After watching, i think the problem the couple faced is more due to bad planning and the insistence of getting a flat in good matured locations. It has nothing much to do with competition from Singles as they are restricted to 2rm n non-matured. There are also priority given to family, so it is also a matter of luck. From the gov, the majority of families can get their BTO if they are not picky on the locations.
@shanelim19
5 ай бұрын
10:18 Very entitled couple. Singles can only apply at 35 and restricted to 2 room BTO in a non-mature estate, paying extra $15,000, no stay near parents grant. And you think your 6 applications are a big deal? Ratio for singles to 1 unit is 15.6:1, compared to couples is 1.5:1. Couples are given more priority with a lot more supply, singles applied 9-11 times that took up 4 years just for applications and 5 years to build, move in at age 44. You have no restrictions but yet you choose to be picky in terms of location, instead of a house for kids. Don’t make yourself even more privileged by denying others, singles pay taxes too.
@bangkoknow1855
7 ай бұрын
The couple is just picky, just like anyone. Doesn't singles deserve a space (or home ) to call their own too? Ridiculous to think that Singles are like second class citizens. The whole point of "taking care" of married couples only just show how myopic the govt is. Pushing people to the brink of high real estate rental cost, especially for singles (not just couple or foreigners) will then make them unable to afford better healthcare for themselves especially with single income. To increase population with such policy is basically playing with fire. Exactly like one of the ministers comment "you need a very small space to have sex". Instead of trying to solve problems and understand the situation, they are sitting on their high horses and are totally either oblivious or have no solution. So why are they still making our poliicies?
@russiasucks7170
7 ай бұрын
You can type this because you have a very one dimensional view of policy making. in short, you are a simpleton. For instance, increasing the population can increase the economic output and collect more rents .at the same time, increasing the population can also cause housing competition problem , just like you mentioned. Either ways , is that a policy will have good and bad consequences and the policy maker will have to balance between the two. You can question the policymakers efficacy all you want , but at the end of the day , what is your remedy?Sitting here and critising and yet offering no solution is like a keyboard rat warrior. Yes , you are one of them
@livethiswayTV
7 ай бұрын
Only agree with your first sentence. The other points, you just sound like a taxi uncle, complaining for the sake of complaining, with reasons that doesn't hold water. If giving priority to married couples doesn't increase the chance of newborns, giving priority to singles will?? And with your own logic, if couples aren't given priority and must go for more expensive options, wouldn't they also have less for healthcare? You know how much money is needed for the children's healthcare? You want the bonus? Get married. It's a bonus, not an entitlement. Your entitlement is to go for resale or private.
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@fanlee6560
2 ай бұрын
@@russiasucks7170 food for thought, later couple married, then divorce, the man said he divorce a few times, bought 3-4 times bto already 🤣
@deeppurplelim9914
7 ай бұрын
Well. Above 35, u have a 7k cap. Can we have a survey... for couples that have gotten bto, at 35, are they still making less than 7k ceiling? 1. Singles over 35 making above 7k, is not able to bto. 2. Even if they can bto, they r only restricted to 2 room. 3. In other words, they are forced into resale market, which bto buyers have bot and are selling to make a capital gain, which is then, passed on to resale flat buyer. Really, it seems really unfair. It seems like single, above 35, making more than 7k, is forced to buy a 3room resale flat...which can range from 350k to 650k, one person shouldering this amount (depends how old the flats are). This 7k ceiling should be removed. And not just 35. Imagine u r 40, trying to buy a hdb, chances of u making less than 7k? And the hdb loan are only eligible to below 7k salary too. And all the subsidies...e.g. living near ur parents...also does not apply. I'm proud to be a Singaporean but when it comes to this, I feel less of a citizen. Its like I am forced to pay for the premium in resale flat, for bto folks (that have benefited from the gain). Choose to be single -> u mean u would rather couples just settle down for the sake of it for the house and divorce later? I think fairness of the policy needs to be review.
