@@nickjmaher Didn't want to be the richest man in the graveyard. Time is more important. Time with family. Time to think.
@nickjmaher
2 күн бұрын
@@stephfoxwell4620 spot on!
@richardcarpenter1076
Күн бұрын
Retired at 57 with worries that I would struggle both financially and mentally. Now I work part-time with zero stress and have not looked back.
@grl9917
Күн бұрын
I did at 53. Moved to Spain! Could not be happier!
@driftingintoretirement
3 күн бұрын
Wise words, I retired 18 months ago at 56. Best job I have ever had. 🥃🎱🥃
@nickjmaher
3 күн бұрын
Thanks for the endorsement. Glad it’s going well.
@teslamoneyman426
Күн бұрын
Retired at 40s. Never been so stress-free. Loving it. ❤
@nickjmaher
19 сағат бұрын
Wonderful! Thanks for sharing.
@8777RL
2 күн бұрын
Retired at 52...loving it
@nickjmaher
2 күн бұрын
Good for you.
@robertross8565
Күн бұрын
Retired at 64; loving it. I go to the gym 5 times per week.
@nickjmaher
Күн бұрын
You nailed it!
@BF2021-kf8xz
Күн бұрын
I’m 55 and realistically have 10 more years. Luckily I have a job and employer that suits me and it should be bearable. Really couldn’t afford to quit prior than anyway. I have a wife five years younger and we have a fair amount of debt to deal with. Glad you learned something from your father were able to sell the business to realize the lesson and message he was sending you.
@nickjmaher
Күн бұрын
Thanks for sharing your story and best of luck.
@joem5386
Күн бұрын
Hello from the U.S.! Found your channel a few months back and really appreciate the content and candor you share. Just retired at the age of 62 and am looking forward to a healthful and happy retirement. Thx for sharing your experiences and advice for future (or currently retired) individuals. Please keep the videos coming! 😊
@nickjmaher
Күн бұрын
Welcome aboard! thanks for your support and encouragement. I’ll do my best!
@haimshemtov7166
2 күн бұрын
Thank you, Nick. Words with deep meaning
@nickjmaher
2 күн бұрын
Thanks. I appreciate your endorsement.
@robertyoung2318
3 күн бұрын
Thank you for sharing.
@nickjmaher
3 күн бұрын
My pleasure!
@AG-so4gl
2 күн бұрын
Early retired at 55. Life is for living 😊
@nickjmaher
2 күн бұрын
Spot on!
@PalHalsne
3 күн бұрын
Thanks for these reminders! 👍
@nickjmaher
3 күн бұрын
You are so welcome!
@saintetienne755
Күн бұрын
Retired at 50 - saw life so differently - family mostly. York - nice!
@nickjmaher
19 сағат бұрын
Thanks for your comment. Yes, York is lovely.
@susan7374
3 күн бұрын
Most of the time people don't regret retiring 😊
@nickjmaher
2 күн бұрын
Spot on! Although it can have it’s challenges.
@buttonskat
16 сағат бұрын
I will be retiring on Oct 31 2024 and will be 65 on Nov 11 2024. I do worry about having enough money and being single and I have my son and daughter living with me and my two grandson's. I am like the one spending my money to look after them. It was not I envisioned . But family is family. You make great points. When you walk out the door of any job you are forgotten and they get another person to replace you. No one is going to be missed at work.
@nickjmaher
5 сағат бұрын
Thank you for your support and best of luck with your retirement next month.
@stiglarsen795
3 күн бұрын
Easy when you have money otherwise impossible with housing prices and rents so expensive. I am 56 and for sure have to work to I am 69 (pension age) and my wife too. And we earn a lot but are still very difficult without inheritance or win from a house or apartment without any financial help than what you can earn yourselves. Moving, divorce, and unemployment periods cost a lot. Investing in stock means you would be taxed 42% on gains when holding periode is less than one year, from money which has been taxed with 45% income tax. All kinds of maintenance on house and car is per hourly rate double or more than I get paid out for two hours work so very expensive for big things on the house. It's not easy if you only do work hours. Public housing is not to get for 30 years, as this is only for people from different cultures coming here. But I have a strong body and have a good mind, so I manage.
@nickjmaher
3 күн бұрын
I respect your viewpoint. It is hard for some people.
@jakespeed6515
3 күн бұрын
Have you considered renting your house out and retirement in Thailand, rent for the years is £2000 for a nice place
@Kitiwake
2 күн бұрын
My immediate impression You are very caught up in money, numbers and figures. News... The numbers will always be depressing. If I can say to you one thing ..just automate every possible bill you can and check you bank account occasionally. In other words, forget about watching the money.
