16 out of 18 inquiries removed this guy is the truth!!
@Successwithstephensmith
2 ай бұрын
🙏🏾
@909Nezzy
2 ай бұрын
@@Successwithstephensmith thank you! But once they are removed from one agency is there a way to dispute with the other agencies or is it best to just just do the whole process for each individual agency?
@Successwithstephensmith
2 ай бұрын
you can include all 3 bureaus when you file your complaint, it should be in the video.
@marioperez-li4yq
2 ай бұрын
@Successwithstephensmith Great advice Bro and great information I just had to subscribe and like your video and I also had a quick question if you have a moment I went to the dealership a couple of weeks ago and they ran a hard inquiry with an auto finance company and was denied the loan and I was wondering can I report this also the way you are showing in your video to remove it from my credit anything will help I appreciate it please ???
@Fuerya
16 күн бұрын
@@marioperez-li4yq YES
@zombievenom30
3 ай бұрын
I got 4 out of 8 Hard Inquires removed thank god Now I'm trying to remove Charge offs. THANK YOU!!!!!
@Successwithstephensmith
3 ай бұрын
Awesome! 👏🏾
@iamiyahna
5 ай бұрын
Great Morning Stephen, my name is Yahni and I am back to let you know that you're the GOAT! this worked for me! I did the process on Tuesday April 9, 2024 and I received my email with the inquires (17) deleted on April 11, 2024 ! Thank you sooooo much! Waiting to hear back about my collections (4) and today I'll be working on my repo's and charged off accounts! you're literally a BLESSING!
@Successwithstephensmith
5 ай бұрын
Congratulations 🎊🍾🎈 glad to hear it!!!
@mukejk2029
4 ай бұрын
So are you going to use the identity theft affidavit to try and get them removed ?
@kingalainc1
3 ай бұрын
Wow 17 deleted within 3 days, that is impressive. Any update on the collections or the repo charge off?
@ChilloutCoolAirllc
9 күн бұрын
Still working. Had 7 down to 2. Good stuff bro. Thank you for uploading this videos. Keep it up the good work
@brittneyjones3037
Ай бұрын
I just did this I’m trying to apply for a mortgage next month and I have too many hard inquiries from when I was buying a new truck ❤ let’s pray!
@Successwithstephensmith
Ай бұрын
Keep us updated!
@brittneyjones3037
Ай бұрын
UPDATE: I did this Friday evening! And all 16 hard inquiries REMOVED today!!!! And even boosted my scores a little❤ I’m about to try with my negative closed accounts tonight and update yall ! This guy is the TRUTH!!!!
@Smellsoscentsational
16 күн бұрын
This young man is the truth. He breaks it down and keeps it very simple, I'm an old school guy and new to the credit arena and his channel. I'm definitely a new student of his...
@Successwithstephensmith
16 күн бұрын
Thanks for watching! 🙏🏾
@Kahree1
5 ай бұрын
You a goat I woke up this morning to credit score in the 7 hunduns!!! 🔥🔥I appreciate you champ!
@Successwithstephensmith
5 ай бұрын
Great!!!
@champdavis8030
5 күн бұрын
My hard inquired were removed in 4 days appreciate it 🤝🏾🤝🏾🔥🔥
@Successwithstephensmith
5 күн бұрын
Thank you for watching! 🙏🏾🎉
@JeffryPelissier
Ай бұрын
Brooo this method worked. It took almost a week & a half. Wish I can post the before & after ! No inquiries but for one open account. Appreciate Stephen! Keep dropping them gems bro!
@Successwithstephensmith
Ай бұрын
Thanks for watching!
@Tori42
13 күн бұрын
Just wanted to post testimony: 5/5 transunion hard inquires removed so far. Thank you Stephen!!!!
@Successwithstephensmith
13 күн бұрын
🎉🎊
@sjinvestors250
Күн бұрын
Hi, I just submitted one. I will keep you posted on the progress.thanks
@CHRISTianaKlepach
4 ай бұрын
I followed everything you did and it worked! It took Experian about a week but it came off!! Thank you so much!!
@Successwithstephensmith
4 ай бұрын
Great!! You’re welcome
@jadareed-zz2xr
Ай бұрын
Do you have to do a separate one for each credit bureau or just put all in one report
@dareckmaurice4295
2 ай бұрын
Bruh, So appreciate you and the info, your knowledge, delivery and thoroughness is top notch and others should pick up on you no doubt! thank you!
@Successwithstephensmith
2 ай бұрын
You’re welcome!
@TimishaJ
2 ай бұрын
I did this Friday and all my hard inquires came off today! Thank you!!! Keep posting good content!
