What financial goal(s) are you prioritizing the rest of this year?
@BeeBaldwin
3 жыл бұрын
Not overspending on gifts, for sure! 🎁 Also prioritizing paying off my student loans. 💰
@noelcarter2100
3 жыл бұрын
Setting up my savings account and emergency fund 💜
@deejay_alvarez04
3 жыл бұрын
Building my emergency plan
@teresamunoz91
3 жыл бұрын
Build a $3k emergency fund and save $1,500 for my birthday trip
@laminage
3 жыл бұрын
No more lending! I realize that when I help someone, I am putting myself in a "Pickle" Financially. Even when I tell My Cousin "No More Borrowing!" he's desperate, because if I don't help him, he'll end up in the Street, Starve, and his Parents are dead and his Other Friends have all but washed their hands of him.
@mikee.1851
3 жыл бұрын
I’m only 14 and I’ve got a long ways to go in life but watching and putting your videos in to practice has taught me to want/ask for less things and appreciate the items and relationships that I have more. I feel like trying to live simple has made me a happier person overall and is also putting me in a good financial mindset for when I’m an adult. Thank you and keep up with these great videos!
@RonaldLBanks
3 жыл бұрын
I love that your receiving so much value from my content already Mike! That’s awesome and I’m excited about what’s ahead for you. Keep growing and learning and if you have any questions don’t hesitate to ask!
@livinglikeahuman7918
3 жыл бұрын
No day is guaranteed brother
@malkiafuraha9694
3 жыл бұрын
Wow,keep it up. You are learning good at a young age
@thatweeberika
3 жыл бұрын
Wish I had that mindset at your age you’re going to do so well as you get older cause you’ve got an amazing head start! Keep it up!
@maxbilger4284
3 жыл бұрын
I'm 14 too and i agree with every word. The mindset of needing less really changed my life in the last half year. My spendings didnt change much from the price since i never spent much, but i have a different feeling when i'm spending money. I think a lot more about why i'm buying it
@sct4040
3 жыл бұрын
I am so proud of myself. After wanting to visit Daiso for many months, I finally made a trip, but only spent $10 for things I needed. Win, win!
@shirleyburnham2782
3 жыл бұрын
Planning meals for the week ahead so I'm not tempted to waste money on takeaway. That's the best advice xxx
@RonaldLBanks
3 жыл бұрын
Yes! We also plan out our meals for the weekend as well, especially if we know we don’t have plans to travel anywhere or do anything that would require us to eat out that day. I’m glad you found value in this Shirley!
@joannechia2925
3 жыл бұрын
You have a great, thrifty wife on this minimalist journey and that's wonderful! 😉
@Archytype
2 жыл бұрын
"Spend your money where you spend your time" love this. Well done Ronald
@jackiefields1607
3 жыл бұрын
“Spend your money where you spend your time” gives excellent food for thought!
@fabiousntare9595
3 жыл бұрын
I live in Qatar Doha where life is luxurious but am so glad to have had time for this !!! Am mind blown ….thank you so very much for such insightful information
@MehediOfficial
3 жыл бұрын
Writing down and tracking my monthly expenses is something I've been meaning to do with the wife so this is a good reminder. Thanks.
@dee4435
3 жыл бұрын
Meal prep! I used to do that, and you are soooo right about it. Thanks for the "reset."
@RonaldLBanks
3 жыл бұрын
I’m happy I was able to mention something that helped you Dee! Keep growing!
@roslyncaskey3396
3 жыл бұрын
Meal prepping and having a grocery list is essential to shaving money on food.
@RonaldLBanks
3 жыл бұрын
Absolutely! It cuts back on all the impulse food purchases throughout the week too
@TGYtco
2 жыл бұрын
I love the gift giving questions. One thing I am trying hard to do since becoming more minimal is to give more practical gifts. Consumables especially.
@Frkdsnbrd4103
3 жыл бұрын
I stopped spending needlessly when I removed temptation by not going window shopping.
@odessaharris5614
3 жыл бұрын
That's a great tip! I think I've spent more while window shopping than planned shopping. I've learned how I can make the most of what I already have and save so much money.
@sibonisoradebe
3 жыл бұрын
I love your content bro, I'm going to be implementing some of the things you mentioned. Watching South Africa
@simonedm111
3 жыл бұрын
Thank you as always for this wealth of information. For the rest of the year I'm definitely focusing on saving more and spending less.
@RonaldLBanks
3 жыл бұрын
Save more, spend less. Definitely something to remember as you start each day! Keep growing on your journey Simone!
