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@henrylee1269
Жыл бұрын
ESPARINA Residences is probably the one EC, 200m to MRT ,50 m to Sengkang Grand Mall and new 9 yrs old property, 9 stops to Orchard
@LXZJ
Жыл бұрын
The advice should be "find a supportive spouse who will let you buy private property" 😂
@savvyericchiew
Жыл бұрын
Totally true!! 👍👍
@zc8077
Жыл бұрын
Sianz..i just bought a hdb then saw your video…didnt know u also have a video for singles..usually hear buy one sell two in your videos..now have to wait for 5 yrs then able to engage u..siao liao
@savvyericchiew
Жыл бұрын
Sorry I’m late 😢
@cherryzhangying8145
Жыл бұрын
If I had watched your video on my home purchase 6 years ago , I don’t think I will lose money upon selling ( I never chance upon your video upon selling and engaged a property agent who is really not ethical) . Never seen such a property agent like you who gave such constructive advice and so smart in property market . if I’m going to buy another property , will definitely look for you .
@savvyericchiew
Жыл бұрын
Sorry to hear about your investment. Not all agents are bad though. Hope you buy a good investment soon. Anyway I’m not a property agent 😆
@paul_bell
Жыл бұрын
I came across this video and it was good with humour and contructive advise and you are so direct to the point. Yes I am surprise that you are not an agent. You should be one. Anyway good job and keep it up. 😊
@savvyericchiew
Жыл бұрын
@@paul_bell thanks man!
@Alexusores
Жыл бұрын
I have had the 1-1 target long time ago since uni days. Now the absd makes it impossible as single.
@savvyericchiew
Жыл бұрын
Everything is possible. Starting is the way 👍
@gomugomu4489
Жыл бұрын
Dual key? Stay with parents? Find layout that can split yourself? When there is a will, there is a way. Do some pre consultation with Eric first lor..
@Alexusores
Жыл бұрын
I already exited my first round few months ago, waiting to enter second round. Like Eric said the +1 here with the ABSD increase is the challenge. I am a single PR with no family here.
@savvyericchiew
Жыл бұрын
@@Alexusores hope you got a good profit! 👍
@CSB-pu9mc
10 ай бұрын
Very good information. Being single this is really helpful.
@savvyericchiew
10 ай бұрын
Hope to see you own 1 prop soon! 👍
@dreamlify8
5 ай бұрын
As a sandwicher of salary 7.1k cannot BTO, cannot HDB loan. Assets 200k. Better to go with 600k HDB 2BR or 700k resale condo 1BR?
@savvyericchiew
5 ай бұрын
Your 200k includes cash and Cpf?
@yimonthant2010
Жыл бұрын
Nice watch.. Thanks for the advice
@savvyericchiew
Жыл бұрын
🙏🏼🙏🏼
@cloven1691
Жыл бұрын
Hi Eric, u often mention the more we leverage the better, but with 4% interest on loans, won’t it pretty much cancel out the rental income?
@savvyericchiew
Жыл бұрын
You can play with mortgage calculator to match rental with mortgage interest. If I’m not wrong you need to be at 7-8% to match rental
@slim1871
Жыл бұрын
Hi Eric thanks for your super helpful content 🙏🙏 You got any thoughts on Daintree Residence?
@savvyericchiew
Жыл бұрын
Although 1st timer profit, I don’t like the resale as there are too many condos there already 🥲
@slim1871
Жыл бұрын
@@savvyericchiew Thanks! If my expected holding period is 5-8 years for own stay, do you think there is substantial room for upside?
@savvyericchiew
Жыл бұрын
@@slim1871 will not lose but you won’t make a lot compared to other areas
@slim1871
Жыл бұрын
@@savvyericchiew Ok thank you sifu 🙏🙏
@yxinz
3 күн бұрын
Bought my resale hdb 2years ago 840k. Today last transacted 1.26m :) don’t look down on resale hdb leh. Plus my mortgage only 2k.. means I save 2-3k a month alrdy. And I’m just less than 10 minutes to Orchard.
