Credit Strong also increases your credit score. I been using it for 6 months, and my credit score went from 612 to now 728 . Set the anount the you want to pay each month depends on your credit goal. I pay $15 a month. Highly recommended service.
@ice-cold8827
2 жыл бұрын
You must have direct deposit in order to get credit builder,you can’t just move money around.
@KevinYang
2 жыл бұрын
Yes!
@dmoore215
Жыл бұрын
Can I just move money over to chime card to get credit line, without getting direct deposit?
@WHlSKYx
Жыл бұрын
@@dmoore215no
@lilwan827
Жыл бұрын
You only have to have one direct deposit transaction in order to qualify not multiple. If you can find someone with a LLC just pay them and have them send you the $ from their business account
@scantron1835
8 ай бұрын
Or just swap over right after pay day
@matheusmuzik8245
Жыл бұрын
I spent years building up my credit i got to the point to where i haven't had to use my credit since 2016, even with fair credit scores I found it difficult to buy a vehicle because I didn't have credit for a long period of time for about 6 years; it is amazing how credit is such an important factor but I feel def needs reformed
@LetsCrappieFish
5 ай бұрын
Ok, so I'm confused. I have this card. I also have the Credit Builder. What I done was, I transferred funds from checking to builder. $200. I paid a few bills with that. The next month rolled around and they never said I owed anything. So this "pay it back at the end of the month" has me puzzled. Am I double paying bills or what?
@LordLazo
Жыл бұрын
How bad is it that extra doesn’t report to Transunion. I have the card and I see Equifax has my credit at 673 after 2 months but would my fico score not be as good when the time comes?
@MattWelterOfficial
2 жыл бұрын
Yeah it is so crucial for SO MANY reasons to build & maintain a solid credit score. Love this video topics & review Kevin!
@KevinYang
2 жыл бұрын
Thanks for the support, and 1000% agree!
@HACKMAVENS5ATGMAILDOTCOM
Жыл бұрын
👆👆👆👆👆👆👆👆 They're the best for credit repair jobs. they helped fix my credit and increased my score from 430 to 795 across the three major bureaus. Reach them and thank me later
@capableman4277
Жыл бұрын
The extra card is now charging 20 and 25 a month! Still worth it if you have never had a cc or bad credit
@TacoBellCheatDay
4 ай бұрын
But it doesn't report to TransUnion. They've been saying they plan to partner with TransUnion in the future but it's been years and when you ask them they always say they do not have the most current info.
@SpencerJohnsonOfficial
2 жыл бұрын
Awesome video Kevin. I really enjoy your editing style and the way you explain your topics is really digestible. Both of these cards are great for beginners looking to build their credit and provide users with a seamless experience to do so. If I was to get one of them, I would probably choose the Chime card since they report to all 3 bureaus, but they are both great options!
@KevinYang
2 жыл бұрын
Thanks! Agreed both cards are good but the Chime definitely nudges out a win here imo!
@HACKMAVENS5ATGMAILDOTCOM
Жыл бұрын
👆👆👆👆👆👆👆👆 They're the best for credit repair jobs. they helped fix my credit and increased my score from 430 to 795 across the three major bureaus. Reach them and thank me later
@champreed9721
Жыл бұрын
So I'm confused does Chime Credit Rebuilder report each transaction as a credit payment??
@paulinefaison5108
11 ай бұрын
The address that I provided is my correct mailing address
@albertbischof7967
2 ай бұрын
Dont do tis!!!!! They dont report these guys are paid to get you to be scammed by this company
@hz_sf
2 ай бұрын
What about getting both of them? will speed up the credit rebuild ?
@GHOSTBAGZ
Жыл бұрын
man i gotta subscribe just off you explaining everything so clear.
@robertdzamesi9505
8 ай бұрын
I’m 5months old here in the United States with no credit yet. Can I start with chime ? Thank you.
@TacoBellCheatDay
4 ай бұрын
Yup
@KLAEYZ
Жыл бұрын
They started with rewards that included gift cards, a few months ago they did away with that and now its just mostly junk rewards. I'm sitting on 275k worth of points and not a single thing worth using them on. pretty lame
@doctorlawyer2030
2 жыл бұрын
This is the most simple , efficient explanation I have ever heard . Nice 🙂
@KevinYang
2 жыл бұрын
Thanks a lot!
@krystalleigh315
11 ай бұрын
Yup! Thought the same :) I read & re-read the instructions online, & though I grasped the concept, I’m the type that needs to understand how & why things work & it just wasn’t clicking. But your video was very easy to understand & it filled in the gaps I was missing. Thank you!
@capableman4277
Жыл бұрын
The chime card requires you use their bank ! I dont want another bank account.
@branbjorn
3 ай бұрын
Came for chime but learned more about this extra card
@blankprivatecompany9296
Жыл бұрын
How long does it have to have direct deposit on that card is it like a 6 month thing or u stuck on that forever
@healthfullivingify
Жыл бұрын
Thanks for a great credit-building video, Kevin!
@brandonlingstuyl3475
2 жыл бұрын
I got approved for the visa chime credit builder credit card
@KevinYang
2 жыл бұрын
Congratulations!
@brandonlingstuyl3475
2 жыл бұрын
@@KevinYang thank you
@justmythoughts6030
Жыл бұрын
hows it going? hows that credit going sir? Curious for myself
@derekha9232
2 жыл бұрын
I need the chime one! ty
@KevinYang
2 жыл бұрын
A good base card if you don't qualify for any others!
@Bluegreenred
Жыл бұрын
Why is Chime the winner over Extra card?
@africahuntley1754
5 ай бұрын
Extra charges you every month and I don’t like how it takes them a whole day to remove the money from your account so you’re going to think you have more money then you actually do. Extra also only reports to 2 credit bureaus
@quinones355
Жыл бұрын
This cards are only for us
@afsanaali770
Жыл бұрын
THANK YOU
@PointsInbound
2 жыл бұрын
That Extra is a really cool looking card!
@KevinYang
2 жыл бұрын
Actually! Only when I went to find an image of it did I notice the translucent bottom half
@HACKMAVENS5ATGMAILDOTCOM
Жыл бұрын
👆👆👆👆👆👆👆👆 They're the best for credit repair jobs. they helped fix my credit and increased my score from 430 to 795 across the three major bureaus. Reach them and thank me later
@jessejz
Жыл бұрын
I hate extra. Literally every card I had was hacked and used for fraud. I once ordered a new card and never used it ONCE and it was still being used in other states….. that means someone who works for extra was selling my card info to scammers…. Not only that but their customer service sucks. Hate extra, don’t get it.
Пікірлер: 50