✔ Invest in Knowledge: link.rachanaranade.com/CourseStore
@saurabhpant1751
2 жыл бұрын
You are such an amazing teacher...god bless you for spreading the knowledge❣️
@Viper60589
2 жыл бұрын
Ma'am please don't title invoice discounting as "low risk high return" because it is not. Please don't mislead your viewers.
@Unwritten_Endings
2 жыл бұрын
Actually it's typically classified as low risk because it's also backed by insurance coverage against default. And most of times risk of the buyer is analyzed by both the insurer and the trade finance company risk management team.
@lalitgautam9118
Жыл бұрын
If you select prominent companies, there is negligible risk.... Banks are also risky, mf, stocks... all are risky... Keeping money as cash is also risky ..it can be stolen...
@venkateswarluch3616
2 жыл бұрын
Hi Mam, excellent presentation. I knew many things through this video. Thank you for making us more knowledgeable. In many videos you said that, before investing we need to check fundamentals. The present video said about TradeCred is formed as private limited company under the name of Ishvaku Software Ventures India Limited, where they were not filed the annul returns for the financial year 20-21; The promoters contribution is lesser, even it is not upto authorised capital; The company is formed by the very experience chartered accountant and is not filed the annual returns of the company till now. If possible, please explain the causes... Thank you...
@nvjaikishore
2 жыл бұрын
Super Madam. Your videos are amazing. Even I hv purchased your videos from your website which are very knowledgeable. Thanks for educating us with your knowledgeable videos.
@satyapalsahrawat7557
2 жыл бұрын
Reliable. Yes Rachna's real strength is that she is TRUSTWORTHY. Her body language abundantly conveys that.
@frankmessina1040
2 жыл бұрын
Stock market is a place where business should work hard for our investment to multiply, while we relax avoid continuously tracking our investment everyday, weekends, night, allow compounding to happen.
@carolburnett2201
2 жыл бұрын
My strategy is buy quality companies, expect to hold no matter what, pay up but don't over pay, keep track,sell rarely,be ready to course correct
@beatricenebraska5456
2 жыл бұрын
I have been in stock market for about 11year,am I worried? am I selling? absolutely not .have purchased growths stock in the past few weeks.i'm going to seat back and observe how this plays out, adding more at a time. My Investment strategy with my F.A Katherine service gives me the best returns even when the market crashes.. it's been a year of steady growth
@brandondicks6196
2 жыл бұрын
@@beatricenebraska5456 There is no natural growth in a system rigged by elites and corporations. That's how you wind up with a crash. Most corporations are way too large and need to busted into many small companies..
@laurabonilla5874
2 жыл бұрын
@@beatricenebraska5456 love to see women excelling. I have been on the wrong side for too long and I'm willing to make consultations to improve my situation.
@markcompton6264
2 жыл бұрын
@@Smalzlanky 24.6 BTC and still counting in just 2 months, Expert Kathrine is the trade queen as far I'm concerned. This woman has really change the life of many people from different countries and I'm a testimony of her trading platform
@abhimanyoo-tb4bj
2 жыл бұрын
एक नंबर 👌👌 खूप छान आणि सोपं करून सांगता तुम्ही, सांगण्याची पद्धतपण खूपच चांगली असते ...
@Subri1211
Жыл бұрын
Excellent 👍 one point to be covered; in case of default, against whom does the investor have Charge (proceed legally filling a case) - ITC or Chandu or both? This depends upon what agreement ITC has agreed to sign. And is there an arbitration clause or regular court process for debt recovery?? These two points are crucial for someone interested in investing a considerable portion of his investment. Kindly cover these two aspects ma'am
@PardhuMadipalli
2 жыл бұрын
The website says minimum investment is 1 Lakh rupees. I am not sure if I'm ready to invest 1 Lakh for the first time in an app that has only 5000 investors.
@Karenlisa1
2 жыл бұрын
I think you should invest with Edward
@aniketpawar9149
2 жыл бұрын
Nice video ma'am For your kind information, your name is mentioned in Today's newspaper (Economics Times) (Article name- Kids in the Bull Ring) It's nice to see your name there🙂🙂.