@mimig1900
7 ай бұрын
+1
@jeffer8762
7 ай бұрын
very true, at age 35 our combined salary cannot even buy EC already which is capped at 16k, but we also dont have much cash on hand, hence we are stuck...salary only got to this level recent years
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@fcfc50
5 ай бұрын
I don't know who you are I don't know where you are But I want you to know that you are God damn right~ Thank you for voicing out here, I really agreed to what you said as I am in such plight right now. 2 more years to 35, for single ,there's additional $15k impose,yes due to sole ownership but hello...it's only 2rm BTO...ok anyway, then my future spouse is a foreigner but we don't plan to have kid(s) first (because of money$) then PR is not immediate even application. Ok, putting these aside. Then~ let's say applying at 35 and took them to complete building ,ideally maybe 4 years,by then I'm 39 then reno cost is another new price tag,ok reno loan fine. But this 4 years,maybe we want to have kid...then I would it's still manageable because its still baby AND not forgetting kid(s) grow up fast...then adding 5 years MOP...wow...9 years then can sell but almost no way to profit or even buy a resale or back to a 4rm BTO since our kid is SC by then...so another 4,5 years to build ideally after applying. Then my kid would be 5,6years old and reno cost is a new higher level, by then I'm already close to 50 years old...then it didn't solve aging issue and baby matters...a non mature 2rm at kovan is $200k onwards when it's launched, so what's the price tag of a 2rm bto for me in next 2 years? (Not forgetting there's standard/plus/prime to consider) how much to really get chance of a 2rm bto? And how to really convince that everyone get a house of their own as what they said over the parliament ? Then giving couple with a newborn baby 5rm bto just simply because they can afford . Then there's really no point for public to apply and ballot, simply to say priorty goes to high nett PCI and family nucleus profile applicants then comes to the old and/or singles...seriously?
@lilyofthevalley5957
5 ай бұрын
Now we know why more and more people chose to either stay single or without kids. Gov should walk the ground, come down from their castle to really look into the problems people are facing. They are suppose to help solve problem not creating more. 😢
@andytan2537
7 ай бұрын
Shouldn't let PR and LTVP buy HDB 😂
@kopiking352
7 ай бұрын
I also agree it is unfair to Singles. Gov wants to benefit family first. I would suggest building more BTOs and meahwile lower the restriction for Singles to solve this problem.
@yunital391
7 ай бұрын
ya. They purposely build slow and restrict bto unit to drive up land price so that SLA can sell the free land for a higher profit from HDB for own profit & agenda, to achieve own benefit make married couple to bid so many times and wait so long, and worse deprive singles from own equal chance. Our gov sector n civil servants are abundant and one of most well paid in the world, cannot plan n build enough for the citizens but purposefully plan to create such bto scarcity situation for decades. Always in shortage? Cannot plan to let supply meet demands? Have all the age population marriage and demographic data n immigrants data all at finger tips. Even a primary school student can’t plan so far off within an hour.
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@fanlee6560
2 ай бұрын
actually property for staying ones, in SG, is worthless, merely hold it for a while after 25years value drops, Govt take back and build again. Singles with money maybe can just buy private, if not most of them are already lucky with parents having their own house, they can continue living in them.
Singles pay same tax rate so why are we penalised by restrictions and if i earn more, i pay more tax as well but yet i cannot qualify to buy hdb at the same level playing field? Because i am single and trying to be prudent to buy hdb to plan for my retirement, yet i am forced to look at higher cost housing. How is this fair?
@KC-oc7ki
7 ай бұрын
Singles buying resale HDB at prices above BTO price rubs salt in the wound. You buy the resale BTO that other people don’t want; they use their BTO to earn quick bucks from your hard earning savings and upgrade. Singles clearly are discriminated. No idea why singles would vote for PAP. What are you hoping for when it is the same govt?
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@KC-oc7ki
7 ай бұрын
@@fhetfet6402 are you sure? Then what will happen when he becomes Prime Minister? Should singles be more worried then?
@fhetfet6402
7 ай бұрын
@@KC-oc7ki I wrote an email to hdb asking abt this when the policy went into effect. unless there's another lawrence wong..
@alvinchiang9851
7 ай бұрын
I think people forgot that Singles can only get 2-room BTOs... if people would look at the number of 2-room BTOs offered in every exercise.... they would understand there's not much difference.... unless HDB offered a lot more 2-rooms BTOs in every exercise, then that will be benefiting Singles.... as of now, i really see no difference.... So don't understand what these Couples or Families are complaining about.
@fcfc50
5 ай бұрын
Sometimes 2 blocks out of 10 , only about 100 2rm bto units
@Slla-th5vt
7 ай бұрын
The whole system is unfair and discriminatory to singles. Basically, singles are forced to the resale markets to make the married couples rich from selling their BTOs. A lot of these BTO owners don't even live in those flats. They continue to stay with their parents and wait until the 5 years is up to sell and make a quick buck.
