Sairam,
Problems written in letters from various people:
Excessive debt/loan -
can we repay it back?
Till now it has not been possible to repay back. Can we clear it in future?
Loan recovery agents are giving lots of torture and trouble which makes us feel to commit suicide.
Outcomes from debts:
Health issues - Diabetes, BP, Paralysis, Heart attack
Reason for taking loans/debts - house, vehicles, food, education, marriage, unexpected health complications. Therefore, there is no happiness in life as we are involved in one or other loans.
Reasons for taking loans/debts in this birth: Karma siddhanta
Runa bhaade - this can be identified from horoscope
Mata Pitru Runa - in previous birth, if not taken care of mother, then debts from women.
PItru Runa - in previous birth, if not taken care of father, then debts from men.
Daiva Runa - If some harike is not completed and fogotten
Guru Runa - Taken knowledge but insulted or not taken care of Guru.
Loka Runa - if taken public money and have not returned
Hence do not cheat anyone, else until you repay, you will be repaying debts
Depending on what was stolen in previous birth, one should work at the same place where these items are manufactured.
Gurudeva says never steal or tell lies.
When taking loan, one should analyse:
1. from whom I am taking loan - never taken loan from rowdies, divorcee, lady who has never took care of in-laws,
Taking loan from elderly married sumangali lady, will yield good results.
2. time of taking money and getting it inside the house.
Remedy: Skanda Purana, Vamana Purana, Padma Purana
Gantakarna is assistant of Kartikeya and does not like listening to bad words, wrong doings etc. Hence he ties a ganta in his ears as earrings.
Mantra:
OM HREEM SHREEM KLEEM GHANTAKARNA
MAHALAKSHMI POORAYA POORAYA
SUKHA SOUBHAAGYAM KURU KURU SWAAHA
Tantra:
Take a plate full of rice.
Take two small gante (bells - like the ones used on the pooja room door) and if possible, gomukha chakra
Keep it on the plate of rice and invite Ghantakarna to this plate contents.
Do pooja with turmeric, kumkuma, flowers, arati and dhoopa.
Take flowers (one by one) in hand and chant the above mantra. Put this on the bells
Pray to give prosperity, clear all debts, show the path for happiness.
Note:
Tantra to do be done for 21 days facing north (same place, same time will give faster results)
After 21days, the bells should be given/put to Ganapati temple.
Thanks... Sairam
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