@vinamragoenka2087
2 жыл бұрын
I am a active investor on tradecred and liquidity of money could be a problem. When you want to pull out money before maturity from a invoice which you have bought the money can take anywhere between 7-15 days to credit in your account it also depends on if they are able to get some other investor invest in the same deal only then your money will be paid out. No doubt interest rates are good but dont park your emergency funds here. Earlier the traffic on the platform was good and liquidity was high and fast but slowly it has reduced.
@jonnalsrikanth
2 жыл бұрын
Thanks. Do we get the maturity amount directly credited in to bank account on maturity or we need to manually withdraw from the portal?
@vinamragoenka2087
2 жыл бұрын
@@jonnalsrikanth you will have to withdraw manually from app to your account
@frankmessina1040
2 жыл бұрын
Stock market is a place where business should work hard for our investment to multiply, while we relax avoid continuously tracking our investment everyday, weekends, night, allow compounding to happen
@hrishikeshpatil8598
2 жыл бұрын
I saw this in tradecred FAQ : What is the Tax treatment? 10% TDS will be deducted and the will reflect in Form 26 AS. Even if you don’t fall under tax liability, 15H certificate will be attached, the investors can sign that and no tax deductions will be made.
@darshanmukadam
2 жыл бұрын
You mean the interset earned from invoicing can be exempt from tax?
@hrishikeshpatil8598
2 жыл бұрын
@@darshanmukadam i think it depends on our tax bracket
@ishanagrawal396
Жыл бұрын
Seems Trqdecred is not providing such facilities. They are not deducting TDS. Nor showing it under 26AS.
@hrishikeshpatil8598
Жыл бұрын
@@ishanagrawal396 how to show interest earned in itr?
@ishanagrawal396
Жыл бұрын
@@hrishikeshpatil8598 yes
@deeveishvaradarajan3485
2 жыл бұрын
Return is around 9-12% per annum not for 3months. people understand 12% for 3months while watching this video. So it's good if it explained clearly.
@ShubhamKumar-fz3oc
2 жыл бұрын
So how much will one get in 3 months??
@chethan390
2 жыл бұрын
Amma, we enjoy a lot Good inv opertunity U r very Great, u r thinking about the comman man financial status improvement
@rajnikantdesai3006
Жыл бұрын
Compared to returns, risk involved is much more. Especially in case of dispute by the buyer (ex. ITC or Amazon in this case). Also, it is not clear as to how safe the Trade Cred is.
@luxuryeyewearsagaroptician9895
2 жыл бұрын
I was just wondering if such investors can be found and your video was watched ...... good information
@hariprasadkhp
2 жыл бұрын
The idea about diversifying is superb with this platform n super explanation... but the charges included has not been included in it... can u pls specify the charges like account opening, maintenance, transaction etc...
@harshithm1739
2 жыл бұрын
I have used tradecred. There are no charges for account opening and buying invoice discount deals. Because, the IRR interest rate which is mentioned on deals, is after the deduction of Tradecred charges. So, you get what you see as IRR completely
@hariprasadkhp
2 жыл бұрын
@@harshithm1739 thanku
@srikakulamkrishnakumari7476
2 жыл бұрын
@@harshithm1739 is it afe
@harshithm1739
2 жыл бұрын
@@srikakulamkrishnakumari7476 it's been about a year since I started to invest here. Tradecred is 4 years old. So far, didn't face anything negative in terms of financial safety. So, I am still using it, as I feel safe.
@tusharkhurana3459
2 жыл бұрын
Mam pls make videos short it can help us all to save some time It's too good if we get all info in minimum time of period.
@chgtgut
2 жыл бұрын
Awesome Rachana ! Thanks for bringing out one more debt investment avenue. Quick question - How is this different from "Wint Wealth" barring the tenure.
