The single biggest reason to why 70% of North Americans are broke and not frugal, is that they spend too much. We fall into the consumer trap and buy 'necessities' that we actually don't need.
So here are the BIG 12, the dirty dozen things you don't need to by, with their smart alternatives. And a controversial 13th. A bonus addition that most don't mention. This one can save you thousands a year!
• Why Looking Poor Is Im... Look Poor, Get Rich
• How To Stop Buying Thi... Don't Drown In Debt
• Why Everyone Is So Bro... Why We Are All Broke
Негізгі бет 12 'Necessities' Frugal People Don't Buy (And A Controversial One)
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