Wow! Times have change. In 1992 I opened a bank account just by walking in with my passport and German and English address’s
@gramscian91
Жыл бұрын
I'm moving to Germany soon and need to say this video is very useful. I am also watching other videos on the channel about cycling in Germany and this is amazing! Thanks!
@hridoy8021
Жыл бұрын
You guys are a big help honestly! Thank you very much and God bless you both 💜
@JustSomeTommy
Жыл бұрын
I have been using N26 since I moved here in 2019 from Sweden. I am very happy with it and I even got my German girlfriend to change to the same bank. She is very happy to have this bank over Hamburger Volksbank which she had before.
@darioontiveros355
Жыл бұрын
In Argentina's case N26 does not accept the newest passport the country is issuing. The security filter N26 is using still have not updated this new Passport., but if you still have the previous Biometric passport you can ~smoothly~ open an account.
@simplegermany
Жыл бұрын
Thanks for sharing this insight!
@mys31f70
Жыл бұрын
Currently a Commerzbank customer as a student w/o a residence permit here, as a Vietnamese, I did get my account opened pretty smoothly by only bringing in my passport and my Anmeldungsbestätigung. However, it can be a VERY VARYING experience depending on where you are, my cousin tried to do his verification in a Commerzbank branch but got denied the first time, but when he went to DHL for the verification, it did finally go through.
@simplegermany
Жыл бұрын
Thanks for sharing your experience!
@thomashj7729
Жыл бұрын
hello guys thank you so much for the informative videos you continue to provide for foreigners in Germany. I am in the process of opening an account for my wife here in germany and i thought that N26( i use myself) would be a good choise for my wife, but if i have understood and read it correctly on N26´s website they do not acept her, sadly. But keep up your amazing work and informative videos, really helpful.
@simplegermany
Жыл бұрын
Does your wife have a different nationality than yours or are the reasons for being rejected different? You can use our tool banky, as described in the video to filter for a bank that is more likely to accept your wife: www.simplegermany.com/banky/
@thorstochter78
Жыл бұрын
Working in migration consulting my experience is that local Sparkasse mostly accepts you if you present a "Wohnungsgeberbescheinigung" and a contract (work/stipend). But yes sometimes they don't accept this either... with the long waiting periods to get appointments for the city registration this is definitely a challenge.
@kosmonument2682
2 ай бұрын
I am an EU citizen. I was able to open an account at a well known German bank over the internet using my passport as ID. There was a simple ID verification over video chat. I don't know about the experience of others but it was very easy for me. The bank I am with has some services in English and most in German, but doing business in German is part of integration so I decided to embrace the difficulty instead of avoiding it.
@simplegermany
2 ай бұрын
💪🏽 that’s the attitude! Yeah as an EU citizen all the processes are much easier ☺️
@kosmonument2682
2 ай бұрын
@@simplegermany I find it's quite easy to get things done despite the notoriety of the bureaucracy in Germany. If you ask, you will get an answer. Germans may look unapproachable from the outside but I've discovered that they are plenty helpful if shown courtesy and respect. Love your channel, you are both incredibly informative and fun to watch.
@fannychristozova8158
Жыл бұрын
Hey girls! Super apt revise of this important, ever emerging concern in Germany. Banky is so neat and so practical! I'm glad you voice it more! Hard work and great job! And Jen, you're not wearing glasses anymore! 🎉
@user-yw6xl8nt5n
6 ай бұрын
Very happy
@manisagwal8414
Жыл бұрын
Thxx a lot u guys are really amazing job done ......for new comers
@mahmoudelsherif4981
Жыл бұрын
if i got a staplerfahrer ausbildung and a job from agerman company would i have to open a blocked bank account ???
@JuanDavidOrjuela
Жыл бұрын
I also heard N26 not accepting Colombians but having better luck with Vivid, so it might be worth a look :)
@sportsstarsshorts7069
5 ай бұрын
Thank you for the great video! I'm a German citizen that not living in Germany (I have a Personalausweis and German passport) and I have a few questions, please 1. If I opened an N26 account and went out of Germany, can I still log in to the application, etc? although I have a different SIM card? 2. Do I need an Anmeldung to open a bank account although I have a Personalausweis? 3. If I have Personalausweis but I don't live in Germany, do I still need a resident permit (aufenthaltstitel) or Anmeldung? Thank you!!
@yowaikemen
Жыл бұрын
Always bringing quality and personable videos with topics I'm thinking of! Thank you! I was very worried about the whole banking ordeal. :)
@PElizabeth
Жыл бұрын
Thank you!
