Why Did My Mortgage Payment Increase? Quick Fixes to Lower It Now!
* Have you been shocked by an increase in your monthly mortgage payment?
** Are you freaking about the amount you owe?
*** Are you confused by why this has happened?
**** Are you losing sleep or stressing about how to make the new payment?
***** Are you mad about this unexpected amount you owe?
Discover the exact reasons your mortgage payment spiked and learn how to effectively manage escrow shortages
How to handle your escrow shortage so you can avoid financial stress.
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Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
Phone: 713-579-3611
hdzteampreapproval@legacymutual.com
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00:00 Mortgage Payment has gone up?
01:00 Are you shocked by the increase in your monthly mortgage payment?
02:45 What exactly is an escrow mortgage account?
05:26 Escrow Analysis
07:09 Can I get rid of the escrow account?
09:39 The fee to have an escrow account waived
11:54 Benefits of having an escrow account
15:35 How calculations are made to cover escrow shortage
22:31 Having an escrow cushion
28:34 Biggest mistakes with escrow accounts and taxes
34:36 How do the BIG escrow shortages happen?
37:00 Power tip to help you not have an escrow shortage
40:00 do you recommend having an escrow account if it's not required by the lender?
42:15 Bonus Tip: To avoid Escrow shortages
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