@sriindia2003
2 жыл бұрын
Wintwealth basically deals with bonds listed/unlisted
@leolearning3048
Жыл бұрын
@@sriindia2003 do u suggest tradecred or wint to invest hard earned money?
@rosemadison2488
2 жыл бұрын
Sir I love your videos what is the best way to make money from crypto trading/stock
@smithsteven9504
2 жыл бұрын
learn how to read candlesticks and watch the charts that way you can figure out when to buy and when not to.. If you wanna make money on crypto... u wanna buy when it low.. so when peopinvestment (ROI) without any extra fees attached
@TabrezMalik-y1w
2 жыл бұрын
@@smithsteven9504 Investing in crypto now is very cool
@smithsteven9504
2 жыл бұрын
@@TabrezMalik-y1w I don't trade, I invest with a professional assigned by a crypto company that trades for us and returns profits on weekly basis for me and you can invest your capital and get weekly Returns
@TabrezMalik-y1w
2 жыл бұрын
@@smithsteven9504 Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses
@smithsteven9504
2 жыл бұрын
@@TabrezMalik-y1w The professional is Mr Blake jordan
@satyaprakashjena6194
2 жыл бұрын
What would happen if someday TredCred is closed ...what will happen to our money invested...is there any regulatory body that keeps eye on it?
@anitbansal7403
2 жыл бұрын
No Regulator
@satyaprakashjena6194
2 жыл бұрын
@@anitbansal7403 what about the money that is invested...will it be back in case tred cred like platforms are closed?
@linusoonumathew3860
2 жыл бұрын
As of my knowledge. We are making agreement with x company. If tradecred is close, the company x must be repay to us with in the time limit. Moreover the amount back to escrow account not to tradecred. Tradecred is an intermediate with us and company x.
@pratikdhoriyani5160
2 жыл бұрын
Hello nice video... But one serious questions please don't mind... Is this all tradcred related videos which all financially well known youtubers are creating.... Is these all videos are Paid Promotion??? Because all videos has fixed path like intro, account opening, and from just small point description related to risk involved and too many advantages as usual... So what do you think guys ??? Am i only the one who noticed this or someone else also noticed this ??? Please suggest guys... Please let's clear this here in comment section.....
@anadahamed5431
2 жыл бұрын
Yes it's paid promotion. But I believe rachana ma'am will not promote any untrusted entity in her channel.
@Anione111
2 жыл бұрын
@@anadahamed5431 Ethically, she should mention clearly as disclaimer that this is a paid promotion.
@pratikdhoriyani5160
2 жыл бұрын
@@Anione111 yes exactly... I am also agree with you
@santoshc2679
2 жыл бұрын
Thanks Mam. How will this be taxed? We need to file it as 'Income from other sources' and taxed as per our current slab rates?
@linusoonumathew3860
2 жыл бұрын
Hello, Well explained everything. Regarding the interest calculation in tradecred they are following IRR method not ROI.
@Loganatha_K7
2 жыл бұрын
Rachana mam please clarify if this is trade cred sponsored video?
@pratikdhoriyani5160
2 жыл бұрын
Yes please clear this.... Even I also think that all tradcred related videos from big KZitemrs are sponsered... What do you think guys???
@sarangjoshi129
2 жыл бұрын
Looks like sponsored only
@soumyadiptabest
2 жыл бұрын
Actually we dont have control over the quality of the seller.. so even the payee companies are big but they may not pay.. but this business is brilliant, win win for all...
@bharatiyat4842
2 жыл бұрын
Very very educative. Rachana has covered all.... aspects. Great work.
@manishdedhia5612
2 жыл бұрын
Hi Rachna, Can you make some videos on the risk involved with this bill discounting apps n fintech companies. How can someone rely on the information contained in these transactions? Are these fintech companies n apps regulated in India or they are just other forms of Ponzi schemes ?
@SamvadSoul
2 жыл бұрын
Excellent presentation & simplified complex bill discounting process. You are a good teacher
@gauravmhatre8785
2 жыл бұрын
Appreciate if you can give some tips to do base due diligence of invoice by investor & buyer. Also, from a layman point of view, I want to understand why would chandu bear a 10k loss when bank pays back only 90k instead of 1 Lack... Is chandu smart & keeps high profit margin for himself in the beginning?
