Your explanation was the first one to come up and it was much better and clear than a MF AMC manager/advisor . Thanks for timely explanation.
@sorcerer89
2 ай бұрын
Thanks for providing clarity on debt funds acquired before Apr 23.
@rajatjain7545
2 ай бұрын
Please make a video on RSU and ESOP Taxation of foreign listed companies as well. It will be really helpful for IT company employees. Thank you ! 😊
@shwetaverma5523
13 күн бұрын
Very nice explanation sir… i have a query pls reply… agar hum equity oriented mutual funds ko 1/4/24 se 22/7/24 k beech sale karte h to 15%/20% ka tax lgega ya 20%/12.5% ka… please clarify
@sanjaykumar-ib6756
Ай бұрын
You have explained the changes in taxation in budget 2024 in a very clear and detailed way. I was looking for this kind of explanation for new taxation. Thank you for this detailed presentation on new taxation.
@sunilss278
2 ай бұрын
Very informative. Too many schemes in mutual funds are creating confusion .
@sarojkumarkar2675
Ай бұрын
Hi sir. Can u please elaborate on grandfathering provisions of equity mutual funds after budget 2024? Thanks
@vivekgarud2952
Ай бұрын
Good explanation If we invest LTCG of debt and equity MF in procuring second home then Zero tax applicable. Is it applicable to property purchase after 23July 2024?
@ramyasri6093
2 ай бұрын
Such an elaborate explanation.. excellent video to clear the great confusion created by Govt. Thanks gaurav sir & yadnya team
@gayatritripathi8023
5 минут бұрын
Hello sir Can broght forward LTCL on house property be settled against LTCG on mutual funds in FY 24-25?
@Dk2-vs7hh
Ай бұрын
What will be the taxation rule for MAFANG? Does it fall under international ETF? LTCG after 24 months with applicable rate 12.5%?
@krraman2005
2 ай бұрын
Do the new tax rates apply retroactively from April 1 of the current financial year or only from July 23 of the current financial year ? Thank you.
@anupgupta5154
2 ай бұрын
Now what is more attractive in investment ulip or mutual fund due to tax changes in mutual fund
@MANGESHPARADKAR
2 ай бұрын
Very clear and concise explanation. Thanks as it was quite confusing based on our Government’s precarious ways to keep on changing tax laws thereby not providing a stable policy. Removing indexation defies logic and the provision has been made just to increase tax
@anoop.225
2 ай бұрын
if a person has below 3 Lk income then the tax is 0, so for the debt fund taxation is as per tax slab then 0 for any debt fund profit or the profit is add to total income and calculate overall income based tax? eg: if tax on income is 0, then what will be the tax on debt fund profit of 1000000 ?
@preetik9873
4 күн бұрын
Sir international mutual funds jan 2021 ki investment par tax slab kya rhega
@milinshah3546
2 ай бұрын
Very Nice. Thanks for explaining 1) Is there any change in the Grandfathering of Equity 2) Are there any other class of funds available for grandfathering due to this budget?
@udaytripathi9919
2 ай бұрын
Thank you, very well explained in a simplified way. Just one question on equity if grandfather clause still remains for investment prior to January 2018 ?
@csethy6142
2 ай бұрын
Yes
@kirtijain1094
Ай бұрын
Sir thanks for clarification..i have one query..suppose i am holding debt etf after 1apr 2023 for next 10 year..and that time i am lying under 10 percent tax slab not like now as 30 percent Than will tax applicability be 10 percent..
@Raj-ye4um
Ай бұрын
1.25 lac exemption is applicable for gold ETF as well?
@shanviranjitrathod9824
2 ай бұрын
Gold fund and gold etf pr detail me video banaye.. Pros & cons, taxes etc.. Thank you
@track0123456789
2 ай бұрын
Thank you sir, please make a specific knowledge session based on only debt and conservative funds, old and new regime.
@radhakrishnakeny-en7rw
Ай бұрын
Thanks . The table clarifies everything.
@pranaballavjena458
2 ай бұрын
Indirectly it may mean that in the next 12 months the flow will be from debt to equity or hybrid as return of debt without indexation will hv few takers .....indirectly big tax collection for govt as adv tax .
