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@spsingh2277
8 ай бұрын
Side camera not required
@DeepakJAT0007
8 ай бұрын
It's irritating too
@aakashsuryavanshi4692
8 ай бұрын
Right 👍
@rajnishdadwal
8 ай бұрын
If you use it with better angles, not adjacent but some where in between front and side will give a better documented video..cheers
@overcastconditions
8 ай бұрын
Absolutely very irritating
@Shashimohan478
8 ай бұрын
😅😅😅😅😅😅
@AnupamSingh-k5t
8 ай бұрын
My 2100 Rs is blocked and transaction in processing stage from last 21 days in kotak digital rupee wallet and there are no customer care number, in app support always show error.... Never use it for bigger amount.
@sanketparmar5173
8 ай бұрын
e rupees is a scam.
@arunp8212
8 ай бұрын
Thanks for the info. Will wait for the system to stabilize before trying out.
@gouravfromuk
7 ай бұрын
Damn it, i just installed kotak digital rupee but it was asking my debit card details and i dont have it at the moment 😂
@thewhitewolf3272
4 ай бұрын
Kuch solve hua kya ?
@e19365366
8 ай бұрын
Sir ji Aapne iske limitations nahi bataye. Iske limitations ka Part-2 video banaeeye.
@prahagude
8 ай бұрын
UPI lite is also Digital Wallet and small transactions are being done extensively and advantage of Digital Wallet of CBDC is not there.
@ManpreetSinghMZN
8 ай бұрын
I will never use cbdc. It's against privacy of user. Virtual money is designed to have self control over the money, not to be centralised.
@mansoor1shaikh
8 ай бұрын
Very informative as usual, since long your subscriber. Thanks ...!
@gopalraichura4602
8 ай бұрын
Excellent video as usual. How could you not mention UPI Lite which is again for same purpose
@talkshow966
8 ай бұрын
Yes right me bhi daily ke rs.5 -10 ke payment UPI lite se karta hu..chai paani ka...
@purnimachaudhari
8 ай бұрын
I think UPI Lite was brought 'cause. to get habitual to wallet system. The same system is used by CBDC apps.
@SaurabhKumar-rd2ll
8 ай бұрын
When you send money through UPI lite. The money is recieved in UPI not in UPI lite of receiver.
@SaurabhKumar-rd2ll
8 ай бұрын
UPI is bank dependent where as e rupees once generated it is free form bank i.e. bank does not involve in e rupees transaction.
@purnimachaudhari
8 ай бұрын
@@SaurabhKumar-rd2ll Saurabh ji, all banks who are issuing CBDC app,,, are authorised for CBDC use.... Not others.
@avikdey6818
8 ай бұрын
Agreed to all points,must needed this process very quickly
@estatelinkers
8 ай бұрын
There should be both options, if anyone wants to use digital then can or if someone wants to use cash can use it. - the government should provide both to the public as per the flexibility.
@purnimachaudhari
8 ай бұрын
Now smaller currency notes/coins, are not easily available,even at banks.
@purnimachaudhari
8 ай бұрын
Government will not ban cash but fresh printing will be stopped.. If anybody have cash, he can use it but getting cash,,,, But acquiring cash will be very difficult.
@hirockbhowmick
8 ай бұрын
I think UPI Chargable ho jayga!