@harshvashistha1156
2 жыл бұрын
Wow we understand nothing in start but after interpretations with example it look's easy
@investologic
2 жыл бұрын
Nicely explained. Businesses thrive and survive on Invoice Discounting.
@VijayKumar-sg6ke
2 жыл бұрын
We have KREDX which is introduced way prior to trade cred and has more experience in invoice discounting domain.
@supriyaambare2944
2 жыл бұрын
Please share the lectures for basics of stock market
@vspcreation3164
2 жыл бұрын
Thank you mam this was the best explanation on this topic I've ever gone through 🙂
@vireenthakare8106
2 жыл бұрын
Ma'am, what about Rejection debit from customer to supplier (if applicable during transaction)
@nitinbatra8657
Жыл бұрын
It’s very risky. My 2.5 lacs is stucked with Kredx as one of their deal (with highest Kredx score of 800+) has defaulted. No one from Kredx even their CEO is responding. Think before investing
@financialthoughts3680
2 жыл бұрын
Hi rachana, most of limited companies were cheating or fooling bank with invoice discounting. Tecpro system limited went to bankruptcy by looting 5000 cores only with invoice discounting and so many loopholes. I strictly say to make regulation that discounting shall be done against pay cheque.
@vivekr2056
2 жыл бұрын
Thank you i learned something today
@jonathanovwisi2009
Жыл бұрын
Interesting instructor. Funny too.
@hai1919
Жыл бұрын
excellent explination mam great
@theindianinvestor3240
2 жыл бұрын
Was waiting for a long time for a video on this topic. Thanks.
@dandekarrohit
2 жыл бұрын
Your knowledge is amazing and thanks for making investment strategies easy for all. One suggestion, please reduce opening drama a bit.
@everest1231
2 жыл бұрын
Mee communication is very good
@karanshinde1203
2 жыл бұрын
Mam please teach in unacademy c for CA student because you teaching best 💥💥♥️
@ssnegi7452
2 жыл бұрын
Great way to make us understand 💐
@LeadLifeWithEaseNow
Жыл бұрын
Good advertisement for Trade Cred
@arjuna5237
2 жыл бұрын
You can present the idea of invoice discounting but when you refer an app please make sure their service and previous user experience is excellent or atleast it should be average. When a celebrity like you refer an app most of your followers will blindly follow your words and fall in trap. From the past user experience from trade cred around 90% users are facing bad or worst experience. Even if its a sponsored video please dont promote these kind of low rated platforms. Idea is good but their implementation and service is not worth
@knms10cc.kanishka7
2 жыл бұрын
Is that true sir..but she says tradecred has zero misgoings..
@arjuna5237
2 жыл бұрын
@@knms10cc.kanishka7 See the reviews of their existing customers. You can see the reviews under their ios and android app
@guruprasath765
2 жыл бұрын
So, which platform is good for this ?
@guruprasath765
2 жыл бұрын
@@arjuna5237 which platform is good ?
@arjuna5237
2 жыл бұрын
@@guruprasath765 im hearing this for the first time in this video. After seeing when i searched i saw these feedbacks
@Nse360Sikkankr_1M
2 жыл бұрын
Good information and explanation
@vrvlogs2468
2 жыл бұрын
Now understand "asa kasa Kay" I really like ur teaching technic.
@satishbaichwal2447
2 жыл бұрын
Millions of thanks mam for this wonderful information and for your superb presentation.