@religionofpeace782
2 ай бұрын
Yes. This is a lootera govt. Did a big mistake voting for them.
@loknathmondal1539
2 ай бұрын
Is there any grandfathering benefits to the unrealised LTCG made before 23th July 2024?
@82mahi
2 ай бұрын
What about SGB ? Any impact ?
@pramodkumarkansal
2 ай бұрын
Sir, It is very nicely explained. I have one question to understand it in better way. I have sold equity MF in June'24 after holding > 1 year. Total Gain (LTCG) is 140K, How much tax have to pay. Income slab no meaning so no mentioned here. Please reply.
@rahulsgharat
2 ай бұрын
Thanks sir you have explained untouched practical questions in this video
@sachingawande9054
2 ай бұрын
Any changes on taxation of T BILLS Or government bonds...
@Udaydangra
2 ай бұрын
What is tax applicable on debt ETF?
@prajiths99
2 ай бұрын
Hi, Taxation on NCD comes under which category on the table? If it comes under Debt category(1st in the list), my investment was before 2023 April and it's been 4 years, should I pay 12.5 % ? There is no exemption of 1.25 lakh?
@sathishkumar8654
2 ай бұрын
Was worried as I am holding debt funds for more than 3Y. As you said there is some pain as there is no indexation but atleast tax is not as per tax slab. Excellent video and well explained!
@chaand76
Ай бұрын
I'm still missing below two points in this video. 1. What's tax implication on mutual funds redemed in this financial year before 23rd july (many peple did redeem long held MFs before & after poll results of 4th june 2024). 2. Is the inherent grandfather calculation abolished now that said NAV on 1st April 2018 will be taken as base or purchase rate (for all old MFs held in portfolio before April 2018). Means no LTCG applicable on appreciation upto april 2018 that was called 'grandfathered' & exempted from LTCG. 3. Shall we now pay LTCG @ 12.5% on redeeming MFs purchased 20-25 yrs back ?
@anuragsethi16
2 ай бұрын
Question - LTCG exempt of upto 1.25 lakhs applies only to Pure equity oriented mutual funds and NOT to FOF or Hybrid funds/multi asset where debt is like 35 and equity is 45 rest cash/other assets?
@Svarma118
2 ай бұрын
Does Gold also include Silver fund and silver FOF too?
@InvestYadnya
2 ай бұрын
Yes
@arunmahajan6278
Ай бұрын
Can you pls recheck and confirm STCG on fof, international mFs , gold funds and balanced hybrid ( equity Between 35 and 65 )
@Vishal-o7j
Ай бұрын
How taxation works for ETF
@puru2652
2 ай бұрын
Thanks a lot! This was really helpful.❤
@orangewares
2 ай бұрын
Good information sharing. Can you please tell how stp from liquid fund will be taxed (typically short term) to equity vfund. Say 1L added to liquid fund and then after few days monthly stp of say 10 k registered. Please compare it with before 23 July day. Also is it better from tax perspective SIP to equity fund from bank account rather than stp?
@InvestYadnya
2 ай бұрын
All gains will be added to tax slab. Same with savings account. No difference
@abhinavtripathi7450
2 ай бұрын
Sir please explain STCG on SGB investment and what is period of investment for LTCG
@viveksrivastava662
14 күн бұрын
In 🔥Hdfc balance advantage🔥 fund stcg tax 20% and ltcg 12.5% exempt amt 1.25L correct pls confirm ❓
@NitinVaswaniMumbai
2 ай бұрын
Please recheck and clarify holding period of bal adv funds to qualify for LTCG..it is still minimum12 months and not 24 months.
@sebidias8150
24 күн бұрын
Sir in equity fund I think you are wrong. This impression is every where. But if you read clause 31 of budget 2024 those redeemed before 23.07.24 are attracting 10% of cource exemption of one lakh and after the cut of date 12.5% with exeption of 1.25 lakhs. Kindly clarify if I have read it correctly
@gmsubu
2 ай бұрын
Equity invested before 1st Feb 2018 is eligible for Grandfathering. All profits & losses till 31st Jan 2018 are out of tax net.