@savvyericchiew
2 күн бұрын
Resale condo is a good choice too 🙌🏼🙌🏼
@janjanjanjanjanjanjan
Ай бұрын
Hi Eric! In my early 30s now - only able to afford 1BR on my own, would you recommend to start with 1BR first or save up for 1yr to go for 2BR?
@savvyericchiew
Ай бұрын
Need 310k for 2br 👍
@eokhonko
Ай бұрын
Where to find like minded singles? I don’t mind buying EC or Condo leasehold together with 1 more single. Otherwise can only afford resale HDB.
@savvyericchiew
Ай бұрын
Find friends 👍👍
@anthemger
11 ай бұрын
Hi Eric, will u buy a resale hdb for a good location but old flat or lousy location but new flat? For singles with intention to rent out infuture.
@savvyericchiew
11 ай бұрын
New for sure 👍 Remember it’s all about capital gains and not just rental income 😉
@alissaong8659
Ай бұрын
Me (29) and my single friend (30).. ~400k cpf/cash combined income 18k. Do you recommend 3b2b ex EC?
@savvyericchiew
Ай бұрын
400k max budget is 1.4m. Yes 3b2b ex EC
@JJboy4Flower
10 ай бұрын
I need some advise. I’m single and earning about 3k+ per month. What kind of property should I go for ? BTO VS 3 room flat resale? If so how much do I need on cash and also CPF. Any advise pls. I’m new to this. I’m at my late 20s
@savvyericchiew
10 ай бұрын
Depends on how much cash and Cpf you have
@JJboy4Flower
10 ай бұрын
@@savvyericchiew can I ask how much I DM u to further ask u for advise and suggestion?
@savvyericchiew
10 ай бұрын
@@JJboy4Flower Facebook.com/savvyeric
@laipenglow6535
2 ай бұрын
Hi Eric! trying to start my journey although is a bit late now. Single SPR in late 30s, do you advise to go for resale 1-2bedder or new launch? does it mean I have time limitation (ie after 45yo, the rental might not cover mortgage)
@savvyericchiew
2 ай бұрын
You are super young la. Rental can cover below 45 of age.
@chinminghao9192
Жыл бұрын
Is your advice still applicable if one (a single) wants to buy a property to stay, and no intention to rent it out 😅
@savvyericchiew
Жыл бұрын
Yes it’s the same strategy 👍
@nleo6748
Жыл бұрын
Why is hdb resale not recommended? You didn’t give explanation
@savvyericchiew
Жыл бұрын
The upside is slower than resale condo and EC
@richirick5778
Жыл бұрын
I can only think of the brownstone. Near MRT and shopping mall
@savvyericchiew
Жыл бұрын
Is that a mall? Paiseh I didn’t go before 😆
@prophunter8865
Жыл бұрын
Brownstone where got shopping mall there.. Northpoint is very far away 😂
@savvyericchiew
Жыл бұрын
@@prophunter8865 maybe referring to Canberra plaza?
@prophunter8865
Жыл бұрын
@@savvyericchiew that one not shopping mall…
@WarChild86
Жыл бұрын
Eric need to take plane to reach Canberra
@kinhian
11 ай бұрын
Charm. i just bought my resale HDB!
@savvyericchiew
11 ай бұрын
See you 5 years later 👍
@nil-xp8gt
Жыл бұрын
i thought EC 10 years after TOP then is considered private? newly MOP-ed only like 5+years old havent privatised yet i thought? correct me if im wrong paiseh
@savvyericchiew
Жыл бұрын
MOP is semi private which can be considered as condo. 10 years is fully privatised where foreigners can buy.
@donrickles89
6 ай бұрын
Hi Eric. Is the joint partner you mention still applicable for first property?
@savvyericchiew
6 ай бұрын
Best is to buy alone. If not enough funds then can can find one more to partner and buy in 2 names 👍
@lauratan7674
Жыл бұрын
Eric huat kueh! Do you think prime location BTO are cai tao anot? Like need hold 10years and v hard to exit like CCR condo?