@odessaharris5614
3 жыл бұрын
I'm going to prioritize my holiday budget as I've trimmed excess gifts and people out of my lifestyle. I also will be saving money to relocate. Thanks for the tips Ronald. 👍🏼
@kei9085
3 жыл бұрын
I didn't realize I am a minimalist. Not to brag but I'm 20 and ye maybe a bit old but tbh owned only plain shirts in the color of black grey and white, few jeans that I only used and a shoes and sandals. Funny how a lot of people asked me how I enjoy this sort of fashion but nah. Why would I buy stuffs I won't use? And just save the money for emergency funds or on more important stuffs. Not those that would just sit around the house. One more thing that made me save money is being health conscious. When I started working out, I feel guilty to eat unhealthy food. But I still eat chips and fast foods or drink soft drinks but It happens rarely. Therefore I stopped ordering food online and going to restaurant. Cooked my own protein foods aight Damn, love your videos
@ningning2973
2 жыл бұрын
I am gift giver but now I am living the lifestyle of minimalism. I should consider all the possibilities about not to overspending.. thank you for the idea. I enjoyed the conversation.
@Maya-kz1wq
3 жыл бұрын
God bless you. Perfect video at perfect timing. Thanks Ronald for bringing so much positive change in my life.
@RonaldLBanks
3 жыл бұрын
Thank you for giving me the opportunity to share this with you Maya! God bless you as well!!
@tahiyamarome
3 жыл бұрын
So useful! Tagging budget items was super helpful
@treycdd
3 жыл бұрын
That gift giving tips will definitely be helpful I have a tendency to spend a lot on presents for my family and SO
@asjadalagied4338
Жыл бұрын
Thank you. Your content enlightened me. ❤
@feliciastewart972
3 жыл бұрын
EXCELLENT Teaching Always,!💯. Thanks for helping me..🙏
@rainetm345
3 жыл бұрын
Yes! Excited about that notion financing because I just moved from excel
@natashyas4149
3 жыл бұрын
I like the idea of spending your money where you spend your time. Aligning your values.
@RonaldLBanks
3 жыл бұрын
Exactly! Your values should always be a top priority!
@sweetheart.nikkilee430
2 жыл бұрын
omg i am sooo obsessed with notion!!!
@sct4040
3 жыл бұрын
I buy most of my groceries from Fresh Direct and eliminate much temptations. I always shop with a list whenever I do go to the supermarket.
@simplemomentsvlog
Жыл бұрын
Thank you. The giving part😥😪😓
@milenarosa3390
3 жыл бұрын
You’re so right! The new vegan treats are always so tempting
@sandyhumissouri5131
3 жыл бұрын
You have a wonderful voice 😍
@enbyinjapan466
3 жыл бұрын
Looking forward to the Notion video!
@RonaldLBanks
3 жыл бұрын
Can’t wait to share it with you!
@kaylachristensen
3 жыл бұрын
This is the first video I’ve seen from you and it is extremely helpful and informative.
@RonaldLBanks
3 жыл бұрын
Thank you! I hope you continue to find value in the rest of my content Kayla!
@shehnazbano3486
3 жыл бұрын
It's starting time ... thanks
@ramenchuu
3 жыл бұрын
Love the reflections about gift giving, I hadn't applied a minimalistic approach to that area! Thanks for the tips
@RonaldLBanks
3 жыл бұрын
I’m glad that tip resonated with you!
@Genie519
3 жыл бұрын
I love your videos! So practical and straight forward. Thank you!
@DerekMac96
3 жыл бұрын
I'm gonna need that Notion template expeditiously, Ronald!
@Heartkiller999
3 жыл бұрын
Agreed!!
@noelcarter2100
3 жыл бұрын
Thank you for your amazing tips ! Will you do a video on spending for the holidays ? It’s quickly approaching and I would love tips. Also, i know my biggest impulse buys are clothes and takeout .
@CandyLemon36
10 ай бұрын
This is edifying material. A similar book I read was a defining experience. "Dominating Your Clock: Strategies for Professional and Personal Success" by Anthony Rivers
@dustinreynolds1552
3 жыл бұрын
The grocery store is scary. if i don't have a list then i grab way to much
@cathylynnpietranton
3 жыл бұрын
Thanks Ron ❤
@Sakurasan2023
18 күн бұрын
Great video 📹 👍
@ShoppingwithRina
3 жыл бұрын
Very nice and hope I can follow
@peoplevsradio317
2 жыл бұрын
Appreciate ya man. Straight to the point.