Indian 🇮🇳 Veteran singer ❤ Lata Mangeshkar dies at 92, day sunday, date 6, year 2022, winning awards- bhart ratan award❤, Filmfare lifetime achievement award ❤ , padma vibhushan award❤ , Filmfare Award for Best Female Playback Singer award❤ and more. We will always miss you ❤, your are a legendary lady singer of india🇮🇳 (World) jai hind bharat mata ki jai🇮🇳, One of the best singer of india, who is no longer in this world ❤, she is pride of india 🇮🇳, भावपूर्ण ❤ श्रद्धांजलि (heartfelt tribute) ❤
@kannanmohan2407
2 жыл бұрын
Good video i was looking for this info very well put down
@surajkatkar6394
2 жыл бұрын
Really very interesting thing you introduce...❤️ Thank you Mam ❤️❤️
Thank you sister. You have done well job.. I got it and also registered from the link u given in description
@Life_goes_on_so_smile
2 жыл бұрын
Ma'am few years back there was a nsel scam , where money was given on warehouse receipts but there were no goods in warehouse, due to which the blue eyed boy of capital markers jigesh shah who started mcx , mcx sx , ft, icex and multiple exchanges abroad was debaared by sebi as not fit and proper. Is this something similar and is there any third party which will guarantee the settlement.
@Rajesh-ov4bp
2 жыл бұрын
Thanks sister.
@anilathalye9179
2 жыл бұрын
I watched you vedio very late but quite informative and useful. Thank you very much for the knowledge.
@narendrapandit2368
2 жыл бұрын
Query: Under Deal report-->Financial summary, the figures for revenue / profits etc are for the VENDOR! When it's the CUSTOMER who is gonna pay me on maturity, why would i be interested in the vendor's details?
@mithaSantara
Жыл бұрын
As a retail investor would you invest in it? There is no collateral , how would you mitigate your risk? please answer in not more than 2 lines. 5 marks
@TheMurthyvn
2 жыл бұрын
amazing video, I never would have known about this investment option if it weren't for your video.
@drgjain
2 жыл бұрын
Why do companies/vendors seek loans through invoice discounting instead of getting loans from banks ? Do such companies/vendors have poor CIBIL score due to which banks refuse to give them loans ?
@snshaan
2 жыл бұрын
Why only tred cred, gives less percentage in returns, and please explain about IRR interest rates.
@krishnendughosh1212
2 жыл бұрын
Hi Rachana .. Great video . But in TREDCRED , I don't see deals from companies like Amazon , Coca-Cola . Most of them are small business owner where retail investor are little skeptical about investing their hard earned money.
@TheViraj2001
2 жыл бұрын
Invoice discounting is a method of financing used by small business to fullfill their working capital requirements
@Unwritten_Endings
2 жыл бұрын
Ya most of the bigger deals with name buyers are sold of to institutional investors because they have lower risk. But smaller business deal while slightly higher risk have better ROI as they have higher interest. But most of these deals are covered by insurance from big 3 so its a non zero sum game .😀
@ashwinbalaji6886
2 жыл бұрын
I was waiting for invoice discounting video & even requested in super chat.Finally my request accepted and the content is well explained.Thanks Rachana.
@KrushnaBagate
2 жыл бұрын
Even me tooo ....
@KrushnaBagate
2 жыл бұрын
But woried about trust issues What about that?
@bikaskumarsaha960
2 жыл бұрын
Seriously Rachana Mam.... I am in love with your videos....
@Circumsquare
2 жыл бұрын
Thanks for giving us a new avanue for investing 🙏🏻🙏🏻🙏🏻
@advaysrivastava430
2 жыл бұрын
Respected rachna di . I am zero knowledge share market please give me share market information
@DuckDuckgo047
2 жыл бұрын
Actually Trade cred's interest is Max 11% but we can get 12% in 12% club and the interest is paid everyday and no lock-in period too
@SriRam-nr7tt
2 жыл бұрын
But there no guarantee for our amount as they clearly mentioned in t&c
@YPSS-UTube
Жыл бұрын
Phone pay 12% has issues if any txn fails,,
@sandeep42ka1
Жыл бұрын
Very clear and apt explaination. Thanks for making such valuable videos 🙌
@sauravnandi4839
2 жыл бұрын
madam, is it safe to invest with tradecred?