@CHARANSINGH-lk5wb
8 ай бұрын
Icici fasttag Mei upi chargeable ho chuka h
@aditya.rajoriya
8 ай бұрын
@@CHARANSINGH-lk5wbkotak bank m bhi
@purnimachaudhari
8 ай бұрын
भौमिक जी, UPI मे बँकको रेकाॅर्ड रखना ही पडता है जिसके लिये MDR की सुविधा है जोडलेले 1%से 3% तक होता है.. भारतमे MDR कँसल नही किया है लेकिन Zero किया है कभीभी चार्ज लग सकता है दुनियाभर मे लगता भी है I ऐसा कुछ भी CBDC मे नही है चूंकि यह कॅश ही है IUPI कॅश नही बल्कि एक पद्धति है I UPI और CBDC दोनो ही RBI के ही मातहत है I कल चल के भी CBDC ॲप बँकके पास ही रहेगा या फिर RBI एक नयी कंपनी भी तैय्यार कर सकती है I आज ही अगर UPI 3% MDR लगा दे तो सारे CBDC मे आ जायेंगे I जो RBI नही चाहती I CBDC ॲप द्वारा, आज ही ₹500/-के नोट RBI,,, बँकोसे वापस बुला रहा है I RBI जब बँक को e₹ देता है तब पेमेंट केवल ₹ 500/- के नोट मे ही होता है और किसी बँक ने ₹200/- e₹ माँगा, तो RBI ₹ 500/-नोट, बँकसे लेता है ₹100/-के तीन नोट वापस करता है और ₹500/-नोट अपने पास कारवाई के लिये रखता है, वापस बँक नही भेजताI
@naresh0330
8 ай бұрын
Cash ko use kro online k chakkar me mat aao
@naresh0330
8 ай бұрын
Cash is king....old is gold
@bhavyaprakash8085
8 ай бұрын
Basically the Banking CBS system is getting affected due to the tremendous high volume of transactions on a daily basis done by UPI and MMT, so even for a single penny transaction happened through the CBS system which may later increase load on the system. Now the banks are not earning any revenue through UPI and MMT. So they are not interested in increasing their server Bandwidth. So they are looking for another option of bringing block chain technology to avoid any transaction through the CBS system. So simple.
@kaviwardhman
8 ай бұрын
Wow, you gave a solid logic which I was not aware of.
@purnimachaudhari
22 күн бұрын
Banks are not free to do it,, they are bound by banking act. All participating banks are compensated by RBI yearly for UPI. This year bill grew upto 2000 crore rupees. Of course same burden is shared through enhanced taxation from all.
@deepblue6216
8 ай бұрын
utility wise itz similar to mobile wallet?
@ashishgang
8 ай бұрын
Cbdc app server is maintained by RBI (not any bank) then if RBI server down then how it will work???
@edwarddcosta8
8 ай бұрын
😂
@DeepakJAT0007
8 ай бұрын
Lunch ke baad aao
@Vikas-pv3ie
8 ай бұрын
It is certainly a must have technology mainly because we shouldn't be in a position that other countries have it and we don't. But I don't see much benefit of it. The biggest benefit is lower value transactions which is really not a big need. But there is a big disadvantage that it will give Govt full visibility on where all notes are moving. This is something which is not possible today and it will give Govt a new power. Which if used positively, will reduce crime but if used negatively, will create a big brother state.
@littleheartrahul
8 ай бұрын
Exactly my thought, it is a tracking system,
@purnimachaudhari
8 ай бұрын
Why government tracks money,, to detect unaccounted, black money only. If one is not indulged in shady business, why fear?
@Tapankumarr12
8 ай бұрын
I feel, the main problem with CBDC is Anonymity. Police and law enforcement will bully us. I think cash will still be king unfortunately. However, if there is Anonymity for say upto 50k-1L ₹, then things will be easy to adapt..
@purnimachaudhari
22 күн бұрын
All transactions above ₹10,000/-in saving account are referred to IT. This is not way out. esp when he dies not pay IT. One needs source of legitimate income to spend as per Finance minister.
@vijaydeswal1379
8 ай бұрын
Sir, limitations bhee bataiye......
@deceptive1992
8 ай бұрын
For dgital wallet account creation, we. Need to have bank account. It cannot be without linking our bank account
@sumitkumar-er4ye
8 ай бұрын
Don't use side camera... It distracts
@aasutoshgupta4480
8 ай бұрын
Ager hamara phone kho gaya to digital cash bhi gaya, Per digital cash ka sabse bada fayda tab ho sakta hai jab ham kisi aise jagah per ho jaha network na ho aur Bluetooth ke jariye transfer ker sake.
@DTUSEM
8 ай бұрын
How it will reduce financial crimes explain please? Only saying is not enough.
