Been into JEPI since 2021 and the day JEPQ opened for trading in 2022. Over $8K a month in dividends. Love them both!
@tgatt5759
Жыл бұрын
Jesus, that's a lot. How much is that investment total?
@PedalToTheMetal61888
Жыл бұрын
SOUNDS LIKE YOU DOING ''A'' O.K.''' GOOD JOB FELLA
@PedalToTheMetal61888
Жыл бұрын
@@tgatt5759 ...YEAHHH THATS GOT TO BE CLOSE TO 1/2 MILLION IF NOT ...MOREEEEEEE----
@Antandthegrasshopper
Жыл бұрын
@@tgatt5759 Close to $1 Mill
@Paul-yk7ds
Жыл бұрын
That's the dream, nice work!
@mxg8475
Жыл бұрын
Great interview. I've been hesitant to buy Jepi for a while now and this really helps understand their strategy and those ELNs that so many people are confused about. Specially coming from the fund manager himself. I feel more confident adding Jepi to my portfolio. Keep it up bro massive win by having him on here 💪👍
@myuey.3183
Жыл бұрын
Same here, now I've watched this and decided to invest in JEPI😊
@iroc341
Жыл бұрын
Have 75% of my 401k in SCHD on the pretax side and 25% in JEPI on the Roth side. 3 years or less until retirement! Setting up very nicely. Great interview .
@momandrio
Жыл бұрын
that's a good strategy! what platform do you use to manage both 401K and ROTH? also dividends reinvested into JEPI or do you cash out?
@edamom
Жыл бұрын
Adrian, I wanted to let you know how impressed I am by your exceptional content. As a recent subscriber from California, I am truly astounded by your capacity to pose insightful questions to your guests, as well as your extensive knowledge on the topics you cover. Your eloquent and soft-spoken manner of delivery is truly refreshing, and your habit of summarizing and reiterating your guest's comments is invaluable to your audience. Your channel is truly a treasure in the vast expanse of KZitem, and I eagerly anticipate the remarkable content you will share with us in the future. Thank you for your dedication and exceptional talent, Adrian.
@PassiveIncomeInvesting
Жыл бұрын
wow thank you so much my friend!
@calledout4437
Жыл бұрын
JEPI has become my absolute favorite. Number one, it's name recognition of JP Morgan. Number two, it has a pretty solid track now of being reasonably stable in a down market with great dividend payments.
@WW-34
Жыл бұрын
I am put my retention bonuses every year into JEPI JEPQ and additionally DIVO. The first one was in 2021 I’ve been more than happy with the performance and the income. I pay my water bill and Ameren bill with the income!
@dominikfrohlich6253
Жыл бұрын
This is actually genius. JEPI profits from volatility while it has a low beta for itself. So you get massive distributions in times of high volatility but JEPI itself won’t be as affected because it does not own the full Sp500. Gotta add more soon!
@PassiveIncomeInvesting
Жыл бұрын
it is
@max6iron
Жыл бұрын
Thank you so much for this interview. Lately, I’ve heard way too many “other” KZitemrs dissing these products from JPM that obviously have no idea about the true numbers and how these products work and exactly what they are designed for. Having Hamilton Reiner, portfolio manager, providing the insight into how these products work was something I have always wanted to hear. I believe in both as being a far superior product than the others, that we don’t need to mention. JEPI is by far the most liquid, with JEPQ just starting to gain steam in its shorter life span.
@joannapatterson4625
Жыл бұрын
I own both JEPI and JEPQ. Thanks for the video. Options strategies are very interesting and provide great income.
@Tslee45
Жыл бұрын
I own a ton of jepi and jepi I’m so glad to see this video
@TheDellMindset
9 ай бұрын
“Building a portfolio that you never feel like I gotta get out” perfect quote
@Dividendflywheel
6 ай бұрын
I missed that statement. What was the time stamp
@ifern4545
Жыл бұрын
Excellent questions/explanation. I have 4500 shares of JEPI since January 23, so far getting good results, looking forward to better results.
@timothybancroft6579
Жыл бұрын
@Isidro F., Do U also have to maintain a large dry powder cache for downturns while owning JEPI?
@dashcamvideos6742
Жыл бұрын
Wow! Thank you for this interview. I own both JEPI and JEPQ.
