Thank Wilson for your research, your presentation is easy to understand and it is very helpful and I have some questions , see if you could help. Say if my investment property is still under mortgage from a bank, will it count as an asset in pension ? and the weekly rent received is not enough to cover the property spending expenses, will it count as an income in pension? Thanks.
@HKAussie
2 жыл бұрын
Q1: Say if my investment property is still under mortgage from a bank, will it count as an asset in pension ? Wilson: Yes, Your net asset value would be counted. For instance, the latest market value of your property is 1M and you still owe the bank 450K. That means your net asset value is 1M - 450K = 550K, Q2: the weekly rent received is not enough to cover the property spending expenses, will it count as an income in pension? Wilson: This case would not happen as the principle you pay to the bank in each month would not be counted as expenses. Only mortgage interest paid in each month plus other real expenses would be counted.
@rebeccatang4383
2 жыл бұрын
Wilson : 多謝你詳盡的講解,但這個制度都幾複雜。
@briandiez926
2 жыл бұрын
Thanks Wilson, much appreciated for your research. :)
@nwch9958
2 жыл бұрын
Thank you for your efforts, it’s clear, simple and useful.
@HKAussie
2 жыл бұрын
Thanks 😊
@Woodland26
2 жыл бұрын
Living on the pension amount is not a comfortable life. Seen elderly Aussies on pension eating sauages and mash potatoes for dinner (not healthy but cheap) and counting every cents. I would not be eligible for pension but have superannuation to supply income when I retire.
@sandyip9342
2 жыл бұрын
Very clear 👍
@libecky5088
2 жыл бұрын
Thanks for sharing 👍🏼🙏🏼👍🏼
@liyuhao-oq4vl
2 жыл бұрын
感覺你看起來很有眼緣,你也在澳洲生活嗎?真希望能夠和你認識一下交個朋友嗎?
@sallychan4145
Жыл бұрын
無字幕啊!
@kywong5943
2 жыл бұрын
Does the 10-year residency requirement need to be right preceding the claim? What if I lived in Australia for 10 years, left to live overseas for some years and then back to Australia to retire? Thank you.
@HKAussie
2 жыл бұрын
In brief, U are still eligible to receive Pension. Yet, the amount is subject to be assessed by the officer as they would wonder whether U would leave again. If so, the 35 years residence rule applies.
To get Age Pension you generally need to have been an Australian resident for at least 10 years in total. For at least 5 of these years, there must be no break in your residence. 問題1: 對 問題2: 對
Hi , for NZ citizens living in Australia ( As a NZ Citizen without Australian PR status), are they eligible for Age Pension ? Thank you !!!!!
@HKAussie
2 жыл бұрын
Under Australia’s international social security agreement with New Zealand, New Zealand citizens living in Australia can apply for the Australian Age Pension (if over the age of 65), Disability Support Pension (if they are severely disabled) and Carer Payment (if they are caring for a partner on DSP) irrespective of whether they are protected or non-protected SCV holders. There are certain residency and other qualifications applying to these payments. Reciprocal arrangements apply in relation to certain New Zealand payments. Please read further details in this link: www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/pubs/rp/rp1314/QG/NZinAust
Пікірлер: 46