@Successwithstephensmith
2 ай бұрын
Awesome! Glad to hear it
@EmmanuelTiburcio
Ай бұрын
Hi Stephen, I came back to say thank you for sharing this information. I got all of my hard inquiries deleted and a late payment also from transunion, I’m going to repeat the process for the other bureaus as well. My score didn’t change so far but when I went to apply for a credit card with navy Fed, I only was offered the secured credit card, now I can apply for all of them, need to wait my 90 days to apply. I would get a one on one call with you soon, I’m in a sticky situation right now and I need some help, I’m sure you’re are the man, thank you one more time, thank you 🙏🏼
@Successwithstephensmith
Ай бұрын
You’re welcome! Talk to you soon
@EmmanuelTiburcio
Ай бұрын
@@Successwithstephensmith God’s will brother 🙏🏼🙏🏼
@nephewsque6751
Ай бұрын
Hello how was you able to get the late payment off your reports. I have 2 late payments I'm trying to remove from three years old
@Ifearnoman131
Ай бұрын
How were you able to get the late payments removed?
@EmmanuelTiburcio
Ай бұрын
@@Ifearnoman131 he has a video going over it.
@sidehustlefilms8007
5 ай бұрын
Thumbs up! I like the fact that you dont play music in the background while you are talking like some other KZitemrs ... IM here to learn not to be entertained. Over and over again i would like to say thank you.
@Successwithstephensmith
5 ай бұрын
You’re welcome!
@seanromaka-ev1gq
7 ай бұрын
I’ve watched 100s of videos and this is by far the best. I did it just waiting on the results. Will update. Thank you for helping people!
@Successwithstephensmith
7 ай бұрын
You’re welcome! Keep us updated.
@aheadoftheclass1718
3 ай бұрын
Sooo what's the update
@Marcel177
12 күн бұрын
worked for me -6 inquiries thank you 🙏🐐
@Successwithstephensmith
12 күн бұрын
Great!
@bigrose6169
13 күн бұрын
It works !!! Got 12 removed
@Successwithstephensmith
13 күн бұрын
🎉
@ScriptureConsolidated
Ай бұрын
holmes, it took 5 minutes after i completed both on mine. your tutorials are amazing.
@vicdamilli
8 күн бұрын
THank you brother! worked for me! blessing!!!
@Successwithstephensmith
8 күн бұрын
Thanks for watching! 🙏🏾
@jesseinchina
3 ай бұрын
I just did it for 7 hard inquiries. I'll check back in 24 and 48 hours with updates. Thanks a million!
@Successwithstephensmith
3 ай бұрын
Keep us updated!
@froyhernandez4577
3 ай бұрын
What’s the update!?
@AllChineseAuto
3 ай бұрын
@@froyhernandez4577 Sorry for the late reply. Within 24 hours I was sent emails that my disputes have been opened and being worked on. Three days ago ALL of them were off. So it worked!
@kingalainc1
3 ай бұрын
No update???
@Snowmae.p
29 күн бұрын
Update ?
@GeneticallyModifiedInnovations
11 күн бұрын
Im going to try tomorrow
@AllChineseAuto
3 ай бұрын
I've been searching for weeks, and this was this was the best explanation.
@keithbtruckn423
17 күн бұрын
Preciate this info my guy. Works just like you said. Only needed 4 removed. And got it. 💯
@Successwithstephensmith
17 күн бұрын
Great!! 🎉
@latresaosborne3004
2 ай бұрын
I did actually what you said and waiting on response it's been 4 days now. Hope this really works
@Snowmae.p
29 күн бұрын
Any update?
@stanleyjosephlaratte7695
4 ай бұрын
Thank you! I was able to remove 3 hard inquiries off my credit report at the same day.
@Successwithstephensmith
4 ай бұрын
Awesome!!!👏🏾
@SenorRuntz
Ай бұрын
Broooooooooooo, 16/16, thank you so much bro 🙏🙏 took around 5 BD cause of the weekend but you’re the goat bro thanks, there’s alot of predatory companies that try to gate keep and tax for knowledge like this. Keep it up bro ❤
@Successwithstephensmith
Ай бұрын
Thanks for watching!! 🙏🏾
@chelechele2145
7 ай бұрын
I just followed all of the steps per batem. I hope we get some good results. Thank you so much for step by step directions...it was truly helpful..and you made it look easy(not to kention you are vwry easy on the eyes). I am definitely a new subscriber and will continue to follow you. I'm trying to rebuild my credit and with your help hopefully it will happen soon. Thanks again. Great channel!!
@Successwithstephensmith
7 ай бұрын
Thank you! Please keep me updated with you’re progress ❤️
@chelechele2145
7 ай бұрын
TransUnion sent an email stating that the disputed items are not on file. Does that mean it worked? Waiting responses from Equifax and Experian.
