The outfit is giving Namibian vibes ❤❤❤love it 🇳🇦 🇳🇦
@tuhafenias308
Жыл бұрын
I decided to scroll down to see if I'm the only seeing ohema yolutenda🤣. It's our Namibian attire. Thank Bunny for our Attite💖
@thevillagegist
Жыл бұрын
@@tuhafenias308 Okaadona kafewa ❤️ 😍
@DeejayFuras
Жыл бұрын
Watching this video with my 2c bank account
@rosemphoyi7579
Жыл бұрын
😂😂😂😂😂😂😂same
@FinancialBunny
Жыл бұрын
hahahahaha like all of us
@clivemgobozi3470
Жыл бұрын
At least your it's +2c mine is -2c 😂
@everydaywithtebogo7515
Жыл бұрын
😂
@mizkay6621
Жыл бұрын
😂 2c is till money..!
@SylvieSij2506
Жыл бұрын
That dress is so oshiwambo from Namibia🇳🇦❤🔥. Most comfy dress ever!!!
@LMDihaba
Жыл бұрын
Couldn't agree with this more as someone who works in real estate 💯 Thanks Nicolette ❤
@honkiramaele6574
Жыл бұрын
Your business numbers please
@bronwenmoses6316
Жыл бұрын
Can you make a video on tips on how to negotiate? What to take into account, what to look for etc?
@sandilezulu3973
Жыл бұрын
I have a good credit score thanks to your videos. Now looking to learn more about property.
@mazibukomail
Жыл бұрын
Most NB thing, buy within your means as over the space of twenty years rates will go up and down.
@ThatoKhumaloTK
10 ай бұрын
Nicolette, I pretty much watch most of your videos when a notification comes through because I think the work you do is important and I love how you are realistic with your advice. So, hopefully, no one will deem me a hater for my next comment..... I'm not a sound engineer or acoustics specialist and I do understand that you are recording from your home but if possible please look into improving the sound to make it a better listening experience.
@HopewellNkabinde-rq5dt
Жыл бұрын
Dankie danko for the info. Just a topic to consider if possible, The difference and advantages/disadvantages between choosing a fixed interest rate and flexible interest rate.
@tlaly
Жыл бұрын
I appreciate you so much❤! I am going to share what my husband and I considered when buying our home on my channel too! Our people need to be informed on these things🙌🏽
@itsyourgirltee3754
Жыл бұрын
Thanks Nicolette. To add to the affordability piece is for a person to stress test their current affordability for an additional 1.5-2.5% increase on the current interest rates. Also factoring the rates and levy increases into the housing value affordability and stress test those additional increases too, ceteris paribus. If after stress testing you find that the 1.5%-2.5%increase in rate would result in increased financial pressure, a person is to peg their affordability to the maximum installment+rates&taxes they are willing to pay and work backwards to determine the maximum amount of funding they should take out.
@siphesihletom4933
Жыл бұрын
Whenever you say "non of my videos constitute as financial advice" we just know that you'll drop some wisdom
@cm00800
Жыл бұрын
Thanks for the advice/education Nicolette. God bless you
@marediththaele1076
Жыл бұрын
Very insightful video have been having this conversation with my mom and in my opinion if you don't have the cash just wait it out first
@MsRebekahofYHWH
Жыл бұрын
Cute wambu dress 😍🇳🇦
@taiminangombe5406
Жыл бұрын
The Dress suits you so well.
@JenniferKamberipa
Жыл бұрын
The outfit, is it a Namibian (owambo dress)? Love it 😍
@indylwth2327
Жыл бұрын
Sho! Plain, simple, easy to understand. Very nice!!!! Well done!👍🏻
@kwenamokgokong8291
Жыл бұрын
Had this exact chat with a friend. And you are so right!
@themoneymindsetpodcast7033
Жыл бұрын
🥺💛🔥 this dropped an awesome idea in my head!!! Thank-you Nicollete
@vanessablack9942
Жыл бұрын
Namibians in the house couldn’t be prouder 😊
@bubuilioness6003
Жыл бұрын
Good question, hle... Been wondering as first time buyer..
@moneywithjustliving5258
Жыл бұрын
Good Morning, I am a new Subscriber of your channel. So glad to be here, I love your energy!
@ratimmualefe8026
Жыл бұрын
So insightful, you explain so well, thank you for breaking it down.
@victorianameneverner8922
Жыл бұрын
I hope you were gifted this dress when you came to Namibia😍💞
@percivalmvoco2569
Жыл бұрын
Thanks 🙏 , well said a lot of homework one needs to first before buying.
