If you like my videos then why not check out my weekly podcast “Many Happy Returns” many-happy-returns.captivate.fm/
@TheUndulyNoted
2 жыл бұрын
Some of the best content I've seen on KZitem - as always. Carefully researched and beautifully presented.
@Pensioncraft
2 жыл бұрын
Wow, thank you!
@AS-iu3pl
2 жыл бұрын
Ramin, thank you for spoiling us with another great video. Never disappoints. Love your content, beautiful and clear charts. Well done.
@Pensioncraft
2 жыл бұрын
I appreciate that!
@johndupont8596
2 жыл бұрын
@@Pensioncraft Would love to know where you'll invest your ISA in 2022? :) Btw did you transfer your pension to Vanguard as well?
@Ryan_Tinney
2 жыл бұрын
Really nice breakdown of the financial markets. It is often very hard to predict future returns, but I put a lot of credit in Vanguard with their forecast models.
@GengoSenmon
2 жыл бұрын
New subscriber. Love this actual analysis and extrapolation. Plus the way you change physical video positions to explain different parts of the chart is very unique and so informative! Keep it up!
@Pensioncraft
2 жыл бұрын
Thanks and welcome
@robertlewis2
2 жыл бұрын
The BMW is not slamming on its brakes; rather, it is drifting with the rear wheels spinning rapidly.
@Pensioncraft
2 жыл бұрын
Ha ha, I wondered if someone would point that out Robert 8-) The royalty free images available were limited I'm afraid. I guess you could say that the Fed may need to do a handbrake turn and that would definitely spook markets. Thanks, Ramin.
@jroig824
2 жыл бұрын
Since it's impossible to know what will happen next, all we can do is diversify our portfolio based on different reasonable scenarios, and stick to the long term.
@ponzianomanning3071
2 жыл бұрын
With negative -5% real yield on the 10yr the probability of equity PE's expanding to new all time highs is greater than ever, perhaps to >45 PE. Currently the Shiller PE on the SPY is ~40. However if inflation normalizes in 2022-2023, which some brilliant people argue it will, then bonds may become an attractive alternative to stocks again making equities riskier, then we may see a possible correction to prolonged lower valuations. Im remaining long because of the high tax burden of cashing out and there's no contender to stocks going into 2022.
@rhvre
2 жыл бұрын
The financial part of the video is top notch as always... but I can tell you that car at 20:01 is definitely not slamming on the brakes :D
@thejunglejag
2 жыл бұрын
Exactly what I thought😀
@apothe6
2 жыл бұрын
I think most people would be stunned to hear that CAPE Yield shows equity being "not expensive, not cheap".
@mikehardwicke23
2 жыл бұрын
I guess that's a function of interest rates and hence Shiller's modification?
@dunk8157
2 жыл бұрын
@@mikehardwicke23 Maybe inflation too. If inflation is really high then the real value of the stocks may not have gone up as much as we think they have.
@EidEIDE
2 жыл бұрын
Greatly researched and educational!
@Pensioncraft
2 жыл бұрын
Thanks @Eid EID! Ramin
@daniels897
2 жыл бұрын
I got out of ARKK after watching your video with some nice profit before it tanked so thank you very much for the valuable content..
@danjuhl5134
2 жыл бұрын
I like picking index ETF’s in attractively valued countries. Sometimes switch partially but no more than once a year. Currently have Singapore 50%, Norway and Russia 25% each. US stocks are ridiculously overvalued as are many countries.
@Mouxbar
2 жыл бұрын
Superb as ever, I'm personally thinking that supply side inflation will persist due to C19. Although Omnicron is hinting at much better outcomes going forward. Fingers crossed on that anyway :-)
@Lengescp
2 жыл бұрын
Interesting that the risk chart doesn’t show a Russia - NATO conflict or a US/China/Taiwan conflict as possible risks for ‘22
@Spywon
2 жыл бұрын
Could you please elaborate on the choice of the belly of the curve, especially as a hedge for equities (longer or shorter durations yields could possibly fall more)? Is it because volatility is expected to be less as a reaction to changes in inflation (upwards and/or downwards)? And obviously thank you very much for the quality of your videos. Appreciate your work
@daviemetalhead22
2 жыл бұрын
Another amazing video Ramin, thank you!!
@Pensioncraft
2 жыл бұрын
Thank you Davie!