@substanceo9335
Жыл бұрын
This is a pinnacle of your channel buddy! Great job and you’re channel is probably on its way to becoming very successful
@HD-mi3mk
Жыл бұрын
Thanks for the great interview I just wanted to remind everyone that this interview provided insight from a portfolio manger who manages 20 billion. Listen and listen again to grab the nuggets of wisdom. ❤
@PassiveIncomeInvesting
Жыл бұрын
agreed! not to mention 35+ years experience
@theflightsimulationexperie6894
Жыл бұрын
Let 20 billion sink in for a minute.
@Shirley-v3g
4 ай бұрын
An excellent interview Adrian - your questions were key and focused - thank you 😊
@grumpyshorts1056
10 ай бұрын
Been in JEPQ for a few months... love the DIV and this setup. Getting away from the single stock owning for DIV.
@PassiveIncomeInvesting
10 ай бұрын
hard to beat!
@GMiXV
Жыл бұрын
Great interview!!! I just want to say thank you Adrian for everything you've done! I started investing last December! I took home all the bottles/cans from work and returned/recycled them for extra cash. I bought my first 10 shares of HYLD and I made $1.40. Everytime I got bonus paid out and tip from customers and bottles to recycle I would buy more! Now I started buying. YTSL shares. I now make $131 a month dividend pay!!! And pushing to $200 by end of this year! Buying Hyld HDIV Hdif bmax eit RS and ytsl!! I'm going to encourage my co workers and young people I meet to do the same to help them earn extra passive income without any work being done!!!! Again. Thank you 🙏
@gerardlongobardi9210
Жыл бұрын
thanks guys for the opportunity to learn about these etf's
@pavXX
Жыл бұрын
Good interview (thanks Hamilton!). Completely agree with NAV vs Total return. And good point about comparing the JEPI/Q against the indexes. Fwiw I do 50/50 for my JEPI/JEPQ allocation.
@bentobox7788
Жыл бұрын
Nice interview. JEPI is pretty much my only covered calls ETF. (Have a tiny bit of XYLD.) Hamilton is such a top-tier portfolio manager. This interview reiterates why JEPI's philosophy resonates with me; writing covered calls at the index level, and hand-picking a bunch of defensive names as the core of the portfolio. I love the fact that he sends out variable monthly distributions. This gives me transparency into the portfolio's true income. Low MER is vital. Low MER = higher retained NAV = more sustainable distribution. Last but not least, no leverage, which helps keep the beta low in case the market turns south. This is how all other CC ETFs should be.
@PassiveIncomeInvesting
Жыл бұрын
Well said friend , thanks for sharing your logical and articulate pov
@pyramazekeyboardist
Жыл бұрын
I’ve got a sizable position in jepi and starting a jepq position this week.
@kg3436
Жыл бұрын
Best JEPI/JEPQ video I've seen on KZitem.
@PassiveIncomeInvesting
Жыл бұрын
Can’t beat having the main portfolio manager and head of options on the channel heheh
@Dividendflywheel
6 ай бұрын
Agreed: for several years CC ETFs were in the too difficult to understand (or too good to be true) category for me. So I ignored them.
@peterfischer7084
6 ай бұрын
As a non-US investor I'd be a lot more happy with JEPI if it was domiciled in a country which doesn't charge withholding tax like e.g. g. the UK or Singapore. I'm sure I'm not the only one. Why doesn't JPM offer that?
@bossballheaddawg2588
Жыл бұрын
American here! Houston Texas
@richardthorne2804
Жыл бұрын
Nice job and great job getting him for the interview. I wish there was a little more discussion on the credit and liquidity doomsday risk associated with the ELNs. I understand them pretty good, but there’s a lot of KZitemrs that don’t and this could’ve been an opportunity for him to put some of that at bay I think most of what was discussed here was known. I also like how they stopped using Credit Suisse as an issuer in 2021.
@PassiveIncomeInvesting
Жыл бұрын
i see no doomsday risk... its just a way to package the call options. i would say do not overthink it. also its just 15% of the ETF
@richardthorne2804
Жыл бұрын
@@PassiveIncomeInvesting I actually understand this really well I worked in the industry. That wasn’t the right word. What I meant is worst case scenarios. But there is certainly counterparty risk and liquidity risk that could have been discussed. They stopped using Credit Suisse for a reason for example. I don’t disagree that at the end the day these are short options written on the indexes.