@edwarddcosta8
8 ай бұрын
Money can be tracked down
@ajayraval5130
7 ай бұрын
Nice video about digital rupees .🎉🎉🎉
@aabhise
8 ай бұрын
How can digital cash be used by Indian national during his foreign travel ? Which countries can be covered ?
@aakashsuryavanshi4692
8 ай бұрын
My Suggestion is more than 10000.00₹ UPI payment 1₹ charge must be. Side camera not Required I think
@Guddu-Kumar-Sah
8 ай бұрын
Thanks 🙏
@anand.kayastha
8 ай бұрын
If UPI becomes chargeable, then better n wise to use cash
@shivprakashy
8 ай бұрын
Except helpful for tourist I don't see any incentive to the people. But it will definetly save those 2.x% interest on our money. Agree to all the advantages discussed but sooner or later govt. will transfer the cost of maintaining eRupee system to us in the form of another tax/cess. Cash lead to lot of problems like terrorism, black money but eRupee won't be as convenient (a phone or digital device will be required with active network connection to use USSD/sms/app). Unless eRupee is incentivised and made better than UPI it's not making sense. Just degrading UPI by charging fees will not help. While using UPI we are already helping govt. to save on printing notes. Just joining a good cause is not always a right financial decision.
@atul58
8 ай бұрын
Practical दिखाइए।
@Prithvichouhan406
8 ай бұрын
how one can withdraw money in physical form from a digial wallet , if we do not have a bank account..?
@purnimachaudhari
8 ай бұрын
This facility is not needed because all CBDC account holders are having bank apps only. Wait for future pl.
@rajkapadia1466
8 ай бұрын
Sirji, digital wallet require must ATM Card last 6digit and expiry date. So, without bank account it's not possible
@purnimachaudhari
8 ай бұрын
To have a bank debit card and need of bank, both are different things. One can load via any bank/voucher like mobile top up voucher(yet to be introduced) However one can load CBDC, via UPI account app too.
@rajkapadia1466
8 ай бұрын
@@purnimachaudhari are you using via you app ??
@explore4403
8 ай бұрын
@purnimachaudhari ji ,thanks, I was looking for this info but didn't find anywhere else.
@aabhise
8 ай бұрын
How can financial frauds be controlled by Digital Cash use ?
@manojsrivastava3312
8 ай бұрын
Video is very good and informative but I m user kotak digital rupee, no customer care is working and no one is answering my query regarding unsuccessful transaction neither app,and neither branch ,i think it is started without proper preparation and training and I m suffering this as a customer
@vikasnath532
8 ай бұрын
Sir online fraud will increase in this case and illegal case of transition will increase .I think .is it so ?
@n4nyn208
8 ай бұрын
Thanks for keeping us updated. I have a query though, first use case you mentioned, through digital wallet transactions there won't be intervention of banks. But only by linking to bank accounts can we store the money in digital wallets right? So, is the non intervention of banks that you talked about applicable only when both parties have already added money to wallets from their bank accounts?
@purnimachaudhari
8 ай бұрын
Sir, Running project is pilot only, not final version.
@purnimachaudhari
8 ай бұрын
Sir wallets are not for storing money. It does have money limited to expenditure. If there is balance, remit it back to bank account. One will get interest also. When need arises, fill wallet from bank. Loading is very fast.
@navpreetsinghchahal1847
6 ай бұрын
Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.
@purnimachaudhari
22 күн бұрын
Being UPI free, no one, except enthusiast are ready to open CBDC wallets. Scenario may change after payment agregators like Phone pe, may be issued licenses to deal in CBDC.
@mapupatelpithavadi3243
7 ай бұрын
Jay Bharat Very nice step by step easy understanding way. Good wishes for your future
@VijayMunda
8 ай бұрын
If someone has no job or salary, he is earning 5-6 lakhs annually through share market only using intraday and swing trades. Is he supposed to pay according to the income tax slab rate or STCG tax?
@Twitter_Timeless
8 ай бұрын
Very well explained. Thanks.