@slovokia
2 жыл бұрын
I am not sure that fixed income / cash real returns are mean reverting. There have been long periods of negative real returns in both - sometimes lasting 40 years. Governments that choose to fund themselves via debt monetization can have a very large effect on the fixed income real interest rate regime. Claims on real assets are probably safer in the long run. The problem is that real assets are very expensive right now. Odds are everyones oxes are going to get gored.
@skinnymoonbob
2 жыл бұрын
High historical returns for the SP 500 indeed, but what about the risk/volatility? Has that been relatively constant over the decades?
@peixeverde6043
2 жыл бұрын
One of your best videos. Concise, encompassing, speedy. I will definetly watch it a couple of times. You finish 2021 with a bang, colega!! Thanks Ramin, for the inspiring content! I wish you Merry Xmas and a happy new Year! Many treats for Teddy! Abrazo :-))
@Pensioncraft
2 жыл бұрын
Thank you @Peixe Verde! Merry Christmas to you too! And Teddy will have lots of treats 8-)
@Raffaella603
2 жыл бұрын
Thank you Ramin for this video. Many believe that inflation is higher than official say. Which are than the best assets to invest in case of higher inflation? Thank you.
@mikehardwicke23
2 жыл бұрын
Shadow Stats showing 15% ish currently?
@juanvenegas5253
2 жыл бұрын
how will realestate companies get affected by rising interest rates?
@Pensioncraft
2 жыл бұрын
Hi Juan, generally it's not good for real estate if rates get _too_ high. But bear in mind that we're currently at the zero bound so even if rates increase they will still be low by historical standards. Thanks, Ramin.
@gerrykelly-zk6lf
2 жыл бұрын
To my very limited understanding a lot of these predictions are based on inflation dropping back to 2% over the next couple of years. I hope that happens, I'm too close to retirement now to ignore the possibility that inflation will stay over 4 to 5 % for a few years at least. I Don't buy into this hyperinflation BS gurus talk about, but 4 to 5 % inflation persistent for a number of years does worry me. I read that the stock market is a good place to be with high inflation, as you own a piece of everything and prices can be increased in line with inflation keeping you whole or ahead. I also have read that persistent inflation is bad for the stock market as the market can sell off. Talk about confusing or what dammed if you stay in and potentially dammed if you stay out. The national lottery is looking better and better every day now as a alternative hedge to everything😭😭😭
@dunk8157
2 жыл бұрын
Theres no real alternative to the stock market at the moment, which is probably a good thing if your in it. I suppose property and things like antiques are options but they are much harder to buy and sell. Maybe buy any big purchases now if you think you might need them in the next few years.
@IncomeBoost42
2 жыл бұрын
Great vid as always. China’s situation is particularly stressful, so much opportunity and yet political decisions can wipe away huge value, just like that.
@Pensioncraft
2 жыл бұрын
Thanks
@mackinnon182
2 жыл бұрын
Can you do something on green investing? I for one am keen to divest from hydrocarbons and invest more in renewables and nuclear
@Nerites2
2 жыл бұрын
I would love to hear Ramin's opinion on that too...
@Pensioncraft
2 жыл бұрын
Hi @mackinnon182 I've done a video on impact investing kzitem.info/news/bejne/x698yalua2p2eqg Thanks, Ramin.
@srenkronberg4552
2 жыл бұрын
Great bit. Thanks a lot. Very informativ
@Pensioncraft
2 жыл бұрын
Thanks so much
@apothe6
2 жыл бұрын
I'm investing in energy
@MrMatisse22
2 жыл бұрын
My projection for next year - blood in the streets.
@stlouisix3
2 жыл бұрын
Brazil is one place
@ZenTradeGame
2 жыл бұрын
As always great content! Surprised you don’t have 500k subscribers yet .
@Pensioncraft
2 жыл бұрын
Working on it!
@silentwilly2983
2 жыл бұрын
You mention gold as attractively valued and a good hedge against inflation. How do you look at gold compared to silver and other precious metals?
@Finance-Food-and-Freetime
2 жыл бұрын
It’s a bit more yellow
@jouleSansLoi
2 жыл бұрын
So we ought to get ready for a meh period? Looking forward to that.
@KNaCl88
2 жыл бұрын
I really appreciate your videos, Ramin, always very educational in a visual manner :) I was wondering if you could point me in the right direction to some sources on what would be the though process on building an economic model like the one you mentioned (Gold vs CPI + Tbill) and also if you would know any free platform to use just to experiment/validate the ideas, or you just use a tool like excel? Thank you :)
@billbodge3879
2 жыл бұрын
With China real estate being 30% of GDP and them using 50% of commodities, hard to see how inflation can be sustained in short term with the property market being crashing. Longer term, reshoring and politically instability is where is see inflation coming.