@chelechele2145
6 ай бұрын
Just checked my Experian report...so far 11 inquiries have been removed and 4 are still in process. Thank you so much for your help.
@Successwithstephensmith
6 ай бұрын
@@chelechele2145 AMAZING!!! congratulations 🎉🎈🎊🍾
@chelechele2145
6 ай бұрын
@@Successwithstephensmith just waiting on TransUnion and Equifax results
@Snowmae.p
Ай бұрын
Just submitted 6. Will give an update. Thank you.
@Successwithstephensmith
Ай бұрын
Great keep us updated
@Snowmae.p
21 күн бұрын
3 of mine got deleted. Only deleted the 3 that I put in first. Not the additional ones. Should I redo it for the other ones that were in the addition list?
@ectoneti6588
8 күн бұрын
Still no update maybe because of Labor Day weekend
@Successwithstephensmith
8 күн бұрын
I wouldn’t expect any updates until Tuesday
@jayulle30
Ай бұрын
Yes sir please give us more information And thx for being detailed in your explanation
@countryboynell7296
5 ай бұрын
I’m definitely going to try this I have 7 on my credit report that needs removing
@countryboynell7296
5 ай бұрын
Just submitted 🙏🏾 now waiting
@johnnishaventris4455
5 ай бұрын
I just had to come back and say thank you! I'm not sure how many days it took. But I did get all 4 removed. 😎❤️
@Successwithstephensmith
5 ай бұрын
You’re welcome!!!
@ectoneti6588
6 күн бұрын
They said one of the accounts that is closed is Accurate.
@Successwithstephensmith
6 күн бұрын
If it’s associated with an account you open then you want to keep the hard inquiry don’t remove it
@hayprettylashmebynini2187
Күн бұрын
@@Successwithstephensmithwhy is this ?
@wadestephens4750
6 ай бұрын
So far this has removed 5 out of 10 inquires I submitted for. Took a week. Experian hasn't responded to the CPFB yet.
@Successwithstephensmith
6 ай бұрын
Did you submit all 10 on one affidavit or 5 on 2 different documents?
@wadestephens4750
6 ай бұрын
@@SuccesswithstephensmithAll on one. Some are 1 company that hit me multiple times across CRAs. TransU is 100% clean (from inquires) now. Equifax is untouched and 1 inquiry removed from Experian.
@wadestephens4750
6 ай бұрын
@@SuccesswithstephensmithFor some reason my comment isnt showing up. -- "All on one. Some are 1 company that hit me multiple times across CRAs. TransU is 100% clean (from inquires) now. Equifax is untouched and 1 inquiry was removed from Experian.
@kingalainc1
3 ай бұрын
@@Successwithstephensmith Is it best in this scenario to submit 2 separate affidavits of 5 each?
@Successwithstephensmith
3 ай бұрын
@@kingalainc1 you don’t have to, I would do no more than 10 on one affidavit but splitting it up is also fine
@denkeish
5 ай бұрын
Just submitted my complaint, will post an update!
@Successwithstephensmith
5 ай бұрын
Awesome!!! 👏🏾
@denkeish
5 ай бұрын
@@Successwithstephensmith All 16 with TransUnion removed (School + Auto)
@indiotorez9395
7 ай бұрын
I did it just now and I will update.
@Successwithstephensmith
7 ай бұрын
Awesome 👏🏾
@sivanzaig710
10 күн бұрын
What if you have different inquiries in each bureau?
@Successwithstephensmith
10 күн бұрын
You’ll want to do separate disputes for each
@taylorpineda9032
2 күн бұрын
Do you freeze your info from secondary reporting bureaus when doing this?
@Successwithstephensmith
2 күн бұрын
It’s not required but you can if you’d like
@mackeniyasmith6264
Ай бұрын
Very detailed. Thank you One question , is this only for banks inquiry’s or all of them
@Successwithstephensmith
Ай бұрын
It’s for all inquiries, thanks for watching 🙏🏾
@THendo1776
2 ай бұрын
I followed your information. Requested two removals from TU anf 4 from Experian. TU removed them right away however Experian is not bugging. Is there a follow up I can send?
@Successwithstephensmith
2 ай бұрын
I would wait on a response from them, it’s common for each bureau to remove the information at a different pace
@THendo1776
2 ай бұрын
Ok. Thanks for replying back.
@sjinvestors250
23 сағат бұрын
Let’s say a car dealer pulled your information and you got a loan from them. Can I remove the car dealer from my account even if I still have the loan with the company?
