Varo is now up to 5% interest on savings as long as your savings balance is under $5,000. There are a few other conditions but nothing difficult. You have to have a balance of $0.01 or greater each day during the month, and there is something else I can not think of off the top of my head.
@Scorpiogirl_1029
3 жыл бұрын
I have Chime currently and it's been good to me for the 1 year I've been with them. I used Varo Bank for a month or 2 and the only reason I switched to them is because of how quickly the money would hit the account I had at the time. After I had trouble with the "syncing account" issues, I was done after that and went back to Chime.
@shay4101
3 жыл бұрын
Any fees that you have to pay for Chime?
@Scorpiogirl_1029
2 жыл бұрын
@@shay4101 Not a single one.
@drelaws7633
2 жыл бұрын
Do their really give cash back
@Scorpiogirl_1029
2 жыл бұрын
@@drelaws7633 That Idk about tbh.
@larrydoherty2366
Жыл бұрын
I switched from chime to varo
@savagegamer1602
Жыл бұрын
I have both of these banks I use chime for savings and varo for spending
@truehav0k
2 жыл бұрын
Random question, what lamp shelf thing is that in the background?
@sireposey8556
3 жыл бұрын
Ive heard about accounts being locked,and people are not able to get their money for months,and some say they never get it back,ive seen so many ugly reviews, Im afraid to go with either,guess ill be stuck carrying cash on me the rest of my life 🤦🤷
@MagnifiedMoney
3 жыл бұрын
I have never had any of these issues myself but truthfully, I have heard stories of others having the issues he mentioned. That being said, it is important to remember that all of your money is FDIC insured so what kind of leaves me scratching my head when people say they had their money stolen by any of these companies because that doesn’t really make any sense considering it is literally backed by the federal government up to $250,000 or more in some cases. But I suppose if you really are concerned about this than cash is always going to be king for you haha thanks so much for the comment!
@sireposey8556
3 жыл бұрын
@@MagnifiedMoney lol thanks for the reply,gonma give Navy Army a try
@katyvan165
3 жыл бұрын
Did you have your chime card with you
@geminitwinworld
3 жыл бұрын
Chime vs current please do one current is ripping people off!
@MagnifiedMoney
3 жыл бұрын
Interesting. What exactly is the issue you are having with them? I've added it to my list of potential video ideas!
@tonymac623
2 жыл бұрын
current does not honor its advertising. They say they reward you for every deposit if you get the premium account, but I have heard hundreds of people who used to use current say that they had the premium account and never got their Payday 2 days early and the booster points that currently says they offer you when you make deposits these people never got. I have the current card in my wallet I only use varo but transferred $2 to current and I verified that you do not get any booster points whether you have the premium account or a regular savings and checking. stay away from current
@ThugBoiKing
3 жыл бұрын
I got both Varo and Chime but I use Varo more
@katyvan165
3 жыл бұрын
Did you know how to invest with your varo account
@YoungFenti
3 жыл бұрын
How long did it take for your card to arrive?
@ThugBoiKing
3 жыл бұрын
@@katyvan165 yea I started investing since December
@ThugBoiKing
3 жыл бұрын
@@YoungFenti bank debit cards usually takes 7-10 days but I just got in 5 days after updating my Varo
@abarzua21able
2 жыл бұрын
I have chime for a few years, but I'm thinking of switching to Varo... Chime says 2 days early, but I have never got my paycheck early
@Angel_Tejada_86
3 жыл бұрын
Which one of these online banks would be best for someone who isn’t offered direct deposit from their job?
@MagnifiedMoney
3 жыл бұрын
Either would work fine since you can use them without direct deposit and just deposit your paper checks normally so its really all in which one you prefer!
@popcornzebrajumper2605
3 жыл бұрын
If you buy at the current interest rate will it change as the national interest changes or will I be locked in at the apy that I started with
@MagnifiedMoney
3 жыл бұрын
APY Will continue to change as the national rates change as well. Typically there’s going to be a delay so if the federal government changes the interest rates then it will take some time for the banks to adjust but typically, yes, your interest-rate will change it is not locked in to what it started at. Thanks for the great question!
