It's is a beautiful house. Really liked the kitchen cabinets' grey and wood colour combination. Congratulations to the owners. The owner looked genuinely thankful which is good. It's a great achievement to buy a house so quickly. That too a good one.
@sharukhshajahan1
Жыл бұрын
congratz swaroop and karuna 😊 I live in Chesterfield and hope and pray to buy a new house in the future here in UK🤞❣
@johnsonvm12
Жыл бұрын
ഒത്തിരി ഇഷ്ടപ്പെട്ടു, എല്ലാവർക്കും നല്ലതു വരട്ടെ🌹🌹🌹
@sujithchandrasekharan2191
Жыл бұрын
Congratulations Swaroop & Karuna....💐💐💐💐
@user-q992
Жыл бұрын
Anyone can buy a house here if you can put down 5% deposit at least and If you can prove you have enough income to cover the mortgage. The only problem is if you take a mortgage ( house loan) for a large amount and the interest rates jump high, like what is happening now, the mortgage will take up a huge amount of your salary / salaries.
@worldofjoy7
Жыл бұрын
Very nice❤ , he is actually my senior from Nursing college 😀
@vijaymahendra3823
10 ай бұрын
We can buy newly built houses easily. Its like buying a new car. There are many private mortgage lenders who give you the money with high interest rates. And these newly built homes comes with 10year guarantee & it’s obvious nothing will happen in that period. Maintenance and reselling such houses is really painful. 😊
@naznashibin8052
Жыл бұрын
Congrats Karuna and Swaroop chettan
@satheeshnair3053
Жыл бұрын
We too pray for your Prosperity & Happiness. Wish you the very best.
@karthikasarath6095
Жыл бұрын
Swaroop & karuna... Proud of u dears....🎉🎉best wishes & stay blessed🫂🫂💓💓
@jijibabu108
Жыл бұрын
Sathyan you are absolutely right man 🎉🎉
@sathyian007
Жыл бұрын
❤️
@gowrikeshav5399
Жыл бұрын
Valare upakarikkapedunna oru video.Allathe chilarepole UK yil varunnavare demotivate cheyunnilla.Iniyum orupadu nalla videos pratheeshikkunnu.
@sathyian007
Жыл бұрын
Thank you ❤️
@sharona2916
4 ай бұрын
God Bless you your Good Future Family life
@dadofthisyoutuber2450
Жыл бұрын
When interest rates are high and If u take loan for 10 yr/15yr period even a small 2 %change will effect u .rates are going to fall in two years this bubble will burst that's historical data says . Inflation eases this will fall like a stone
@aaacreations6036
Жыл бұрын
Help to Buy is no longer available. It was not always good to opt for this scheme because repayments are based on the value of the house. As the house value increases over time the payment back to the scheme also increases correspondingly. So if you opted for 40k help to buy, the capital repayment itself may become 50k if the home increases 25% in value and interest on top of that after 5 years. Not sure everyone knows that. The good thing is that it works in reverse also, if the home falls in value, the capital outstanding also falls by the same percentage. But who buys a house that will fall in value?
@A372575
Жыл бұрын
It all depends on the economic cycle, I feel this guy would benefit as he bought at the peak, in near future the house price would be dropping,. I expect it to remain in such a situation for next couple of years. Agree with your statement it is not a good idea to buy the house using this scheme.
@rugminiamma6217
Жыл бұрын
😊sathyan chetta . Oru veedu venam rentne onnu help chaiumo
@jemymesmyanotny900
Жыл бұрын
The real guidance
@KrishnakumarUK2023
Жыл бұрын
Congratulations swaroop.. And good work 👍 u both vloggers doing..
@joelbenny-km7by
Жыл бұрын
Thank you
@sarathkumarpg8074
11 ай бұрын
Informative video 👌👌👌
@johnjr.9541
9 ай бұрын
"UK വീട് വാങ്ങാൻ വളരെ എളുപ്പം ആണ്😂" നാട്ടിൽ ഇരിക്കുന്നവർ ഇതു കേൾക്കുമ്പോൾ അങ്ങു വിശ്വസിക്കും. ഇവിടുള്ളവർക്കാര്യം അതിന്റെ ബുദ്ധിമുട്ട്. And the fact is "Help to Buy is a trap" അതിൽ അഭപ്രായവ്യത്യാസം ഉണ്ടെങ്കിൽ youtube ഇൽ തന്നെ നോക്കുക. 10% ഇട്ട് വീട് വാങ്ങുക കാരണം അതാണ് Safe& secure.