@savvyericchiew
Жыл бұрын
Just need to factor 15 years before you can be upgrade. It’s hard to exit because by that time very cute already 😆
@paulcheng6591
Жыл бұрын
Is buying a subsale 2+1 (e.g. Treasures or Florence) good for a first time single property buyer? This is the max I can afford that is new and not too small lol.
@savvyericchiew
Жыл бұрын
There are lots of resale options for your budget 👍
@paulcheng6591
Жыл бұрын
@@savvyericchiewwhich would you recommend?
@savvyericchiew
Жыл бұрын
@@paulcheng6591 depends on many factors, age, income, buying power. Can consider 1-1 program 👍
@paulcheng6591
Жыл бұрын
@@savvyericchiew thanks! I’ve message the number. How much does this 1-1 thing cost?
@UKitAMC
Жыл бұрын
Hi Eric, just got my PR and intending to buy my first property with up to $1.4 mil budget, would you recommend resell EC or straight to condo?
@savvyericchiew
Жыл бұрын
With 5% absd, I don’t think it’s possible to buy a 3br condo now. Only resale ECs is possible with your budget.
@UKitAMC
Жыл бұрын
@@savvyericchiew yeah I’m thinking Resell EC. 3 Br / 2 Br or a 2x2 condo , thoughts?
@priscillaDLCZ
10 ай бұрын
Eric nice video for us who is single another informative video I want to buy a condo can you suggest?
@savvyericchiew
10 ай бұрын
For recommendations, you can consider my 1-1 program. My team will send you info bit.ly/savvywa
@thsim88
Жыл бұрын
single got 1 4rm hdb n 1 2beder condo, both fully paid,so what is the way forward?condo rent out n hdb spare room rent already
@savvyericchiew
Жыл бұрын
I hope you didn’t pay ABSD for your condo. You can stay put or explore to sell both to get a 3 bedroom dual key for more capital and rental upside 👍
@thsim88
Жыл бұрын
@@savvyericchiew 3% absd,so is still ok
@samuelfootsehseng4514
2 ай бұрын
did you buy any commercial properties?
@savvyericchiew
2 ай бұрын
Yes a few 👍
@samuelfootsehseng4514
2 ай бұрын
@@savvyericchiew so your take is starter should always do residential (wise picked) first, cos need to start with a win. Those commercial and industrial talk later..?
@savvyericchiew
2 ай бұрын
@@samuelfootsehseng4514 upgrade your residential to the max first. 2 x 4br 👍
@SiewLingOng-jd7iq
Жыл бұрын
Singles reaching age 55 should get new launch or resale ?
@savvyericchiew
Жыл бұрын
Depends on budget and affordability
@jeannie3330
Жыл бұрын
Is the Trizon 3BR resale a good buy now?
@savvyericchiew
Жыл бұрын
Depends on entry price
@buffalo369
8 ай бұрын
Don't buy Trizon unless u plan to stay there forever. Super hard to sell .....
@andysaw9443
Жыл бұрын
Hu Eric how is industrial property still a good investment
@savvyericchiew
Жыл бұрын
Quite a boring investment 😆
@andysaw9443
Жыл бұрын
@Eric Chiew thanks what you recommend if residential is not an option due to absd :)
@savvyericchiew
Жыл бұрын
@@andysaw9443 upgrade your Resi 👍
@LynnaToh
Жыл бұрын
Hi Eric, what do you think of Trizon?
@savvyericchiew
Жыл бұрын
I only remember it caught fire many years ago 🔥
@JundaOng
Жыл бұрын
There is a property selling 20% below market, but seller request for 10% OTP and could be facing bankruptcy. Any golden advise for this high risk opportunity?
@singaporepropertytips
Жыл бұрын
I know which property this is!! 🥺 Got to do some background checks to make sure you do not get harassed if and when you do decide to take the unit and move in!!
