The link to USDA to check property eligibility and income limits eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
@shafiquesra9416
7 ай бұрын
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@darinthompson7273
7 ай бұрын
Thank you very much, have a wonderful day,keep up with the great content,look forward to learning more,
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7 ай бұрын
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@shafiquesra9416
7 ай бұрын
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7 ай бұрын
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@chefbrooklyn5140
7 ай бұрын
@Jennifer great information and I don't say this enough but your record in the video are always beautiful.Take care
@JenniferBeeston
7 ай бұрын
Thank you Chef. I appreciate you. I hope your New Year is starting off good :)
@JenniferBeeston
7 ай бұрын
Thanks for tuning in! Here is the breakdown Timestamps: 0:00 I'm Not Talking About VA 0:20 What Is This Loan About? 0:49 Why Lenders Don't Talk About It? 1:15 The USDA Loan 2:00 Benefits of USDA 3:10 USDA Qualifications 3:58 Top USDA States 4:25 Are You Loo ng at An Area That Qualifies? 4:50 Try Playing With The USDA Tool 5:25 Not in an Area? 5:40 Income Restrictions?? 7:30 Its Based Off Household Income 8:55 Debt-to-Income Guidelines 10:25 Qualifying with DTI is those JUST ON THE LOAN 10:55 Run it through GUS 11:25 GUS can be a bit silly 12:10 GUS likes your loan?? 13:15 No Acreage Limit on USDA 13:30 Is the appraisal strict? 13:53 Not the loan if you have other loans. 14:06 No Swimming Pools AT ALL 14:28 Credit Scores 14:45 640 and above? 15:25 More USDA Videos to Come 15:50 Get on the Calendar ! calendly.com/d/4x6-w3n-5gp/usda-q-a
@A1glenn838
2 ай бұрын
Thank you!
@antoniovazquez1975
7 ай бұрын
Hello. I enjoy the information you always bring. Keep it coming. Antonio in CT.
@JenniferBeeston
7 ай бұрын
Thank you Antonio:)
@jameslane2326
3 ай бұрын
rural area -check -rural PA within income limits- combined household income of 71k consisting of 2 people- check unsure about how to calculate the debt to income do these work for manufactured homes on rented lots? credit score 700ish- check sounds like a solid maybe for me.
@michaelclark405
10 күн бұрын
Hi Jennifer!! I didn't think you did these loans!! I've been following your channel for over a year and I've never heard you mention them. ( I guess I should've asked ) I literally just applied for a USDA loan yesterday online. I live in South West Florida in southern Charlotte county. From what I can tell I fit inside the guidelines. If I get approved am I committed to them? I'd rather give my business to you and you team !
@JenniferBeeston
10 күн бұрын
Give us a call:) 786-933-2077
@sandycalame
7 ай бұрын
Such a great program for those that qualify!
@toddplace8309
7 ай бұрын
How difficult is a construction loan, as vacant property (USDA) property is easier to find than homes.
@ramosusarmy
7 ай бұрын
Thank you, Ma'am.
@JenniferBeeston
7 ай бұрын
Happy to help! I see army in your name so 100% VA loan will be best option for you and it is zero down too.
@ramosusarmy
7 ай бұрын
@@JenniferBeeston Yes, Ma'am
@jonathankaczmarczyk658
7 ай бұрын
Thank you Jenn!
@MARIVICSEMKO
Ай бұрын
Hello i have a question regarding this loan.why some lender's they require u must have atleast $5000 in savings account to be able to qualify.
@JenniferBeeston
Ай бұрын
I think that some lenders expect you to have closing costs and don’t understand that in many cases you can negotiate for the seller to pay your closing cost.
@YouTubetail
7 ай бұрын
Hi 😊 ms Jennifer
@JenniferBeeston
7 ай бұрын
Hi 👋
@ChocolateThaiii
6 ай бұрын
Hi, so I just got a SFH USDA direct loan application. Do I return it back to the USDA office or to the lender(s) of my choice?
@JenniferBeeston
6 ай бұрын
if you are doing direct it goes to USDA but they have super specific instrcutions so I would follow them to the t. www.rd.usda.gov/about-rd/offices/state-offices
@ChocolateThaiii
6 ай бұрын
@@JenniferBeeston got it. Thanks for the help!
@user-gl3dv1ss1d
7 ай бұрын
What if you do get married after you got the loan in your incoming creases is that a problem?
@JenniferBeeston
7 ай бұрын
All good if after the loan closes, you get married and find love, then that’s fantastic. Now if you’re engaged and you’re planning to get married, and you know that person‘s going live with you, but you’re pretending they’re not going to well that would be lying which I do not advise
@darinthompson7273
7 ай бұрын
I've heard horror stories about USDA loans, does Tennessee or Kentucky have USDA
@JenniferBeeston
7 ай бұрын
If the lender does not know how to do them you could have issues but if they know then they are easy and no drama. Yes both states do. I have a link to the USDA site where you can look up eligibility.
@user-iv2vy7ri6i
7 ай бұрын
Ive heard s 640 credit score is ideal, would you agree?
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