@PMTalksnow
Жыл бұрын
Both have good salary..I think both are nurses..so like this all can buy house in 6 months...or one person need good salary...we also bought new house ..with gods grace...
@sandhya3raj
11 ай бұрын
Hi would like to know how much salary needed for a comfortable way of living.
@majeednazimudeen2800
Жыл бұрын
Sathian and Mathew very good information thanks
@sathyian007
Жыл бұрын
Thank you for watching
@manulalvs6960
2 ай бұрын
Hi .... Swaroop ..... Happy to see ..... Congratulations Dears .... God Bless with Best Wishes 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏..... Actually this channel is very helpful to everyone
@sathyian007
2 ай бұрын
Thank you so much 🙂
@eksathyanath264
Жыл бұрын
ഇതിനൊക്കെ വേണ്ടത് ഒരു നല്ല മനസ്സ് തന്നെയാണ്.😊
@sathyian007
Жыл бұрын
❤️
@jortinkurian6067
Жыл бұрын
Well done Swaroop👍
@KARNANisHERE
6 ай бұрын
Oru jolikkaayi sremikkunnu nighalkku inghanoru bhaagyam undaayallo thank god bless you all
@boscoantony8088
8 ай бұрын
Anyone can buy house in UK if they have got enough money to put deposit or pay the full amount. In this video they were talking avout help to buy scheme which is not available anymore. This has been replaced by shared ownership and loan to help with cost of building or hiring someone to build. If you don't have enough money to put deposit anyone with less than 3 years of UK address, history will struggle as the banks won't provide mortgages . I am not sure what is the intention of this video because they were not even informing that this option is not available anymore.
@joyk.1805
Жыл бұрын
Congrats bro 👍👍👌👌
@sayoojkuriangeorge6488
Жыл бұрын
ഞങ്ങളും മാത്യൂസ് ചേട്ടൻ വഴി ആണ് വീട് എടുത്തത് . With in 2 years.❤
@goodvibes...3204
Жыл бұрын
Contact tharavo?
@bijujose4893
Жыл бұрын
Can I have the contact details
@mkvlogs7242
Жыл бұрын
mathew chettan contactnumber tarumo
@funcyclopedia5315
9 ай бұрын
Hi please send us contact
@layafamily
Жыл бұрын
Congrats❤❤
@vomanvoman9538
Жыл бұрын
Malayalam culture is " impossibility" saying in "possibility" it's like a Movie best wishes for Poor people
@CHRISTIAN-qr3cv
Жыл бұрын
Very good information
@sathyian007
Жыл бұрын
Thank you for watching ❤️
@daisypaul9326
Жыл бұрын
God . bless you
@nairlakshmisurendran3840
Жыл бұрын
Really inspiring.. We are also planning for a house. May God Bless all.. We live in bournemouth as my husband have sponsorship here. Is bournemouth worthy property based chetta??
@sathyian007
Жыл бұрын
So happy to know. It’s good and less expensive area
@Ski-2999
8 ай бұрын
I was expecting some more details .. video ended up like a home tour. Price, Emi , duration etc.
@daisypaul9326
Жыл бұрын
Ella ചാനലും ഞാൻ കാണാറുണ്ട് എനിക്ക് ഉപകാരമാണ്
@sathyian007
Жыл бұрын
Thank you
@muneerrawther2565
Ай бұрын
സൂപ്പർ വീട് ❤️
@sajeev605
Жыл бұрын
Very informative video... Thank you
@dinujoji9890
Жыл бұрын
Super 👍
@ushajoseph6939
Жыл бұрын
Sachin you are great.
@abhiearnest7965
9 ай бұрын
എട്ടുമാസത്തിനകത്ത് ഞങ്ങൾ ഇവിടെ വീണ്ടെടുത്തിട്ടുണ്ട്
God's grace me too got a house key on the exact day of the one year in the Uk. Thanks to Almighty🙏🏻
@sathyian007
Жыл бұрын
So happy to know
@jaango123
11 ай бұрын
Hi Satyetta/anyone, The white prople here do the maintenance and all the works themselves. They have a tool kit like a plumber or electrician. Do we need to learn these? Where can we get the basics? Noone is telling about these maintenance. Obviously we cant do alone like them?