@Successwithstephensmith
23 сағат бұрын
I would leave the hard inquiry if you have an account
@sjinvestors250
23 сағат бұрын
@@Successwithstephensmith I think I made a mistake and removed one of the dealership companies from my report because the name didn’t match, but the address did
@styleztheproducer6744
2 ай бұрын
Another update… sorry to keep posting but you really changing my life bro my inquiries just dropped nd my credit jumped!
@Successwithstephensmith
2 ай бұрын
Glad to hear it! Congratulations 🍾🎊🎉
@styleztheproducer6744
2 ай бұрын
@@Successwithstephensmith does Equifax take longer?
@jpaulino196
2 ай бұрын
The 4 I needed removed done, thank you…. Wow, subscribed and going thru your videos.
@Successwithstephensmith
2 ай бұрын
Thanks for watching!!
@kingalainc1
3 ай бұрын
Initiated the process to dispute 7 inquiries and also initiated a dispute on 2 late payments on a closed account. So far i have received a response that the disputes were received and an ongoing investigation is in the process and can take upto 60 days for a response. Will follow up with any updates
@AllChineseAuto
3 ай бұрын
I got that, too. But six to seven days later I got a bunch of emails saying they were closed. Checked my credit, and they were off.
@kingalainc1
3 ай бұрын
@@AllChineseAuto That seems to be the case for majority of ppl that use this process, I hope to have an update within a few days. Thnx
@kingalainc1
2 ай бұрын
UPDATE #1: Transunion deleted all inquiries after 3 days, Equifax is almost complete with the investigation, Experian is still ongoing.
@kingalainc1
2 ай бұрын
UPDATE#1: Transunion & Experian deleted all inquiries within a week, waiting on Equifax. Late/missed payment dispute is still pending on all bureaus.
@kingalainc1
2 ай бұрын
Update: After roughly 1 week all my inquiries were deleted from all 3 bureaus. I am having issues however with getting 2 late payments updated. Equifax sent me a letter requesting documents to identify myself which I provide. Experian on the other hand did some sneaky sh*t. Rather than Update the late payment to "paid on time", they simply updated the months that were late to match the months from the other 2 bureaus. That didn't help at all 😅
@ectoneti6588
12 күн бұрын
Hey how you doing do I need to freeze my credit before doing this you didn’t mention it just making sure
@Successwithstephensmith
12 күн бұрын
You don’t need to
@harris1653
10 күн бұрын
25 of 25 hard inquiries removed but only from Transunion, been about a week so far….will there be an update in the others?
@Successwithstephensmith
10 күн бұрын
Should be wait to receive a response from the other credit bureaus
@harris1653
9 күн бұрын
@@SuccesswithstephensmithI’ve also gotten several notice claiming my ssn has been compromised. I’m wondering if me submitting said resulted in that
@Successwithstephensmith
9 күн бұрын
@@harris1653I highly doubt that but you can freeze all three credit reports to protect your information.
@28amartinez
25 күн бұрын
Great video! One question: What do you mean “make sure not to add any hard inquiries that we want to keep “. In what case should we keep hard inquiries on our report?
@Successwithstephensmith
25 күн бұрын
Don’t remove hard inquires for accounts you were approved for, use this to remove denials
@28amartinez
25 күн бұрын
@@Successwithstephensmith Ah! Got it! Thank you brother! I appreciate your help!
@logicbk
6 ай бұрын
Thanks! Let see what happens!
@Successwithstephensmith
6 ай бұрын
Keep us updated with your progress!
@sjinvestors250
Күн бұрын
Let’s say I remove hard inquiries and then apply for credit cards. Do I have to keep going through the same process to remove them from my report?
@Successwithstephensmith
Күн бұрын
Yes
@towerschristianmotivation
7 ай бұрын
Thank you Stephen! I just completed it. Will try to give you an update on my results.
@Successwithstephensmith
7 ай бұрын
Awesome! Please follow up and let me know how it goes.
@THendo1776
7 ай бұрын
Will do
@towerschristianmotivation
7 ай бұрын
@@Successwithstephensmith It actually worked! All of my 7 inquiries were removed on the 4th day. Thank you so much, many blessings 🙏
@marquezinj22
2 ай бұрын
Ok I just followed your steps. I will be back to let you know how long I took. I had a total of 32 inquiries so hopefully it helps me asap
@Successwithstephensmith
2 ай бұрын
Great! Keep us updated
@marquezinj22
2 ай бұрын
Will doooo
@marquezinj22
2 ай бұрын
Well it’s been 2 days and nothing 😢
@Successwithstephensmith
2 ай бұрын
@@marquezinj22 time frames are ranging between 5 to 7 days 🙌🏾. When they are remove please remember to come back and respond to this comment 🙏🏾
@marquezinj22
2 ай бұрын
@@Successwithstephensmith ahh ok got it. I will be back I was losing hope. Thank you
@edrey6680
6 ай бұрын
Great information, best I’ve seen in along time. Do have a question…if a hard inquiry was done on your personal credit to apply for business credit. Is it ok to remove the inquiry from your personal credit? Thanks.