@livethiswayTV
7 ай бұрын
Don't assume everyone only thinks about money like you. And if you know anyone who bought and doesn't live in the unit, you can report and they'll get into trouble.
@Slla-th5vt
7 ай бұрын
@@livethiswayTV really? No? You didn't know anyone who did this?
@livethiswayTV
7 ай бұрын
@@Slla-th5vt you know? Then report la. Kpkb only
@Slla-th5vt
7 ай бұрын
@@livethiswayTV you probably didn't have much friends or get out much.
@livethiswayTV
7 ай бұрын
@@Slla-th5vt ya ya ya nothing else to say so resort to personal attacks, good job. Also, you think singles won't do the same, buy and don't stay? Your opinions are obviously biased and assumes couples are evil and singles are the all angels. Lol... Also, we don't see singles hogging BTOs because there are NO singles who have BTOs, not because singles are the best people in the world.
@Ops3437
7 ай бұрын
But there are also lots of married couples who are opting to be child-less? do you penalized couples who BTO-ed and are childless, or does HDB impose the higher price tag on them?
@kelvinwenjie5255
6 ай бұрын
i totally agree that is really unfair to those singles. how long can we live in the new home after getting keys, renovation etc??? i believe that the age limit for single scheme should be flexible
Discrimination agaist single, The HDB policy can be perceived as a form of age and marital status discrimination. By restricting younger singles' access to affordable housing, it inadvertently creates a societal divide based on marital status and age. This could be viewed as an infringement on individual rights, where housing, a basic need, is tied to personal life choices.
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
I can understand from govt point of view to let couple buy BTO (for family planning) compare to single getting smaller BTO. But now the times has change, more couples do not want to have kids and sell their BTO flat to earn more money to upgrade to Condo. If couples not planning to have kids they also do not need a 4 rooms or 5 rooms bto which they can sell as a super profit later. So i think govt plan should change. everyone will pay the market rate for bto and once the couple have a kid the govt will refund the subsidy rate to offside their housing loan. For single, i think min they can allow to buy 3 room bto, so if they happen to find a partner, they can already stay in the house and dont need to sell their smaller 2 room or wait another 5 yr to get a better house
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
One of the main reason for married couple to get a BTO so that they can quickly settled down and start making babies. However, a lot of couples nowadays are not planning to have baby, they are just waiting for MOP and sold the flat for a 100% profit. To achieve the target of more babies, we should impose a baby tax, those selling flat after MOP and without any baby should impose a 20% tax on profit, alternatively, a baby tax can be included in purchase price for married couple, within 3 years if they have baby, the tax will be refunded. There should be measures to ensure couple getting BTO are those that really want to start a family, otherwise they should be seen as just two single staying together and therefore should be treated the same as single since they do not contribute to more babies like the single. of course, exemption should be given for those who are not able to conceive due to medical reason.
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@focus168168
2 ай бұрын
not just couples. The problem will still exists if you allow Singles to buy 3room BTO or 4room BTO.
Give single 1 bto = 1 vote. Give couple 1 bto = 2 vote. Simple math.
@Fiona20238
7 ай бұрын
When I retire, we want to move to smaller flat but my children are not yet 35 and single.
@ernestkj
7 ай бұрын
In short, build more flats lah.. by building so little, ain't they controlling the market price?
@wilsonzheng5682
6 ай бұрын
Buy BTO at age 35++, get the house at age 40 to 45, then suddenly u meet the right one and get married while waiting bouse, but u cannot sell small house becos u stay less than 5 years or house havent even build. life is unfair
@ahkat4
7 ай бұрын
Please build more 2 room flats then. You see the high application rate from singles. It means a huge number of singles still haven’t got their 1st flat.
@lilyofthevalley5957
5 ай бұрын
Why must it be 2 rms? Why should we let them define how we live as singles? We may be single with children
I heard 3 cases from different people on how 3 families own 2 hdb flats. They live in 1 one then rent out the other whole flat for rental. Is this legal. Is this morally right. I even have property agent sughest i rent out a room to tourist for several weeks under pretext of friend. I have another neighbor who told me about such lonang. And a few neighbprs who told me its alright to rent out 2 rooms for 3 roon hdb flat. And ok to rent out the extra room built by hdb under major upgrading. Its not ok. Dont mess with hdb and run the risk of kena flat confiscation. Dont try to outsmart govt. Ignprance doesnt mean can go scottfree.