@sathyian007
10 ай бұрын
NVQ courses available
@fairyqueen4222
Жыл бұрын
Sir dental therapist ayit UK yil varan ulla karyangal oru video cheyamo plzzzz
@sathyian007
Жыл бұрын
Ok
@SandraChacko-ix3xp
Жыл бұрын
Can you include a detailed vedio including the steps followed to buy the house?
@sathyian007
Жыл бұрын
Sure
@KingOfOutpost
Жыл бұрын
Video
@lijothaliplakkal
8 ай бұрын
help to buy is a burden or a liability. your repayment is 20% of the total value of the house when you settle the amount. its an equity loan you can not pay in instalments. njan itheduthu pettupoyi. ini valla lottary adikkanam help to buy repayment cheyyan. better not to go for it or keep it as a last option.
@joseantonyeranadan8248
Жыл бұрын
❤
@anjumolsabu5738
Жыл бұрын
Thanks for the video😊😊very informative video🥰. God bless u ❤ I got a job in liverpool hospital, and can u please let me know if liverpool is a good place to live ?
@sathyian007
Жыл бұрын
Thank you. That’s a good place to work and settle
@anjumolsabu5738
Жыл бұрын
@@sathyian007 thank for your valuable response
@santhibabu8954
Жыл бұрын
Sathyante pala video njan kanunud. Ante oru makal care home visayil poyi. Eni oral hospital jolikkayitt pokunnu. Avarkkum ethupole veed vangan pattumo. Atrayanu namukk veettinu kittunna lone. Athra varsham kondu adakkanam. Mathew sarum kudiyulla video allam visadhamakki. Ee family anthanu joli. Stalam Tvm ano. Kuttikale kanan pattiyilla. 2makkal athil padikkunnu. Room adipoli. Eni vendath krishi thottam. God bless you.
@sathyian007
Жыл бұрын
Detailed information in next video. Thank you
@myworld9746
Жыл бұрын
Who is the builder?
@praveenprem21
9 ай бұрын
❤❤
@utkgaming7759
Жыл бұрын
Beautiful arrangement
@vishyamahi.43
Жыл бұрын
🎉🎉🎉
@navasnavas7514
Жыл бұрын
ഒരു പൈസയും ഇല്ലാത്ത ഒരാൾ എങ്ങനെ വീട് വാങ്ങും. എനിക് ചരിത്രം ഉറങ്ങുന്ന ആ രാജ്യം കണ്ടാൽ മതി. Sathiattenu thanks.
@arunjala4283
Жыл бұрын
Try to keep english sub titiles
@smrithirobin2616
Жыл бұрын
Sathyan cheta I am arriving to Lincolnshire this 24 th.likes to have ur help to know about the place
@sathyian007
Жыл бұрын
Ok
@smrithirobin2616
Жыл бұрын
Sir,how is Lincolnshire
@Heisenberg2K
Жыл бұрын
What about interest 8% now
@CanadiaNEnglish
Жыл бұрын
🎉
@sathyian007
Жыл бұрын
🎁🏆
@robinvarghese7195
Жыл бұрын
Satyan bro This is robin living in Bristol ,just arrived to uk NHS Would get an advice which part of bristol is best to buy a house and also planning to take rental accomodation first after my family comes,will like to get a guidance from you and Mathew sir
@sathyian007
Жыл бұрын
Bristol is a good place to work and settle. Not an expensive area
@akartsthomas7014
10 ай бұрын
Ente mole u.k.studiku vannittund norwich
@salomylijo
Жыл бұрын
Is it possible if we can contact from edgware ?
@marioworld1131
Жыл бұрын
What is the procedures to follow.. We are from FROME Somerset.. How to do it. Please reply m
@sathyian007
Жыл бұрын
Please contact the number in this video
@marioworld1131
Жыл бұрын
@@sathyian007 thanks
@aneeshani9431
Жыл бұрын
Superb ❤
@chithushaji9679
Жыл бұрын
Hi I would also like to get a house or apartment as I am joining nhs hospital in September could you please tell me what I need to do for that
@sathyian007
Жыл бұрын
Please contact the number in this video
@aldahiyah
Жыл бұрын
Hi..can you give me more information to buy home in redditch area. 3 bed room semi detached. I just finished one year in uk
@sathyian007
Жыл бұрын
Please call the number in the video
@stephenvjoseph
Жыл бұрын
We are looking for a property in Orpington,can Mathew chettan help us with that?
