What Happens to Your Credit Score from a Rental Credit Check 2021
reviews the affect a credit check has on your credit score and the types of Credit Checks that can be used by a landlord.
*SHOW NOTES AND LINKS*
Hard Credit Check: used for a financial transaction such as buying a car or applying for a new credit card. A Hard Check request appears on your credit report and lowers your credit score a small amount, est. 5 points on your FICO score.
Soft Credit Check: used strictly for "viewing" a credit report. A financial transaction such as buying a car is not involved. As a result, a Soft Check does NOT affect your credit score. It will appear on your credit report as a request, but your score is not affected.
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ABOUT
In the video, we discuss the effect of a rental credit search on your credit score and the 2 types of credit checks a landlord can run. If you concerns about this issue, check out the video.
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