@LifeWithBianka
3 жыл бұрын
Can you do a review on N26? So far I think chime looks better lol
@MagnifiedMoney
3 жыл бұрын
I’ve never heard of that one, thanks so much for the great suggestion I will definitely look into it!
@funsun9115
3 жыл бұрын
i'm so financially illterate. i saved $7,500 and have no idea how to use it. i want to invest and make a little more than 1 percent
@MagnifiedMoney
3 жыл бұрын
Haha it’s definitely tough right now with many of these previously high-yield savings accounts offering much lower interest rates but with time, this likely will recover and a basic S&P 500 index fund will typically give you at least 6% or 7% per year averaged over a long period of time. Thanks for the comment!
@funsun9115
3 жыл бұрын
@@MagnifiedMoney Thank you so much for your time and guidance
@katyvan165
3 жыл бұрын
@@funsun9115 you don't what to do, did you know how you will make more money with the $7,500, and you will have up to $10,000 after two weeks
@katyvan165
3 жыл бұрын
Inbox this agent he was the one that help me to invest with my money and he help me to invest with my money after two weeks I got up to $12,500
@funsun9115
3 жыл бұрын
@@katyvan165 i spent it all and don't have any money left. will you lend me some so i cn try out your plan?
@RealityHurts923
3 жыл бұрын
Thinking about moving from my credit union to another bank and Varo looks interesting. I’m a little confused though by some if the comments. So you have to keep your savings under $10k to get the higher APY? And I assume you also need to have Checking account in order to use the debit card 5 times per month as well as getting your direct deposits from your job. Is this correct?
@MagnifiedMoney
3 жыл бұрын
That is spot on. It's possible this could change in the future but for the time being those are the current rules they have for the higher APY. Thanks for the great question!
@adahproverbs3193
2 жыл бұрын
Don’t do it !!!
@salihualiyu325
3 жыл бұрын
i send an enquiry but yet no response why
@MagnifiedMoney
3 жыл бұрын
Very interesting. Which company did you contact? Thanks so much for sharing!
@nicholasespiritu340
3 жыл бұрын
I was looking at the Varo site and it looks like that you still need to stay below $10k to hit the 2.8% interest. The text is just really small and at the bottom of the website on the savings account info page. I hope I read it wrong lol. Appreciate the vid tho! I’ve been on the fence with these 2 banks for awhile.
@MagnifiedMoney
3 жыл бұрын
Thank you so much for the great information! When I went back to make this video I was having trouble finding it and thought that they had just gotten rid of it which would’ve been really nice but I guess that seems too good to be true. I really appreciate you letting us know and for your support!
@cosmeticsandpurseswithevelyn
2 жыл бұрын
Dont see a Chimes link with the offer.....?
@ttp519
2 жыл бұрын
I have both.varo wins.chime is inflexible to disputes
@bondjovi4595
Жыл бұрын
ADP is horrible. I've had two cases of fraud.
@iGoatonPS
3 жыл бұрын
Are Varo Money and Varo Bank the same? I already have varo money.
@MagnifiedMoney
3 жыл бұрын
Unless there is an entirely different company that I am not aware of, yes these are the same thing and refer to different features that Varo as a company is offering. Thanks for the question!
@nealydown86
3 жыл бұрын
@@MagnifiedMoney varo is moving all its customers from varo money to varo bank. Varo bank is a totally different app/account compared to varo money but they are the same company. Ps: varo money uses Bancorp Bank and varo bank doesn't.
@macross7k
3 жыл бұрын
Varo used to be from Bank Corp. But they dropped Bank Corp. Now they are just Varo Bank.
@tonymac623
2 жыл бұрын
@@macross7k Russell Westbrook assisted them with getting the bank Charter and they left Bancorp afterwards he joined the financial advisory team.
@sailur
3 жыл бұрын
Is there any budgeting app that allows you to add your varo account? I tried using the app mint but it doesn’t have varo on there
@MagnifiedMoney
3 жыл бұрын
I’ve heard others mention this issue as well with the mint app. Personally, I use SoFi relay which isn’t a standalone budgeting service but is a great option if you already have a SoFi account! I have not had any problems linking any other bank accounts with this one. Thanks for the great question!