@AG-so4gl
2 күн бұрын
Nice place more like 4-5k, well in BKK and CM@@jakespeed6515
@gittin_funky
16 сағат бұрын
@@Kitiwake I think most people have more bill than money - of course most are probably over stretched
@michaelgreen5515
Сағат бұрын
Firstly thank you for sharing your story. Your dad ( sorry he passed at 74) gave you a reality check. Covid did the same reality check for a lot of us. Many are still stuck on the hamster wheel. Working part time or on something that gives us purpose is key in my opinion.
@DYeong
9 сағат бұрын
Great video well delivered! I am also stepping into the "honeymoon" period of an early retirement at 56+ , after more the 26yrs in the last organisation I worked in. (and they would forget me the moment I left, as you have pointed out) Left due to the concern on health impact of rotational midnight shift work and workplace relocation requiring close to 6hrs travel to and fro. Hope I will be able to establish a routine after the "honeymoon" period is over, or I may attempt to do some part time work if I land myself one. Get to slow down, get to remain socially engaged and get to spend more time with family.
@nickjmaher
5 сағат бұрын
Thank you for your endorsement and sharing your situation. I wish you the best of luck in your retirement.
@liamporter1137
3 күн бұрын
Successful business and spend time with family are not a contradiction. Balance and not being extremist.
@nickjmaher
2 күн бұрын
True. They needn’t be. But successful entrepreneurs and businesses leaders are often extremists!
@nathanmeyer6743
3 күн бұрын
I'm 43 and looking to retire in 2 years. Your perspective is very helpful as Im looking towards the transition. Thanks
@Kitiwake
2 күн бұрын
You'll be bored. There nothing easy.
@nickjmaher
2 күн бұрын
Glad it was helpful! Best of luck.
@7SideWays
2 күн бұрын
Congratulations and thank you for sharing this! So many are workaholics.
@nickjmaher
2 күн бұрын
Yes they are! Thanks for your support.
@J.A.Madventures
3 сағат бұрын
Or forced to work long hours ..not by choice
@psylak-py9qv
Күн бұрын
thanks for sharing. Agree with you that once you have the ability to ease off the pedal and retire, you really need to ask yourself why are you still grinding. If there is no good reason, then it's time to stop. We only have 1 life, and it's not just about using that time to work and over-accumulate. I am starting my retirement journey as well, and I think I'll likely experience what you described, which is I'll enjoy the first 3-6 months of honeymoon period, where I get to sort out most matters that I couldn't while I was busy working, get to try things I didn't, and then settle hopefully into a routine that benefits me and family for the long term. That could mean going back to work as well but on my terms.
@nickjmaher
Күн бұрын
Thanks for taking the time to comment. Make sure you have something sustainable to retire to for after the honeymoon period is over. Best of luck with your plans.
@almurray2000
Күн бұрын
A very thought-provoking video, thankyou. I'm also very impressed with how you delivered it in such a composed manner.
@nickjmaher
19 сағат бұрын
Thanks for the endorsement. It’s much appreciated.
@davidlopezmeseguer4343
Күн бұрын
he will be proud of you
@nickjmaher
Күн бұрын
I hope so,
@thomasmoshier3920
2 күн бұрын
Just retired at 65. Wouldn’t have done it any other way.
@nickjmaher
2 күн бұрын
Glad to hear.
@jeremyminns5627
2 күн бұрын
Getting olds a privilege denied by many.
@nickjmaher
2 күн бұрын
That’s a sobering thought.
@scottmartin6139
2 күн бұрын
Denied “to” many, not “by” many. I believe the full phrase is…. We are all born to die and growing old is a privilege denied to many. One of my favorites.
@stevenwistort9903
18 сағат бұрын
Very true. Simplify, and spend time with family, gym, in my case the Lord, take naps. Extreme stress is very bad for health.
@nickjmaher
5 сағат бұрын
Thanks for your endorsement and taking the time to comment.
@ouayhan
3 күн бұрын
Thanks for sharing
@nickjmaher
3 күн бұрын
My pleasure. Thanks for your comment.
@jamesl4284
2 күн бұрын
Deans Park and around the minster looking nice 😊
@nickjmaher
2 күн бұрын
It’s a tranquil place.
@butchdetrey5911
2 күн бұрын
Goodness mate I hope you ok now.
@nickjmaher
2 күн бұрын
All good, except the gallbladder issue.
@AlanHemingway
3 күн бұрын
Success is not built on success. It's built on failure, It's built on frustration. it's built on fear that you have to overcome. I pray that anyone who reads this will be successful in Life
@DanHulings
3 күн бұрын
You're correct!! I make a Lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.
@coldspring22
3 күн бұрын
Unless failure leads to death
@frankwilliams-qi6nj
3 күн бұрын
@@coldspring22❤
@Carnegiered52
3 күн бұрын
Thanks, Alan. I need words like these now in my life.