@Successwithstephensmith
6 ай бұрын
Yes I remove all the hard inquiries when I apply for business credit since they don’t show up on my personal credit report
@kingalainc1
3 ай бұрын
@@Successwithstephensmith I am glad this question was presented. Just to clarify, you still deleted the inquiry on your personal side even though you obtained an active account on your business side? In the past did you delete right away or did you wait until you received and activated the business credit card?
@Successwithstephensmith
3 ай бұрын
@@kingalainc1sometimes I delete immediately and other times I let 2-3 build up and then I remove it that way it’s less work.
@Moneychoc
18 күн бұрын
So I had a saks card from capital one but they recently changed to comenity bank sent new card etc so am I able to do this to get the capital one hard inquiry off now because they no longer control the account ?
@Successwithstephensmith
18 күн бұрын
Yes can still use this method
@robertjohnson9918
Ай бұрын
Thank you big bro❤
@Successwithstephensmith
Ай бұрын
Thanks for watching!
@maximbest211
4 ай бұрын
Can credit bureaus issue a fraud alerts in your reports after such actions?
@Successwithstephensmith
4 ай бұрын
So far I have not seen anyone get a fraud alert following this method, however in the event you did receive a fraud alert you can easily call the credit bureaus and get it removed immediately
@kelliwillis8103
4 ай бұрын
This is a great video! If you don't have more inquiries to add, what should you put in the personal statement section? I tried "Please remove these fraudulent inquiries" and it said to provide more information. Also, if your address changed since the inquiries should you do 2 separate reports for inquiries from your current address and then another for your previous address?
@Successwithstephensmith
4 ай бұрын
Yes you can add something like please remove these inquiries you can also add the addresses to the affidavit as well
@kelliwillis8103
4 ай бұрын
@@Successwithstephensmith oh ok thanks! And add the address under the personal statement?
@Successwithstephensmith
4 ай бұрын
@@kelliwillis8103 you can add it on the personal statement section but there's also a section that ask you to add the address it's next to hard inquires
@mikoballo
6 ай бұрын
What's up bro? First i like to thank you for the information you dropping on here helping ppl fix their credit. I have a question for you please. If a person have different inquiries from different banks on some bureaus and not on the others do you still put them all on one identity theft report and submit the complaint through the CFPB to each bureau even if some of the inquiries is not on that specific bureau??? Thanks in advance.
@Successwithstephensmith
6 ай бұрын
it’s okay to submit it with the others on there. Sometimes lenders only pull from one bureau
@Vfranceau
5 күн бұрын
how i can remove evictions in my rental history report?please
@Successwithstephensmith
5 күн бұрын
That’s a completely different report you’ll want to search that on KZitem unfortunately I don’t have any videos on it
@Vfranceau
5 күн бұрын
@@Successwithstephensmith thank you , I searched but I never found very explanatory videos like you did. Proud of you and good job 🙏
@hayprettylashmebynini2187
Күн бұрын
@@Successwithstephensmith wish you could do one use mine to work on if you want it would t just help me but I’m sure a lot of your viewers we love your teaching
@brionwilliams5984
4 ай бұрын
So i did it but equifax said everything was accurate. What can i do next ?
@brionwilliams5984
4 ай бұрын
By the way every other credit bureau worked except equifax
@Successwithstephensmith
4 ай бұрын
It usually has something to do with personal information, look at all 3 credit reports. Is equifax reporting an address that Transunion and Experian removed? If it does I would delete that old address and then resubmit the inquiry dispute.
@kehinde711
23 күн бұрын
What if you have loans and Not credit cards? Do you choose the loans option instead?
@Successwithstephensmith
23 күн бұрын
Use the credit card option for everything
@hayprettylashmebynini2187
Күн бұрын
@@Successwithstephensmith I had the same question yesterday when I did my complaints, but for the loan ones I selected loans and not credit cards I should have asked you will that mess up the process. Should I resubmit and do it all over again for those ones
@mrpitts6
Ай бұрын
Wow it actually worked! I got all my hard inquiries REMOVED within 72 hours. @Stephen is possible to get hard inquiries removed right after a CC approval? So, basically remove the hard inquiry before the CC is activated so that way the account stays open.
