What do you do if your mom cannot afford assisted living but you are worried about her living alone. How do you find care? What is the next step?
Together we'll discuss a recent phone call I received from a gentleman who thought his mom might need care in the near future. His first question was, "Will her Medicare insurance pay for assisted living?" I always hate answering that question!
Below is a quick snapshot of his moms situation.
- Primary Caregiver: Son
- Person In Need of Care: Mother
- Type of Care Needed: Assisted Living
- Monthly Budget: $600/mo
- Assets? ~$5,000 in bank
- Homeowner? Rents
Here is the list of questions I typically ask to better understand what to work with.
1. Does your loved one have stocks, cash, bonds, long term care insurance, etc? How do you know?
2. Is your mom or was her late husband a Veteran? If so, she may qualify for some subsidies under the Veteran Aid & Attendance program.
3. Does your mom/dad need care immediately or are you being proactive? If you have time, then apply for Statewide Medicaid Managed Care (SMMC). www.flmedicaid...
There are two qualifications to receive this benefit. (1) Finances or (2) Care Need. If you qualify, your loved one will be added to a waitlist.
4. If your mom/dad needs care immediately, then we recommend you move your loved one into a skilled nursing facility with straight Medicaid.
Once moved in and enrolled in Medicaid, you and your loved one can speak with a case manager about alternative senior housing options. A case manager could easily help you enroll into a Medicaid Managed Care program.
If you have any questions, please email kris@chelseaplacecare.com or leave a comment below.
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ABOUT - SENIOR SOURCE
We help families navigate the confusing "World of Senior Care" and find local resources for their aging parents, spouse or loved one.
Give us a call (941) 677-7233 and we’ll send you a FREE copy of Florida’s 5-Step Guide to Senior Care. For more information and resources, visit:
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ABOUT - CHELSEA PLACE SENIOR CARE
Chelsea Place Senior Care was founded in 2011 by Kris and Chelsea Chana. Kris named the company in honor of his wife, Chelsea. They lived inside the assisted living facility for the first 3.5 years of their marriage.
Chelsea Place recently received the 2019 Best of Assisted Living award and a deficiency free state survey. Since then, they have opened a senior day care center and a home care agency.
They have a massive vision to revolutionize senior care and are in the process of opening locations nationwide.
Website: chelseaplaceca...
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