@mphocollenmaaboyi4215
Жыл бұрын
Yah in 2020 I got 7.14% now its 11.65% That is almost R3000.00 increase monthly repayment. The take home salary increase doesnt match it.
@HletheRestestRealist
Жыл бұрын
Same boat it’s horrible
@mbaliembekeni9820
Жыл бұрын
Thanks so much I've learned a lot meaning I have to wait
@CD-be5pb
6 ай бұрын
I always love when people say: Why didn't I buy 10 years ago.....10 years from now, you will say the same thing. Buy as soon as you can afford it, even if it's just to rent out again. From the rental income a bank may take up to 70% again towards a second property ...
@jaredbridgeman246
Жыл бұрын
Amazing stuff as always Nicolette Mashile! Congratulations on you channel growth! 👍🏾🔥🔥🔥🔥😊
@thobilemonakali7117
Жыл бұрын
Wena you are 1 of the best kodwa at this subject. Always interesting to watch & listen at your videos at times. Keep it up Sisi
@juliamokhudu9773
Жыл бұрын
What a relevant topic!!
@12lansana
19 күн бұрын
Good advice: same mortgage rules as Australia
@matlaladineo5791
Жыл бұрын
Yhooo😢 let me go and sulk cause wow are we ever gonna afford
@HopewellNkabinde-rq5dt
Жыл бұрын
😂😂🤦🏾♂️ you can go n sulk uzobuya ku worse. . . My biggest problem is why can't we get free decent empty land at good areas from our government coz we pay huge amount of tax 😭😭😭
@maxlodewyk_na
Жыл бұрын
I didn’t know personal finance required a lot of EQ and IQ. Without a balance, one will just fumble everything. 😅
@curiousk4083
Жыл бұрын
Can l ask, why a car for 1M can take 5yrs to pay but a property with same vale is 20 or 30 years. And lastly how can you pay for the property same time as a car?
@smangamayephu310
3 ай бұрын
a car depreciates quicker which is why its financed over a short period of time so that if you default on your loan the bank can still sell your car and get fair value for your car and a house often appreciates in value so even after the 19th year of you defaulting the bank can still sell your house and get their money back
@curiousk4083
3 ай бұрын
@@smangamayephu310 It's economic robbery as interest charged is huge on property
@NontsikeleloPamellaQwebani
Жыл бұрын
thank you Nicolette...much appreciated.
@thevillagegist
Жыл бұрын
Hello Nicolette ❤ my question right now... but whatever the answer I think I'm still gonna buy 😂😂 things will always increase
@maxlodewyk_na
Жыл бұрын
You like getting dribbled by the repo rate ndishi 😂😂😂
@thevillagegist
Жыл бұрын
@Max Lodewyk 😂that repo rate doesn't care about anyone man
@FinancialBunny
Жыл бұрын
🤣🤣🤣🤣🤣 as long as your math is mathing
@thevillagegist
Жыл бұрын
@@FinancialBunny 🤣🤣🤣
@maxlodewyk_na
Жыл бұрын
@@thevillagegist 😂😂😂😂 such an abusive relationship.
@ArmReachRobots
Жыл бұрын
Hi Nicolette. Can you maybe have a topic relating to taxes (SARS) that hits the property owners who rent out their properties? I have moved to Europe a few months ago and I’m currently renting out my property in Bloemfontien near the University of Free State. I’m have been trying to communicate with SARS and I’m not getting clear answers. I’m not sure if SARS likes it that I’m moving money between two continents and “He” is not gaining anything. Now I’m wondering if I should sell my property and start investing in property in Europe. Although property in some European countries is 5-10x more expensive.
@siphosethumafaya
Жыл бұрын
Amounts received from an immovable property situated in South Africa will be included in your South African taxable income, even though you are not a South African resident anymore unfortunately🙁. They look at the source of income for non residents.
@nollysawu
Жыл бұрын
Thank you Nicolette, these videos are educational
@sanelisosimelane6317
Жыл бұрын
There are a many reduced properties lately since the rate increased which is increasing the seller's market so buyers can qualify for bonds
@sibongisenimhlongo1206
7 ай бұрын
😅😢
@Brian-ev9no
Жыл бұрын
Can't be looking this beautiful and think we'll concentrate nie maan Nicolette 😅
@lebomasuku4965
Жыл бұрын
Thank you for sharing This is eye opening ♾️
@setshegomahlatsi9108
Жыл бұрын
Thank you Nicolett
@chanebuys3877
Жыл бұрын
Thank you so much. Your content is always so relevant.