@bienaimeraymonvil1064
3 жыл бұрын
Ok.1love
@xaviersfinance2664
3 жыл бұрын
First again
@MagnifiedMoney
3 жыл бұрын
Haha thanks for the support!
@rebal6182
2 жыл бұрын
Varo no task
@smallestatom694
3 жыл бұрын
My boy didn’t even let the video run to 10 minutes. He’s the hero we needed 😢 I subbed
@MagnifiedMoney
3 жыл бұрын
Haha I appreciate it thanks for the support!
@jackiechao6372
3 жыл бұрын
+15133860766
@jackiechao6372
3 жыл бұрын
+15133860766
@jackiechao6372
3 жыл бұрын
I got $3k
@jackiechao6372
3 жыл бұрын
Text him
@MrJwerner1989
3 жыл бұрын
FYI, Varo says they have a 2.8 interest on their savings if you have a direct deposit of $1k a month with I believe 5 or more checking swipes. The problem with this is it resets every month, so if you get paid right before the first, you get .4 until your next paycheck. I called to see if they could do anything to change that and they said I am SOL.
@MagnifiedMoney
3 жыл бұрын
Very interesting. Thanks so much for sharing that great info!
@MrJwerner1989
3 жыл бұрын
I called and they clarified that once the requirements are met the higher interest rate is retroactively applied to the whole month.
@altaccount8749
3 жыл бұрын
Chime gets new features first but Varo does those features better.
@MylesTech
3 жыл бұрын
chime takes forever to give my money back after a on unauthorized on my card
@MagnifiedMoney
3 жыл бұрын
I have heard others mention similar issues with slow processing times so this is really interesting to hear. Thanks so much for sharing!
@TH-TravelingTales
3 жыл бұрын
I have both and have to say I am more incline to Varo. As always thanks for the great work!
@MagnifiedMoney
3 жыл бұрын
Thanks so much for the input, I agree between the two I think I like Varo more when all things are considered. Thanks so much for the support!
@MagnifiedMoney
3 жыл бұрын
*Thanks for checking out the video! Let me know if you would choose Chime or Varo!*
@lovebedi
3 жыл бұрын
Varo
@loriduffy9268
3 жыл бұрын
both chime for over a year varo about a month but still waiting for a direct deposit to start. so far i have to say i like my chime
@tuesdaystarks6275
4 ай бұрын
I love Varo!!! 3-5 day early payment for sure helps out
@BrianJoslyn
3 жыл бұрын
I'm considering using Chime's credit builder to pay credit related bills. Loans, cc's, mortgage... My credit score is already in the 'good' range, but I'd like to increase it even more while paying on my credit related bills at the same time. If I were to use your link (when I'm ready to open a Chime account), will it let me only set-up what I want to use (credit builder)?
@MagnifiedMoney
3 жыл бұрын
That sounds like a great game plan. I believe my link is for a chime spend account but in order to open the credit builder, I believe you do have to have a Chime spend account anyways but don’t quote me on that haha. But considering you move money from your chime spend account into the chain builder account, I’m assuming that this is the case. Whether you are able to use the link or not, this is definitely a great game plan, thanks so much for sharing!
@BrianJoslyn
3 жыл бұрын
OH, yeah... I just looked again and you are correct. It does instruct on the 'credit builder' page of Chime's website to add money from 'spending account.' I do also use MyPoints and InboxDollars for saving money and last I checked they both offer credit when setting-up a Chime account. (hmmm) If neither of these offers are valid when I'm ready to set-up a Chime account then I'll use your link. I'll save it in my browser favorites now.
@ChrisG-gl5st
3 жыл бұрын
Do it Chime's credit builder is official!
@antoinegeorge4287
3 жыл бұрын
I love my Varo account 💯
@MagnifiedMoney
3 жыл бұрын
That is so great to hear, thanks so much for the comment!
