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TIMESTAMPS:
0:00-0:50 What To Expect
0:50-2:17 Downsides on Amex Gold
2:17-6:13 My Honest Thoughts on The Credits
6:13-8:04 How Much Value Can You Get From Point Multipliers ACTUALLY
8:04-9:38 My Thoughts on Referral Bonuses
9:38-11:21 Worst Case Scenarios for Amex Gold
11:21-12:05 Is The Amex Gold for you?
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