@priscadavid8507
2 жыл бұрын
Thanks for this wonderful tips.
@suezannemarie292
3 жыл бұрын
This info is gold!!!!
@RonaldLBanks
3 жыл бұрын
I’m really glad you enjoyed this Suezanne!
@siaeva
2 жыл бұрын
Discovered your channel recently and am loving the content! :)
@RonaldLBanks
2 жыл бұрын
Awesome Sian! I’m happy that you’re enjoying my content so much. If you have any questions don’t hesitate to ask!
@siaeva
2 жыл бұрын
@@RonaldLBanks Thank you! :) :)
@adamhilyer2504
3 жыл бұрын
Impulse buying seems to be my most current payout. I'll give it some thought and wait.
@danixoxo8637
3 жыл бұрын
A minimalist who likes giving gifts!! Me too. I make things and give them away!
@himal_pillay
3 жыл бұрын
My guy, learnt a lot from this vid. Hope you're doing well brother
@desideriaalex
3 жыл бұрын
Ty. This tips are great 👍
@RonaldLBanks
3 жыл бұрын
I’m glad you enjoyed them Alexandra!
@amethyst3099
3 жыл бұрын
Great tips as usual!
@user-cq9hb1pg3u
2 жыл бұрын
Hello Ronald L, I deeply appreciate the clear and meaningful points on your channel. I hope you know that you have helped me to cultured a more self reflective and intentional version of myself aware of harmful habits .Thank you for the amazing videos. 💗
@RonaldLBanks
2 жыл бұрын
That’s amazing! I’m happy my content is helping you so much on your journey. Being more self-reflective and intentional will definitely take you a long way in life. Keep growing my friend!
@fmartin9826
3 жыл бұрын
I am committed to not buying anything new. I look for stuff I need at my local Buy Nothing group, marketplace, neighborhood app, etc. I also only shop at deep discount stores, but that is as a last resort because the bargains there can be hard to resist. That's why Minimalism together with Frugal Living and Green Living is the way to go.
@derrickthomas1897
3 жыл бұрын
🙏🙏🙏 blessing
@julianrengifo1023
3 жыл бұрын
Hey ronald, greetings from Colombia, South America, i really enjoy your videos, maybe can you share your notion template?, i will be really helpful, thanks for all your videos!!!
@fabricioperez-quintela267
2 жыл бұрын
At a Bar "Ronald" - What impact is this purchase going to have in your life? me - lol
@ivanmayet7879
3 жыл бұрын
The one good thing about the pandemic is that I study online and I don't have to spend anything on transportation, maybe until the other year! :D
@soniczforever5470
2 ай бұрын
I love clothes. A lot of money gets wasted on clothes thats are too loose . Need to learn to be a seamstress. I also needs to stop buying snacks as they're making me heavy as ive an underactive thyroid. It's legit slow I walk 6 hours and still put 2 kilo on weekly. Not wasting another penny on food. Im looking at metabolism boosting tea.
@kateosmond1090
3 жыл бұрын
Thank you for the advice. I have recently started budgeting after watching you and others on this channel.. is it ok to let me know what worksheet you use to track your spending? Is it an app? Thank you.
@RonaldLBanks
3 жыл бұрын
My wife and I built a shared workspace in Notion that we use to track all of our spending. We both can access, add to and edit it (at the same time if we wanted to) from with our phones or laptop. I’m planning a video as we speak to share this in detail. I’ll be sharing it soon!
@kateosmond1090
3 жыл бұрын
@@RonaldLBanks thanks. will do that. God bless you and your household.
@naomisandoz3448
2 жыл бұрын
i take always the bike :)
@deejay_alvarez04
3 жыл бұрын
Peace
@nicoledupuis5207
2 жыл бұрын
I am vegan too!
@jesse2576
3 жыл бұрын
I sold my lexus for a corolla to save gas and best decision i e made to save money and stay away from car payments lol
@JGComments
5 ай бұрын
Have roommates. If you aren't married, you don't need your own place. Find 3 non-crappy people and split a 2 bedroom apartment. You don't need to live in your bedroom, it's probably better if you don't.
@oliviathomas8818
2 жыл бұрын
Wait are you vegan?! I love learning when people I watch are vegan. dopeee
@RonaldLBanks
2 жыл бұрын
Yes I am!
@teenoso4069
3 жыл бұрын
maximum is the way forward ahee ahee
@waderidsdale402
3 жыл бұрын
When the unemployment stimulus runs out...IF it runs out... people will be spending a lot less...😏😬
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