This was super helpful and depressing, lol. Thank you
@EricaYE6
6 жыл бұрын
Finally. Someone explains this demonic system in a way I can understand. Thank you!
5 жыл бұрын
EricaYE6 EMPHASIS ON DEMONIC
@Rebecca-asdf
3 жыл бұрын
my feels exactly haha :/
@kaleb51
3 жыл бұрын
first world country btw
@cere25
3 жыл бұрын
Demonic IT IS! 😇
@jlkailua
2 жыл бұрын
I'm too Irish for this conversation. I hear my dad in my head screaming "walk that shit off" everytime I hurt myself as a kid. I laughed when she used $500 as a deductible payment example. More like $6000 at least. I couldn't reach that quota 😂
@bryamvasquez3057
5 жыл бұрын
Im learning more from youtube than I did in high school
@ashrice4642
3 жыл бұрын
coming from a sophomore still in high school, my teacher is having us watch this video to learn about insurance lol
@itstoasty7089
3 жыл бұрын
This is why the school system is broken. We don’t need more education after middle school, the rest should be optional depending on careers...
@neeravsahay
3 жыл бұрын
@@ashrice4642 I'm a junior in high school. Thank god some teachers teach us stuff that's actually useful.
@jelguwop299
3 жыл бұрын
Welcome To the Institute of binge watch and prophecy
@Faith_and_Hope_07
3 жыл бұрын
Yes! I am getting many degrees from KZitem university. LOL God bless everyone who takes the time to upload the videos.
@af7439
6 жыл бұрын
I did the math. It's cheaper for me to have a cavity, two eye exams, a $400 pair of glasses, a $250 pair of contacts, and 2 dental checkups RETAIL on the HIGH END of avg costs, than to have a PPO plan through my employer. $2100 vs $3400 a year. And that's not including all this deductible and co-pay nonsense!! I'm taking the penalty this year, and cashing in on my family's genes. I'm sorry for those born with pre existing conditions. I really am. It's not fair, and the system is built to farm you.
@ashleyashleym2969
6 жыл бұрын
Yep insurance in the US is shit. Where I'm from you actually get more out of insurance than you pay. SO it's worth it where I'm from. BUt in the US its a really shitty insurance system.
@LiftRunFight
5 жыл бұрын
Dont break a bone or even get sick. Those antibiotics are over a couple grand a pop.
@sidman1408
5 жыл бұрын
Austin but what about if you do get sick. Have cancer or a heart attack no one ever knows. Private insurance plans work better for those who are healthy. Allow me to help. Reply back to me if you want insurance for the right reasons.
@Andy-em8xt
3 жыл бұрын
The point of insurance is to pay for the big stuff. Like surgeries or hospitals stays that cost tens, even hundreds of thousands so you don't go bankrupt. It's probably worth it to have higher deductibles if you have a decent rainy day fund. Sadly most Americans don't
@muzzo23
3 жыл бұрын
$250 for contact lenses???,in Scotland i pay about £17pm(about $22) for monthly wear contact lenses.
@Timasaurus007
5 жыл бұрын
This is literally a scam.
@Luis-xr6ec
3 жыл бұрын
Yup!
@Zones33
3 жыл бұрын
That’s the American dream
@ashesne11
2 жыл бұрын
Biggest mlm ever made
@Ihate_Eels
2 жыл бұрын
I'm watching this for school rn 😭😭
@creamdelacreme
11 ай бұрын
Then don’t have insurance?
@SweetAndSourPlums
3 жыл бұрын
So let me get this straight.... I have to pay a fee every month, just to have to STILL pay until I hit a certain amount (my deductible), and THEN that’s when my insurance company will even start considering paying SOME (not all) of the expenses? So I’m paying to have the privilege of paying? How is this right? If I’m paying a monthly fee shouldn’t I be guaranteed covered healthcare on the spot as opposed to having to still pay?
@ELCLAVE300
2 жыл бұрын
That is correct. If you read the ACA, you can tell it was written by the health insurance companies.
@jay_wuks
2 жыл бұрын
Sounds crazy doesn’t it?😂😂It’s like a pool. The premiums we pay every month go into this pool to cover for other people’s big hospital bills and what not. I believe that’s the only way our health insurance system can function in the US. It depends on the Premiums/Deductibles of the Members.
@Dankdalorde
2 жыл бұрын
Dude I work in this field and it fucking is bonkers that this is legal. You just described the mandatory health insurance industry.