@mvngel818
3 жыл бұрын
Chime card looks childish that's a con
@MagnifiedMoney
3 жыл бұрын
Haha yeahhh...not the most exciting design for sure!
@Shadow_Ridge_Timbers
2 жыл бұрын
Varo currently has a credit builder card called Varo Believe. The Chime card system also has upgraded their credit builder to a actual metal card which has some added features as well.
@Shadow_Ridge_Timbers
2 жыл бұрын
@Ike P did you load funds onto it before you went to use it? I know that seems like a dumb question but some people have mistaken the credit builder card for a traditional credit card that has a set amount of funds on it when in reality it's like one of those credit cards that you put money on as a coverage for it. Each purchase you make with the credit builder is reported to the credit bureau as though they were separate credit purchases with a coverage-based payment taken from the funds that you deposited on the credit builder card
@superduperhotrod365
Жыл бұрын
@Isaac Puff I work for a car rental company. We now take chime as of the beginning of this year!!!
@leevonallenjr9762
3 жыл бұрын
Varo bank is better
@MagnifiedMoney
3 жыл бұрын
Thanks for the input! All things considered, I would definitely agree with you. I think they have a lot more potential going forward since they do have their national bank charter as well. Thanks so much for the comment!
@blacklyfe5543
Жыл бұрын
Chime is better
@kemaine13
3 жыл бұрын
As of yesterday chime cut their saving account apy to 0.50%
@MagnifiedMoney
3 жыл бұрын
I just saw the email about that, definitely a huge bummer but hopefully this will go up once interest rates across-the-board begin to rise again. Thanks for the comment!
@stephenpriola4301
3 жыл бұрын
Varo
@MagnifiedMoney
3 жыл бұрын
Solid choice! I’m not sure why, but something about them having their national Bank charter just makes me feel better about keeping my money with them. Thanks so much for the comment!
@MrRassael
3 жыл бұрын
Thanks Chime would work best in my situation... 👍🏽
@MagnifiedMoney
3 жыл бұрын
Thanks for the support on the video! Chime is a great choice!
@jeanettemccay
3 жыл бұрын
chime has always been quick to help me out. i have varo too i like both aucually
@MagnifiedMoney
3 жыл бұрын
That is so awesome! Thanks so much for sharing!
@jeanettemccay
3 жыл бұрын
@@MagnifiedMoney no problem I use a few aucuallly
@babyboyiikey
3 жыл бұрын
Bro, how do I even set up my Chime account? I keep getting the “We’re Sorry,” screen.
@MagnifiedMoney
3 жыл бұрын
Interesting… Where exactly are you getting this message? I definitely try again but if not there are plenty of other options as well!
@babyboyiikey
3 жыл бұрын
@@MagnifiedMoney Well I tried making an account just from my phone but turns out I had to get on the chrome book and go on the website.
@steveionjoker5319
3 жыл бұрын
@@babyboyiikey I had this same issue I tried the app and website not working
@YoshiIsCool1
3 жыл бұрын
Is Varo Worth it? Can I Load Cash On The Card at any Retailers ???
@charleswalsh489
2 жыл бұрын
Chime sounds awesome. I haven’t tried it yet. I do use Varo mainly because they’re their own bank
Жыл бұрын
Chime let's you transfer money out but not transfer in. That is annoying af. Also you can't just transfer money to and from your credit and savings you have to do it through the checking account. But overall I do like Chime I just wish these two things would change. Do vari do the same things?
@Deadpoolmasterchief
3 жыл бұрын
I got both one for each of my jobs so win win and any new people who don’t have banks I just give them my chime code and I get 100$
@adahproverbs3193
2 жыл бұрын
They have good customer service WHAT!!! They are horroble!!!
@downhilldaddy9346
3 жыл бұрын
Yea but varo doesn’t offer a credit builder card. And that to me is a bummer
@MagnifiedMoney
3 жыл бұрын
That’s a great point! If you don’t have any other way of building credit such as using a credit card or having some other loan, then the credit builder option that I am offers is a fantastic financial tool that I wish Varo had. Thanks so much for the comment!
