यदि कॉर्पोरेट हेल्थ इंसुरेंस है तो dedcutable लेने मै कोई नुकसान नही है, क्योंकि हम बड़ी policy बड़े रिस्क को कवर करने के लिए ले रहे हैं, छोटा मोटा ४- ५ लाख तक का claim तो corporate policy से कवर हो जायेगा, जब तक जॉब है तब तक deductable फायदेमंद है।
@akshaynikam3015
9 ай бұрын
Nice video, Thanks for your transparant work👍
@GurleenKaurTikku
9 ай бұрын
Thank you so much , keep watching !
@vandana944
Ай бұрын
Very useful information, thank you so much.
@GurleenKaurTikku
Ай бұрын
Thank you so much, keep watching !
@cb-jn9fj
7 ай бұрын
Very good explanation on deductible amount 👏👏👏
@GurleenKaurTikku
7 ай бұрын
Glad it was helpful!
@amitgpatil
8 ай бұрын
What happen when I have opted for deductable 50k but my first claim amount is 20k only. Will remaining 30k will be adjusted in next claim or my next onwleds claim for the year will be paid by insurance company.
@Kishore.1
9 ай бұрын
Thanks for the valuable information Do we need to intimate to insurance company for the first claim, if it is being claimed in corporate insurance
@goodandcoolboy2011
6 ай бұрын
Thanks Gurleen, however i would like to know if i need to calculate the excel with age and inflation , how much percentage we should consider. I got this question from almost 15 members, so please give your comment with considerations for inflation and age with %age with some approximation/assumption
@hulkdc5499
6 ай бұрын
Good content! thanks!
@GurleenKaurTikku
6 ай бұрын
Glad you liked it, keep watching !
@IndiaDigitalNomad
3 ай бұрын
If deductible amount is 1Lakh And my first claim comes out to be only 2000INR So I will pay 2000INR from my pocket, but will I be able to claim 100% from insurance for my 2nd claim if the claim comes out to be 98,000? Or do I need to pay a complete 1Lakh from my pocket for “all Summed up claims” ?
@premimw
7 ай бұрын
Mam , Nicely explained . Can you help explain Aggregate deductible / Cumulative deductible for a family floater plan ?
@CNNBROADCAST
Ай бұрын
So for deductible, like i have 1lac deductible from optima secure. So do i need to pay 1lac first then meet the insurance guy in the hospital. Or do i go to the insurance desk and apply for it and they will let me know that once the bill is generated, first i will pay one lakh then the insurance company will pay..
@Alicia.v844
7 ай бұрын
Very good video mam
@gopgopful
2 ай бұрын
Excellent video Ma'm.. I think 1 correction is required in the excel illustration.. If 1lac deductable is opted & claim is made in 5th year.. then the insured will save 68,000-1,00,000 = -32000 (not 4000). Kindly clarify. 5:11 Thank u
@yousufpasha8184
3 ай бұрын
Maam humne 1lakh deductible liya aur in future me Kya usko hatasakte hain ya nahi, air kisi ko koi disease diagnosed hogi ya claim lega to us time bhi deductible remove options rahega ya phir underwriter decid karenge
@vijaywani
9 ай бұрын
Very informative video
@GurleenKaurTikku
9 ай бұрын
Thank you , keep watching 😊
@sabyasachichatterjee7375
2 күн бұрын
Nicely explained
@GurleenKaurTikku
Күн бұрын
Thank you so much 🙂 Keep Watching !
@Rajsinghvlog77
7 ай бұрын
very helpful thanks
@GurleenKaurTikku
7 ай бұрын
Thank you jee 😊
@sushantsharma5823
7 ай бұрын
Aapki videos dekhta hu bhut acha btate ho aap.. Aapse request hai ki t. P. A services or rules ke bare mei bhi videos banaye... Aapko support krte rahenge.. ❤🙏🙏❤
@GurleenKaurTikku
7 ай бұрын
Thank you so much jee, keep watching for more such informative content & DO SUBSCRIBE 😊
@neerajrai9567
4 ай бұрын
Mam agr inflation ke sath every next year premium increase hota gaya tb toh sara scenerio change ho jyega
@sanatani9478
7 ай бұрын
Deductable can it be removed later???
@nupurkapadia307
3 ай бұрын
Can we pay deductible amount from other insurance??