@mikeconnell698
Жыл бұрын
Any reference material to better understand ELNs for the common person appreciated!
@PedalToTheMetal61888
Жыл бұрын
@@PassiveIncomeInvesting ...BUT STILL SHORT OF $$$ $$$ ---8---GRAND A MONTH WHAT MUST I DO SOLD MY CAR SOLD MY HOUSE WTF
@braydenweinkauf2506
Жыл бұрын
Hey! Ken was right about HYLD :)
@OCShree
Жыл бұрын
How are they writing covered calls on the Index, if they only own individual stocks? If they don’t actually own the Index, how is it considered “covered” and not “leverage”. I’m not understanding this. Thanks in advance.
@PassiveIncomeInvesting
Жыл бұрын
You don’t need to own the index to write calls on it …. Index options are settled in cash
@OCShree
Жыл бұрын
Is that then considered a “naked” call as opposed to a covered call?
@unorthodocs1
Жыл бұрын
@@OCShree 80% of the fund is in individual stocks. The other 20% is used through ELNs to buy S and P options.
@myztro8786
Жыл бұрын
It's a very good interview. This is a must-see video for jepi investors.
@alwayspositive999
11 ай бұрын
Thank you for a great interview Adrian - bit too long but worth it😊
@anomanderrake8693
Жыл бұрын
Great interview. awesome job Adrian to have been able to actually made this happen. Well done!
@joshainsw
Жыл бұрын
Thanks for this
@richardh3587
9 ай бұрын
Even after listening to this, I still don’t understand why he felt that the dividends be ordinary income rather than RoC. The latter is far superior from a tax standpoint. His explanation seemed to be that he thought that the need for clients to keep track of their basis was too much to ask. I’d gladly do that extra book keeping in exchange for way more favorable tax treatment!
@robertbeckwith9220
Жыл бұрын
Never clicked on a video so fast. Great content. Starting to add some JEPQ to my portfolio along with my existing JEPI shares. Was always curious about the ELN's- now I have a better understanding, Thank you!
@PassiveIncomeInvesting
Жыл бұрын
Awesome! Thank you!
@brettdeluca3166
5 ай бұрын
I want to spend $10,000 total 5 in Spyi and 5k in qqqi in my Ira account
@363361329
7 ай бұрын
Can this type of fund run out of underlying shares to sell call option? Because when market go up alot, they would lose shares. And buy back at higher price with less shares.
@gambit2129
Жыл бұрын
Do they ever roll their calls to keep their underlying?
@jacquesfournier4616
Жыл бұрын
Hi, HYLD is lowering its distribution. Is it because they forecast a recession and that they keep cash for buying more stocks?
@PassiveIncomeInvesting
Жыл бұрын
nothing to do with it... please read the article on Hamilton website - hamiltonetfs.com/hyld-adding-qqcc-uscc-reducing-qyld-ryld-xyld-change-in-distribution/
@jacquesfournier4616
Жыл бұрын
@@PassiveIncomeInvesting Thanks, misted that one!
@lichellecruz5744
Жыл бұрын
@@PassiveIncomeInvesting hi Adrian, it’s a huge impact for our monthly income, are you still buying hyld?
@marcalvarado1915
Жыл бұрын
Great job scoring this interview! The ELN explanation is still a bit murky to me but I may go back and watch that part again.
@PassiveIncomeInvesting
Жыл бұрын
its just an efficient way to package the call options
@kevinlunney5608
Жыл бұрын
I was unable to buy Jepq thru Merril Lynch - anyone else have this issue ?
@joevelasquez2757
Жыл бұрын
Great Questions Adriano!
@bobdole7701
Жыл бұрын
Why shouldn't I make JEPI a core holding at retirement time?Ill retire in 6 months.
@unorthodocs1
Жыл бұрын
I’m retired on 50% VOO, 25% JEPI, 25% JEPQ. Very happy.
@veggie-mannn
5 ай бұрын
@@unorthodocs1any update on JEPI and JEPQ right now?
@unorthodocs1
5 ай бұрын
@@veggie-mannn Still happy.
@dondinero13
Жыл бұрын
Long JEPI + JEPQ!!! Lets ride 🚀💰
@nebojsa1976
7 ай бұрын
Simple question, can JEPQ increase 3 times in value in next 10 years? of course, nobody knows, but is it possible with covered call strategy? Maybe it is not possible.