@dineomalope3602
Жыл бұрын
Can one negotiate for a better rate. Eg 7.14% and also ask for the monthly repayment to be fixed from the onset? I would love to buy a house but I don’t like suprises. Not knowing how much you’ll be required to pay in the next 3/6 months makes me nervous
@Smojero
Жыл бұрын
Ama-installments angange salary👀
@liandathamane9185
Жыл бұрын
NOTIFICATION GANG - We have been waiting for this one 😀
@serafiamungandjera
Жыл бұрын
Good outfit there Nicolete 🔥🔥♥.
@noluthandomadela
Жыл бұрын
It is so beautiful, how I have learned that I will ask for a lower interest rate for the property I want. ❤❤ #saved4thefuture
@Gods_Corner
Жыл бұрын
Hello N. Hope you are well. I recently bought my first property. I just wanted to know how long should I wait before I can take out another bond?
@keaobakaseaposa6101
Жыл бұрын
Well explained
@leviconspiracies
11 ай бұрын
Why is sis making examples with a million plus home while we straggling to get R400K homes😩😅😅those numbers are heavy on some of us.
@claya367
Жыл бұрын
Buy what you can afford. This is so important.
@mashi_rsa
Жыл бұрын
Feels like im in church, the pauses lol. nice video
@worldwide2358
Жыл бұрын
I am watching you with 100rand in my bank account 🤔🤔 I’m actually not lying
@roshnistripp1835
Жыл бұрын
Interest rates are killing us financially
@dumingwenya7388
Жыл бұрын
Thank you
@almanangolo6166
Жыл бұрын
🇳🇦
@oyamamtati5010
Жыл бұрын
Loving the fit ke sana!!! 🥰
@anastasiaiita2932
Жыл бұрын
You look good the dress ist from Namibia 🇳🇦????
@FinancialBunny
Жыл бұрын
Yes it is from Namibia
@otis3744
Жыл бұрын
only two things can happen 1. the world systems come to a stop and it spells the end 2. interest rates go down but seeing that there’s a slow collapse happening in the west, number 1 might be it, in that case probably buy that house because if the world ends who cares
@lorramokoka7778
Жыл бұрын
Thanks for the info
@wilburthelele8348
Жыл бұрын
Did I just hear that you can negotiate your interest rate when purchasing, or is it the selling price only that can be negotiated?
@trifosmwetunyenena9432
Жыл бұрын
The dress looks like Namibian🙈
@oscartucks8629
Жыл бұрын
I like you Yaz! Good education there 🐰
@KelsGp.
Жыл бұрын
Hi Nicolette, Firstly loving the content, very informative. Big Fan. i know that am off-topic here, what's your take on business accounts. Most importantly for upcoming small business. Eg selling clothes or providing small services, i have noticed there are these zero business accounts, offered by various financial institutes. Your input will be highly appreciated
@marthamendonca
Жыл бұрын
🇳🇦🇳🇦🇳🇦🇳🇦🇳🇦❤️
@fundiswahlanjwa8814
Жыл бұрын
Financial Bunny What is the difference between Flips and government housing allowance? Who qualifies? Can I qualify for both? I’m still under 25
@Nontob3ko
Жыл бұрын
What does the interest rate relief mean from the banks?
@karabomphahlele2277
Жыл бұрын
Hey. I am buying a pre-owned house which I want to rent out right. The house will need some fixing here and there to accommodate the tenants; however I do not have cash for that. Apparently I can get my pension money cashed out use it for renovations, is this a good idea?
@zee144
Жыл бұрын
Good Video..
@_tshego_m
Жыл бұрын
Is this applicable to renting as well?
@feefeemofokeng3599
Жыл бұрын
@Bunny, can one change the type of interest rate mid contract? From variable to fixed?
@freedomishappiness4048
Жыл бұрын
Hey there financial bunny ever heard of MC Rigel investments it's a company that let you lend mining machines, and also construction ones please can you look into it thanks
@mrlloyd238
Жыл бұрын
1998 interest shot up to 25% so long its not cash positive I am not buying it. apartments its no go unless your a VIP INVESTOR or put down 60% equity to jump out on first refinance....yall be safe
@tpmash
Жыл бұрын
2008? The recession ?
@naamboniikondo
Жыл бұрын
Are you wearing a vambo dress ma’am? 😊
@thabisokomane553
Жыл бұрын
❤
@yaseenbenjamin5197
Жыл бұрын
Loving your fit today Nicolette
@mambricanmambisa374
Жыл бұрын
Why are you shouting?
@londiwengema5100
11 ай бұрын
Thats how she speaks
@devinehendricks
Жыл бұрын
I’m the first to comment 😅🤘 love the advice
@rosemphoyi7579
Жыл бұрын
🙋♀second to comment
@kevinlenyatsa3648
Жыл бұрын
She's so pretty, I can't focus. I need to watch times🫣
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