@loriduffy9268
3 жыл бұрын
@@MagnifiedMoney Varo is getting credit builder card
@mrspiderbear7118
3 жыл бұрын
Varo is the future. It’s so easy to get 2.8% on savings. And the round up feature on top of Save your pay gets you so much more money just keeping money in the bank.
@MagnifiedMoney
3 жыл бұрын
2.8% is unmatched currently and as you mentioned, it’s pretty easy to qualify for this higher interest. I really do think Varo has the most potential to grow in the future Especially with their national Bank charter. Thanks so much for the comment!
@chrismancini5645
3 жыл бұрын
This is why I've been with Varo Bank for 2 years when it was Varo Money.
@jackiechao6372
3 жыл бұрын
@@chrismancini5645 +15133860766
@jackiechao6372
3 жыл бұрын
+15133860766
@jackiechao6372
3 жыл бұрын
I got $3k
@babyboyiikey
3 жыл бұрын
Might just go to Varo...
@MagnifiedMoney
3 жыл бұрын
Varo is a great choice for sure!
@JoseMartinez-iz4zc
3 жыл бұрын
Do these banks pay the interest every month or at the end of the year? I have TMobile money and they pay at the end of each month.
@MagnifiedMoney
3 жыл бұрын
Pretty much all of these pay their interest monthly. Obviously when you’re looking at the APY, it is always going to be expressed as the annual interest but most banks compound that interest each month which actually means you’ll be earning a little bit more interest then if it was only compounded once a year. Thanks for the great question!
@JoseMartinez-iz4zc
3 жыл бұрын
@@MagnifiedMoney thanks for this 👍🙂
@glenn5517
3 жыл бұрын
Chime - Early direct deposits - Up to 2 days early pay - Credit card - Spotme - Free atm withdrawals
@MagnifiedMoney
3 жыл бұрын
Those are all really fantastic points, thanks so much for the comment!
@jisatsuusutoreii8383
3 жыл бұрын
@@MagnifiedMoney Um hey am kinda confused with which app to u said u would go with Varo but to me chime makes better sense from what u told me they had to offer why does it matter if the percentage is 2.80% for Varo from the 1% with chime? I’m srry for such a baseless question I’m just rather confused in which I should go with cuz i would like to try these apps out also is that 50 dollar deal still there??
@seekeroftruth45
3 жыл бұрын
Varo does the same
@rivera5589
2 жыл бұрын
Varo Now has all them things , early direct deposit u get paid 2 days earlier with varo. They now also offer a credit card It's not called spot me on varo but they offer something that's the exact same thing. They also have free ATM withdrawals. And heres another that they have that chime doesn't Varo has no foreign transaction fees abroad. Were chime does . So u can use your varo card in Mexico , Canada , Australia, all of Europe, Asia and they won't charge international fees. Were as with chime it's gonna get pricey if you use your card in those places cuz chime does charge international fees.
@jordonreimer5640
Жыл бұрын
I have both, but I'm not sure which one i want to use as my main bank. Is the Varo Believe better than the Chime credit card?
@Solo_adv
3 жыл бұрын
You forgot to mention one of the most important things about the credit builder card. In order to use the credit builder card you have to have automatic deposit of your payroll check, Chime is constantly pushing people to sign up for automatic deposit of their payroll checks.
@kaec7740
2 жыл бұрын
This is what I was wondering but couldn’t find! Thanks
@allygaretzka2323
2 жыл бұрын
So instead of having my direct deposit hit my Chase Account I’d have to switch it to Chime? Is it possible for me to have payroll checks deposited to both? That way I still receive direct deposits to my Chase and Chime bc I want to take advantage of the Credit Builder. I’m so confused bc it asks for a minimal of $200 deposit. Help if possible. If not no problem.
@Solo_adv
2 жыл бұрын
@@allygaretzka2323 correct you would have to switch your direct deposit to Chime account in order to take advantage of the credit builder card.
@allygaretzka2323
2 жыл бұрын
@@Solo_adv Thank you for taking the time.