@basantidebnath6024
2 ай бұрын
F&O pe tax kaise lagte hain...iss par ek video chahiye
@priyankasrivastava349
Ай бұрын
If investor invest money in equity fund before 2023 and they redeem in August 2024 what taxation will applied
@Sachin-ee8zm
2 ай бұрын
Please confirm the STCG rate for Gold ETFs and Gold funds. For ETFs, many websites are claiming that STCG is 20%(maybe because it falls under listed category?) Please help
@track0123456789
2 ай бұрын
Very confusing!! Was indexation reintroduce, for old tax regime
@souravsen7666
2 ай бұрын
Thanks for the detailed explanation. Could you please also elaborate on the tax implications for the realized gains on MF units redeemed between 1st Apr '24 and 22nd Jul '24?
@InvestYadnya
2 ай бұрын
Same as before budget on 23rd July
@souravsen7666
2 ай бұрын
@@InvestYadnya Thanks for clarifying!
@pranaballavjena458
2 ай бұрын
One has explore NCD options in debt for better post tax returns ... Yr advise on this ?
@RPVlog007
2 ай бұрын
Hello Yednya Team Thanks for very detail information. I have one question lets consider I invested 1,00,000/- in Debt mutual fund on March 2024 and in august 2024 I switched my debt MF to equity MF within Same AMC. I have earn 5000/- profit within March 2024 to august 2024 investment in Debt MF. In this senario Do I need to pay any tax whem I am switch my MF investment with same AMC Thanks, Rupesh
@InvestYadnya
2 ай бұрын
Yes, you will have to pay tax on gains of debt funds
@Smile-dp7nc
2 ай бұрын
Icici prudential thematic advantage fund of fund es mutual fund ka taxation kya hoga ??
@koustavsarkar6167
2 ай бұрын
Sir, what will be tax implications if share or ETFs(Equity, Gold, International) sold between 1 April to 23 July of 2024 ? Please clarify.
@InvestYadnya
2 ай бұрын
Equity- 10% (LTCG) Gold/Intl - at slab rate
@surajitchaki9514
2 ай бұрын
Ltcg gain amount below 1.25l can add with my net annual income?
@YouTuber-dq3ko
2 ай бұрын
Does International MFs have the Annual Tax exemption of Rs. 1.25L on LTCG in the budget 24 25?
@InvestYadnya
2 ай бұрын
No
@collectivesoul86
2 ай бұрын
Great..thanks, much needed information.
@nikhil2049
2 ай бұрын
gold silver and international ETF holding period are 12 months now I think ...please check and confirm
@solankisir1
2 ай бұрын
How to compare 2-3 funds on same page on Fund-o-metre?
@krushanharkishan
2 ай бұрын
Simple for Govt = Complex for Public
@nikgoenka
2 ай бұрын
Redemmed some ELSS fund in this financial year before 23 July and have LTCG gain of 2 lakh.. what would be taxation?
@chandanbhagat6807
2 ай бұрын
@InvestYadnya same question
@InvestYadnya
2 ай бұрын
10% taxation
@koustavsarkar6167
2 ай бұрын
Sir, I have already done LTCG tax harvesting of Rs.1Lakh for FY2024-25 before 23rd July of 2024. Now this limit has been increased upto 1.25Lakh. Can I do some redemption & reinvest for extra Rs.25000 LTCG for FY2024-25 now ?
@arvindnagar6079
2 ай бұрын
Thanks !! Nicely Explained !!
@aniruddha3326
2 ай бұрын
Very informative video. Thank you.
@bhaveshpatil833
2 ай бұрын
In listed any stock I bought it is also having LTCG benefit of 1.25 lakhs ?
@InvestYadnya
2 ай бұрын
Yes
@abhinavtripathi7450
2 ай бұрын
Sir suppose I buy sgb from stock exchange and sell it within 6 months how it will be taxed ?
@politicalnews7176
Ай бұрын
Balanced advantage fund ka taxation equity fund ki tarah hi dikha raha hai grownn par.
@TrainingNDevelopment-x8l
2 ай бұрын
Multi asset allocation with indexation benefit will be taxed as debt fund?
@InvestYadnya
2 ай бұрын
Depends on their average Equity allocation in the year
@abhijeetsingh115
2 ай бұрын
If my retired father has no income and has assume 5 lc ltcg ... Will be get taxed at 12.5 or no tax due to new regime.