@neocla
Жыл бұрын
Hi, thanks for the informative video. About banky, actually when you select your nationality and state you don't live in Germany, it says no bank accepts you. That's not technically correct, you can open a bank account from your country of residency (especially already in EU, or EU citizen), and start using it immediately in Germany. So you can solve this bank account issue long before your arrival to Germany. Selecting an EU country in Banky should offer Revolut, N26, and WISE, as an option. Most other nationalities can also start that way if they want a digital bank. Also, there's a law on IBAN discrimination in the EU. So, it should be possible to get paid into any of those accounts regardless. Coffee's on me this time for all the effort you've put into your videos. They've been very helpful. Thanks a lot.
@simplegermany
Жыл бұрын
Thanks for your feedback and for the coffee! Banky is designed to show the availability of German banks (and Revolut as a backup option). To open a German N26 (with DE in the IBAN), you need a German address. If you live in Spain, you could have a Spanish N26 (with ES in the IBAN), however, such bank will not trigger your Schufa (credit score important to renting apartments, for example). So, of course you could use it temporarily to get your income paid out. But it would not be a German bank account, which is the guidance Banky aims to give.
@neocla
Жыл бұрын
@@simplegermany If schufa is the goal, maybe including Revolut deviates from the goal there. I'd probably clarify that Banksy shows how to get a DE IBAN and start having Schufa scores, and remove revolut which doesn't fit the context. Thanks, in all cases, great to have your channel before moving.
@yassinezammouri9877
Жыл бұрын
You are doing God's work 😇😇 thanks a lot
@rishiraj2548
Жыл бұрын
Thank you
@AsifSaifuddinAuvipy
Жыл бұрын
Wise might help initially
@Angel_EU34
Жыл бұрын
This channel is going to single-handedly solve the worker shortage in Germany. I'm not even completely kidding :P
@Angel_EU34
Жыл бұрын
Edit/question: N26 is present in lots of european countries (sure it is here in Spain). If you already have an account with them in your country... can you just move to Germany and continue business as usual? 🤔 Sure enough, it appears in the list of the banks that will accept me coming from Spain. Pretty cool website by the way, and i love the cute name 🙃
@simplegermany
Жыл бұрын
Technically yes, you can continue business as usual, as it is a European bank account. So your income could be paid out there without any issues. However, you should consider opening a German bank account (with DE in the IBAN) to build your Schufa (credit score important for renting apartments, for example).
@Angel_EU34
Жыл бұрын
@@simplegermany Interesting. Of course, i completely forgot about the all important Schufa! Thanks a lot for the response! 💜
@wsh4and
Жыл бұрын
I plan to move there with my company sponsoring me, would that be hard as well to open bank account? Anyway, thanks for your videos, really helped me on deciding wether to move to Germany. Btw, I was wondering if there’s badminton community there 😅
@simplegermany
Жыл бұрын
Nationality and residence status are still factors, regardless for the reason why you are moving. Yes, Badminton is quite popular here 😊
@wsh4and
Жыл бұрын
@@simplegermany oh damn, I don’t know it would be that difficult. Fingers cross it will run smoothly
@amiresfahani9358
Жыл бұрын
Hi friends, I prefer not to take the debit card with all my money in it everywhere for daily payments. So I opened a Revolut account for that purpose. However, it is not recognized by many POSs as it is not a German account. Can you suggest me a free account accepted always in Germany for daily use?
@user-ws2jy1mk7s
Жыл бұрын
Hi Jen and Yvonne! Thanks for the awesome contents. They’re very helpful. ❤❤ I have one question tho. I already summarized that there are 4 important things I need to do upon arrival in Germany. Here are they in no particular order: buy a SIM card, almeldung at the bürgeramt, open a checking account, apply for Aufenthaltstitels (residence permit). I am a bit confused which step should I do first, second, third, and last. Maybe you guys have any advice? Danke
@simplegermany
Жыл бұрын
That’s a good summary of things to take care of ☺️ We talk about the order in this video: kzitem.info/news/bejne/2aWEnHWQnndmeoosi=nPJMvuPXKBRKRycZ You can also check our blog post for more details: www.simplegermany.com/how-move-to-germany/
@mayarelshahat
Жыл бұрын
Hello lovelies, could you please make a video on best (sand) beaches in Germany to scape to in summer? sending love from Munich
@ahmedbesic8672
Ай бұрын
whats up with the smoothly
@fabianmadueke1925
Жыл бұрын
@Jane & Yvonne, commerce Bank can accept you if you have just a work contract.
@simplegermany
Жыл бұрын
Then you have been lucky 😉
@fabianmadueke1925
Жыл бұрын
@@simplegermany lucky or one of thier operational procedures?
@eliatheone6095
Жыл бұрын
Hello, I have a question. If I leave Germany to another EU country, can I keep my German bank account? Shall I give the bank my new address or I need to provide a German address. Thank you.
@marshappyshrimp
11 ай бұрын
Hello im from Guatemala. Can I open a bank account in N26? Before i go to Germany?