@parmarkrishna
8 ай бұрын
No store is accepting digital rupee
@abhisheknagar181
8 ай бұрын
can we use it now
@abhijeet31392
8 ай бұрын
Bhai sahab, ground pe customer ko thikse cheque/withdrawal slip bharne nahi aata, debit card ka pin set nahi kar pate log, upi karneke baad passbook print chahiye logo ko. Rs 200 500 nikalne ke liye bhi log adha adha ghanta line me khade rehte hai. Digitalization bass urban aur metro cities ke young logo ke liye hai ,aaj bhi majority log bank me hi jake withdraw karne ko safest maante hai
@justhrsupremacy
7 ай бұрын
True
@purnimachaudhari
22 күн бұрын
But bank withdrawal is becoming costly day by day. even via ATM. Withdrawals have limitations otherwise heavily chargable including ATM service. Beyond 3 to 5 transactions per month.
@debjanilaha8718
8 ай бұрын
How can we get digital rupee in our wallet/ mobile phone if our bank is not invoved directly?
@mahendrasahoo6832
8 ай бұрын
One more distinction between digital and physical rupees is that the former can be counterfeited, while the latter cannot
@radicalpotato666
8 ай бұрын
How? Can you elaborate? You probably meant the latter can be counterfeited.
@goodtogo7059
2 ай бұрын
For normal person how is digital rupee different to debit or credit card since it’s the same value?
@inderjeetsingh5382
7 ай бұрын
UPI lite is there digital rupees is also there, would be interesting to see ahead
@rtdevilp5897
8 ай бұрын
Two Questions (1) Coin does not have Serial No ? (2) Suppose I have to Pay ₹ 99.85?
@VivekSharma_IT
6 ай бұрын
Can we make UPI payments using digital rupee?
@manishrathod9206
8 ай бұрын
Digital rupee is good ❤
@sujasbandyopadhyay7092
8 ай бұрын
Without having a bank account, you can not get CBDC. So, a bank account is necessary for CBDC. Moreover, excess CBDC can be easily traferred to bank.
@rajparab5051
8 ай бұрын
ek major issue solve hua hai e rupi se e rupi wale cash ko easily government block kar sakti agar aap government ko galat bolenge sahi hai phir government ko koi oppose bhi nahi kar paayegaa
@spktabpna
8 ай бұрын
If banks aren't involved in CBDC transactions then why banks are developing erupee wallets? Why RBI didnt develop one apps that all users can use. If banks aren't involved then why can't I sign up without bank account /debit cards?
@SamarthDThakore27
8 ай бұрын
How change will be handled? Incase the receiving party does not have the requited denominations? (Considering, its equivalent to hard cash, new notes may not be randomly generated)
@Zaxmails
8 ай бұрын
As your digital cash is also linked with your bank, one can at any point of irrespective of location exchange cash with his bank and pay the amount.
@Karan___sharma___
7 ай бұрын
paytm introduced this type of concept already in 2013 and currently working as a wallet.......if e-rupee doesn't work offline then it is not diffrentiated than UPI
@Marwadi_Men
8 ай бұрын
मैं पिछले 6 महीनें से use कर रहा हूँ।शानदार चल रहा है मेरा e Rupi ....
@Priya31A
4 ай бұрын
Thank you so much for your efforts sir 🎉
@faisalmohammad2516
8 ай бұрын
So will digitap wallet tell me how many notes i have of 100 denomination or 50 denomination if we are going to have serial numbers too?
@dancingdev1088
8 ай бұрын
Yes serial number on all notes in your wallet
@purnimachaudhari
8 ай бұрын
Note number of notes by pushing one note at a time. At present there is no other way.
@purnimachaudhari
8 ай бұрын
Note number of notes by pushing one note at a time. At present there is no other way.
@muratukuthrai5735
7 ай бұрын
@@purnimachaudhariyou can enter the total amount you are wanting to have in your wallet this option is available.
@pratikpatel5921
8 ай бұрын
Excellent knowledge video, thank you for that.
@srs.shashank
8 ай бұрын
it is mainly for reducing the currency printing cost.
@mailtoajm
8 ай бұрын
UPI already saves that..why the need for a CBDC?
