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It is surprisingly easy to attain a perfect credit score if you understand each of the 5 factors (for the FICO scoring model) and follow them exactly. The more important question is not how to get a perfect credit score but rather is if you actually want one.
The only way to attain a perfect credit score is to not apply for any credit products within a two year period (assuming you already have a strong existing portfolio of credit products such as credit cards). Not applying for any credit products can easily be costing you money since the welcome offers on many beneficial credit cards can easily excede several hundred dollars.
Since the practical difference between a perfect credit score and a near perfect score is marginal, is it really worth it to maintain a max score given the heavy restrictions you would need to follow?
Disclaimer: I am not a financial advisor. Please do your own research before making any financial decisions
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Негізгі бет You DON'T Want a Perfect Credit Score
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