New Orleans on Labor Day weekend is peak hurricane season. You sir like to live dangerously
@LukesPointsandMiles
3 ай бұрын
@@IamtheWalrus64 if you’re scared, say you’re scared
@thejokerspeaks
3 ай бұрын
Stan the Credit Frog got me hooked on the USBAR and BILT. Venture X, IHG, and Hilton Surpass cover the rest of our on the go expresses.
@LukesPointsandMiles
3 ай бұрын
@@thejokerspeaks nice moves. Although I really believe the USBAR is severely overrated.
@thejokerspeaks
3 ай бұрын
@@LukesPointsandMiles If I redeem neutralizing a mobile travel charge, then I'm earning 4.5% on all mobile wallet and travel expenses, 3% back plus a 50% boost. We'll see after year one how well that goes. Contrary, I could try and pay most of my travel expenses on Rent Day with BILT for 4X.
@MrWhatsHappenin
3 ай бұрын
@LukesPointsandMiles this is interesting. I'm thinking about this being my next pick up for a 1 card setup to simply everything for me. As a professional credit card guy what makes this card overrated in your opinion?
@thejokerspeaks
3 ай бұрын
@@MrWhatsHappenin You'll be earning 1X on everything outside mobile and travel purchases, 1.5% if redeemed efficiently on mobile travel. Still, this is probably the simplest way to earn 4.5% back on the go, paying for gas, grocery, hotel, some restaurant, etc. If this is your only premium card, you're ahead with all the benefits. For many of us, it doesn't take as much sense trying to fit it into a complicated setup, just to pay at Walgreens, Petco, and Home Depot. If we have other premium cards, that $75 effective AF eats into our earnings.
@LukesPointsandMiles
3 ай бұрын
@@MrWhatsHappenin it’s a cash back card with an annual fee. And that a simple summary. Even after the travel credit there is $75 left over. If you want cash back just earn cash back. 5% no af cash back cards will be far superior and it’s cash - not just credit to be redeemed for travel.
@De_Guatemala
3 ай бұрын
We are waiting to take off from Buenos Aires to Santiago...using the CITI Strata daily for 3X gas, car rentals (primary CDW outside the US), groceries, and dining.
@LukesPointsandMiles
3 ай бұрын
Nice moves! Citi strata is great!!
@dariusjamal
3 ай бұрын
Great vid and explanation on your Q3 cards Luke! I'm not gonna be able to make it, but I'm sure the NOLA trip is going to be a good time with everyone.
@LukesPointsandMiles
3 ай бұрын
@@dariusjamal we will see you at the next one!!
@gunsole64
3 ай бұрын
Interesting line up. I again have never had an American Express but will look into them. I’ve been on the road Truck driving making only training wages so my line up is simple. My new US bank cash card and my chase Business. I did develop a new strategy though on the road. Fuel points. I was shocked to find out I made 1100 fuel points for one fill up. My trainer says he makes about 1800 points per fill up and you fill up 3 times a week. I asked if you can exchange fuel points for gift cards and you can! So that opens up new opportunities. Oh and although I’m not traveling right now I was able to drive across Golden Gate last week. Thanks Luke. What state are you residing in?
@LukesPointsandMiles
3 ай бұрын
Nice moves. Im an Ohio boy. At least until retirement.
@JuanGarcia-hr1wf
3 ай бұрын
Nice video Luke. Logical explanation in your Q3 cards 👍
@LukesPointsandMiles
3 ай бұрын
@@JuanGarcia-hr1wf thank you sir!!
@Xavier_ID.
3 ай бұрын
See you at the Roosevelt 👍🏼 booked cash as well. Got a simpler dear with the $100 daily property credit.
@LukesPointsandMiles
3 ай бұрын
@@Xavier_ID. yes sir!!
@jjballay
3 ай бұрын
That's pretty cool, i live in new Orleans, will have to look into it
@LukesPointsandMiles
3 ай бұрын
@@jjballay come out!!
@jjballay
3 ай бұрын
@@LukesPointsandMiles time to meet uncle luke, haha
@kmb6916
3 ай бұрын
Nice video! I am using my Gold card until August 10th for dining. 14x at restaurants.
@LukesPointsandMiles
3 ай бұрын
@@kmb6916 thats awesome!!!
@czrs85
3 ай бұрын
Dropping in while on vacation from San Carlos, Mexico. 🇲🇽🏖️🌮
@LukesPointsandMiles
3 ай бұрын
@@czrs85 yes!!! Nice work, Czrs85!!!!!
@cjcab3158
3 ай бұрын
Q3 for me consists of the Amex Gold for dining and groceries. Freedom flex for gas l. Discover it for Walmart. Using my amex Hilton Aspire and the Saphire Preferred primarily for my trip to Japan in July.
@LukesPointsandMiles
3 ай бұрын
@@cjcab3158 awesome!!! Safe travels!!!
@tbark87
3 ай бұрын
Just got back from an FHR stay at the Roosevelt. Can’t beat it with the $50 F&B credit on top.
@LukesPointsandMiles
3 ай бұрын
@@tbark87 no doubt!!
@jjballay
3 ай бұрын
Awesome hotel esp during Christmas time
@1972myk
3 ай бұрын
Looking forward to hearing your take on the Avianca Lifemiles Elite AmEx. I’d consider it, if the AF can be offset with credits or services. Does it offer better availability on Star Alliance partner flights?