@savvyericchiew
Жыл бұрын
Sounds like a 💩 deal to me 😆
@JundaOng
Жыл бұрын
@@singaporepropertytips yes got to do checks first, before OTP. Should I even take first step and pay lawyer? 🤔
@JundaOng
Жыл бұрын
@@savvyericchiew I’m trying to find gold amid the 💩 😂
@singaporepropertytips
Жыл бұрын
@@JundaOng the lawyer may only be able to advise you about any ongoing lawsuits! Not any pending ones or whether the owner owes anything to loan sharks / debt collectors 😰 because you know the seller is in desperate need for money, you run the risk of them possibly issuing more than 1 Option To Purchase for the house. So pretty risky 🫠
@put4ng1n4m0
Жыл бұрын
Where are the 123 EC near mrt and w amenities?
@savvyericchiew
Жыл бұрын
🤫🤫
@henrylee1269
Жыл бұрын
Esparina Residences is probably nearest 300m to mrt, 100m to Sengkang Grand Mall and newest 9 yrs
@janettan8746
2 ай бұрын
Can single buy EC.
@savvyericchiew
2 ай бұрын
Yes ex EC, those after MOP ones 👍
@cybergod77
Жыл бұрын
Pls share the answer to your last Qn, thks!
@savvyericchiew
Жыл бұрын
Which one?
@cybergod77
Жыл бұрын
@@savvyericchiew where can I make money in the shortest time
@savvyericchiew
Жыл бұрын
@@cybergod77 depends on budget 😉
@hcmm23
Жыл бұрын
Hi Eric , for 50 yr old , inv property, which option is wiser ? Get 55pct loan with 25yr tenor (Not much leverage) OR 75pct loan with 15yr tenor (huge mthly installment )
@savvyericchiew
Жыл бұрын
Both are fine. The best option is 75% loan with 25 years tenure which I can do 🤫
@justrandomlilthings
Жыл бұрын
One Leicester or 18 Woodsville can buy?
@savvyericchiew
Жыл бұрын
😩
@justrandomlilthings
Жыл бұрын
@@savvyericchiew means what?
@savvyericchiew
Жыл бұрын
@@justrandomlilthings bad…
@jesicoko
Жыл бұрын
May I know why?
@savvyericchiew
Жыл бұрын
@@jesicoko no demand, not popular.
@chenbryant137
Жыл бұрын
haha I started late, but better than not starting :P 😄😄😄
@savvyericchiew
Жыл бұрын
Started means not late! 👍👍
@chenbryant137
Жыл бұрын
@@savvyericchiew Thanks for the confidence and help during the 1-1!
@leeice760
Жыл бұрын
Me 48 soon 50 😩still can 🏡🤔😔
@savvyericchiew
Жыл бұрын
Sure why not? Go for it and achieve! 👍
@eddyng6934
Жыл бұрын
I am not single but looking to buy regent park condo , May I know is it advisable to buy
@savvyericchiew
Жыл бұрын
Super old and won’t be able to enbloc due to small land and many units 😞
@BenODQ
Жыл бұрын
Is it still possible for single with 1.2mil budget to get a decent condo deal nowadays?
@savvyericchiew
Жыл бұрын
Yes 3br in OCR walkable to MRT and Mall 👍
@pandorabox9894
11 ай бұрын
The condo you mentioned have 2br please? If have, how much please 😊🙏🏻
@jasminetan0506
2 ай бұрын
Funny when you say married someone rich can already .....😂
@savvyericchiew
2 ай бұрын
It’s the truth 😂😂
@rahimkader9687
Жыл бұрын
$50k cpf enough to start?
@savvyericchiew
Жыл бұрын
Need to find partner 👍
@rahimkader9687
Жыл бұрын
Any like-minded here?
@savvyericchiew
Жыл бұрын
@@rahimkader9687 😂🤣
@pandorabox9894
11 ай бұрын
@@rahimkader9687r u local? 😊
@buffalo369
8 ай бұрын
@@savvyericchiewEric is now match maker. 😋😋😋😋😋
@geenaf1020
Жыл бұрын
Liked the video because of Bom Bom!😂
@savvyericchiew
Жыл бұрын
I will feature him more often! 😆
@jackywong4806
Жыл бұрын
Hi Eric, what are those ex-EC near MRT/amenities? Which ex-EC would u recommend? Thanks
@savvyericchiew
Жыл бұрын
Singapore so small. Try to find it 😆
@prophunter8865
Жыл бұрын
Esparina!