@anothergoogleaccount4500
2 жыл бұрын
you can be guaranteed full healthcare coverage right on the spot in countries like Brazil for instance, fortunately not all places have the same healthcare system.
@alexschwartz4412
2 жыл бұрын
its “to incentivize people to find cheaper care” and keep people from wasting medical resources. It’s a shame no other country or system has found a better solution, I guess the insurance companies and their lobbyists will just have to keep making tons of money
@hanyelhag1664
3 жыл бұрын
I'm not American and I have always struggled to understand how health insurance and their plans work in the US as I was curious. This video is the by far the best one to explain it and now I can rest in peace.
@OsirisT
2 жыл бұрын
Same, except I AM from America so i probably won't rest in peace anytime soon knowing that the health system here is fucked 🤷♂️🙂
@jwatwater
2 жыл бұрын
As an American, we don't know either.
@sreesweraam
Жыл бұрын
Trust me, I know so many Americans into their 40s and 50s, who don't understand either. Only, because no one really bells the cat?!
@zerog1037
5 ай бұрын
It's actually very similar to my countries health insurance, but we just don't have the deductible. I actually like the deductible though as it can reduce your premium significantly and turn your health insurance more into a plan thr just covers the emergencies. We could do with tht type of flexibility
@vinab7843
6 жыл бұрын
Hot damn! insurance company's are making a ton of money off people!
@canasmax5237
3 жыл бұрын
Well i mean they gotta pay for their member's stuff some how
@zerog1037
5 ай бұрын
I'll give you a bag of bandages and you do it yourself then
@chepis7893
5 жыл бұрын
This is crazy if you’re young and don’t go to the hospital that much most of time you don’t even reach that deductible so you always have to pay for everything then next year comes and everything starts over 😮 you practically get robbed
@clarencemaseko428
2 ай бұрын
You just described me here. I almost went for it but decided to do a little research before diving deep and now I realized I almost fell for a scam
@JoleneGov
8 жыл бұрын
I'm preparing myself to be an adult. Thank you for this!
@sfcallboy
8 жыл бұрын
If only it were this easy. Out-Of-Pocket-Maximums are meaningless because the insurer decides what it is applicable to. In 2014 I learned that my possible costs were infinite because many charges were not applicable.
@OsirisT
2 жыл бұрын
When I checked what qualifies towards my out of pocket maximum it said: "Your Death" 🤷♂️
@baileymorris4990
2 жыл бұрын
@@OsirisT guess ill die
@Dankdalorde
2 жыл бұрын
@@baileymorris4990 same
@peaceoutshadia997
6 жыл бұрын
So... I make 28,000 a year 7,000 a year goes on tax, social security, federal and Medicare, i end up with 21,000. Then my health insurance cost 2,400 a year (100 every two weeks) I really end up with $18,600 a year. They expect you to survive on this money. 😑
@somestuffithoughtyoumightl6985
6 жыл бұрын
Worst case your taxes would be $2200/yr total on this money, most of which is social security.
@dvsandgo1
5 жыл бұрын
Lets thank precious donald for making America great again
@josebuena624
3 жыл бұрын
Yea you end up with 18,600 a year until the year you get seriously injured and then you have to max out your deductible. Which probably upwards of 10,000. Then you're down to less than 8600 that year and your life is in shambles.
@Mr.Insomniac
3 жыл бұрын
So this doesn't include the house bills and car insurance? This is America for you
@GojoTheHonoredOne9
3 жыл бұрын
Its called make more money
@fxvsdx35
9 жыл бұрын
From my family's experience, this is the best case scenario. Not mentioned is the constant mistakes in billings by both the MDs and the labs, and the hospitals, and the hours on the phone and the agony people go through to fix the mistakes. BTY we are a healthy family with two kids and only need (so far) annual preventive check up and such. God help the people who need constant help, and stuck in the health care's jaws !!!!
@piercetheveil5
7 жыл бұрын
Wow so if i reach stage 2 near the end of the year,I start all over again?thats not fair at all.
@jenjencurls
5 жыл бұрын
jenjen0597 yep. Most people wont reach that stage though...
@kristinabrown3077
5 жыл бұрын
I don't think health insurance is built to be fair, I think it is built more to make insurers money
@coachjlowe
6 жыл бұрын
I teach school and teach an "Insurance Operations" class and this is an amazing video. Excellent job!
@jamesclawson9243
2 жыл бұрын
Wish I could've taken a class like this. Just graduating from university and got an offer for a salary job with benefits; wish I learned about all this stuff from uni.
