Thank you. I cut gym membership, I'll walk, cut dstv, I'll stream, cut Netflix I'lllisten to read n read books, won't be buying new clothes i don't need them..I'll miss malls 😮. I'll eat what I was fed growing up. No unnecessary fancy staff until goals met😢.
@ionside8959
Жыл бұрын
😂
@Natjhili
Жыл бұрын
agreed. if its not necessary, its not happening
@Livingabovemymeans
Жыл бұрын
😂
@lionesslamb7049
Жыл бұрын
@@Livingabovemymeans go thata!
@kayakazi7765
Жыл бұрын
Let's do this, that's exactly me this year🎉❤
@tumim8271
Жыл бұрын
This is so true, just last week we started with meal preps for the whole week. We are a childfree couple by choice and we can feel the hit too. i gave my car to my fam as we don't need two cars, and maintenance is too high. i think the best way to approach this is to get a new job with salary increase, take that pension/provident money and close small debts. thats what i did and it open a space for an excess money. Another mistake ppl make is to go back school and study, start to develop soft skills to help you network with execs at work and get promoted. The system rewards ppl who can communicate not hard working ppl.
@thembelihlendlovu1885
Жыл бұрын
But how do people in your network offer you a job of you don't have the qualifications or relevant education? Are you saying by just convincing the employer that we are teachable can secure us a job?
@tumim8271
Жыл бұрын
@@thembelihlendlovu1885 No sorry i was referring to people who are already working & qualified but stuck in one position without huge increase every month, that's why i said "Go back to school". Most will go back to school and still be frustrated when they don't see growth. It will depend on the industry or management. But what i was trying to say is that Most people have Qualifications enough to get that real money but they just lack Soft skills to negotiate thereon soft skills will get you far in a long run.
@INFJ_9
Жыл бұрын
Thank you so much Nicolette...you have a knack for explaining economic things that intimidate some of us. Big ups to your channel 🙌🏽
@Zamazizi
Жыл бұрын
Thank you so much for a great video! I never wanted to get used to the reduced repayment when the rates decreased. I told my bank to keep the original installment with the excess going to reduce the capital balance.
@lesegoyv
Жыл бұрын
Nicollete, your teachings are extremely important to us, keep it up and thank you. 2021 I took the biggest loan I've taken and regretted it from day 5. Through God and my mommy in heaven I have settled it today at R180 600 and saved up on R300k + of interest. This has not sunk in yet that I'm broke but I don't want to ever, ever do that to myself especially for family and home. Thank you so much my love. If I didn't watch the Video about interest being calculated from the principal amount. I'd still be 400k+ in debt my dear. Yoh
@LMDihaba
Жыл бұрын
Let's build income & simultaneously build our communities, being constructive. South Africa has too much potential & greatness for things to go bad ❤🇿🇦
@ScissorN
Жыл бұрын
Yeah i decided to park my car then downgraded my car insurance 😂 … taxis dont kill i guess
@siphesihletom4933
Жыл бұрын
@KenKelii can literally feel my brain expanding watching this kind of content
@siphesihletom4933
Жыл бұрын
@KenKeli hey
@kegaugetswenkoana4969
Жыл бұрын
We are laughing at that time it's not even funny😂😅😅😭
@ScissorN
Жыл бұрын
@@kegaugetswenkoana4969 🤣🤣 yaz it's not funny 😂
@phumelelehsikhosanah847
Жыл бұрын
I really was waiting for a video like this since I saw news highlights on this topic. Thank you so much for this enlightenment I really needed this to make a bit better decisions for myself. Keep up sis👏💚💚💚
@tsholanangtsholi5642
Жыл бұрын
Your financial education is impressive :) continue the good work
@JoeSBlack
Жыл бұрын
Everything is so expensive and so terrible for everybody out there, Companies and Government still won't give increases according to inflation rate. Thanks to you Financial Bunny for explaining this better and simple to understand...👊😁
@TShombela
Жыл бұрын
Your advices are much appreciated, thank you. We learn a great deal through your channel
@xolasitela8663
Жыл бұрын
Since last year I started paying extra on my car loan and it has helped me so much because now the loan about is so small and the new interest rate did not change my monthly payments
@Phyllisjordan2006
Жыл бұрын
You've hit the nail on the head Nicolette. Thank you for the great advice. The way i hate my credit card right now.
