The major difference between co-payment and deductible is that the co-pay is a percentage of the claim amount whereas the deductible is a fixed amount to be paid by the insured for each claim.
While the co-pay percentage is specified in the insurance policy, the deductible amount is calculated on a yearly basis.
In this video, we have explained the difference between Deductible & Co-Payment with the help of examples .
Because at last, Health Insurance Zaroori Hai 😊
WATCH THE VIDEO FOR MORE DETAILS : -
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✅ TIME STAMPS :-
0:00 Introduction
0:50 Deductible definition
1:16 Co-Payment definition
1:39 Example for Co-pay & Deductible
5:01 Who should choose Co-pay
5:35 Who should choose Deductible
6:14 Conclusion
6:47 Bloopers
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.
Негізгі бет Фильм және анимация Co-Payment VS Deductible in Health Insurance - What's the Difference 🤔 | Gurleen Kaur Tikku
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