@max8989max
4 жыл бұрын
I thought you just pay a monthly fee and they pay everything. 🙄 Glad to be in Canada.
@prestigeworldwide2851
6 жыл бұрын
Corruption at its finest
@ericagiles2035
7 жыл бұрын
So what happens by having a high deductible and being somewhat healthy and never reaching your deductible. Do you just pay for the premiums and the health care? so why do we need the insurance for if we are having to pay them both?
@Shmirty
7 жыл бұрын
Because the government punishes you for not having insurance too. damned if you do, damned if you dont.
@bliglum
5 жыл бұрын
You need to so that you can fatten the insurance companies coffers! Now do you consumer duty! 'Murica!
@hcplsmf
5 жыл бұрын
Also, in some cases, it’s cheaper to pay the monthly premium than to pay out of pocket for the ridiculous prices of preventive care.
@sidman1408
5 жыл бұрын
So let's buy have it for the true reason. You shouldn't have to pay high deductibles to get coverage. Allow me to help. And I can explain.
@NbaLive4ever
4 жыл бұрын
If someone like me can finally understand something like this, you’ve done a great job. Thank you for the video!
@InsuranceExplained
3 жыл бұрын
This is the type of stuff I wished I learned in school. Thanks!
@Khorne_on_the_Kob
7 жыл бұрын
$500 deductible? $2000 maximum out of pocket? HAHAHA! when was this video made? The early 2000s? The 90s perhaps?
@itsroyette
6 жыл бұрын
This still exist. For low cost plan
@sidman1408
5 жыл бұрын
Alec you can still have a plan you want. Allow me to explain new private plans that protects you the way you want
@JohnJohn-nt9mf
3 жыл бұрын
Oh my. I have my health insurance thru my employer for 2 years and HR didn't explained to my about it. And this video of 4:55mins explained to me everything. I hope HR's in every company present this video to new hires.
@twistedbunny27
8 жыл бұрын
out of 3 videos I've watched on health insurance this one helped me understand the most (currently working on adult)
@janeramos9472
3 жыл бұрын
Usually, I never comment on KZitem channels, but your channel is so convincing that I never stop myself from saying something about it. You’re doing a great job Man, Keep it up.
@TheTruthSeeker756
3 жыл бұрын
Nice. Only thing it missed was covered vs uncovered expenses. Only covered expenses count toward your deductible. Make sure your provider gets the insurance company to say it’s covered. Otherwise YOU’RE paying and it doesn’t count for anything
@JSUbeta
5 жыл бұрын
Thank you so much for finally helping me understand how the healthcare insurance costs work.
@lazy_potato8
2 жыл бұрын
In Australia it works differently (if we choose to get private health, we have universal health care for those who choose not to). We pay the monthly premium and then have waiting periods for each service. For example things like optical have a 2 month waiting period, things like dental surgery have a 12 month waiting period etc. But once you have served that waiting period, it doesn't restart again each year. You've served the waiting period even if you change private health insurers. Every now and then insurers will even have a deal where they waive all 2 and 6 month waiting periods. Once you have served your waiting period, the insurer will contribute a certain amount or percentage towards every service you are covered for, up to your maximum allowance every year. That maximum allowance resets every year, but the waiting periods don't. Edited to add: I've never heard of deductibles or maximum out of pocket, we don't seem to have that here with private health.
@rongtang4385
Жыл бұрын
Thanks for explaining the health care key concepts in such a easy to understand way!
@crystalfortner2705
Жыл бұрын
Premium is a monthly membership you pay every month that covers like breast cancer,diabetes, cholesterol is covered by premium.At the first stage of the begging of the year you pay for most of your healthcare until you reach the deductible.A deductible is amount of money you how to pay for your care before the insurance share the cost.now when you get health services you will pay for all them health services until you pay the 500 dollars but once you paid all of that then that's when thing will changes then when you enter the second stage that's now when you get healthcare services your insurance company will share the plane but it depends on the plan you choose.
@THEVOICEOFTHECHOSENONE
6 жыл бұрын
Beautifully explained! Thanks for sharing!!!
@heatherhurst2530
6 жыл бұрын
Thank you for this VERY helpful video!
@sheri0082
2 жыл бұрын
I hate our healthcare system
@deuswulf6193
2 жыл бұрын
Any system that forcefully requires a middleman who profits from being a middleman. It is the difference between legitimately making money, and taking money. The reason everything cost so much for health "services" is precisely because of the Insurance system they propped up. You either pay them to be middlemen, or they will ruin you financially when you do need help.