@jackywong4806
Жыл бұрын
Brownstone?
@ryanliew3372
Жыл бұрын
Eric ah... what is ex-EC? not the same as resale EC?
@savvyericchiew
Жыл бұрын
Yes it’s resale EC 👍
@felforme
4 ай бұрын
Hi Eric, appreciate if you can share if the budget is slightly more than 800k, are there decent 1BR condo out there as a first property? :)
@savvyericchiew
4 ай бұрын
If you need me to recommend good projects and guide you to buy at my target price, consider 1-1 consultation program. Get details from my team here bit.ly/savvywa
@khaingthazin2625
2 ай бұрын
Thanks so much, Eric.. It is very useful for a single like me.
@savvyericchiew
2 ай бұрын
Time to do a new video on this 👍
@kelvynchin1968
Жыл бұрын
hmm! what happen if you buy with a like minded friend, then put two names, then market downturn cannot exit lei. ? Then two names stuck. Then your friend want to marry (another person, not you..) then cannot book BTO then die die want to cut loss then how lei. Like minded friend , 3 years later become enemies. I don't advise buy property with friend (unless the real plan is to marry that like minded friend LOLs). Save the money, then find a partner, marry , then buy good BTO or EC.. would be better plan. :)
@savvyericchiew
Жыл бұрын
Singles can’t buy EC or good BTO 😢
@kelvynchin1968
Жыл бұрын
@@savvyericchiew I meant, kahwin first la then buy BTO or EC. 😎 this is the "standard" way mah
@jasminetan0506
2 ай бұрын
Great video! Many essential questions are answered !
@savvyericchiew
2 ай бұрын
🙌🏼🙌🏼
@nitemoonz
7 ай бұрын
Y wont u recommend singles to buy resale HDB?
@savvyericchiew
7 ай бұрын
Upside is not as good as condo
@anguslou5640
Жыл бұрын
Can I ask . What business you do.
@savvyericchiew
Жыл бұрын
I do coaching on property investment 😆
@nikkiluo
9 ай бұрын
No like minded friend 😢. How?
@savvyericchiew
9 ай бұрын
Aim to buy on your own 👍
@littleocean93
11 ай бұрын
Why 2B2B better for exit?
@savvyericchiew
11 ай бұрын
2 toilets make more money ✌️
@janicesim1446
Жыл бұрын
Hi Eric, may I ask will you recommend to buy The Myst for singles first time investment?
@savvyericchiew
Жыл бұрын
Let me do the review first 👍
@janicesim1446
Жыл бұрын
👌🏻thanks
@joycehe6980
Жыл бұрын
Does it mean that PR is not suitable/advisable to buy property for investment as he has to pay ABSD 5%? Thanks
@savvyericchiew
Жыл бұрын
PR first property with 5% ABSD is fine. 👍
@andyyan7525
Жыл бұрын
Eric bro, I just sold of my previous condo and waiting to get my settlement profit in about 1 weeks time. Please 🙏🏼 tell me what new launch condo can I buy as a single , which you think wil very likely have a very high capital appreciation ? Grand Dunman good? I am looking at a budget of 1.45 million.. thank you again Sifu
@savvyericchiew
Жыл бұрын
You can message me at fb.com/savvyeric
@andrewie4
Жыл бұрын
BOM bom confirm single rite??
@savvyericchiew
Жыл бұрын
He is eligible bachelor (ah sia kia) 🤣
@andrewie4
Жыл бұрын
@@savvyericchiew woof woof. Lol.
@savvyericchiew
Жыл бұрын
@@andrewie4 🐶🐶
@exploringapis4495
Жыл бұрын
BOMBOM is single, that's why cannot buy hdb have to stay with Eric.
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