@jimmy-fh3ji
2 жыл бұрын
Good teaching mam
@msevision9984
2 жыл бұрын
Thanks amazing way of Explanation of concept, pl make a video 🎥on Various margins imposed by Stock market, How Nri can Invest in Stock market,
@TheSiddhartha2u
2 жыл бұрын
Like Mutual Fund is controlled by SEBI, is there any similar Government level control in Invoice Discounting?
@amrutham7201
2 жыл бұрын
No regulation
@rajenpowrongmai7896
Жыл бұрын
Mam....i just wanted to know, are you invested in this trade red policy..?
@mohideenbadsha3703
Жыл бұрын
Great learning!!Its a new avenue for me
@Akbarmir10
Жыл бұрын
Nice explanation
@gokarnasuhaan
2 жыл бұрын
Hi Rachana, can u plz make video on hyper fund
@subhamkundu46
2 жыл бұрын
Ashakasakay is my favourite now after yaaaas 😀 love listening to cutest Marathi between knowledge 😀😀🙏
@caraginigupta5245
2 жыл бұрын
Omg mam ...it was amazing to know about this new area for investment
@auroprasadpadhi1331
2 жыл бұрын
What is the minimum amount we need to invest? As in stock market we can even start from 10 rupees.
@gnaneshgsp1176
2 жыл бұрын
What is the minimum investment
@santoshkar267
Жыл бұрын
My god...Lot of things We understand
@Saikiran26243
2 жыл бұрын
Ma'am! Got a dough while watching this video. Chandu has made a deal with ITC after he calculated his profit percentage through that deal and got invoice, then he could loose his profit in percentage if he could go for invoice Discounting.
@naveensupari5432
2 жыл бұрын
I expected these new type of investments. Thank you #Salam
@lifehealthandhappiness5661
2 жыл бұрын
If Tradecred is not responding or honoring the terms then what is the way to get back your money or hold them responsible?
@pavankumar-pt8mu
2 жыл бұрын
no regulatory, its a very high risk investment. these youtubers gives only lectures they don't invest.
@saisathyam5953
2 жыл бұрын
Nice video! Before I enter into it just wanted to know if anyone of u(ones reading coments) has already invested and and gained the promised profits.
@venanan
2 жыл бұрын
Please what are charges need to paid?
@Karenlisa1
2 жыл бұрын
Text his mentor he made me $10k this week already🇮🇳
@DeepakRawat-mk9iq
Жыл бұрын
I called them to register as Individual Financier... They denied by saying that only Banks and NBFSc can be register only. And as per your video, anyone can register. Kindly make it clear. How can I register as Individual Financier..?
@abhinavgupta2435
2 жыл бұрын
Hi Rachana. Why are returns on this investment not taxed like a STCG at 15%? This is a debt investment scheme (of sorts) after all.
@gokulmishra7300
2 жыл бұрын
The way you explained everything is soo intresting
@venkateshkavali8557
2 жыл бұрын
How much return we will get? And what is security for investors money?
@sujaychiplunkar8866
2 жыл бұрын
मॅडम तुमचे सगळे व्हिडिओ खूप छान असतात, मी तुमचे सगळे व्हिडिओ पहातो. पण तुम्ही मराठी मध्ये ही व्हिडिओज बनवा, जेणे करून अजून चांगल व्हिडिओज समजतील.
@patu8mukhuti
2 жыл бұрын
Who is the regulatory authority if something goes wrong ?
@rajhshah96
2 жыл бұрын
No regulator but they are provide higher returns for this risk
@Anione111
2 жыл бұрын
@@rajhshah96 Not really. The risk or loss will be to tune of investment, i.e., 50K to 3 lakhs or more. Interest earned is negligible compared to such a big loss.
@amitlavate4808
2 жыл бұрын
I found it very interesting and I went on the website and checked. I must say that I was disappointed because the site does not mention anything about the risks and other details that you mentioned in the video. The platform seems to be only interested in gaining more users and does not give any confidence to users interested in investing. The platform may be good but promoting such platform in its current state is doing disservice to your credibility
Пікірлер: 547