@nickjmaher
3 күн бұрын
Failure and success go hand in hand. The failures are experiments to learn from. Thanks for sharing.
@LNCMD2023
Күн бұрын
How did you support yourself and your family? Inheritance?
@nickjmaher
Күн бұрын
No inheritance (I should be so lucky!). No one in my family had any money. I sold my shareholding in a business I co-founded 13 years previously.
@davidlopezmeseguer4343
Күн бұрын
well done man
@nickjmaher
Күн бұрын
Thanks
@jakespeed6515
3 күн бұрын
Spot on with the regrettable things - wish I worked less! I took a pay cut to do this, was only £258 a month for zero responsibility it’s boring but best move I’ve made, just working on the House Rental move now, so I can retire before 55 or just work part time in the same job.
@nickjmaher
2 күн бұрын
Thanks for sharing. It sounds like you nailed it!
@jakespeed6515
2 күн бұрын
@@nickjmaher just have to buy another house now and make my existing a HMO then once it running well for several years go part time at work.
@nickjmaher
2 күн бұрын
@@jakespeed6515 it’s good to have a plan.
@paulmatthews9366
2 күн бұрын
It's great you retired. Most can't and now probably won't if they means test the state pension. It's easy to say retire but funding it is a different story. Most would be homeless in 6 months. I turned 50 this year. I can't and don't want to imagine another 20 years of it.
@nickjmaher
2 күн бұрын
I’m grateful for my good fortune. I appreciate you taking time to comment and share your viewpoint.
@gittin_funky
16 сағат бұрын
@paulmatthews9366 I think most people would agree with what you say i.e. can't afford to retire early (myself included), but I do wonder if it really might be possible if you people changed their lifestyle, living arrangements etc - would be great to see videos that walk people through the process of downsizing and slowing down
@b1oho
3 күн бұрын
Hi Nick, just come across your channel this morning, thanks for all the advice. What's your favorite whisky?
@nickjmaher
2 күн бұрын
You’re welcome. Difficult question. I’d have to go with Talisker 18 year old single malt. I prefer a peaty whisky. But I also like Japanese single malts. Yamazaki for every day quaffing.
@GreenMorningDragonProductions
2 күн бұрын
@@nickjmaher I used to work next to the Yamazaki whisky factory! And just for the record, I'm not looking to retire, but looking to only work as much as I feel like, after I turn 60 - probably three days a week or four maximum, and also then split my time between Yokohama and Manchester. Keep enjoying what you do :)
@b1oho
2 күн бұрын
@@nickjmaher Hi Nick, Talisker 18 yo is a great whisky not good value now that they have doubled the price, I will stick to the Longrow 18 yo for now. off to SMWS Edinburgh this weekend for a few tastings sessions. Love a Springbank 10 for quaffing.
@nickjmaher
2 күн бұрын
@@b1oho Some of the less expensive Talisker’s are on my every day quaffing list. I visit Auchterarder every year and always come away with bottles of Tullibardine and Glenturret from the nearby distilleries.
@nickjmaher
2 күн бұрын
@@GreenMorningDragonProductions You’ve got to do what works for you. Stay flexible. I still work 1 to 3 days a week regularly in between long periods of not bothering because I’m too busy travelling or hiking in Yorkshire.
@maxrockatanksyOG
Күн бұрын
43, wanna try & retire before 50 (dunno how that will go...). I am really done with work, wanna spend more time with my Wife & Kids, more time around our property; more time for myself. Us working (re:slaving) away for 50 odd years is a joke, moreso that companies really dont care about workers anymore
@nickjmaher
Күн бұрын
Best of luck, I hope you get there.
@HenrikStevns
3 күн бұрын
"What causes gallstone & how to treat them - Dr. Berg"; KZitem may be interesting.
@nickjmaher
2 күн бұрын
Thanks. I was aware of Dr. Berg.
@Kitiwake
2 күн бұрын
Golden rule for you younger guys. Don't...get.. divorced. Youre not a movie star.
@nickjmaher
2 күн бұрын
An expensive option!
@jagcentral
Күн бұрын
Stay miserable and keep your money.
@davidlopezmeseguer4343
Күн бұрын
do not blame yourself.Y.I also had a food adiction.ou had an adiction
@nickjmaher
Күн бұрын
I stopped beating myself up years ago.
@scottastell9415
3 күн бұрын
Interesting....
@nickjmaher
3 күн бұрын
Glad you think so!
@J.A.Madventures
3 сағат бұрын
How do you “retire” when you want? What’s the process? 🌈✝️🕊️😇😘🥰😍 x x x
@nickjmaher
2 сағат бұрын
Build assets (business, house, investments) . Sell them. Retire. It worked for me.
@peterwickett9088
3 күн бұрын
Top man 🫡 thanks for sharing Very personal experience and advice
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