@할루시
3 ай бұрын
당연히 불가능하죠... spy가 연평균 최소 10%인데, 그럼 스파이의 가치가 10년 동안 2배가 되는데 어떻게 커버드콜인 jepq의 가치가 3배가 될 수 있습니까? 완전 불가능입니다
@SummitMan165
8 ай бұрын
Very good Q & A agin 👍👍💪💪
@oddballchic
3 ай бұрын
LEGEND
@livetolearn2022
10 ай бұрын
How will JEPQ hold long term? If there is no dividend growth then will the yield come down?
@할루시
3 ай бұрын
이거 사지마세요 진짜 위험합니다. 고배당률만 보고 쉽게 매수하면 나중에 큰일납니다. 그냥 spy나 voo 를 하세요
@off1tenth438
Жыл бұрын
Good HYLD increased their holdings in JEPQ AND JEPI
@jasonstupak4535
Жыл бұрын
Fantastic interview.
@harsharao3555
Жыл бұрын
Thanks for this interview. Very helpful.
@mmontereyparkcamera6320
Жыл бұрын
Sorry I still did not get it. How the fund deals with assignment?
@PassiveIncomeInvesting
Жыл бұрын
?
@할루시
3 ай бұрын
@@PassiveIncomeInvesting ?
@JJ-et7nf
4 ай бұрын
JEPQ 📈
@hamiltonmayers5510
Жыл бұрын
Thank you , simply amazing.
@Monkey-vj8xb
Жыл бұрын
Someone explain how he gives 10 % doesn’t make sense explain
@cdm4593
Жыл бұрын
I wish to know about the tax situation when it comes to ELNs compared to standard ETFs?
@PassiveIncomeInvesting
Жыл бұрын
as discussed, there will be no ROC, it will mostly be ordinary income
@venstomon931
Жыл бұрын
Fantastic❤
@PassiveIncomeInvesting
Жыл бұрын
Thanks 🤗
@belovedsurfing7210
Жыл бұрын
Two Questions 1. 11:14 What is the Bics? I imagine it is some sort of measurement standard for evaluating the value of an Option. 2. Hamilton referred to Beta several times. I've seen explanations of it, but still don't quite grasp the concept. Thanks for another great interview Adrian. Thanks for the Timestamps as always. P.S. : Brompton is paying out their distributions a day late it seems. I wonder why? 🤔
@PassiveIncomeInvesting
Жыл бұрын
its VIX, not bics. which is a measure of volatility of the overall market (sp500) , BETA is a measure of volatility of an asset compared to the SP500. so if its under 1, its less volatile than the SP500 so if its .8, it means its 20% less volatile
@belovedsurfing7210
Жыл бұрын
@@PassiveIncomeInvesting Straightforward and Succinct explanation as always Adrian. Why we love you and your channel. So, for Income Investors using Covered Calls, good times would be those when the Vix Index is high meaning high volatility in the Market, and the invested assets have a high Beta meaning that they are more volatile compared to the S&P 500. So, High Vix + High Beta = Lots of Covered Call Writing and High Premiums and High Returns for Investors. That's my takeaway at the moment.
@jasonstupak4535
Жыл бұрын
Watching now, thanks Adriano!
@snoringord
Жыл бұрын
Nice work, Adrian 👍
@max6iron
Жыл бұрын
One question, that I thought about after my initial comment, was that I had wished you had asked Hamilton was “ Why isn’t JPM in the JEPI ETF?” Wouldn’t you have wanted to know that? I wonder if it would create a conflict of interest situation.
@catherinedesilets8960
Жыл бұрын
It would be really helpful if you would do a video on which type of investment is tax efficient etc Like, if I was to put a covered call ETF in my taxable account how are these looked at from CRA?
@off1tenth438
Жыл бұрын
The fund website should list the taxes(capital gains, eligible dividends, etc) of the distributions then you cross check it to a T5 slip and the tax rate.
@PassiveIncomeInvesting
Жыл бұрын
already did that video, please see my "taxes" playlist
@catherinedesilets8960
Жыл бұрын
@@PassiveIncomeInvesting Thank you I’m trying to learn all this & as soon as I’m more sorted out I’ll book my one on one with you. I have my $ in GIC s as I wanted to learn & observe a bit before investing…
@Rob-ob3sh
Жыл бұрын
Very good interview.
