CORRECTION ~Room Rent in Star Health Assured ~ Sum Insured : 5 Lakhs - 1% of Sum Insured 10 lakhs - 25 Lakhs - Any Room ( Except Suite ) 50 Lakhs - 2 Crores - Any Room
@rajmalhotra3689
7 ай бұрын
Any room (except suite)....is it enough for room rent capping ? Please suggest
@dipalihafiz9983
Жыл бұрын
My age is 55 years and I have icici lombard health insurance policy for the last 10 years with no claim. If I port star health deductible this year then can I port to hdfc optima secure after 1 year ? Secondly which one is better with or without deductible? What effect it will have on the policy if Ayush treatment is availed once every year. The video was very informative. Please guide as you know the policies well. Thank you.
@pradeeppatel2049
Жыл бұрын
Again good video.. heading is catchy by focussing on deductible.. and USPs added.. One major Correction -> room rent for star assure is stale from 2022. You agree?
@GurleenKaurTikku
Жыл бұрын
Thank you so much jee, keep watching !
@pradeeppatel2049
Жыл бұрын
@@GurleenKaurTikku yes but would be nice to also get a reply to the question too, please.. Works?
@TanujbabuTanuj90000
Жыл бұрын
@@pradeeppatel2049😂
@GurleenKaurTikku
Жыл бұрын
@@pradeeppatel2049 It's similar to most of the plans offered by Star Health Sum Insured : 5 Lakhs - 1% of Sum Insured 10 lakhs - 25 Lakhs - Any Room ( Except Suite ) 50 Lakhs - 2 Crores - Any Room
@pradeeppatel2049
Жыл бұрын
@@GurleenKaurTikku yes right hence video is incorrect on room rent info for star assure. Such a good video is spoilt by this one basic mistake. Any thoughts on ammending it? Or too much time it takes ?
@rajmalhotra3689
7 ай бұрын
Deductible option is good or not?
@CodeMasteryClubCMC
3 ай бұрын
Can I remove deductible option for my existing policy after 3 years ?
@ashishkbudhiraja
Жыл бұрын
How are policy with deductible options different from super top up policy?
@ajayshuklaji
Жыл бұрын
Ma'am please suggest best health policy with OPD (mandatory) With all features like No room rent limit, no zone co payment, pan india policy, non medical expenses, daily cash, ncb feature, unlimited restoration cover and other benefits up to sum insured
@GurleenKaurTikku
Жыл бұрын
Hello jee, please connect with us on WhatsApp/Call at 9650706699.Our team can assist you with a few options according to your medical history & requirements from the plan. Thank you !
@sureshaircel3754
Жыл бұрын
In Star health Assure 1) terms and conditions regarding removing deductable ? can we remove deductable next year or never or after 2-3yrs ? I am unable to find answer in brochure, cis and prospectus
@GurleenKaurTikku
Жыл бұрын
not sure, please check with the company executive or your insurance agent for the same.
@dheerendrayadav7515
8 ай бұрын
Thank you so much for giving such a informative video by your hard work
@GurleenKaurTikku
8 ай бұрын
Thank you jee, keep watching !
@zahidpatel4819
2 ай бұрын
If i choose deductible n also i do have a corporate policy will that deductible paid by corporate n rest by seperate policy taken hdfc ergo
@vaitymanish92
Жыл бұрын
Maam can we pay deductible amount from another health insurance policy ? Does deductible means it can be top up plan ?
@malaypal
3 ай бұрын
Same query
@rajeshsikka65
11 ай бұрын
In Dedutible Policy Claim can be At any time After One year and five years
@komalbhati3322
11 ай бұрын
Mam apki konsi company m health insurance h
@malaypal
3 ай бұрын
Can I claim this deductible amount from another insurance (like corporate insurance) if i have 2 policies? Please let me know.
@vinodkumarcolpay8244
2 ай бұрын
Did you get the answer
@AkhilAshokan-g1k
Жыл бұрын
Which insurance company has smooth approval and claim settlement process ?
@GurleenKaurTikku
Жыл бұрын
We don't have any first hand experience with Star Health , rest all mentioned are good but we will request that you should be 100% transparent in your medical history. Also, read exclusions & waiting periods before hand.
@tesla8000
11 ай бұрын
Available for star health optima?
@ashishdeshmukh3785
Жыл бұрын
Mam,which best company plz guide...Max bappa,star,aditya,icici,hdfc ergo
@GurleenKaurTikku
Жыл бұрын
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history. Thank you & keep watching !
@Pheonix554
6 ай бұрын
hi i hav a question here if i choose deductible option is there any impact on the feture of well ness health check up reimursment in starhealth policy...
@GurleenKaurTikku
6 ай бұрын
No impact on the features.