@gopalakrishna7920
7 ай бұрын
Good explain medam🎉
@GurleenKaurTikku
7 ай бұрын
Thank you 🙂 Keep Watching !
@geniusr11
2 ай бұрын
Mam someone told me that if you opt for deductable you can not port to other company or your waiting period will again me counted from 1st of of porting the policy..is it true?
@user-fr5bj2uq8k
8 ай бұрын
is deductible are buy back in niva bupa 2.0
@MANOJGUPTA-bu7rh
9 ай бұрын
Thanks🙏
@GurleenKaurTikku
9 ай бұрын
Keep watching !
@Rajankumar-it3zi
9 ай бұрын
Mam what if every year there is a claim is up to the deductible amount? Then we have to pay the premium amount and the deductable amount both.. I think deductible amount limit should be close to the discount amount which we get in premium of a year. Then only we have benifit. Reply please
@nidhiverma22
9 ай бұрын
Your premium amount is not equal to your sum insured amount. Same way your deductible amount can never be equal to discount you get for option a deductible. But yes, it is good to have as low deductible as possible so that you don't have to pay much from your pocket when claims arise.
@pripri7905
6 ай бұрын
Thank you mam thank you so much
@GurleenKaurTikku
6 ай бұрын
Keep Watching !
@vishalgaikwad6079
6 ай бұрын
Hello Mam, I have query related to Deductible:- I have one health insurance policy of 5 L(individual) and if I wish to buy a super top up policy of 5 L cover which has deductible starting from 50K. Should I buy top up policy to increase the sum insured with how much deductible .also the insurance company policy mentions deductible will be waived of after continuous policy renewal of 5 years.
@rakesharora3353
3 ай бұрын
Take super top up of higher value (more than 10L) and deductible less than 2 L
@personalviews6950
Ай бұрын
At 6:05 total loss in case of 100000 diductable would be 32000 as we saved 68000 but now have to pay 100000.
@vaibhavtripathi8378
9 ай бұрын
Hi, great work!! One question: how one can use the corporate policy for deductible amount for the same claim because both insurance company(corporate + personal) will demand original documents (investigation report, xray etc). Could you please clarify it.
@deepeshgupta3139
7 ай бұрын
good question, even i was wondering. Also new Mediclaim will be paid only once corporate team clears the deductible amount which in general is not so quick. not sure if any one could advise here
@b0606089
7 ай бұрын
Same question.
@deepkumarvarshney964
6 ай бұрын
Waiting for answer
@kunjanmaharaj4367
5 ай бұрын
Waiting for answer....important one
@abhijitchandurkar383
5 ай бұрын
Waiting for answer
@mits2710
9 ай бұрын
Thank you! Your videos are very informative and help during a lot of instances. Great going, please continue your good work. Time frame 5:15 - Not sure but don’t you have to show a loss of 32K at the 5th year claim with 50% deductible?
@Satya54979
4 ай бұрын
Thanks Mam for the excellent information. could you pl tell me whether the deductible option can be revised at the time of every renewal ? Or else, what are the conditions regarding the deductible option?
@kanakagarwal7320
4 ай бұрын
It can be revised after 5 years
@souviksaha2812
9 ай бұрын
Mam please make a Video upon the "What are the Advantages of LIC Aarogy Rakshak Health Plan over the Conventional Health Plan, and What are the Negatives of this Plan as compared to Conventional Health/Mediclaim Plans"
@GurleenKaurTikku
9 ай бұрын
sure, Thank you for the video suggestion !
@sarveshaswani735
9 ай бұрын
Very well, and excellent command on knowledge
@GurleenKaurTikku
9 ай бұрын
Glad it was helpful! keep watching !
@user-zm7zo6hf9q
6 ай бұрын
Hello Gurleen, I have a corporate health insurance. I am planning to take Health insurance with deductable. If in case i have to pay the deductable say 30K can i claim that from my corporate health insurance and Rest of the treatment can be claimed using this personal health insurance. please suggest
@GurleenKaurTikku
6 ай бұрын
Yes, this is possible
@abhinavchoudhary3583
Ай бұрын
My star health (assure plan) agent was telling that if I take a deductible, then after a claim, I cannot remove the deductible anymore and will have to continue it for lifetime. Is it correct? Also, please let me know if you provide paid consultations.