@somegirllaly8390
8 ай бұрын
the only way I could have understood this was by this video thank you!
@paulwilliams8067
3 ай бұрын
Thank you so much for this informative video. You explained so well and I am no longer confused. Thanks for making it so easy to understand.
@chumadoshi6987
6 жыл бұрын
BEST EXPLANATION OUT THERE
@timrscott
3 жыл бұрын
At least you don't have the complicated system we have in Canada where we go to the hospital and after extensive treatment, we leave and the biggest expense is the gift shop purchase of a box of chocolates! Then comes all the paperwork.... what to do with the receipt for the box of chocolates?
@subhojeetlearning
7 жыл бұрын
Amazing explanation.
@punneeth89
4 жыл бұрын
Thank for explaining it in such a simple way to understand.
@costaricakevin
9 жыл бұрын
This guy Eric Hirschkorn is a hardworking fellow. I have known him for more than 30 years. He knows his insurance! I would buy from him.
@Joshmarmolejo_
4 жыл бұрын
I just learned this. I’m so pissed now. 😂 😂😂😂
@Ness97700
9 ай бұрын
This is very helpful and I now have a better understanding of how all this works, but I also have a better understanding of how stupid this system is.
@sunnysmiles8211
2 жыл бұрын
One thing you can be sure of: the insurance company will try to pass on as much cost to you as possible, all the while raising your premiums every year. Your copays go up, and your benefits will be less. That’s how the game works. They have the game set up in their favor. You can be sure of that.
@FroztiProductions
3 жыл бұрын
I have an autoimmune disease that has no known cause or cure. My medication costs over 6k per month without insurance. My OOP max is $2800. So assuming the insurance holds true to that figure I have a $2800 annual fee for having a disease I didn't choose. Cool.
@user-hr6lo8yt6x
2 жыл бұрын
This makes me want to cry. I will never not be in debt.
@garysheldonjr8379
4 жыл бұрын
Insurance Companies are literally profiting off of us we need a fully covered Healthcare system.
@adyh4974
9 жыл бұрын
Baffled by premiums, deductibles and out-of-pocket maximums? NO, not really :-) That is because I am Canadian! I am indeed very happy to be Canadian! Now that I am healthy, I pay more than I take out.. People that need care are taken care for free. I might one day need the same.. We take care of each other! Simple :-)
@saintearth
9 жыл бұрын
We have to pay for a huge military so we can murder people in other countries so we can't afford to take care of each other. :-(
@East17A
9 жыл бұрын
you know in America people get so angry for such thing if it does exist in America such system .. there is always huge amount of hate against each other as people to people only .. but for the Gov senators and congress members who is getting all of it for free and for doing nothing !! OH its OK they are the Masters !! what a mentally amazing culture !!
@stevenisnotanissuetius6519
7 жыл бұрын
saintⓋearth
@stevenisnotanissuetius6519
7 жыл бұрын
East17A
@thethoughtfulconservative1661
7 жыл бұрын
You do not have as good as doctors, and the government determines who dies and who lives because you do not have enough people or resources. I do not have healthcare and I would rather keep it that way than have a single payer, because I am not stupid.
@farism5313
9 жыл бұрын
Wow Its very simple informative video Thank u
@ninar.1083
4 жыл бұрын
WOW! This was SO CLEAR!
@Anwesha84
8 жыл бұрын
I think I will use this video as a starter to the discussion on health insurance and premiums, in my next lecture. Thank you :) - Prof Ghosh
@telsamorgan5369
Жыл бұрын
I am learning so much from watching your videos. Thank you so much for sharing this amazing source of information. This one is quite helpful.
@owensmith2844
2 жыл бұрын
We kind of do what the US do. So here in Ireland, if you choose to go private instead of public, so if you have a pre-exsisting condition, depending on the plan you were on previously, you will or will not be covered. I was on my moms policy up until August 2021, then i went onto a new system. I only pay 68.88 euro a month which is about 70 some bucks a month. After that, they do the rest.
@qll8840
5 жыл бұрын
What if for the entire year all you did was your annual physical which is considered a preventative care. Does hat mean you will be required to pay the FULL deductible at the end of the year even though all you did that year was see ONE doctor for your annual physical?