@ToddMatthewsFitness
2 жыл бұрын
Interested to hear your thoughts on US inflation now that it's 6.8%.
@NedFlanders39
2 жыл бұрын
Thanks Ramin for the great info as always. Now that we see forecasts of US slowing down and other markets projecting better returns, is now the time to look away from global market cap weighted indexes? given that there's a huge overweight in US equity? Thanks :)
@Pensioncraft
2 жыл бұрын
Hi @Ned Flanders the other alternative which I mention in the video is to buy a global developed ex-US tracker like a tracker of the MSCI EAFE index (which is developed markets excluding the US and Canada). Thanks, Ramin.
@NedFlanders39
2 жыл бұрын
@@Pensioncraft Sorry, you're right you did. Thanks for the response :)
@mmabagain
Ай бұрын
I'm not sure this video is relevant in 2024. Or, maybe it is.
@Pensioncraft
Ай бұрын
Hi @mmabagain these older videos are always interesting to see what concerns were in the past and also to see how wrong forecasts are in retrospect. When I make this video each year I look at the previous analyst forecasts for the S&P 500 and it is pretty amusing. Thanks, Ramin.
@anv.4614
2 жыл бұрын
Thanks so much.
@Pensioncraft
2 жыл бұрын
You're welcome!
@arbitrage-technologies487
2 жыл бұрын
i have the impress that the entire world miss understanding with inflation. inflation is transitory by nature and will be. i mean the prices cannot continue to increase continually. that doesn't mean that the prices will decrease, the damages has been done, we entered in a new world where the prices are now higher and will not decrease, partly due to covid. but saying that inflation is not transitory is like saying that prices will continue to increase. which is simply false!!!
@lynn3051
2 жыл бұрын
Ramon excellent video again my Hubble and I have started our portfolio this year better late than never and we really enjoy listening to your explanations and opinion, we look forward to your videos Thank You
@Pensioncraft
2 жыл бұрын
Fantastic!
@simony2801
2 жыл бұрын
The question for me is where would the indexes be without 2 years of money printing / stimulus. Any takers.
@gerrykelly-zk6lf
2 жыл бұрын
Is that a reason not to drink from the punch bowl. Liquidity seems to be guaranteed by Central Banks. Why not make hay when the sun shines. I have a diversified portfolio, I'm not all in on equity, but I respect people like Ramin for there skill and knowledge. I just would not bet the farm on 100% equity/bonds, more so because I can't afford to loose to much before retirement and truthfully as I'm probably overly cautious.
@munair
2 жыл бұрын
Thanks!
@Pensioncraft
2 жыл бұрын
Welcome!
@jabberwockytdi8901
2 жыл бұрын
Wait and see what the price of Gold is next year when Basel 3 has been fully introduced.
@Pensioncraft
2 жыл бұрын
Hi @Jabberwocky tdi do you think that Basel 3 is going to boost the price of gold? Thanks, Ramin.
@anthonycook6050
2 жыл бұрын
I would not go of the statistics any more after the pandemic cause we don’t know what is going to happen
@AaBb-fb8yz
2 жыл бұрын
6:51 2010 to 2020 neither cheap nor expensive, yet insane returns! I guess these returns were not inflation adjusted.
@Pensioncraft
2 жыл бұрын
Hi @Aa Bb in 2010 equity started the decade cheap and had huge returns in the following decade. So the Excess CAPE yield was spot on. We're still seeing the tail end (possibly!) of that rally. The decade starting from today is neither expensive or cheap according to Excess CAPE yield so it's not very informative. CAPE, however, and Vanguard's fair value CAPE both suggest that equity is very expensive in the US and consequently the returns will be very modest by historic standards, particularly for US growth stocks. The S&P 500 returns in that graph are real so they are inflation adjusted. Thanks, Ramin.
@peoriaos6627
2 жыл бұрын
Thank you. I looked at Vanguards forecast from early 2019 and it was pretty much the same,vwhich means not only has it achieved the total of the full decade already, but also, it is doubtful that there is any credibility in this report... knock on wood.. after all, nobody can predict the market... Correct?
@ppdangles
2 жыл бұрын
The car is drifting. Not “slamming on the brakes”
@susangore7571
2 жыл бұрын
Impressive, I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Bentley or that vacation in Hawaii just yet and that mindset helps me make more money investing. For example last year I invested precisely 84k grand in stocks and index funds (with the help of my advisor Kate Weller of course) and made 246k, but guess what? I put it back and traded with her again and now I’m rounded up the year with over a million. Hoping to get to over 2 million in my portfolio in 6 months time.