@jeffer8762
7 ай бұрын
By age 35, salary less than 7000 should be a problem already, now fresh grad 5000-6000 sgd... u tell me 10 yrs u cannot hit 7k? Should make the celling higher and minimal salary as well like between 6k-10k
I am Single but I don't agree should allow below 35 to enter HDB market, just imagine if 25yrs old single can start buying HDB resale or BTO, property price sure goes up drastically, supply low demand high. If resale market goes up, BTO prices will go up also and this will lead to domino effect in time to come, let us think long term, don't get offended just because Singles want privacy.
@fhetfet6402
7 ай бұрын
I m married with kids but I agree the current policy is discrimination against single. funny...
@stagerchannel
7 ай бұрын
@@fhetfet6402 nothing to discriminate la, we have limited resources, someone has to sacrifice
@latiasrn2
5 ай бұрын
The main reason for allowing couples to apply for BTOs is for the formation of family units (having children). For the mature couple gunning for high demand BTOs waiting till their late 30s to get a home, with statistically much lower chances of conceiving, why should they have priorities over singles ? Govt should revise OUTDATED policies to combat the profiteering of DINKS.
@Steven-xf8mz
7 ай бұрын
Given that Singapore doesn't allow same sex marriage, so it's BS to say it's about family, because same sex can adopt kids. Everyone is a taxpayer, therefore, they should be all be treated equally. I would say regardless which is fair, it's a fact that this is an age and gender discrimination. The only way the current setup is morally right is if and only if married couples are forced to pay higher income tax rate, and homosexual have lower income tax rates. no service = no taxation.
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@livethiswayTV
7 ай бұрын
Bto is a bonus,not an entitlement. No one stopping you from getting a resale or private.
@viviennesu4714
7 ай бұрын
We only live once. 30 years old should be ready for life planning alri. Stay singles are happier people.
@hondaxr2791
7 ай бұрын
One of the problem why is the government allowing PR to buy resale flat... Many PR i knew , after buying resale the flat, they get the money and go back to their old country... Are we Singapore dumb or what................ This also push the property prices to shoot up so ridiculously...
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@winks12
6 ай бұрын
Exactly. And the situation is also made worse with the government granting increasing so many more PRs.
The lack of Land mass in Singapore is the root issue and there is also the problem of people preferring flats located in certain areas. To add on, land are also used in the development of migrant domitories. At this rate, no matter what kind of public policy is implemented, it will not solve the problem. Worse still, the 35 year old policy is causing a segregation between Singles and Married Couples which is a situation that is not purposefully caused but cannot be avoided. Even land reclamation will not solve the problem
But I know quite a few singles buy BTO just so they can rent out later..
@birdangry4835
Ай бұрын
那我单身bto一个二方式 我结婚之后 我们必须都住在这个bto里面 直到mop结束吗
@focus168168
2 ай бұрын
It's all about the 1st pot of gold. LOL. HDB lottery. most people are trying to get the 1st BTO as early as possible and then 5 years MOP, they can sell and buy a bigger HDB or upgrade to a condo. Or after 5 years MOP, you can rent out the HDB and buy a condo to stay in
@Confidence_and_Fitness
7 ай бұрын
NS should be enlist at age 35.
@Star1234star
7 ай бұрын
Govt should see individual situation & give BTO options I’m a victim of e stupid rules
@fhetfet6402
7 ай бұрын
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@carolineyang3717
7 ай бұрын
哎 我们两个小朋友了 first timer 还在等抽。可能真的已婚夫妻需求很大吧
@huangyongting160
7 ай бұрын
Conclusion look at sale of balance 😂
@Wong_wong565
5 ай бұрын
If 50% of sinkies wants to remain single for whole life, government has to build another 50% additional house,maybe minus some who will go for pte home. Too many new citizens fighting for your bto. Deal with it.
gov is planning the limited land use for their own private condo / landed investments.
@wendyshoowaiching4161
7 ай бұрын
Tell you how to overcome this problem. If there is law that prevent you to own homes, not the private developer own and self build. Gather a club of single buyers to total up on 2 condo buildings of 1 acre. Register a developer company to build a project just say 1 acre land & 2 high rise building. 20x35 floors and 1 floor penthouse and roof (public rest area with cafeteria). Build by your appointed contractors, gather the money to pay and get loan. Solved. Not government build housing and quota limit to singles. You can own a unit by sharing the entire private project. 3 rooms 4 rooms you like. Its your combined project.