@mjsmcd
5 ай бұрын
Still not clear on the elns Oh well
@PassiveIncomeInvesting
5 ай бұрын
just pretend they are not there..... it makes no difference besides taxes
@mjsmcd
5 ай бұрын
And only when you sell?
@mjsmcd
14 күн бұрын
OK it's converting premiums in income from potential cap gains
@UrR2KBA
Жыл бұрын
Are covered call funds useful in a 401k as you near retirement?
@harsharao3555
Жыл бұрын
Absolutely. Good way to generate income.
@JetDriver77
Жыл бұрын
Hopefully in a Roth.
@Dividendflywheel
6 ай бұрын
All the income generated will be subject to taxation. However if JEPI & JEPQ are held in a Roth IRA, all the income they generate is tax free
@Tslee45
Жыл бұрын
So glad to see this video new subscriber now thank you.
@guyredares
Жыл бұрын
did you count how many times he said 'Adrian'? typical sales technique
@Dividendflywheel
6 ай бұрын
It’s a foundational principle in the book …”How to win friends …”
@petervigna3579
Жыл бұрын
Hyld got heaverier with these and lighten uo on xyld and qyld ..
@PassiveIncomeInvesting
Жыл бұрын
yup, i will ask them WHY soon in the next Q&A
@Nix4me
Жыл бұрын
Great Interview
@TJ-Stackin
Жыл бұрын
Jepi pays my mortgage
@PassiveIncomeInvesting
Жыл бұрын
lol nice
@grayman333
Жыл бұрын
would have loved to know why he switched to stocks from bonds which were giving a higher monthly return at the start of the year. I dont like the idea of chasing gains when the market is so poor future outlook wise
@Kk-iw4ck
11 ай бұрын
Jepi and jepq for sure if your poor like me 😂 If you have money sell your own covered calls on qqq and spy will make more also
@TimO-lj2uk
2 ай бұрын
How come?
@Paul-yk7ds
Жыл бұрын
Really stellar interview, thanks to both for this
@dr.detroit2877
Жыл бұрын
Excellent interview.
@samsamys5190
Жыл бұрын
Wow. Adriano what a great service you did for us investors. Super great interview with a great fund manager. Really impressed!
@PassiveIncomeInvesting
Жыл бұрын
thank you Sam
@aftabkrishna7274
7 ай бұрын
Is it better to purchase JEPI on roth IRA or traditional IRA account? Thanks in advance.
@jonathantonn6805
Жыл бұрын
Love your work Adrian! Also own JEPI & JEPQ. One thing I don’t understand is why these two go down significantly on Ex Date although most of the payment is from selling calls throughout the month. Please help me understand this if you know
@PassiveIncomeInvesting
Жыл бұрын
thanks buddy, to your question : I have no answer, i do not see that and honestly who cares, makes no difference to a long term investor
@travismartinson1813
Жыл бұрын
All dividend stocks go down on ex dividend day. They usually recover in a week or two. I think it discourages people from buying a stock and only holding for a day to collect the dividend.
@Propguypaul
Жыл бұрын
That is exactly why it drops.
@edbickford996
8 ай бұрын
Escellent interview! I have been invested in JEPI and JEPQ for some time and have been looking for more information on the ELN's that the ETF's use. Hamilton explained the reasons and mechanics of the approach very well!
@shawn9598
Жыл бұрын
Awesome. I always learn so much from your channel. Thanks. Now I'll watch the video you recently released about the GlobalX funds that are very similar JEPI/JEPQ. Should be very interesting.
@SummitMan165
8 ай бұрын
Interviewes with Hamilton’s managers are always good and informative!
@sidb9540
Жыл бұрын
I own JEPI.. after hearing this, will also start buying JEPQ
@acilirp
Жыл бұрын
This is great! It helped me understand.
@myuey.3183
Жыл бұрын
I'm new here, and I've subscribed to your channel❤ Great content, I've decided to invest in JEPI, thankyou💖
@PassiveIncomeInvesting
Жыл бұрын
Thanks and welcome
@winterheat
Жыл бұрын
have you seen a toy or a snail that can climb up a flower, but it can climb up 10% max (even if it is 20% or 25%, something limits it to 10%), and then if it falls, it can fall 15% or 20% or 25%... isn't that similar to JEPQ and JEPI ?