@garrettreynolds9145
Жыл бұрын
December 2022 the S & P 8.5% below forecast and inflation in USA 8.5%.A strange correlation?
@ademcguinness8132
2 жыл бұрын
It would be interesting to see an update on this video perhaps at the end of Feb / March, 2022, given what has happened. e.g. low probability events becoming more probable (e.g. War) and US Inflation has not Ebbed, but surged (beyond 7%- worthy note to UK inflation and cost of living crisis throughout UK and indeed the wider EU) and the Fed do appear to be way behind the curve and may well do too little, too late in order to curb inflation.
@Pensioncraft
2 жыл бұрын
Thanks for your comments
@dunk8157
2 жыл бұрын
I was thinking that with inflation it's a backwards looking indicator. So on hearing the news that inflation is 6% you can't really do much about it as it's already happened.
@mutton_man
2 жыл бұрын
Yeah markets already priced in before you have a chance to have your coffee.
@johnster1964
2 жыл бұрын
Many thanks for this. I would like to draw to your attention the sort of adverts that are played before your videos which are usually for low grade financial services. They clash with your content and values. J
2 жыл бұрын
Danke!
@sanshuma0
2 жыл бұрын
Great information well above financial media grade!
@Pensioncraft
2 жыл бұрын
Thanks
@sureshg2885
2 жыл бұрын
Chat ok
@easternise
2 жыл бұрын
This is over my head.
@tylerm2676
2 жыл бұрын
I'm just sitting on cash I have no idea what to do because everything is just too expensive right now... It's tough
@equestrianadvice
2 жыл бұрын
Thanks for the insightfull discussion of what lies ahead. Always love Your down to earth approach. Thanks from the expensive Netherlands
@Pensioncraft
2 жыл бұрын
My pleasure!
@CaseyBurnsInvesting
2 жыл бұрын
I hope inflation calms down but I doubt it will unless the deficit spending slows down.
@Pensioncraft
2 жыл бұрын
Hi Casey base effects are still driving prices and they will continue to do so for several months. For example if the price of gasoline is fixed at today's prices then the year-on-year increase will remain above 20% for 7 months. But in terms of drivers a big component is energy which isn't affected directly by deficit spending. The main worry is that inflation will shift from pandemic-related activity changes to a longer term component like shelter and possibly from there into wages. So far that doesn't seem to be happening, but it's definitely something to watch. Thanks, Ramin.
@CaseyBurnsInvesting
2 жыл бұрын
@@Pensioncraft I disagree about inflation slowing down and not being linked to monetary policy such as the financing of the human infrastructure bill and will be investing as such for now. I will say though, I hope you’re right and I’ll look further into what you’ve mentioned. Thanks for the response and analysis as always.
@wizzydq1
2 жыл бұрын
hmmm Japan then?
@mikeflair6800
2 жыл бұрын
Yes. As the USA Fed has reversed course and has put 'inflation fighting' it's prime goal, the pump priming era 'EZ Money' is now ending, in 2022. That means to me the stock market will now 'revert to it's mean', and my expectation is now more normal, economic business generated 7 to 10% expectation, down from 10 to 15% Fed driven for many years now. However, it is still TINA, especially over the long term in the USA. A 5000 S&P at year end seems reasonable to me.
@socratesXLIX
2 жыл бұрын
I think the market is going to go down very fast. I think cash is the best place to be.
@Shockjock9900
2 жыл бұрын
Well thought out video. Much appreciated. My only comment is your Q3/Q4 predictions are the opposite of what a few other analyst are suggesting. They expect a very choppy 1H2022 (which is happening) and a very strong 2H2022. Interestingly though you and they both suggest Growth will out perform Value (less the overvalued hyper growth stocks) at the end, especially big tech FAANG companies. We'll be interesting to see how it all plays out.
@arturo468
Жыл бұрын
This video hasn't aged very well, that's for sure.
@baycreekhistorydetectives4830
2 жыл бұрын
There are few choices to beat inflation. BTI is one of my picks :)
@Dave-cf4xq
2 жыл бұрын
Hi Ramin. Just discovered your very excellent videos and really enjoy them. I just retired and have some cash to invest that I will need to use through retirement. Any videos on investing if you're already retired? Bonds are a disaster and equities are probably heading toward a significant correction which will be hard to recover from for a retiree.