@thresamathew1144
6 ай бұрын
Hi. On a similar note, we are hoping to buy in the London area. Just wanted to understand some mortgage related questions. How can I get in touch?
@LaliVN-sf6gp
11 ай бұрын
😊
@chitturvenkat3957
2 ай бұрын
Everything is excellent, which part of UK?
@sathyian007
2 ай бұрын
Chesterfield
@munnar80
Жыл бұрын
Can you please let me know if Wakefield is a good place to stay with family - what is the quality of life like? VIDEO IS NICE AND INFORMATIVE..
@sathyian007
Жыл бұрын
Thank you so much. It’s a good place and less expensive area
@munnar80
Жыл бұрын
@@sathyian007 Thank you ...
@Freedom-fg2iu
Жыл бұрын
Monthly ethra payment adakanam? For how many years we have to pay?
@sathyian007
Жыл бұрын
We can choose
@akshayasudha1556
5 ай бұрын
Jolikuvanna
@banupriya2827
5 ай бұрын
Pls subtitles in English
@lovingnature24
Жыл бұрын
എന്തൊക്കെ ഉണ്ടേലും നാട് കഴിഞ്ഞെ ഉള്ളു അല്ലേ എല്ലാം
@sujithchandrasekharan2191
Жыл бұрын
Sathyan Cheta please do mention the name of the place also please....
@sathyian007
Жыл бұрын
Chesterfield
@bitumonjoseph397
8 ай бұрын
You know Money box cash isa scheme,,is it good or not...pls give me tha answer.
@sathyian007
2 ай бұрын
Good
@josephaugustine2435
Жыл бұрын
no chance ireland 😢
@JIBINCLEMENT
Жыл бұрын
Hi Sathyan ,I live in Cardiff,I am planning to bye a home.Can you plz advise me how can I bye a home in Cardiff.Have you got anyone who can support me to buy home in Cardiff.
@sathyian007
Жыл бұрын
Sure. Please call the number displayed on this video
@babypawath5421
Жыл бұрын
Could i buy a home in uk from kerala? as an investment!
@sathyian007
Жыл бұрын
Yes. Explained that in previous videos 👍
@user-rl7xl4se8i
7 ай бұрын
Hi sir. I live in Birmingham. House buy cheyyan plan cheyyunnund. Can i get your guidance for that? Thanks in advance
@sathyian007
6 ай бұрын
Please call the number in the video
@user-rl7xl4se8i
6 ай бұрын
@@sathyian007 thank you chetta
@binisony805
9 ай бұрын
But ellam loan aley.kituna salary muzhuvanum loan kodukaney olu.
@MrAntony1976
Жыл бұрын
Hi.7 year 12 year children 2 adult how many room ? Pls details cheta
@sathyian007
Жыл бұрын
Three bedroom
@overtimevlogers
Жыл бұрын
How much deposit needed ? 5%,10%,20%?
@sathyian007
Жыл бұрын
Please have an assessment with a mortgage professional
@overtimevlogers
Жыл бұрын
@@sathyian007 yaa sure i will but i just want to know how much they gave deposit , like percentage.
@anujoy1929
Жыл бұрын
Could plz mention what is the price of the house
@sathyian007
Жыл бұрын
Will comment you shortly
@peaceofmindrelaxation7959
Жыл бұрын
സത്യൻ ഭായ് ഒരു സംഭവമാണ്❤
@sathyian007
Жыл бұрын
😎
@layafamily
Жыл бұрын
Number തരാമോ?
@layafamily
Жыл бұрын
പുതിയ വീട് പ്രോപ്പർട്ടി വാങ്ങി വെച്ചതാണോ
@priyaa853
7 ай бұрын
Nattil ninnu oru veedu uk yilninnu check chythittu yivide avar visiting visa yil vannu veedu vangiyal udane pr kittumo
@sathyian007
2 ай бұрын
No
@binishkrishnan
11 ай бұрын
I am staying in Glasgow can I get guidance to buy house in Glasgow
@sathyian007
11 ай бұрын
Please call the number in the video
@roadtripsnfun8815
Жыл бұрын
Can you let us know the preparation plan.. is credit score not a factor.?