@Successwithstephensmith
Ай бұрын
I don’t recommend removing hard inquiries for accounts you want to keep, if it’s a business credit card that’s fine because it doesn’t show up on your personal credit, and if you were declined it’s okay but anything else I’d leave it.
@SoCalHco8841
4 ай бұрын
Can I do this on an open account? I haven’t yet gotten my card in the mail but it has knocked my score down 83 points !
@Successwithstephensmith
4 ай бұрын
I don’t recommend doing that you may have account reporting issues later
@SoCalHco8841
4 ай бұрын
@@Successwithstephensmith okay. Will my score increase from this it’s affecting my credit greatly
@John-wd1st
5 ай бұрын
I tried this last week and it worked but only got 3 listed on affidavit removed. It seems like the ones I listed in the comments of the affidavit and cfpb were ignored.
@Successwithstephensmith
5 ай бұрын
I would submit the dispute again with the remaining inquiries
@rhmillennion1048
6 ай бұрын
Question. When your using the identifyreport you always use creditcard...Does it matter if the inqury is auto or credit card?
@Successwithstephensmith
6 ай бұрын
Yes always use the credit card option
@JumichaelMassey
11 күн бұрын
I personal guaranteed for a business credit card and got approved but now I want inquiry off so I can go apply somewhere else will this method still work being that the credit card is on the business side and not personal?
@Successwithstephensmith
11 күн бұрын
Yes it will work
@jaefrmdacap
3 ай бұрын
Brother, I’ve been sharing your videos with friends of mine because your videos have been so helpful for me. Appreciate you! Quick question, can I still do this method if I already have an account under dispute with transunion? Thank you, Stephen.
@Successwithstephensmith
3 ай бұрын
Thank you! I appreciate that. You can still use this method as long as you’re disputing the same thing. If your not disputing the same hard inquiries then it’s fine to use this method while you have another dispute with Transunion
@jaefrmdacap
3 ай бұрын
@@Successwithstephensmith you’re welcome my brother! Got it. Thanks!
@3rdmillenniummedia
2 ай бұрын
I just did this step by step but I’m not sure if one of the inquiries was connected to an account I have open what should I do if so or what do u think will happen or rather what should I do if so ….oh and I will update on results
@Successwithstephensmith
2 ай бұрын
The account can potentially be removed from your credit report causing a lot of reporting issues. If you’re not sure you can close the dispute by contacting the CFPB. You will need to call, once it’s closed resubmit again.
@ectoneti6588
12 күн бұрын
Hey how you doing I did this with closed accounts is this method still good to do ?
@Successwithstephensmith
12 күн бұрын
This should only be for hard inquiries
@randallpaguio6433
2 ай бұрын
Does this work on INQUIRIES generated from your business credit? Thanks in advance
@Successwithstephensmith
2 ай бұрын
Yes it does
@M2Times31
5 ай бұрын
What if they ask you to furnish a police report for the identity theft? Experian did this.
@Successwithstephensmith
5 ай бұрын
I’ve never seen that can you send me a screen shot info@successwithstephensmith.com
@M2Times31
5 ай бұрын
@@Successwithstephensmithsent
@on2danext141
4 ай бұрын
What ever happened from this situation?
@fatboydanny1234
4 ай бұрын
So does this actually work??? I just did it I’ll update you soon 🤞
@Successwithstephensmith
4 ай бұрын
Keep us updated 🤞🏾
@jodiekilla
Ай бұрын
I did every step about 9 days ago with no response is this normal ?
@Successwithstephensmith
Ай бұрын
Yes sometimes it can take a while, just varies
@jeromebray1546
7 ай бұрын
Can you remove hard inquiries with accounts that you have open?
@Successwithstephensmith
7 ай бұрын
No I wouldn’t recommend it, sometimes those account will get removed. It’s better to wait the 2 years and let them fall off naturally
@RikSpp
4 ай бұрын
If a hard inquiry is reported on TransUnion, but not on Experian or Equifax, should I submit a complaint to just TransUnion? Or should I submit a complaint to all three credit bureaus?
@Successwithstephensmith
4 ай бұрын
Yes submit to only transUnion
@insanethinkers7642
Ай бұрын
Sooo, I started doing this at the same time I was watching you and at the very end, the part where you mentioned not to do it for accounts you want to keep.. I’m almost certain I did all of them. How bad is this? Will they close my credit cards?😩🤦🏾♀️
@Successwithstephensmith
Ай бұрын
It’s okay nothing may happen, worst case scenario you may have reporting issues with an account you’ll have to call the bureaus ask them to correct it.
@user-es9lj4ci7v
4 ай бұрын
Hey Stephen! What exactly do you mean by "accounts you would like to keep?"