@GurleenKaurTikku
Ай бұрын
Yes, deductible removal depends on company's underwriting decision and may not be removed if there is some major diagnosis. Please reach out to our team at 9650706699 whatsapp/ call
@barendrareang8530
9 ай бұрын
Death benefit hai kya
@parol3271
9 ай бұрын
I have already one health insurance plan if I will take a new plan with deductible option of 50,000/- can I pay the 50,000 from my first helath insurance plan or have to pay from my pocket ?? Please clarify Can I pay my deductible amount from another health insurance ?
@GurleenKaurTikku
9 ай бұрын
Yes, deductible amount can be paid from other insurance company
@ABTalkAB
4 ай бұрын
Is it possible i am taking with deductable as i have already my company insurance( will pay deductable amount from this) and will change later to without deductable, when i will not be in job ?
@kanakagarwal7320
4 ай бұрын
You can change after 5 years
@RajdipPaul
8 ай бұрын
can the deductible amount be decided at the time of each renewal or is it fixed for life?
@GurleenKaurTikku
8 ай бұрын
Yes, can be modified at the time of renewal. It will depend on policy to policy
@r.t.1934
6 ай бұрын
@@GurleenKaurTikkujitna bhi deductable amt hai suppose 1lakh ka amt hai to sirf 1 lakh rs ka dusare company ka insurance le sakate hai kya. Ye scenario me kam premium me pura claim settle ho jayega na. Pls reply🙏
@ajaybhattacharya6059
9 ай бұрын
Hi, can you tell me what is the exact meaning of a nominee in a health policy?
@GurleenKaurTikku
9 ай бұрын
A nominee is a person nominated by the policyholder for health insurance benefits. If the policyholder loses his/her life during medical treatment, the assured sum will be entitled to the nominee.
@kamalmaru332
9 ай бұрын
10:11
@prabhashkumar9916
9 ай бұрын
मुझे एक हेल्थ इंश्योरेंस लेना है मेरी उम्र 52 साल की है लेकिन मेरे किडनी में 2006 में स्टंट लगा हुआ है क्या ऐसे में कोई कंपनी मुझे इंश्योरेंस देगी या नहीं वैसे मेरे किडनी में कोई प्रॉब्लम आज तक नहीं है
@vermaamit85
8 ай бұрын
Apko insurance to mil jayega but apko apni disease ko ped me declare karna padega
@AnilPrajapati-fz5ti
7 ай бұрын
Insurance mil jayega declaration ke baad abhi lelo because after the age of 60 getting new policy is very though and costly
@user-yf7vs1dd9p
4 ай бұрын
Contact us
@mukeshpareek9841
9 ай бұрын
HDFC LIFE SMART PROTACTION PLAN PE VIDEO BANAO PLEASE
@GurleenKaurTikku
9 ай бұрын
jee, Thank you for the video suggestion 😊 Keep Watching !
@Veerkrupaconsultancy
7 ай бұрын
Madam konsi company sabse achchi hai jo sabhi binario me claim deti hai
@GurleenKaurTikku
7 ай бұрын
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. Thank you 😊
@wasimmondal3677
3 ай бұрын
Bloopers is best😂
@GurleenKaurTikku
2 ай бұрын
Thank you jee, keep watching !
@ashwanivermani7790
9 ай бұрын
LATEST GST CHARGES SHOULD BE CHARGED BY HOSPITALS ON ALL ITEMS & SERVICE'S WILL BE GREAT IF YOU COME UP WITH A FRESH VIDEO.
@GurleenKaurTikku
9 ай бұрын
sure, Thank you for the video suggestion !
@gopalakrishna7920
7 ай бұрын
हैलो मैडम , मैं एक सरकारी कर्मचारी हूं. Hdfc में 50000 didectble polocy leliye , क्लेम आने पर सरकार में 50000 की राशि Ehs यदि आप दावा करते हैं तो पैसा आएगा प्लस कहो
@ankuragarwal9141
8 ай бұрын
How to reach out you
@GurleenKaurTikku
8 ай бұрын
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
@hemantrawat9271
9 ай бұрын
very beutifull maaam❤
@chakitsingh9697
8 ай бұрын
Scenario 1 for 1 lac will result in 32000 loss not 4000 as shown later on
Пікірлер: 90