@kaec7740
2 жыл бұрын
@@allygaretzka2323 That’s what I’m going to do. Since my direct deposits go to Bank of America. In order to use the Chime Credit Builder I’m going to have a percentage directed to my Chime checking. I’m not sure if it’s all jobs but usually when you fill out the direct deposit with your employer. The paperwork would ask if there’s a percentage or certain amount you want deposited in a 2nd account. I use to have a percentage go into my savings so I wouldn’t have to do it myself. Your HR dept or payroll can tell you if it’s an option. To my understanding as far as the $200 direct deposit amount. It’s for the sake of showing that the Chime checking have been used for direct deposits. I had mine for a while and use to use it as my main account. So it didn’t ask for a deposit since I deposited way over $200 since I had it. However, the Chime Credit Builder is based on whatever amount you choose as your credit limit. I hope that helps.
@nguyendang3194
7 күн бұрын
I used Varo bank because it a real bank and not a third party checking
@daniellee7342
2 жыл бұрын
Id take varo for 2.8 intrest rate i have a balloon payment coming so higher intrest rates looks good
@blacklyfe5543
Жыл бұрын
Chime is better
@ricardodeleon8222
3 жыл бұрын
Instant subscribe
@MagnifiedMoney
3 жыл бұрын
Haha thanks so much I really appreciate it!
@jermainemason989
3 жыл бұрын
do varo have spotme like chime do
@MagnifiedMoney
3 жыл бұрын
I don’t think they branded as the same thing as Chime but they do have overdraft protection’s that will spot you any difference between the balance and what you purchased which is pretty similar to what time offers but I would definitely say the chimes feature is much easier to use if you’re just looking to get some quick cash. Thanks for the comment, I hope this helps!
@trevaunperry5096
3 жыл бұрын
So what about the current card is that good ?
@katyvan165
3 жыл бұрын
Yes he his the best banks for now i got $1,500 and I sing up through Peter Donald
@ThugBoiKing
3 жыл бұрын
I also got Chase. Can you do Chase vs Wells Fargos? Or Chase vs BB&T
@katyvan165
3 жыл бұрын
Yes
@katyvan165
3 жыл бұрын
For more information
@greymane2090
3 жыл бұрын
someone please correct me if I'm wrong however it appears to me a negative interest rate if you will by using chime. I can go to a brick and mortar bank for a free deposit. To deposit with chime I have to be charged five dollars for the pleasure. At a minimum of two deposits a month I am already looking at $120 a year. Which makes the 1% interest similar to taking out a credit card with a 1 1/2% interest on spending while charging you a $39 a year fee to possess the card.
@kamildouglas
6 ай бұрын
Varo has more credit features then chime bank
@larrydoherty2366
Жыл бұрын
Switching to Varo best banking decision I made
@Totitaaa650
2 жыл бұрын
Thanks for thr info! Can you cancel if you don't like it or no longer want to use it ??
@MichaelBatmanKeaton
3 жыл бұрын
From my experience with chime i started with a white card then was put on a waiting list to get the credit builder card not a long wait once my number came up i received the credit builder green card at the same time they told me if i made 28 transactions by feb 2021 with that card that i would get a metal secured card n i kid u not once i got that card n activated it my credit jumped 58 points im at 601 credit score now chime is the real deal
@MagnifiedMoney
3 жыл бұрын
That is so awesome! Thanks so much for sharing!
@mvngel818
3 жыл бұрын
Is there a way to start the credit builder without having to set up or fill a direct deposit ... I'm Self Employed Seems like there's no way around to just set up the credit card
@noahynclan7929
2 жыл бұрын
@@mvngel818 If you are self employed, then you still receive your monies from customers general contractor... Unless you are in a cash only business. Then you are in a unique situation and will have to most likely go the traditional route if you want to try to build your credit.
@cpaul57
3 жыл бұрын
Had varo bank for a year. I think the platform/ app is well done, BUT THE CUSTOMER SERVICE FUCKING SUCKS ASS. OVER AN HOUR WAIT TO GET A CUSTOMER SERVICE AGENT. BULLSHIT. I left varo to go to betterment checking.