@Pensioncraft
2 жыл бұрын
Hi Dave thank you for supporting us on KZitem. The second half of this video about rebalancing is specifically for retirees kzitem.info/news/bejne/x5p_m216r2V7iJw and may be helpful. Bonds are safer than equity as usual and if equity crashes they will rally so I don't agree that they're a disaster. If you think rates are going to rise a lot just switch to bond funds with shorter duration or even use cash (zero duration). Thanks, Ramin.
@AnAussieinNorway
2 жыл бұрын
19:44 That’s a BMW drifting. Powering down through a corner. The complete opposite of slamming on the brakes. Silly
@peterminshull6613
2 жыл бұрын
Given the permitted time constraints, commendable effort at crystal ball gazing ably supported by data graphs. I’m somewhat more pessimistic than you on the outlook for inflation. As Prof. Shiller himself admits, the drawback relying on Shiller CAPE data is while it has proved dependable at forecasting likely market returns over the course of a coming decade, it’s of little-to-no use when it comes to predicting market turning points. Regards from High Wycombe, and keep up the good work. PS: I see you got a plug in this weekend’s FT as one of the contributing sources to the article “Ark’s Cathie Wood: ‘Queen of the bull market’ faces her toughest test”.
@backwoodsbungalow9674
2 жыл бұрын
At 22:30 "good backdrop for equity in 2022" might come back to haunt you. 😱 Inflation has already spiked to the highest level since the 1980s so the federal reserve might raise interest rates in 2022 and there might be a stock market correction of 20% or more. Meanwhile, lockdown has forced many small and medium sized businesses to close causing a zombie economy outside of online business. Eventually even the online businesses will feel the impact of all those people losing their income. ☹️ Fewer affluent customers could stifle growth, so the growth stocks could be valued lower. Factor in higher energy, transportation and rent costs, then discretionary spending in shops and online might go down. Sales growth goes down further, maybe even turning into a real decline after adjusting for inflation ie lower sales volumes. Hence 2022 might be a dire year for equity. 😱
@돈차
2 жыл бұрын
I never subscribe to any stock investment talking youtuber because it influences my decision but you deserve to influence my mind in how i want to invest. Amazed by your content. Hope you succeed in 2022 ~ and so forward. I really like your approaching to the market.
@freewind1977
2 жыл бұрын
Thank you Ramin for your valuable insights as always.
@Pensioncraft
2 жыл бұрын
My pleasure
@Pensioncraft
2 жыл бұрын
Thank you @Bassem
@mikehardwicke23
2 жыл бұрын
Drifting not Braking (BMW). Hence tyre smoke being sucked into the vacuum on Lee side :-/
@investmenttudor1659
2 жыл бұрын
Thanks for your meticulous work and calm voice (you should do voice over work). I do think CAPE is interesting, however we should look at this in the context of the return on fixed income. Such as ERP (equity risk premium). Much of the “expensive stocks” are a result of all investors conclusion, right or wrong, that there is no other alternative (TINA)
@epgui
2 жыл бұрын
These are awesome graphs, thanks for the perspective Ramin!
@Pensioncraft
2 жыл бұрын
Glad you like them!
@pamelatanner788
2 жыл бұрын
Thanks very much for another very helpful video, Ramin. What is ur perspective on how all the massive debt and continued money printing by US and other governments will affect 2022? In itself, it should be causing inflation bc it lowers the value of currency. But when most people discuss causes of inflation, they don't usually mention it.
@mikehardwicke23
2 жыл бұрын
Impact of introduction of CBDCs on markets (should it happen in 2022)?
@sumitkar2704
2 жыл бұрын
I just recently subscribed to your channel and love your detailed content. It is interesting to me that your conclusion about 2022 is relatively similar to Tom Lee ( someone whom I follow passionately) but the opposite of how we get there. He concludes that the first half of the year will be flat or declining but the second half will be a blow out
@adamhopkinson7299
2 жыл бұрын
Great video once again Ramin, great chart on country valuations. perhaps at the end of next year you could review your assumptions for 2022 and see if your were right on the red box at the end?
@darren8684
2 жыл бұрын
Good video but that car is drifting, not slamming on its brakes!
@kamrantaherkhani2066
2 жыл бұрын
I cannot believe i can watch this for free ! Thanks
@Pensioncraft
2 жыл бұрын
Hope you enjoyed it!