@LukesPointsandMiles
3 ай бұрын
@@1972myk I don’t believe there is any published benefit as far as availability
@TheJohnnyCrown
3 ай бұрын
Hi Luke. Nice video! Questions for you: how and where do you buy Hilton gift card to trigger Hilton quarter credit? Thanks
@LukesPointsandMiles
3 ай бұрын
@@TheJohnnyCrown just google: buy Hilton gift cards
@caribdude8151
3 ай бұрын
Yes Sir! Happy Weekend! 👍
@LukesPointsandMiles
3 ай бұрын
Thanks! You too!!
@nathanmack8979
3 ай бұрын
I’m not sure if this question is answered but with the Avianca Amex card do you get Amex Offers and are you able to have 6 Amex cards?
@LukesPointsandMiles
3 ай бұрын
@@nathanmack8979 the avianca card just uses the Amex payment processing. It’s not actually issued by Amex. It’s issued by Cardless and yes it has offers. Not exactly to the same program as “Amex offers” but something similar. It’s not part of your total Amex cards 💳
@PhilMo78
3 ай бұрын
NOLA BABY!!!! Should be fun to see the faces in real life that I see on my phone!
@LukesPointsandMiles
3 ай бұрын
@@PhilMo78 it will be a good time!
@DugrozReports
3 ай бұрын
@@LukesPointsandMiles PhilMo ditto
@averageperson2659
3 ай бұрын
Hey Luke, BA Avios did another devaluation this week 😕
@LukesPointsandMiles
3 ай бұрын
@@averageperson2659 I didn’t hear about it. I heard about the virgin one. They all devalue. That’s why we earn and burn
@jakemercure
3 ай бұрын
See you in New Orleans Luke!!
@LukesPointsandMiles
3 ай бұрын
Yes sir!!!!!!
@robertjarrell7276
3 ай бұрын
Guess you’re not leaving the country this quarter? Since you’re using all Amex cards. I’m using the Gold for dining, groceries AND gas (got an offer for 5x MR til 9/13/24!). Would love to be at that NOLA meet, I’ll look into it!
@LukesPointsandMiles
3 ай бұрын
@@robertjarrell7276 no plans for international this quarter. Well, not yet
@druiz012
3 ай бұрын
Damn. I really need to figure out Avianca... some of those redemtions are oh so juicy.
@LukesPointsandMiles
3 ай бұрын
@@druiz012 I would still say aeroplan is likely better overall but I’m really digging the avianca program right now
@ksprincess
3 ай бұрын
Enjoy your NOLA trip! Question: AmEx is offering me 20k points for adding an AU on my personal Plat. Is this a good deal? I figure I can't get that many points on a $195 spend...but am I missing something?
@LukesPointsandMiles
3 ай бұрын
@@ksprincess I mean do you need an AU? 20k is better than $195 but that’s another fee on top of the already high fees.
@ksprincess
3 ай бұрын
@@LukesPointsandMiles I don't NEED an AU, but I could use those 20k points because I'm trying to book Scotland for 2025 🤔
@LukesPointsandMiles
3 ай бұрын
@@ksprincess I don’t think I would do it unless the UA card would benefit me. There are easy ways to get points without paying $195
@CesarJoel
3 ай бұрын
NOLA For The Win🙌 Interesting strategy with the Avianca card Uncle Luke! I’ll be in the Roosevelt 2 nights, can’t wait to see you again hermano!🫵
@LukesPointsandMiles
3 ай бұрын
@@CesarJoel it’s coming up soon
@jamesyu613
3 ай бұрын
I’m going to use 3 card setup too, I wanna use my CSP 3x my CF for gas and my CFU or WFAC as my catch all card what ya think? I do have my ccc for groceries, I also got an offer for my IHG 7x for groceries, dining and gas
@LukesPointsandMiles
3 ай бұрын
@@jamesyu613 that’s sounds good. I think a lot more people will be collection Wells Fargo points soon.
@jamesyu613
3 ай бұрын
@@LukesPointsandMilesI agree
@AnthonyBove
3 ай бұрын
If your favorite restaurant sells gift cards, I’d buy a few while the extra 10X on your Amex is in effect
@LukesPointsandMiles
3 ай бұрын
@@AnthonyBove not a bad idea at all!!
@AnthonyBove
3 ай бұрын
@@LukesPointsandMiles also can’t wait to watch the avianca video, my main airport is changing from jfk to Philly so i need to re-strategize for flights. I need ideas
@LukesPointsandMiles
3 ай бұрын
@@AnthonyBove I feel like Philli is an American hub with more one world opportunities
@AnthonyBove
3 ай бұрын
@@LukesPointsandMiles yes I’ve been heavy on star alliance (aeroplan) and sky team (virgin) to Europe up until now, going to need to learn a bit about one world now
@vickiarnold7300
3 ай бұрын
Great job on KZitem ❤
@LukesPointsandMiles
3 ай бұрын
@@vickiarnold7300 thanks Vicki!!
@generousy.710
3 ай бұрын
Uncle Luke ! How did you get your wife to agree on your credit card game ?
@LukesPointsandMiles
3 ай бұрын
Her first Business Class Flight plus Ocean Front Room Upgrades were pretty convincing.
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