@kujuakusg
6 ай бұрын
为何没人问会不会是外来人口增加导致组屋供应不足?
@fanlee6560
2 ай бұрын
Actually in this economy now, no need to think about buying properties unless no need any loan. it will be more logical to create more cheaper rental houses that singles can ownself rent and feel safe in. Everything else is so expensive for daily living already, being single also means can only depend on oweself to pay for everything, means higher living cost on 1 income.
@Jahlkykz
7 ай бұрын
Y must aim for bto? Lots of resale hdb in the market..
@user-jp6of6tx6v
7 ай бұрын
奇怪,结婚的人不能去外面租房吗?😅
@fcfc50
5 ай бұрын
面子
@shiouming
7 ай бұрын
8:55 how come they have so many belongings 😅 If I have so many possessions.. personally I'll be very stressful. 13:40 building govt managed coliving space could be an option indeed, I supposed young Singaporeans are more open than past generations nowadays.
@Troublesomenights
7 ай бұрын
Please make bto ready faster, citizens already waited long enough till they are 35.
why compare BTO single and married? compare private = 0%. pap cant abuse.
@ryanjill1479
6 ай бұрын
Despite the many hurdles faced by singles in life and high living cost in sg, not only the current govt have no sympathy but even penalised them by setting an age barrier on the bto . Perhaps it is easier to change the current ruling party than to get marry....so singles can seriously considered this alternative . 😂
@Confidence_and_Fitness
7 ай бұрын
when there's pap. forget about marrying.
@wwc7134
7 ай бұрын
Can buy private after 21. Whats the problem
@subscriptionletterbin5956
7 ай бұрын
你的 BTO 的数量做够来,不是没有这种争端咯~ Hai Ya
@EcoElfe
7 ай бұрын
To all the singles out there. To Work hard n Buy a private property ba. Or else just find a partner and rom.😅 otherwise continue stay with ur parents
@SAMYMuslc
7 ай бұрын
Lols sounds like punishment for us singles.
@michaelshih8163
5 ай бұрын
Singapore's policy of giving everyone a roof over the head is falling apart right before your eyes. The policy is good-intentioned but not sustainable.
@careless-whisper-80
5 ай бұрын
Join other nation
@12347873
7 ай бұрын
单身人没结婚有罪吗?二等良民?单身会被罚款吗?
@kengleetan63
Ай бұрын
Chinese helicopters cannot even afford resale HDB then what about condo? Over $2000 per sq ft even at OCR! Maybe all these chinese helipcopter should go to Johor lah, over there plenty of over built housing or so called ghost town, cheap cheap in ringgit only!😆😆😆
@davidlee3806
7 ай бұрын
有这样多便宜的转售还要贪心等BTO, 活該等久久。
@nanbeiwj4845
7 ай бұрын
你是怕转售的BTO没人接盘吧,哈哈哈哈哈,BTO就不应该上市交易。
@chinchowpowpook
6 ай бұрын
Stick to old school thinking [plus unnecessary consideration of relative/friends gossip]then paid the heavy price lor.. who say must married? Rent till age 35.. then both buy resale 4 rm..after 5 years rent out one unit ..if u live your live by listening others or afraid others say u single mom..u too silly..remember, your home your life your happiness,, when u in trouble no one will lend u $$$$ or big help..they just say look for a bright side ..now this is the real bright side,, remember the rich or successful one don’t follow what others already struggling…this the big problem for locals heartlanders…almost all just follow rules..end of day CPF also not enough…die w debt
@jocelyncao9233
Ай бұрын
I am single, but i think the government did thr right thing to prioritise married people. They contribute population while singles don't.
@Confidence_and_Fitness
7 ай бұрын
pap earn trillions from land.and they have no problem living in big bigger and biggest mansions.
@kelvinclin1722
7 ай бұрын
of course the policy should maintain. Couple have to try more than 6 timesto get a flat that requires 5 year contruction, It involved Family planning with two adults and future children, For singles there are more options , as a single they can continue to stay with parent as they were is one of them or rent a room outside Singles want to have own space and not expensive is a want , Couples have own space to start family is a need. .
@fhetfet6402
7 ай бұрын
in your own finite dumb, limited brain capacity, I perfectly understand your inability to comprehend needs of others except your own.
HDB should consider building 30m square studio cater to single only. Let them buy and if they go married later they must sell away their HDB studio to other Single and buy a bigger flat.
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