@parol3271
11 ай бұрын
Thanks a lot . I have already one health insurance plan if I will take a new plan with deductible option of 50,000/- can I pay the 50,000 from my first helath insurance plan or have to pay from my pocket ?? Please clarify
@GurleenKaurTikku
11 ай бұрын
Yes, deductible amount can be paid from other insurance company
@acty6067
9 ай бұрын
Really informative video, thanks madam. I am 47 years old, I have a HDFC ERGO health policy (family floater) Jeevan Suraksha Silver Smart ( for 4 members - me, wife and 2 daughters). yearly premium 24,826 (sum assured(SA) - 4 lakh) and with that I have Health Medisure Super Top Up Insurance of yearly premium Rs 8645 (SA 11 Lakh ). My question is- What is my Deductible amount ? I do not know. Should I continue with this policy , this will be my 3rd year of my health policy.
@GurleenKaurTikku
9 ай бұрын
The deductible amount is mentioned in the super top up policy, you can claim deductible amount from your base policy
@acty6067
9 ай бұрын
yes in that, deductible amount mentioned is 4 Lakh. I thought I had to pay this 4 Lakh from my pocket.@@GurleenKaurTikku
@siddharthkumthe
Жыл бұрын
Please make a video on less PED waiting period in health insurance
@GurleenKaurTikku
Жыл бұрын
jee, thank you for the video suggestion !
@TanujbabuTanuj90000
Жыл бұрын
I heard if we directly buy policy from Niva Bupa website, they offer 5% discount every year, is this true?
@danka1815
Жыл бұрын
Yes
@GurleenKaurTikku
Жыл бұрын
Yes
@basavarajumanjugowda1459
Жыл бұрын
Madam i have star health comprehensive insurance it's good or change another policy
@GurleenKaurTikku
Жыл бұрын
if it meets your requirements then no need to change but if you are looking for a better plan , then our team can assist you. Please connect with us on WhatsApp/Call at 9650706699. Thank you & keep watching !
@kalubalu3702
Жыл бұрын
Mam, in HDFC optima secure whether they increase premium enormous or it's stable for the age slab? 5-6% would be ok. I am planning to shift from an existing health suraksha silver plan of 3L SA to optima secure with 5L SA.I am at 51. Existing premium shoot up direct from 15k to 25k with no restoration. Hence better to shift to the restoration plan of 5L instead of taking Top up to the existing plan. Premium will be nearly the same as if taken top up. However in secure restoration with lots of benefits. Please advise if any. Thanks!
@GurleenKaurTikku
Жыл бұрын
It is 2-5% increase every year in HDFC secure every year
@kalubalu3702
Жыл бұрын
@@GurleenKaurTikku Thanks. i am planning to Port to secure from my health suraksha silver HDFC. It has completed 7 yrs. Shall I wait for 1 year again so that 8 year complete in one policy to avoid any inconveniences later on due to PED. Or no issues since it's inside migration? Please advise. Thanks!
@shrutikaspositivehappylife
Жыл бұрын
Thank you mam for valuable guidance Mam I hv request for you will u please tell - If we want port our policy and if there is no pre-existing disease in policy but after 2 years osteoporosis is detected, Now if we want to port policy to other company then will this company consider it as a pre-existing disease or I mean can we will get waiting period for this or not? (For osteoporosis 2 years waiting period but we hv completed in old policy this is detected after purchasing policy )
@GurleenKaurTikku
Жыл бұрын
Hello jee, Glad that you find our videos informative ✅ For any queries on health insurance , feel free to reach out to us on WhatsApp/Call at 9650706699. Our team can assist you !
@itsvish8931
Жыл бұрын
Ma'am what about care ?
@hit12106
Жыл бұрын
Pls elaborate deductible feature with details. If possible pls compare discount of all 5 companies at the deductible of 50000 and 100000
@wakeupsahitya
Жыл бұрын
Suppose you have chosen 25K deductible, and got some discount in premium. In reality if your hospital expenses are 2.5L then you have to pay 25K then the remaining amount that is 2.25L will be settled by the company for every hospitalization.
@parol3271
11 ай бұрын
@@wakeupsahitya I have already one health insurance plan if I will take a new plan with deductible option of 50,000/- can I pay the 50,000 from my first helath insurance plan or have to pay from my pocket ?? Please clarify
@miteshmehta-qm9hp
Жыл бұрын
Mam, can you share more information about star health assured which 2Cr sum insured and 1 lakh dedectable.
@GurleenKaurTikku
Жыл бұрын
jee, we will try to bring up a video soon ! Stay Tuned 😊
@Jitendra.Shekhawat536
Жыл бұрын
Hello Mam ! I have a HDFC Life Term insurance plan. Inception year is 2019. Cover is of 1 Cr. That time they done Tele-medical. I was all healthy that time and now also i am healthy. Is it ok ? or anything to concern about ?? If yes then what steps should I take. Please do reply. Thanks and God Bless You !!
