will be better?
@bharatmehta2329
Жыл бұрын
thaks
@GurleenKaurTikku
Жыл бұрын
Keep watching jee !
@thayappayadav894
Жыл бұрын
Tq man
@GurleenKaurTikku
Жыл бұрын
Keep Watching !!
@pradipchakraborty5195
Жыл бұрын
Great video 🎉
@GurleenKaurTikku
Жыл бұрын
Thank you so much , keep watching 😊
@navneetkumar-bd2yb
Жыл бұрын
Sabse achcha health insurance kaun sa hai
@GurleenKaurTikku
Жыл бұрын
Depends on your requirements & medical history. For any assistance in choosing a suitable health insurance , connect with us on WhatsApp/Call at 9650706699 Thank you !
@trending9614
Жыл бұрын
Hello mam How is HDFC term plan is it worth to trust ?
@GurleenKaurTikku
Жыл бұрын
It's good but always do your own due diligence before buying the plan.
@GurleenKaurTikku
Жыл бұрын
You can connect with our team on WhatsApp/Call at 9650706699 Our team can assist you 😊
@vishki143
Жыл бұрын
NEED ANALYSIS FOR CLAIM SETTLEMENT RATIO WHICH COMPANY HAS HIGHEST
@GurleenKaurTikku
Жыл бұрын
Jee, we can bring a video on the topic soon. Also, you can check the Claim settlement ratios on IRDAI's Annual Report.
@deepakkatkade3896
Жыл бұрын
TATA AIG PLAIN KESA HAI
@GurleenKaurTikku
Жыл бұрын
We have reviewed one of the plans on our channel. Please check this link : kzitem.info/news/bejne/pIeLrHqujH-Yq34
@mohitSharma-ov1xz
Жыл бұрын
आप मुझे इंश्योरेंस लेने मे मदद करेंगे अस्थमा है फिमेल 34
@GurleenKaurTikku
Жыл бұрын
You can connect with us on WhatsApp/Call at 9650706699 Our team can assist you. Thank you 😊
@deepakdang8379
Жыл бұрын
Apne निकट pgims में जाए, सिविल नही pgims
@skyhighhB
Жыл бұрын
HDFC ERGO vs Manipal Cigna vs CARE ??
@GurleenKaurTikku
Жыл бұрын
Thank you for the suggestion, we will bring a comparison video soon 👍
@yuktiwan4245
Жыл бұрын
Claim par koi specific vedio ...koi bhi nahi banata....
@GurleenKaurTikku
Жыл бұрын
jee, Thank you for the feedback. We will bring up a video soon 😊
@AmitKumar-hh8fb
Жыл бұрын
Mam aap palak jyada chaapkti hai
@Mr..X69
Жыл бұрын
Injust hate all insurance I don't know. A middle class and poor one have to buy even if they don't want and after paying premium freking on time what we get, reject claim. All just a bhulshit
@GurleenKaurTikku
Жыл бұрын
Sorry to hear that, we are in this industry from past 18 years & make sure our clients get the claims & the process is smoother. If you want any assistance in choosing a policy or any queries, feel free to reach out to us on WhatsApp/Call at 9650706699. Thank you & keep watching !
@rajibkrsaha990
Жыл бұрын
Can You send niva bhupa company persons ph no??
@GurleenKaurTikku
Жыл бұрын
You can google their customer care no.