@jorgepaz7012
3 жыл бұрын
Can you make a video on N26 Bank
@MagnifiedMoney
3 жыл бұрын
Hmm... I have never heard of that one. I will definitely look into it, thanks so much for the suggestion!
@oliviabratcher7329
3 жыл бұрын
which is best for direct Deposit
@MagnifiedMoney
3 жыл бұрын
Both work fine but i'd say Chime since you get paid early and you get a bonus for setting up direct deposit.
@katyvan165
3 жыл бұрын
Both is good for direct deposit did you have your chime with you for direct
@katyvan165
3 жыл бұрын
For direct deposit
@JoseTorres-bl2cz
3 жыл бұрын
I would like to see the difference between go2bank and varo plz
@MagnifiedMoney
3 жыл бұрын
Thanks so much for the great suggestion! I've added it to my list of potential video ideas!
@katyvan165
3 жыл бұрын
Did you know how to invest with your go to bank
@americaolmedo454
3 жыл бұрын
If I need a checking account, do you know if Varo bank debit card works like that?
@MagnifiedMoney
3 жыл бұрын
Thanks for the great question! They don't necessarily have a "checking account" but their standard banking account is going to work in the same way as a checking account.
@illchillwil_
3 жыл бұрын
I have both
@MagnifiedMoney
3 жыл бұрын
That is awesome! Thanks so much for sharing!
@pt-py8ch
2 жыл бұрын
I have varo
@YoshiIsCool1
3 жыл бұрын
I can't get Chime. :(
@steveionjoker5319
3 жыл бұрын
Chime won't let me sign up..
@MagnifiedMoney
3 жыл бұрын
Hmm...I'm sorry to hear that. I'd reach out to their customer support and see if that can help! Thanks for the comment!
@steveionjoker5319
3 жыл бұрын
@@MagnifiedMoney Oops I just signed up to varo
@katyvan165
3 жыл бұрын
Did you have your card with you
@SGMikloth-jd8gt
9 күн бұрын
Get payed early with varo
@LifeWithBianka
3 жыл бұрын
New subscriber
@MagnifiedMoney
3 жыл бұрын
Thank you for subscribing, I really appreciate it!
@1ycj
2 жыл бұрын
I never had any problems with Chime, and I've been with them for 3 years. The only problem is their customer service in regards to giving my refunds back to me if I buy something online and send it back. I've been going through hell with Chime with all required documents emails to show proof of the returns. And the bad thing is this happened more than once. I'm on the search now for another bank bc I can no longer fight with a banking institution that decides to keep my money after I returned my purchase.
@Sandrinarhonda
2 жыл бұрын
and they close your account for no reason and refuse to open it.
@Wickedsnipz
4 ай бұрын
I have varo i get 5.00APY
@ArcadipaneVideos
2 жыл бұрын
How about a Netspend video??
@danawashington5227
2 жыл бұрын
Chime is the best thank 4 ur imput
@GLOCK-O-BANGER
3 жыл бұрын
I still choose to bank with Dave.
@deonbarber9208
3 жыл бұрын
Can I use varo bank for my sba/ppp loans
@MagnifiedMoney
3 жыл бұрын
Absolutely! As long as you have your routing and account number you shouldn't have any issues!
@teencred9430
3 жыл бұрын
Varo vs. One Finance please?
@projectjt3149
3 жыл бұрын
Does the Round-Up saving work with the Credit Builder Card?
@MagnifiedMoney
3 жыл бұрын
I don't think so at the moment but they may change that in the future! Thanks for the great question!
@loriduffy9268
3 жыл бұрын
no it doesn't only spending account
@kimbazan9225
3 жыл бұрын
Can you use cash app with either of them?
@itzcarlos9445
3 жыл бұрын
Yes
@katyvan165
3 жыл бұрын
Sure don't you know to do it
@dodgerdogg38
3 жыл бұрын
Great video! I just set up direct deposits with Varo AND SoFi accounts, thanks to your reviews. It's early but I'm hoping to dump Wells Fargo soon.
@MagnifiedMoney
3 жыл бұрын
Those are both fantastic choices. Thanks so much for the support!
@GeorgeLara55555
3 жыл бұрын
I'm on the same boat, wells fargo 👋 goodbye.