@anikaitjain6196
2 ай бұрын
Please make same thing for physical asset like physical gold, real estate and unlisted stocks
@soumenmondal5954
2 ай бұрын
The FM is incompetent. Thanks for informations.
@vineetangadi7577
2 ай бұрын
Hi Sir, I have below two questions 1) I have a Short term Capital gains of 1.31 lakh this year by selling shares in April & May 2024. How will this be taxed ? 2) I have a long term capital gains of 2.92 lakh this year selling Equity mutual funds & listed shares in April & May 2024 ? Will I get 1.25L exemption or 1L ? Is it taxed at 10% or 12.5% ?
@InvestYadnya
2 ай бұрын
1. At 15% 2. At 10%
@anonxb
2 ай бұрын
Sir, direct foreign stocks ka nahi bataye
@chandanbhagat6807
2 ай бұрын
What will be taxation for debt MF reedem before 23rd july with 36 month completion. And equity MF LTCG taxation which reedem before 23 july? And thank you for given clarification in video🙏 Following since 2016😊
@InvestYadnya
2 ай бұрын
20% with indexation 10%
@chandanbhagat6807
2 ай бұрын
@@InvestYadnyathank you 😊 🙏
@Swaritarora
2 ай бұрын
Hello Sir, do AMCs also pay capital gains tax when they switch stocks. If yes, would that be double taxation? If not, this is enough of a reason to invest in MF since we don’t lose capital paying tax unless we redeem
@InvestYadnya
2 ай бұрын
No, they don’t pay tax
@Sandeesh_Srikantam
2 ай бұрын
Do all redemptions from the day of this month’s budget attract latest capital gains tax rates ?
@InvestYadnya
2 ай бұрын
Months budget, yes
@Sandeesh_Srikantam
2 ай бұрын
@@InvestYadnya thank for the reply ! 😊
@patelpjp
2 ай бұрын
What is tax and period of LTCG on dynamic asset allocation fund ? i. e. Balanced advantage fund
@gmsubu
2 ай бұрын
Depends upon the average equity content during the fiscal year. If it is above 65%, it will be considered equity oriented. If it is below 35%, it will be considered as a pure Debt fund. If it is between 35% & 65% , then the same treatment of Balanced fund will apply.
@anondodasgupta5275
2 ай бұрын
Nice video clarifying a lot of things and will help us too plan. But all this may change in 6 months after committee reviews thee IT act. But, now I have 3 queries 1. Under which category will sectoral ETFs come? Will try be under Equity funds? 2. How will these different categories be covered in ITR? How and where should we enter the details? 3. Where can we find the official documents where these details are given?
@InvestYadnya
2 ай бұрын
1. Yes 2. This will be covered in FY25 ITR, there should be options to include at that time 3. Budget website, budget document
@pranaballavjena458
2 ай бұрын
On old debt funds 5yrs + what is the effective estimated increase without indexation...you are good in calculation .....earlier it was about 8 to 10 % after 3 yrs and indexation.
@InvestYadnya
2 ай бұрын
Now it will 12.5%
@mayankjain7789
2 ай бұрын
Want to understand how much tax rate will be there for gold and silver etf ??
@InvestYadnya
2 ай бұрын
Mentioned in the video
@JaspalSingh-jn2lz
2 ай бұрын
How NPS Tier-2 is taxed - Long Term, Short Term or as per slab?
@NarinderSingh-yr9db
2 ай бұрын
as per my understanding it should be per slab, but not sure
@prashantdewalya
2 ай бұрын
Thank you for the easy explanation
@techwellness6142
Ай бұрын
Smallcap 250 Etf-fof ka taxation kya hoga sir ?
@gouravsingh8217
23 күн бұрын
@@techwellness6142 it will be treated as equity oriented FoF because 99% is in equity.
@dingdong9277
2 ай бұрын
What about multi Asset funds???
@InvestYadnya
2 ай бұрын
Depends on their average Equity allocation in the year. Most of them keep it as Equity oriented.
@kumaramit5994
2 ай бұрын
Does LTCG rebate of 1.25lakh application on balanced advantage fund having equity exposure between 35to 65percent for holding period more than 2years?if applicable then how will be calculation for yearly basis?