@Successwithstephensmith
4 ай бұрын
Don’t remove hard inquiries for account you still use or that are reporting to the credit bureaus. Only remove hard inquiries for account you didn’t get
@gsctrading7215
2 ай бұрын
Could there be any negative repercussions from filing an FTC report indicating ID theft/fraud in the future? I am just wondering who can see those FTC reports down the line, even after having successfully removed hard inquiries in the meantime. Thanks.
@Successwithstephensmith
2 ай бұрын
No I don’t foresee any negative repercussions especially for hard inquiries all you’re stating is that these inquiries weren’t valid and if there’s no account attached to them then there should be no issues
@gsctrading7215
2 ай бұрын
@@Successwithstephensmith ok, thank you.
@ZsabryanDaniels
2 ай бұрын
Hi! Thanks so much for this info. I just recently started this method for my personal credit profile. Do the inquiries fall off all at once if they’re from the same bureau? Or one at a time?
@Successwithstephensmith
2 ай бұрын
@@ZsabryanDaniels it can happen at different time between different bureaus
@ZsabryanDaniels
2 ай бұрын
@@Successwithstephensmith thanks so much. I disputed about 6 with TransUnion Monday and 1 of them was deleted today. So I’m gonna wait to see what happens with the others. This method definitely works forsure though!
@Successwithstephensmith
2 ай бұрын
@@ZsabryanDaniels sorry I misunderstood, if it’s the same bureau they are normally deleted all at once. I would wait a few days if nothing happens you may need to resubmit the request
@ZsabryanDaniels
2 ай бұрын
@@Successwithstephensmith okay, thank you. Is the submission for request on one of your other videos?
@ramongary593
3 ай бұрын
My man! You are alright!, thank you for the information
@Successwithstephensmith
3 ай бұрын
You’re welcome!!
@ramongary593
3 ай бұрын
Hey brother, I got 4 inquiries removed thanks to you, 3 didn't get removed, should I wait some time before I can try to do it again? When I went back to try to put in a claim again, it said that I already had an account there at the Identity Theft.gov site, so I decided to run it by you. I would certainly appreciate your response. BTW, my credit score went up 39 points in 5 days. Thank you very much, I'm telling everybody about you!
@queendeedee24
Ай бұрын
Can I remove car dealership because I did not give permission to run my credit
@Successwithstephensmith
Ай бұрын
Yes definitely
@kiaram9391
3 ай бұрын
Where’s the affidavit
@Successwithstephensmith
3 ай бұрын
You download it after filling out all the information
@marioperez-li4yq
2 ай бұрын
@Successwithstephensmith Great information Bro i just had to subscribe to your channel and liked your video i had a quick question I went to a car dealership a couple of weeks ago and the ran a Hard inquiry for a Auto loan and got denied now my credit went down can i use your method to fix my credit or anything any advice will help Bro i would really appreciate it please thank you ????
@Successwithstephensmith
2 ай бұрын
Hello, yes you can use this method to remove the hard inquiries you received I’d recommend using a credit union going forward and get pre approved that way you don’t have to put any money down and you don’t have to worry about them shot gunning your credit score
@marioperez-li4yq
2 ай бұрын
@@Successwithstephensmith wow thanks a lot bro I really appreciate it 👍
@Successwithstephensmith
2 ай бұрын
You’re welcome I have a video that might help kzitem.info/news/bejne/jol3q5ubapVzYHYsi=JTL8EfXqpzeBa8K8
@shereebailey895
Ай бұрын
Do you freeze the secondary bureaus?
@Successwithstephensmith
Ай бұрын
You can but it’s better to remove any information you don’t want from the secondary bureaus
@ReginaPeterkin
3 ай бұрын
Hey this is regarding inquires only: On 5/11/2024 and 5/18/2024 I followed your directions step by step and as of 6/9/24 there still haven't been any deletions. I did it twice bc I wasn't getting any deletions after 1 week. I know it work because several of my friends and family was successful just not me :( What suggestions you have for me on my next steps? Thank You
@Successwithstephensmith
3 ай бұрын
Unfortunately I can’t say, if you’re following everything step by step ideally everything would work. If these hard inquiries are associated with account you are using actively right now that could be part of the problem other than that I can’t think of reason why you’re having issues.
@miajudkins7658
5 ай бұрын
Hey Stephen , just starting following your Channel last night and I love your content and I feel like your the most knowledgeable out everyone in your lane. ✨I saw on one of your videos we should dispute the hard inquires before working on the collections . Once the inquiries are removed, is there a period we need to wait to repeat this step for the collections ? I would also be interested in a one on one because I don’t want to mess up lol Thanks!