@trekkienzl2862
4 жыл бұрын
Here in New Zealand we have free universal public healthcare that cover most of our healthcare needs (such as treatment at public hospitals and prescription drugs covered by PHARMAC) but we do need private health insurance to cover things not covered by the public healthcare system (such as private hospital, drugs not covered by PHARMAC, mental health and dental). I may buy supplementary private health insurance from NIB or Southern Cross.
@PaulaChanBun
Жыл бұрын
I learned that In My Health class in 10th Grade that my Coach teacher discussed the PowerPoint of The notes which is have to be “ Insurance “
@noodlezworld3627
3 жыл бұрын
They need to b teaching this in schools
@Sindoku
6 жыл бұрын
Damn, it sucks to live in America. I mean it certainly beats a second or third world country, but we are like the bottom of the barrel of the first world countries.
@dadeo8957
2 жыл бұрын
How about this. Our government says....As a law abiding citizen. If you’ll go out and get a steady job or jobs. Pay your taxes which keeps our economy flowing and running smoothly for 25 years. You will be rewarded for your dedication and hard work to our great country with absolute, top to bottom, everything covered healthcare?
@calebtot
3 жыл бұрын
Well, my premium is just about the same amount as I'd pay out of pocket for my asthma medication. I might as well pay $320 a month to get the medication along with dental, vision, and preventative care visits. It's also nice to know that I won't go bankrupt if something bad happens and I end up in the hospital. Still, I envy Canadians.
@doriancroatia2054
2 жыл бұрын
Thanks so much for this video. If I understood correctly, here in Croatia we only pay premium and we are at the stage 3 from that very moment.
@corareece9078
6 жыл бұрын
As a young adult, 20 in 4 months, i just lost passport and Anthem. I didnt understand how insurance really worked because it was through my parents. Now that im learning to individualize, i was lost. But still, i am not sure the smartest monthly insurance plan or company as a young adult making 9.25 an hour..
@ninjarider2941
5 жыл бұрын
If you can't get health care through your employer, then you should qualify for subsidized health care. First find out if there is assistance from your state government. If not, then you should qualify for the PREMIUM TAX CREDIT (PTC), which is a type of federal subsidy available for people who make less than 400% of the federal poverty level (federal poverty level is currently about $12,140/yr for a single person, but higher in AK and HI). You can get the premium tax credit if you apply for a qualifying health care plan at the online marketplace (www.healthcare.gov). However, the enrollment period is in December of each year. If you claim the PTC, then you will get a tax form 1095-A and you will have to submit a form 8962 when you file your federal income tax. Most of the numbers are on the 1095-A, so it's not difficult to fill out. I claim the PTC because it's the only way I can afford health insurance at this time. I'm 54 years old, and my monthly premium is $793 (increasing yearly), but it's subsidized by the federal government. You can get more information about the premium tax credit at the IRS web site or the online healthcare marketplace.
@KidMFeng
4 жыл бұрын
Is that deductible renewed or refreshed every year? I see some deductibles be at 7900$
@QotSAFTW
6 жыл бұрын
They should take the cutest cartoon shit out and explain plainly. NO ONE, ABSOLUTELY NO ONE IN THE US IS COMFORTABLE WITH THEIR INSURANCE. well rich people are, but everything is swell where money is no object
@SadieFeinstein
4 жыл бұрын
This was so helpful
@craigedwards2411
4 жыл бұрын
I live in Europe and in the midst of all this covid outbreak some people pointed out how bad the US health insurance is... So found this video. MY GOD !!!! This is insanity ! Now I understand why people hate this. I am used to not paying for any of this. And imagine if I ever got cancer - all the treatments and tests. I am confident that it will not be a $2000 out of pocket.... this is crazy! Like insuring a car.
@RhyeMirch
Жыл бұрын
I find it appropriate that the “insurance” is a faceless arm looking down on the patient in a high rise building. The only thing not appropriate is that the “insurance” always seems to get out of paying for much…
@HarvestingThings
3 жыл бұрын
So I need to pay $8400 in medical bills AND my monthly premium BEFORE I get coverage??? I'm already paying $200 a month wtF???
@tammygause4651
5 жыл бұрын
Good video on explanation..but too bad it can't be less expensive
@geetaacharya1043
3 жыл бұрын
great video! It'd be beneficial if you added CC for people with hearing impairments!
@GarlicGrinder9
5 жыл бұрын
So if a plan has 30% co-insurance, does that mean I pay 30% of a cost once I enter "stage 2?" for example $500*.3=$150, so I'd pay $150 for a $500 procedure/visit and the insurance pays the extra $350?