@youputallprofessorstoshame5755
2 жыл бұрын
Q1: Inflation now is purely cost- push not demand driven. So if individuals and companies have less disposable net income caused by higher costs for essentials why on earth would the Fed increase rates ? It would cause more punishment and not stop excess aggregate demand ; because that’s not the problem is it ?
@youputallprofessorstoshame5755
2 жыл бұрын
To add. Have a look at the velocity of money indicators not supply. Velocity of money has cratered to the lowest level in history since 1960.
@luxushauseragency
2 жыл бұрын
CAPE should really be CAPER to include the word ratio.
@unktzor
2 жыл бұрын
I was wondering what to do and I can always come to your channel for a great voice of reason! Very underrated channel :) I just turned 29 but I love being busy with "pension craft"! Keep up the good work. Greetings from The Netherlands :)
@Pensioncraft
2 жыл бұрын
Wow, thank you!
@omantel147
2 жыл бұрын
What about commodities?
@fretstain
2 жыл бұрын
haha that is very much a car drifting, but I appreciate the visual aid
@krisnah7
2 жыл бұрын
Really helpful. So much great content
@Pensioncraft
2 жыл бұрын
Glad you think so!
@Finance-Food-and-Freetime
2 жыл бұрын
Great video
@Pensioncraft
2 жыл бұрын
Thanks
@lt8833
2 жыл бұрын
That car is not slamming the brakes
@VenturiLife
2 жыл бұрын
Brilliant explanations and charts.
@Pensioncraft
2 жыл бұрын
Thanks
@izwaterloo
2 жыл бұрын
Many thanks!
@Pensioncraft
2 жыл бұрын
You're welcome!
@chancet6810
2 жыл бұрын
Absolutely first class presentation. Thank you.
@Pensioncraft
2 жыл бұрын
You're very welcome!
@4angayoga
2 жыл бұрын
Really well done. You just got a new subscriber. Thank you.
@Pensioncraft
2 жыл бұрын
Thanks and welcome
@MrMrVV
2 жыл бұрын
I wish you did an analysis on the housing prices! Thanks for great content
@Pensioncraft
2 жыл бұрын
Great suggestion!
@andrewmarsden1970
2 жыл бұрын
S&P to go to 2,100 during 2022.
@boasa
2 жыл бұрын
Bet on it then and watch yourself go bankrupt
@Pensioncraft
2 жыл бұрын
Hi @Andrew Marsden interesting... is that based on valuation being so high? Thanks, Ramin.
@andrewmarsden1970
2 жыл бұрын
@@Pensioncraft Primarily Ramin. Valuation metrics just make no sense. Evergrande could be the first domino to reconnect financial market values to the underlying economies.
@barneychallen7201
2 жыл бұрын
very lucid and entertaining channel Ramin. Thank you so much
@Pensioncraft
2 жыл бұрын
My pleasure
@nicholask5078
2 жыл бұрын
hi Ramin -great content as always - thanks for posting
@Pensioncraft
2 жыл бұрын
Glad you enjoyed it
@1309gsk
2 жыл бұрын
great analyses. thx for showing this analyses on you tube
@Pensioncraft
2 жыл бұрын
Glad you like them!
@nminhas8486
2 жыл бұрын
I was thinking off investing in vangaurd now is it a good time and what should i invest in
@ImmuneGEORGE
2 жыл бұрын
It depends on your time scale and risk tolerance? The general consensus for long term investments (>10 years) is to invest in a global equity index fund. I'd definitely advise spending a couple of weeks doing some research first, don't invest in anything you don't understand! On another note, no one knows whether or not it is a good time to invest. I'd dollar cost average if you are worried about a sell-off.
@patrickdidier5938
2 жыл бұрын
Very clear and nice as usual. Many thanks for your time
@Pensioncraft
2 жыл бұрын
You are very welcome
@cnlindx1491
2 жыл бұрын
Really good video - I would have also liked to see alternatives to Equities and Fixed income to mitigate an elevated Inflation level. i.e Real estate and alternatives. It seems that alternatives is growing in portfolios in general.
@clairefrewman1456
2 жыл бұрын
I believe that the inflation is already priced in the market since the end of last year. These manipulators are always 2 steps ahead of everybody because they are market makers. I hope I’m wrong and they won’t keep dumping it on retail investors as always. i feel those who hold the longest will profit the most. my two cents though, I hold good companies Apple, tesla and others. Credits to my adviser, Rita Wildrin Mora.
@serenewhopperman2924
2 жыл бұрын
currently holding too and i try to ignore the forecasts and market views which are at best entertaining but completely useless
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