@manishthakkar9178
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Niva bupa fraud hai
@sangeeta963
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Insurance in India is chor baazari 😂
@karuneshkvaiswar612
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🎉🎉🎉🎉🎉
@neerajsingh620
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Presently mera health insurance oriental se hai. Mai port karana chahta hu. Apollo munich, tata aig, sbi ya fir aap koi or company suggest kar sake. Reason for port maine suna hai oriental ka claim settlement acha nhi hai. P.s meri medical history reh chuki hai gfr iss disease mai protein leak hota tha but mera treatment chala to ab vo thik hogya hai kbhi kbhi thoda protein leak hojata hai. Jinhone mera oriental se insurance karaya tha unhone isse usme add nahi karya unhone kaha ye jaruri nhi hai to mjhe ye doubt hai kahi mai pay karta rahu or jab aage jakr mjhe 7 ya 8 saal baad need ho tab ye log mana kr den ki apko pre existing disease thi apne uss time mention nhi kiya to please mjhe sahi path suggest kare. Kyuki mere sath max bupa ke sath issues hogye the unhone meri policy cancel krdi thi Kyuki kisi broker ne mjhe poori terms & condition nhi batai thi or unhone meri policy 3 march 2019 ko ki or 9 march 2019 ko mjhe bimari diagnose ki maine health insurance first time liya tha to 2 years ka plan tha 15k ka ab jo mjhe disease diagnose hui thi uska treatment maine aiims se shuru kiya to jo bhi waha paisa lgg raha tha like biopsy and other medicine vo sab maine khud hi pay kiya. Or bimari ke chalte mai bhul gya tha mera koi health insurance bhi hai fir 1.5 saal ke baad mjhe kisi ne btaya apko apne health insurance company ko intimate krna hota hai to maine apni sari medical report and prescription unhne mail krdi or customer care pe bhi btaya but unhone usko lockin period mai dalne ya mjhe paisa refund krne ki bajae meri policy hi rejection mai dal di. Or vo broker ne bhi support nhi kiya uske baad maine star, care & reliance se directly apne medical documents bhej kar new policy karane ki koshish ki but unn sab ne critical disease bta kar mana kr diya. So, now i wanna ask you jo mai oriental se last 2 years se policy ko chala raha hu kahi isme bhi aage jake rejection to nhi hojaega ya fir mjhe kisi taraha se intimate krun unhe to vo bhi reject na kar den. Kya ye meri slow growing disease hai? Aiims ke doctors bhi thik se bta nahi paye uske baad maine ayurvedic medicine khai to ussw ye sab thik hogya hai presently meri koi medicine nahi chal rahi hai. But aage ye firse hogai or insurance company ne kaha ye to apko kafi phele se hai mai kya karu aisi situation mai please help me out? Aap se kisi taraha se baat hoskti hai jisse ki mai or ache se explain kar saku ya fir aap yahi pe solution de dijiye please.
@ghewda
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There is no issue with the Company but there is problem with the policy for sure. All the government companies have too much limitations in the policy.
@neerajsingh620
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@@ghewda please be specific about what type of limitations? Have u read all my situation i mentioned? Will they reject the policy after knowing about this situation of mine for 6 to 8 years later on? Am i wasting my money every year by paying continuous premium? If they are gonna reject it then their is no worth mai ye policy buy karne se acha apna paisa bank mai ya kahi or invest karke rakhunga jab mjhe pta hai ki mjhe aage jake need padni hai. Apko pta hi hai bimari ki situation mai main bed pe pada hounga to tab kon inke sawalo ke jawab dega tab to mjhe treatment ki financially need hogi na. Kaha mai inko smjhata firunga ki maine ye policy kaisi situation mai kisi ke bolne pe li thi ab vo banda available nhi h or nhi iss policy ki responsibility le raha hai. Mere liye to situation worse hojaegi na. Ye policy walo ko to ek bar bolna hai ye humare terms and condition mai phele se hi mentioned hai by law hum apko ye facility nhi de skte or ulta apki policy cancel kar rahe hai. Mjhe bss itna hi clear karna hai.
@s....982
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If oriental ki policy lete wakt ye bimari aap ko thii..to pakka he claim nhi milega ...but aap ye btana policy lene ke baad Hui he ....and 8 saal policy hone ke baad koi dar nhi he uss samay aapse koi khuch nhi puchega ....port galti se v mat krana ....kyuki if surgery Hui to sabh khuch test hota he ....policy reject krr dega so ...jha ho whi rho....
@neerajsingh620
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@@s....982 Thanks sir, as u said I'll go with this way as u suggested.
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