@Successwithstephensmith
5 ай бұрын
Thank you!! You can actually dispute both collections and hard inquiries simultaneously if you want. I like to keep it organized and do them one after the other but it’s not required. If you’d like you could start on the collections immediately.
@miajudkins7658
5 ай бұрын
@@Successwithstephensmith ok thanks ! I know I’ve left multiple comments on different videos but I’m super invested because I’m trying to purchase a home for me and my kids! I really appreciate you answering every last question so promptly! You’re such a blessing you have no idea! Please let me know as well if and when you’re accepting 1 on 1s . Again I appreciate you! Thanks!🙏🏾
@Successwithstephensmith
5 ай бұрын
Keep me updated on your progress, you can also schedule 1:1’s on www.successwithstephensmith.com
@miajudkins7658
5 ай бұрын
@@Successwithstephensmith hey Stephen I just wanted to update you on my progress I was able to get the collections removed ! And now I’m going to work on my hard inquiries . Thanks so much for the info . I submitted my complaint for the collections on 4/5 and they were both gone by 4/10
@Successwithstephensmith
5 ай бұрын
@@miajudkins7658 great! Keep me updated
@fortunehavenllc
4 ай бұрын
Thank for dropping gems brother. I just completed these hard inquiries removal, and I'm awaiting result. Do you think I will still be able to be approved for credit card with the same banks I just filled hard inquiries report removal against.
@Successwithstephensmith
4 ай бұрын
Yes you definitely will
@fortunehavenllc
4 ай бұрын
@@Successwithstephensmith That's great. Thank you for your response.
@fortunehavenllc
4 ай бұрын
I just scheduled a 1-1 with you for 4/22/24 at 9am. I'm in AZ, please what time zone are you in?
@Successwithstephensmith
4 ай бұрын
@@fortunehavenllc I’m in Pacific time zone, I just sent you a confirmation text
@silent8989
3 ай бұрын
Sup bro how did it work out
@LordIAmWilling
5 ай бұрын
I can only submit in one identify theft form.
@Successwithstephensmith
5 ай бұрын
I can’t tell if you’re asking or telling lol but you can submit more than one however I’d recommend doing them separately.
@henryjones6441
Ай бұрын
What would be inquiries you dont want removed? I want to do mine this weekend but I didnt want to do any that might hurt me or will it?
@Successwithstephensmith
Ай бұрын
Don’t remove inquires for accounts that are active and that you want to keep.
@corbenbellamy-pq9cf
3 ай бұрын
Also should I remove collections first or chargeoffs first? Or does it matter?
@Successwithstephensmith
3 ай бұрын
You can do both at once
@maliksanchez4187
2 ай бұрын
Will this work for inquires that I have credit cards with?
@Successwithstephensmith
2 ай бұрын
Yes but I don’t recommend it, the accounts may have reporting issue if you do that. I only recommending removing business credit card inquiries or inquiries where you didn’t open an account
@GameGearUniverse
3 ай бұрын
Quick question. Can I remove an inquiry for a car loan that I actually want to keep? I just don’t want the actual inquiry showing on my report.
@Successwithstephensmith
3 ай бұрын
I don’t recommend it if you want to keep the account I wouldn’t remove the inquiry
@jahuanlewis9279
2 ай бұрын
Is there a time frame for this? Like can u take some off from a few years ago?
@Successwithstephensmith
2 ай бұрын
All inquiries fall off after two years, check the dates you may have some coming off soon. There is no time frame with this method
@corbenbellamy-pq9cf
3 ай бұрын
Is it bad to create multiple identitytheft complaints for hard inquiries and collections? Will it look bad if I have 4 identitytheft reports in the same day ?
@Successwithstephensmith
3 ай бұрын
No you’re not creating an account, so it’s okay to create multiple at a time.
@DevynBrown-xh3gq
2 ай бұрын
I have disputes and complaints opened up right now waiting for the collections. Am I able to go ahead and do this with the inquires right now while waiting on the others. Or is it okay to do this now?
@Successwithstephensmith
2 ай бұрын
You can do this now
@Acemulla
5 ай бұрын
This do not work on mobile device
@Successwithstephensmith
5 ай бұрын
I tried it on my mobile phone seems to be working try to refresh the browser clear cache and delete history
@sherian9306
6 ай бұрын
Does this work for bankruptcies and chargeoffs?
@Successwithstephensmith
6 ай бұрын
This does not work for bankruptcies or charge offs, I have a separate video for charge offs
@AlloraYT
2 ай бұрын
Hi Stephen, if I recently changed my address in 2023 and I want to remove old addresses and also want to remove inquires that are from 2022; do I change the date that I’ve lived at my current address to 2022?
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