@janrupertalfeche8959
Жыл бұрын
Me, a dual citizen: hehe, I'm in danger :')
@garrett7101
Жыл бұрын
Could you all make a video about the tax burden in Germany, and how taxes work for immigrants? Thanks
@simplegermany
Жыл бұрын
Yes, we will. Until then we have many guides on taxes in Germany on our website: www.simplegermany.com/taxes-in-germany
@garrett7101
Жыл бұрын
@@simplegermany Thank you, I will check it out. For my situation, my GF (American) lives there and wants me to move from the US. I am retired here and 48. I have enough $$ to live fairly comfortable here, but when I look at the German tax rate and health insurance requirements/expenses it looks like the German government would like to take about 56%+ of my income. Hopefully, I’m missing something and it isn’t that bad. I don’t plan on working while in Germany but will have passive and rental income in the US. Thanks, I have found your videos extremely helpful!
@assislucian1
Жыл бұрын
😍
@engr.nizamuddin8590
Жыл бұрын
@simplegermany I'm really struggling a lot to open a bank account without getting the residence permit card here in Bad Godesberg, Bonn. Could you please suggest me how to open an account without having a residence card. Note: I already applied for the card and it will take a month. But it’s very urgent to open an account.
@simplegermany
Жыл бұрын
Which bank accepts you without a residence permit highly depends on your nationality. That is why we have built banky, so you can get the best answer for your situation: www.simplegermany.com/banky/
@engr.nizamuddin8590
Жыл бұрын
@@simplegermany it doesn’t works btw
@alexo3975
Жыл бұрын
do everyone have to get residence permit in Germany? For example, I am from EU do I have to get residence permit?
@simplegermany
Жыл бұрын
No, EU citizens don't need a residence permit 😊
@nazaelectrobass
11 ай бұрын
Hi!! Well, an update on the N26 requirements for mexicans...we now require to show the residence permit to set up a bank account :(
@simplegermany
11 ай бұрын
Oh that’s a pity! Thanks for letting us know! As you’re waiting for your residence permit, you could look into revolut or wise. It’s crazy how quickly and randomly banks change their requirements.
@nazaelectrobass
11 ай бұрын
@@simplegermany yeah, that was a pain, but I now changed to Commerzbank, which actually your tutorial video helped me a lot!
@manish40233
Жыл бұрын
Can you please make some video on Maternity and Parental leave?
@simplegermany
Жыл бұрын
We have detailed guides on these topics on our website: www.simplegermany.com/family-in-germany/
@manish40233
Жыл бұрын
@@simplegermany thank you so much for your prompt response. Love you guys 💕
@vancecruz5893
Жыл бұрын
Please make a video on how we can have a higher chance of getting picked when looking for an apartment. I am having a hard time being picked and even asking for an appointment even when i have a mieter plus in immoscout24😢
@simplegermany
Жыл бұрын
Sorry to read that. Have you made sure to fill out all the details of your profile and got the SCHUFA certificate? It’s important to provide all the information the platform requests.
@vancecruz5893
Жыл бұрын
@@simplegermany Yes I have filled out all the forms and other necessary documents are also complete. Is there like a season when there are more apartments available? Like June or December?😅 where are other platforms i can check for available apartments?
@vickenkodjaian5265
Жыл бұрын
How about if you are coming to Germany and decide to open a bank account and you are a United States passport holder?
@simplegermany
Жыл бұрын
For exactly this question we built Banky 😉: www.simplegermany.com/banky/
@vickenkodjaian5265
Жыл бұрын
@@simplegermany Thank You I will check it.
@nabeelmohamed5371
Жыл бұрын
Jen... Where is your glasses?
@simplegermany
Жыл бұрын
I had eye laser surgery 🤓
@nabeelmohamed5371
Жыл бұрын
@@simplegermany awesome 🤩
@gabrieldesantelmo
Жыл бұрын
Most of the advice in this video is now either wrong or outdated. Your Banky form too. Most banks, if not all, including N26, require a Residence Permit. And the fact that all links here and on your site are affiliated links, makes all your hard work researching and producing these videos kind of biased. 👎
@simplegermany
Жыл бұрын
Sorry you feel that way. Could you please share your experience so we can learn and understand what information is outdated? We have not heard any changes from our side. We are clear in our video and guide that we don’t provide a full market overview. We searched for German banks that provide all or some of their services in English and where internationals have successfully opened their accounts.
@gabrieldesantelmo
Жыл бұрын
Dear @@simplegermany, I am from California living in Berlin on a work VISA.I have already done the Anmeldung. This whole past week I was not able to open a bank account anywhere, online or at a branch, without my residence permit. Something must have changed, it seems to be a hard requirement now in my experience. Revolut is the only bank I have not tried and probably will never do. How bad is the banking system in Germany for people to have to depend on an online bank from Lithuania? And online banks CHARGE for cash deposits, something also missing in your videos. They charge US to lend them OUR money. Ridiculous. N26 charges 1.5%. You must mention this on your videos. To me, online banks sound as safe as investing my money in cryptocurrencies.
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