@g.ajemian4968
Жыл бұрын
This Has to be the most insightful help video. I have watched on KZitem. I am on American close to retirement. I actually sent this KZitem video to my financial advisor to watch and it will be very interesting to hear his response and my advice to him is he most definitely better have watched it lol because if he didn’t, that tells me something thanks again for your hard work, and I am going to continue continue to be a loyal watcher of your videos.
@PassiveIncomeInvesting
Жыл бұрын
Glad it was helpful!
@Dividendflywheel
6 ай бұрын
I wish you asked “if he eats his own cooking” and a percentage of his net worth invested in JEPI & JEPQ
@braylenlandkey
11 ай бұрын
Tell me a little bit about Hamilton 😆 lol Oops wrong interview haha1:40
@CoveredCallETFInvesting
Жыл бұрын
Thanks Adrian for this, been waiting for this one for awhile. I understand the ELN structure and delivery a lot better now. Next up Global X! Cheers 🍻
@PassiveIncomeInvesting
Жыл бұрын
oh yes, coming VERY soon
@ray650420
4 ай бұрын
👍
@Monkey-vj8xb
Жыл бұрын
What does he mean index level if his spy gets in the money it will get called away explain
@randalxu4889
Жыл бұрын
These 1 on 1 interview videos are great way to not only learn about the EFTs but also to understand more about how the covered call works. Like Mr. Reiner said, covered call ETF is a defensive way to get involved in the equity market. This video addresses a lot of criticism out there about the covered call strategy. For us PIIs, what's not to love about these ETFs? Thanks Adrian! 😀
@MichaelDigiovine-io5zu
Жыл бұрын
Thanks!
@PassiveIncomeInvesting
Жыл бұрын
thank you so much
@Jayvazquez15
Жыл бұрын
This video was awesome and it helped me understand even more both ETFs, I will be adding one of them and hold forever Thank you sir!!
@PassiveIncomeInvesting
Жыл бұрын
thanks for the feedback!
@g86money
Жыл бұрын
Great interview. Keep these type of videos coming. It would be awesome if you could interview the portfolio managers of LQDW, HYGW, and TLTW.
@max6iron
Жыл бұрын
I tipped my toes into HYGW after finding about these 3 soon after they came on the market. I would enjoy hearing more also. Dividend yield is nuts.
@PassiveIncomeInvesting
Жыл бұрын
one can only hope!
@PedalToTheMetal61888
Жыл бұрын
@@PassiveIncomeInvesting ...O.K. LET'S HEAR WHAT YOU HAVE ON EVERGREEN SHIPPING LINES VS MONSTER MAERSK LINES VS HAPAG--LLLOYD AND TICKER/SYMBOL-+ COSCO OR CITAY VS SBLK ,,, VS THE BIG DOG ZIM'''
@jkmwpc
Жыл бұрын
Great interview, thank you from the US.
@PassiveIncomeInvesting
Жыл бұрын
Glad you enjoyed it!
@jhps1000
Жыл бұрын
Please do same interview w schd.
@PassiveIncomeInvesting
Жыл бұрын
not much to talk about, its just a simple U.S. Dividend ETF
@lecorb8825
9 ай бұрын
I am impressed you brought on the Portfolio Manager for a great discussion. I own JEPI, but kept a smaller position, even though I am approaching the retirement phase. In all of my research, I did not see the defensive strategy as well articulated as provided by Hamilton Reiner. I am definitely going to take a much larger position in both JEPI and JEPQ. It is great to see these products have a mature Portfolio Manager and as sound strategy that is built on principled beneficial conditions for the clients investment.
@KevinPerez-fd9xq
Жыл бұрын
Jepq ❤
@jimm4260
Жыл бұрын
Great interview, good stuff! Thanks!
@lisaalvares6927
Жыл бұрын
Appreciate the interview! Very informative. Thank you!
@hilarynguyen2784
Жыл бұрын
JEPI and JEPQ are my favourite funds. Thanks very much for the interview Adriano.
@doyeonkim9933
Жыл бұрын
Great Interview, thank so much for listening this wonderful interview and your timely question from Korea. But dont forget the fact that many Korean also watch your channel Hahaha. Good luck and thanks again
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