@edwarddcosta8
8 ай бұрын
In UPI you bank still holds the cash. Maybe CBDC can form the second layer of upi between banks.
@srikar2311
8 ай бұрын
The challenge will be in theft issues when phones are lost or stolen.
@Skinnybearr7543
7 ай бұрын
Very informative video
@AkashWWD
8 ай бұрын
Sir Stock Martet Series pr vedio banai For Beginners
@anifmohammad4015
8 ай бұрын
Unique topic
@Pradeepch21
8 ай бұрын
Whoever idea was to have side camera, absolutely not required
@SauravKumar-kb1wu
8 ай бұрын
E-rupee is needed bcoz banks are facing huge technical problem on database. That’s y we are using even govt will force it. That’s the actual reason.
@ashishgang
8 ай бұрын
CBDC app me registration ke liye bank ke debit card ki details maangte h, to Bina bank account ke kaise use kar sakta h koi????
@edwarddcosta8
8 ай бұрын
Maybe he's talking about future. Currently it's just pilot project.
@shankardakolia4912
8 ай бұрын
Digital currency programming matlab application nahi hota uska matlab iski expiry date set ho sakti hai aur purpose set ho sakta hai yeh currency control ke liye hai
@snehashisbehera9947
8 ай бұрын
What about buying car or house payment restriction??!?
@AnkitGupta-pc9oj
7 ай бұрын
What is the difference between digital rupees and wallet amount (paytm, phone pay). I guess these are same except currency identifaction like unique number etc. please explain
@nirmalvikasmishra312
8 ай бұрын
Sideview angle not required
@ashishgang
8 ай бұрын
Agar sabji Wale ke pass phone n ho to digital rupee se kaise payment kar sakte h?
@ramprakashbhatt6672
8 ай бұрын
Whenever I have to pay merchant, I load that much amount and pay to merchant. This solve my two issues. There will be no risk of hacking. Secondly I will get interest on saving in bank.
@vijaykumarkhamitkar1272
7 ай бұрын
For this transaction other party must have digital wallet?
@vivekrajpootofficial-01
8 ай бұрын
Sir mera pnb digital rupee me payment load kar rha hu to wallet kuch exceed limit bta rha or redeem kar rha hu tab bhi wallet axceed limit bta rha or kisi ko transfer kar rha hu same bta rha kya karu sir please help ❤❤❤❤
@jerryhairart446
8 ай бұрын
Digital India,, Future of India......,, Digital money
@ABDULMANNAN-qz2si
8 ай бұрын
Bahut achhi jankari. Sir, I am a beginner . Kya kisi company ka total interest = debt to equity +operational ratio ka interest coverage, In dono ko jorker(+) hota hai kya ? Please reply kare sir .Aap bahut sahi batate hain .Dhanyabad .
@Khudmukhtiar
24 күн бұрын
Sir what is standard of one rupee?
@sethikush
3 ай бұрын
Will traceable digital notes help catch scammers?
@imlijamirr287
4 ай бұрын
Can we use e rupee to transfer money to Gpay or for payment of purchases please?
@GauravSharma-upcop
8 ай бұрын
Sir Lic aur PIL k liye video bano isme kon best rahega
@jagdishchand4864
7 ай бұрын
I have been made two transactions of Rs 950/- on 09/02/2024. It had deducted 1000/- two times of 500 Rs notes. But both transactions shows payment in progress till now 23/02/2024. How will I get my 2000 Rs.? To whom I complaint it? What is its customer care number? Please tell me.
@bangmachiv
8 ай бұрын
Currently you can not have digital wallet without bank account, you can mot send without internet, UPI on cash will never be charged only upi on credit will be charged, no practical use of hiding data from our own banks, foreign exchange does not exist
@surendrakumar4555
8 ай бұрын
जानकारी अच्छी लगी ! धन्यवाद !
@saexch
8 ай бұрын
isase global trade aur rupee ko globalcurrency banane mein koi madad milegi ?