@GurleenKaurTikku
Жыл бұрын
Nothing is to be done here :)
@yasinqureshi1998
11 ай бұрын
But ensure to have a yearly full body checkup. And if anything found in medical reports, do update the insurance company. Otherwise later on. At the time of claim they will deny by saying that you have not disclose even if you was healthy at the time of buying the policy.
@man-m
Жыл бұрын
If u take deductible while taking a policy then after 1 year during renewal if I don't want deductible option then can i delete it or once opted it cannot be removed?
@GurleenKaurTikku
Жыл бұрын
Yes, can be removed. The clause will vary from policy to policy, pls check
@AP-qj9qu
Жыл бұрын
Mam hdfc ka premium itna high kyu rehta hai Itna jyada premium charge karne ka koi fayda bhi to rehta hoga
@GurleenKaurTikku
Жыл бұрын
Premium high hone ka reason particularly nahi pata but plan woh buy karein jo aapki reqirements , medical history ki needs ko meet karein . Please do your die diligence before buying any plan !
@TanujbabuTanuj90000
Жыл бұрын
Brand value may be
@skywayshah2762
Жыл бұрын
Hello maam mera niva bupa health insurance ho rakha hai company se aur mujhe apna hip replacement karana hai cashless mujhe koi idea nhi hai kaise kya hoga please guide kijiye
@GurleenKaurTikku
Жыл бұрын
Hello jee, aapko apne insurance agent se hi baat karni padegi ya fir directly company se.
@Rajbarar-ij3do
Жыл бұрын
minimum kitne rupees ka claim kr sakte he???
@GurleenKaurTikku
Жыл бұрын
depends on your plan.
@Rajbarar-ij3do
Жыл бұрын
@@GurleenKaurTikku niva bupa platinum 5laks ka
@HimanshuSPAgrawal
Жыл бұрын
Renewed a Bajaj “ Health Guard” policy for 3yrs in June 2023. Now I need to migrate it to newly launched “My Health Care”. Instead of renewing it straightaway, I wish my agent had told me about this newly launched policy (with new born benefits). Kindly guide Sir.
@GurleenKaurTikku
Жыл бұрын
Please connect with Bajaj health directly for their migration rules
@HimanshuSPAgrawal
Жыл бұрын
Bajaj agrees to migrate me to “My Health Care” and shall be cancelling (& refunding on pro-rata) old policy and isssuing “My Health Care” policy with continuation benefit on payment. My father pays for my health insurance and is the nominee in all my policies. Can I take the refund of “My Health Guard” in my father’s (nominee) bank account ? @@GurleenKaurTikku
@fuldani7
Жыл бұрын
Topup vs Supertopup ke ek video sahiye
@GurleenKaurTikku
Жыл бұрын
Please check this link : kzitem.info/news/bejne/yoGd3mincot6qpg Maybe this will help you !!
@rupambanik5963
Жыл бұрын
Niva Bupa REASSURe 2.0 is best policy
@GurleenKaurTikku
Жыл бұрын
Indeed ✅ Great plan but we will always suggest our viewers to do their own due diligence as well.
@rupambanik5963
Жыл бұрын
@@GurleenKaurTikku ma'am please make a video on the topic which is not covered in health insurance policy
@GurleenKaurTikku
Жыл бұрын
@@rupambanik5963 we already have a video : kzitem.info/news/bejne/omhuu5d6h4h_nW3Ottps://kzitem.info/news/bejne/s5tm1pV7iHurqoI
@rupambanik5963
Жыл бұрын
@@GurleenKaurTikku Thank you ma'am
@trilok33
Жыл бұрын
Ek all rounder plan nahi hai kya.
@GurleenKaurTikku
Жыл бұрын
That's coming soon by IRDAI. It's not launched yet.
@trilok33
Жыл бұрын
@@GurleenKaurTikku Ok. 👍
@TanujbabuTanuj90000
Жыл бұрын
Catchy title
@GurleenKaurTikku
Жыл бұрын
Thank you jee, keep watching !
@shivasahani3356
Жыл бұрын
Nice information mam
@GurleenKaurTikku
Жыл бұрын
Thanks a lot, keep watching !
@yogeshtrekker6342
Жыл бұрын
Maam I have some queries I have mailed it. Kindly guide .
@GurleenKaurTikku
Жыл бұрын
jee, let us check & get back to you !
@shivasahani3356
Жыл бұрын
Manipal Cigna health insurance company limited is best health insurance
@AP-qj9qu
Жыл бұрын
How??? And how is hdfc ergo optima secure Is it good in claim settlement
@GurleenKaurTikku
Жыл бұрын
If it meets your requirements then you can go with the plan.
@darkfedora990
Жыл бұрын
Star health assure me 5 lakh 1% room capping, after that no capping, wrong information given
@GurleenKaurTikku
Жыл бұрын
Sum Insured : 5 Lakhs - 1% of Sum Insured 10 lakhs - 25 Lakhs - Any Room ( Except Suite ) 50 Lakhs - 2 Crores - Any Room
Пікірлер: 97