@TalkingMoneyWithNozi
Жыл бұрын
Multiple income streams is the only way to guarantee your security. Do KZitem videos, write and sell books, teach English online, do surveys, do transcription work, the list is endless
@bohlalesobhuza6027
Жыл бұрын
Let me follow you
@SA_PASF
Жыл бұрын
Basically, we are becoming slaves to the system. Entrepreneurship is the only way ,being in control of how much you can earn is the only hope
@tshepisonjikelane2994
Жыл бұрын
Hmm, thank you Ausi for this important info, as I was thinking of extending my bond years in order to reduce the monthly repayment as it has significantly increased. Every rand counts now more than ever...
@snenhlanhlazwane4234
Жыл бұрын
Thank you Sisi mina I was waiting for you to explain this, thank you I now understand
@laurentiamohapi8628
Жыл бұрын
Thank you very much Nicolette I like your advices. I need info on how to start teaching online.
@pridemahlangu1884
Жыл бұрын
Finding online jobs is hard but its worth it
@lebolangaZA
Жыл бұрын
Very informative. Thanks Nicolette
@NixonPhakati
Жыл бұрын
Guys this thing called life, its really not Life'ing😂, Everything is so expensive. even me having DSTV and Netflix feels like i'm living beyond my means 🤣
@PaballoMotsau22
Жыл бұрын
This information is so useful... Thank you so much Nicolette
@gugulorraine8584
Жыл бұрын
Siyasha ngempela 😢
@pamellayantolo3797
Жыл бұрын
Thanks Nicolette for the informative video
@percivalmvoco2569
Жыл бұрын
Thanks 🙏 for that education sisi
@nosindisomyeni
Жыл бұрын
I do wish I had all this information when I started working in 2006. Thank you for this
@Natjhili
Жыл бұрын
I left my job to be self employed last year and just after that, interest rate started hicking. My car loan is on linked rate minus 0.25. i need it for my work and it's hard to keep up with all the debt when income is compromised. I cancelled my life cover and income protector policy, had to reduce funeral cover and search for new insurance on the car... because its hard to even cover groceries. we do need to Strech the horizons of income. Siyasha xem
@zinhle1627
Жыл бұрын
Thanks for this sisi
@bongiwengubane-queenofreal1071
Жыл бұрын
Thank you for this informative video. Financial Bunny do banks insure the bond or the loan they give to consumer.
@zamarossa2860
Жыл бұрын
Much needed, thank you Nicolette❤
@nkadimenglorraine6413
Жыл бұрын
❤❤❤ Thank you Nicolette
@nomsa06
Жыл бұрын
We are burning Nicolette 😅
@Ohole
Жыл бұрын
Nicolette! Don't act like you did not watch Gold Mafia 🤣🤣🤣 HELA
@bertranddiassakoula5395
Жыл бұрын
Go on and preach 🙌
@loveyhamukwaya4924
Жыл бұрын
I needed to hear this ☺️❤️❤️
@lethukuthulandaba6278
Жыл бұрын
thank you so much❤❤❤
@sesethumashiqa594
Жыл бұрын
Sesyasha nyani
@justpinks
Жыл бұрын
Ngithelelen’ poison ngife 😭
@nhlanhla.vchili960
Жыл бұрын
🤣🤣🤣🤣🤣🙌🏾🙌🏾ziyakhala
@Cybernetwo
Жыл бұрын
Thank you very much Nicolette
@banelekekana9365
Жыл бұрын
Thank you 👏🏽👏🏽
@bongiwekubheka2965
Жыл бұрын
🔥🔥🔥🔥Kunzima
@misstinadolwana6886
Жыл бұрын
Siyatsha big time. I just want to sell my flat and go back to renting.
@redeemablesoul
Жыл бұрын
Jy lyk mooi dame.❤
@namhlabhenxa5487
Жыл бұрын
Thanks Nic, Will the rate ever decrease though or this is our new normal?
@FinancialBunny
Жыл бұрын
It will decrease but we don’t know when- end of the year or next year
Пікірлер: 61