@biswabhusanpradhan324
8 ай бұрын
Bahut detailed mein samjya ya hey..thak q
@akandas1175
8 ай бұрын
Will e rupee launch in crypto exchange?
@ghanshyam1494
7 ай бұрын
Full video k baad bhi abhi abhi samajh nahi aya Mai upi he ku nahi karu? Transfer me bank ki jarurat pade ya na pade,koi fark padta hai ? Bina internet k physical cash ki tarah bhej sale to Baat Hai. Warna kya drama karna extra apps and passwords rakhne ka
@meetgala
8 ай бұрын
Excellent video and clear explanantion!
@ramtajogi4094
8 ай бұрын
Cash ko bank mai he deposit kr skte hai Digital m kaha krenge deposit Bank can't be replaced
@manishchoudhary2027
8 ай бұрын
Sir digital cash ki koi aap aa gyi h ya aane wali h
@AssetYogi
8 ай бұрын
Different banks have different e-wallet banks!
@gouravfromuk
7 ай бұрын
Bhai but why do i need it at all?
@aniketteli4524
8 ай бұрын
E rupi अँप्लिकेशन / कार्ड मे आयेगा क्या? यदी ऐसा हे तो उस अँप्लिकेशन मे पैसा पाहिलीबार bank से ही लाना पडेगा? तो bank invol होगी इसमेl या bank ही हमारे अकाउंट मे जो पैसा हे उसे e rupi मे cunvert करके देगी?
@aadil5891
8 ай бұрын
Isse black money mai bhi koi fayda hoga kya?????
@naresh0330
8 ай бұрын
सर इसका मतलब है कि RBI कैश को प्रिंट करना बंद कर देगा....अगर 'हा'....तो अमेरिका कैश को प्रिंट करना kab ka बंद कर deta...or अमेरिका भारत से ऑनलाइन ट्रांजेक्शन में bi आगे hai
@talkshow966
8 ай бұрын
Govt. Ne Aisa bola hi nahi he ki physical note band kar denge..and india sab se top par he online transaction me..check karlo..
@naresh0330
8 ай бұрын
@@talkshow966Nahi sir Amarica Top pr pai....pr vaha pr online transaction pr MDR charge lagta hai or vaha ki economi card base hai jis se MDR charge jayda mita hai vaha pr kuch bi free nahi hai or MDR charges se jo bi Money collect ki jati hai us se Bank aapna tech network build up krti hai....or....jaha tak ki UPI ki bat hai isme MDR Charge nahi hai jis se Bank tech Network pr invest nahi krti or mujhe lagta hai ki future mai UPI chargable (MDR) hoga...
@talkshow966
8 ай бұрын
@@naresh0330 bro check karke hi bata Raha digital transaction me top 10 me india 1st and 2nd china .. usa 9th number par he
@talkshow966
8 ай бұрын
@@naresh0330 india ne 2022-23 me Rs13462 Crore ke digital transaction kiye he..aab aap batao ki USA me 2022-23 me kitne kiye?
@naresh0330
8 ай бұрын
@@talkshow966sir vo is liye top me nahi aa raha qu ki USA me online transaction pr MDR charge lagta hai....agar india me UPI pr MDR charge laga to India top 10 mai nahi aaye ga..........
@multyvit
8 ай бұрын
What will be the procedure to Load e₹ wallet? If some one who don't have any bank account then what they will do?
@mjfanankit
8 ай бұрын
Something like this can wipe out corruption, we can put logic that money can be used for certain purposes only.
@awaazikitaben
7 ай бұрын
Jo ek smartphone nehi afford kar sakte unka keya, wo ise keyse use kar payenge aagar government fiscal notes ko e rupee se replace kar denge to, India up to 30% population eysa hai jo log abhitak 1500 ki mobile or har mahina 300 rupaye recharg afford nehi kar pa rehe hai wo iska fayda keyse lenge
@reshami111
8 ай бұрын
Please remove side camera 😢
@santoshraicabs
8 ай бұрын
E-rupee not safe, i have uploaded 40000 in sbi cbdc and transaction failed till now not refund even after 4 months and no response from bank
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