@sathyian007
Жыл бұрын
Bank will check your credit score
@roadtripsnfun8815
Жыл бұрын
@@sathyian007 thanks for the info chetta.. if we were to prepare in 6 months, pls share steps to achieve this please
@aaacreations6036
Жыл бұрын
You only need to have good history of managing credit. The score itself is not an important factor. If you have history of mismanaging credit, mortgage may be hard to get in extreme cases. Mostly they will ask for very high LTV deposit to reduce their risk exposure. If you don't pay the mortgage they will just take away your house and recover their money. Before applying for mortgage ensure that you don't have other unsecured personal loans and unsettled credit card balances. Otherwise they will tend to reduce these balances from the mortgage and add it to the deposit amount. Also don't apply for any further credit products in the past 6 months from applying for mortgage, this may register a hard search on the credit file. Ensure incoming money into your bank account is more than expenses for at least 6 months. Transferring to savings and investments is ok. Just watch the expenses, you should be able to show that you can afford the monthly repayments. If you are new to UK start your credit file by applying for a current account and any credit card. There are many cards for beginners available. Every month end the open balances are updated on Transunion, Equifax and Experian. So make any payments to clear balances at least 3 days before 30th every month. I started like this and now I am proud to say that Barclaycard has approved me a Rewards Credit Card with a very high limit which is very hard to get and I have a sky high credit score in 4 years. Also register asap on the electoral roll and try not to use BNPL products like Klarna or Clearpay. Apply for a LISA like Nutmeg at least 1 year prior to buying home if you are less than 40 years of age, you can contribute 4k annually into this pot, it will become 5k immediately by government boost. Every year you can get free 1k from the government if you put in 4k. On top of this there is interest growth and capital growth. I have held LISA for 3 years and I have gained approx 6k towards my house deposit. I have provided deposit of 25% and remaining mortgage, I am very happy with this. A mortgage is actually easier to get than personal loan or credit card. Not many realize this😁
@dairieswithlove3071
5 ай бұрын
I feel this is the best and affordable way to have a home. Only thing is waiting time of 3 years
@DeepaJayakumar-ec7kb
5 ай бұрын
Rate parayumo
@shareefk9686
Жыл бұрын
Hi Sir,I am from Karnataka, working as Retail Store manager, my work Experience is more then 15years, but am not completed my 10th std , is there any chance for me to work in Newzealand, please suggest me
@sathyian007
Жыл бұрын
Currently it’s difficult
@shareefk9686
Жыл бұрын
@@sathyian007 thank you sir
@sreenivasan2810
11 ай бұрын
@@sathyian007 sir my son completed btech mechanical. Can he get chance there
@binubabu4460
8 ай бұрын
Don’t buy a house in any foreign country that fast.
@dianaprince7652
Жыл бұрын
Senior care assistant ayi vannavarku igane house mexikan pattumo
@sathyian007
Жыл бұрын
Yes
@ajith759
Жыл бұрын
Chetta..there is no help to buy now right..so currently what is the required amount of deposit percentage?
@sathyian007
Жыл бұрын
Will include more information regarding the current options shortly 👍
@Heisenberg2K
Жыл бұрын
At least 25% down payment required
@Pavis_Blog
Жыл бұрын
10% after 2 yrs
@aaacreations6036
Жыл бұрын
This depends on the bank. Some like Barclays and Halifax can agree for 10 to 15% LTV, others like Nationwide will ask 25% LTV before ILR. I have gone with Barclays with 25% LTV for 237k house. It is near the city center so expect value to increase, even if I sell the house, I will get back more than my mortgage outstanding because of my 25% deposit. Maximum deposit is always better than minimum. Having a good credit score will help to negotiate smaller deposit if you wish. If not dealing with bank directly, talk to a mortgage adviser who has transparent terms. If you have a good salary it is very easy to get a mortgage, you can take either in single or joint names even if you are married if you want to exclude partner from the mortgage liability.
@Pavis_Blog
Жыл бұрын
@@aaacreations6036 wht is rate of interest now? how much EMI for u now ?
@sheelamohan7044
9 ай бұрын
സർ . എനിക്ക് ഒരു വീസ ശരിയാക്കി തരാമോ യു.കെയിൽ . ഏതെങ്കിലും ഹോസ്പിറ്റലിൽ ക്വീനി ഗ് സ്റ്റാഫ് മതി
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