@InvestYadnya
2 ай бұрын
No
@amangarg9504
2 ай бұрын
Please make THE coorection for Gold /Silver/International ETF Holding Period is 12 month only
@sangramphadke7533
2 ай бұрын
can anyone plz give idea about Index ETF's like BANKBEES long term period ?
@rohit59715971
2 ай бұрын
If invested in debt fund before 1st april 2023 and completed 2 years. And I am selling in 2030. Then i have to just pay 12.5% on capital gain. Right ?
@akshaynanda5097
2 ай бұрын
By 2030 budget will again change😅
@rkverma6993
2 ай бұрын
Pl let us know the annual tax exemption limit for STCG like you have mentioned for LTCG i,e, Rs 1,25 lk
@InvestYadnya
2 ай бұрын
zero
@alkadilipshahshah4720
2 ай бұрын
In the Budget, the holding period of STCG & LTCG of listed Reits / InvITs has been brought at par with Equity/ Equity MF. But benefits of exemption of LTCG of Equity for Rs. 1.25 lac is not extended to listed Reits/InvITs. Pl reverify.
@InvestYadnya
2 ай бұрын
Sir, please let us know source of your info.
@rameshalawa6929
2 ай бұрын
Emergency fund ko debt me park karana suitable ho gaya hai.
@Maharana_Sudam
2 ай бұрын
Sir equity pe LTCG exemption kaise applicable hoga, before and afte 23rd July
@InvestYadnya
2 ай бұрын
Same as Equity funds mentioned in the video
@Maharana_Sudam
2 ай бұрын
I mean, 23rd July se pehle jo bhi LTCG hua hai uspe kya 1.25 exemption milega or only 1 lakh? Thank you
@navneetkumarsharma9092
2 ай бұрын
Did they remove indexation benefits of Equity MFs and stocks too?
@InvestYadnya
2 ай бұрын
There was none there before too
@ddesai1080
2 ай бұрын
What if AMC create (Fund of Funds) Fund of Debt Mutual Funds then can we claim 20%/12.5% STCG/LTCG instead of slab rates?
@InvestYadnya
2 ай бұрын
Good question, will have to check
@hardikdave2299
2 ай бұрын
Grandfathering for equity mutual funds bought before 2018 still applicable or not?
@InvestYadnya
2 ай бұрын
Yes, still applies
@avanishsingh123
2 ай бұрын
What about FOF investing in a debt ETF, e.g. Bharat Bond FOF?
@InvestYadnya
2 ай бұрын
Same as Debt funds
@avanishsingh123
2 ай бұрын
@@InvestYadnya Thanks for the reply. What will be the taxation of FOF holding other mutual funds, like Motilal Oswal Asset Allocation Passive Funds? It was as per slab earlier. Will it be 12.5% after 24 months?
@abhijeet345345
2 ай бұрын
Taxation on foreign direct stocks, ETFs, RSU, ESOP??
@nikhil2049
2 ай бұрын
same question, taxation on RSU ESOP etc? ..
@munusingh3289
2 ай бұрын
How the stcg will be calculated on equity fund if profit book between 1 apr24 to 22jul24, 15 or 20 percent
@InvestYadnya
2 ай бұрын
On Equity funds? It will be at tax slab
@x_man007
2 ай бұрын
I think gold ETF are taxed 12.5% after 1 year and MF after 24 months. ETF has edge as it is listed
@ps20
2 ай бұрын
बहुत सुंदर ❤बताए
@Syedjafar1
2 ай бұрын
Please tell me … Mai Dubai me job krta hu ar mujhe Short term me 33000 ka profit hua hai bt maine profit book kr ke reinvest kr diya… kya mujhe tax dena hoga.. if yes , plz tell me how much tax?
@kundertarun23
2 ай бұрын
@@Syedjafar1 tax exemption is till 100000 bro so no tax applicable for you
@Syedjafar1
2 ай бұрын
@@kundertarun23 tax exempt is for long term. I am asking about STCG
@kundertarun23
2 ай бұрын
@@Syedjafar1 download the Capital tax report every financial year. Overall if the financial year has gain under STCG it will taxed
@Syedjafar1
2 ай бұрын
@@kundertarun23 ok.. even my profit is around 30K or 10K I’ll have to pay tax…?
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