@toyagillians1222
3 жыл бұрын
thank you soo much very helpful
@luissanchez783
3 жыл бұрын
Thank you great job!!
@MagnifiedMoney
3 жыл бұрын
Thanks so much for the support, I really appreciate it!
@ragangore3446
3 жыл бұрын
Chime isn’t a real bank varo is.
@treysgloent
3 жыл бұрын
Varo all day
@christophersmith1411
2 жыл бұрын
The only thing I don't like about chime, and this wasn't included in the video, is that you can not hide or delete a transaction in your transaction history. So if you have a spouse who like to keep an eye on the money. You can't hide any gift purchases. Other than that, Chime is great to bank with. Also when I had set up direct deposit with Chime, I received $100 for doing so. I don't know if that's because I met some other criteria but that us what I received. Thanks for the video
Жыл бұрын
Why would that be a feature? Get a new spouse or tell him to stop.
@EvangJonathan
Жыл бұрын
@Lmao HAHAHA 🤣
@justinkimble4654
Жыл бұрын
@ Right 👍
@adriannajeraoficial9090
3 жыл бұрын
I ike Varo.
@Leon-v9j7n
8 ай бұрын
------------
@kaliahbeuzard7058
3 жыл бұрын
I'm really interested in opening up my first bank account, I want it to be mobile but i'm not sure if some of these mobile banks like chime, varo, sofi etc will accept someone with no real credit history. So I was wondering, Do I need Credit? Thanks for the vid. very informative
@MagnifiedMoney
3 жыл бұрын
Thanks for the great question! If you are just trying to open a standard account then you wont need any credit!
@loriduffy9268
3 жыл бұрын
I don't have any credit chime is helping with that through credit builder card
@akaROOSTA
3 жыл бұрын
@@loriduffy9268 same here Lori, currently leaning on chime over varo for my particular situation. Any updates you can give us some pros and cons that you’ve endured so I can try and make a better educated decision Thanks in advance and have a great day!!
@loriduffy9268
3 жыл бұрын
@@akaROOSTA I like the spot me, every month we can spot our friends a boost up for 5 bucks you give 5 boost , they give 5 boost back. it raises your spot me. unlike the others that do over drafts you only got so many days to pay it back. chime you have until your next deposit.
@livelifefreely6703
3 жыл бұрын
Thank you
@tannerjoseph915
2 жыл бұрын
Which one can u reserve hotel rooms with ?
@darkknight8426
6 ай бұрын
Both
@candy5742
8 ай бұрын
Varo has Zelle now
@macross7k
3 жыл бұрын
DO NOT BOTHER OPENING WITH VARO BANK ACCOUNT!!
@brittanylove6844
Жыл бұрын
Why ? I want to know because my mom is having problems with chime
@justinkimble4654
Жыл бұрын
Vargo looks interesting! Gonna try it out..
@leonelavellaneda5907
3 жыл бұрын
Chime recently added the 10% savings option like varo! I thought that was cool cause this video was only a month ago. So many changes happening so fast lol
@MagnifiedMoney
3 жыл бұрын
I did not know about that, thanks so much for sharing! It’s definitely hard to keep up with how quickly these companies change not only their interest rates but the features of the offer as well. I’ll definitely look into this new option, thanks again!
@leonelavellaneda5907
3 жыл бұрын
@@MagnifiedMoney yes sir, no problem! I know because it’s hard watching that 10% go into my savings when it could be buying me junk food 😂😂
@QUiNTiNBANKS
3 жыл бұрын
good content! i love chime ! *plenty of tips on my channel*
@MagnifiedMoney
3 жыл бұрын
Thanks for the support, I really appreciate it!
@DCRicky202
3 жыл бұрын
What do you think of credit karma checking account ? Not the savings account.
@MagnifiedMoney
3 жыл бұрын
I’m not too familiar with that account, thanks so much for the suggestion! I do use credit karma for their credit monitoring service and I absolutely love it so I’m assuming their banking options are good as well. I’ll definitely look into it and might make a video. Thanks again for the comment!
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