@melxandra
3 жыл бұрын
They should teach this senior year of highschool 😑
@mitchkim6763
2 жыл бұрын
Excellent video. Thank you.
@swarpatel2927
2 жыл бұрын
Helpful explanation!!
@andrewbetancourtofficial
3 жыл бұрын
Thank you! I was so confused when selecting my plan. I was like what the fluff lol
@BryanSArnoldRocks
2 жыл бұрын
This was incredible! Perfect vid!
@patrice373
3 жыл бұрын
Awesome explaination, thank you
@sanddreams0
4 жыл бұрын
I'm finding several of my doctors are now charging annual fees too, so they can pay for litigation insurance, I'm assuming.
@boogaloojenkins2646
Жыл бұрын
Geez Looking at 2015 rates is making me jealous. 2023 rates in my state are: $687 monthly premium (the cheapest option), $2,000 deductible, $18,000 out of pocket maximum. "I think I'll just die, thank you."
@ryangray600
2 жыл бұрын
I got a 0 dollar deducible and 1500 out pocket maximum because my dad works for Uchicago
@diontaedaughtry974
5 жыл бұрын
Thank you this was very helpful and informative 👍👍
@HeatherPonyweather
2 жыл бұрын
Open enrollment which means i gotta shop for a plan.. have no idea what anything means so time for research 😫
@cfletch1982
2 жыл бұрын
Have you been helped with this?
@Monkeyfilms2468
9 жыл бұрын
OH CANADA!!
@sky23198
8 жыл бұрын
very very helpful :)
@jessicahinojosa4367
2 жыл бұрын
Wait does the “bucket” fills up the cost of the bill or just the copay?
@alexwilliams8970
5 жыл бұрын
This is what i hate the most in the US, why do i have to pay for insurance and on top of that i have to pay out my pocket deductible and all that shit, this is a still making a business out of people’s health 🤬🤬
@americanchauvinist1210
2 жыл бұрын
If only insurance premiums were 200$ a month
@coolbro6969
4 жыл бұрын
WOW I FINALLY UNDERSTAND! THANK YOU.
@hannagetnet614
6 ай бұрын
I finally got it ..Lord Jesus bless all us with a good bill of health. 🥰
@limelight1431
4 жыл бұрын
These premiums, out of pocket maximums and deductibles are too low for the current markets :(
@Anonylek4824
3 жыл бұрын
Thank you for making this
@scottmagri6306
3 жыл бұрын
Excellent video
@wmc3260
3 жыл бұрын
when you meet the out of pocket max do you still pay premiums ?
@Mrslovett007
3 жыл бұрын
Yes, that part never changes.
@lifesymphony2024
3 жыл бұрын
I am not getting what i want from any of their plans. With 1 million dollar annual limit, the plan caters for rm150 or rm200 room and board, 60 days post hospitalisation treatment. Plans with rm100k annual limit also offers the same amount room and board, 60 days post hospitalisation treatment. I only found 1 company but poor service. Asked for quotation, until today no feedback.
@hardlyheaven
2 жыл бұрын
Do you guys have a video explaining the different type of health care please? (HMO, PPO, and EPO)
@cfletch1982
2 жыл бұрын
Is this something you still need help with ?
@cw5948
4 жыл бұрын
Excellent video!
@chibuikechikere1540
3 жыл бұрын
THIS IS AWESOME. thank YOU
@WhatAnActress
4 жыл бұрын
Not only did I have to watch this video but had to slow it down. Lmao 😂
@yvettejoseph1471
2 жыл бұрын
Is there a video transcript available ?
@MrNeilTV
6 жыл бұрын
The jolly music doesn’t help 😐, and let’s be real, most insurances disappear and don’t fulfill obligations via loop holes or “preexsisting conditions” by stage 2.
@jurnee-y
3 жыл бұрын
I’m still confused cause I don’t have bison insurance but want to get it with VSP. It says the copay would be $15 but when I called to a optometrist that also take VSP insurance, they told me it would $70. If I’ll end up paying more for an eye exam even with insurance, what am I doing paying for eye insurance in the first place since it not really saving me anything?
@sussypole6840
3 жыл бұрын
1) how the fuck is this video that has a cheerful and happy tone? 2) watching this and seeing universal health care overseas makes this video think of a toxic ex of yours gaslighting everything 3) basically states you have to pay and the insurance will help you with crumbs at the end.
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