If you want to know my take on the 5 BEST Growth ETFs, check out this NEW video: kzitem.info/news/bejne/rntmuYaga6h0inY
@AnxiousCowboy
3 жыл бұрын
ETF isn’t even a word, it’s an acronym…
@campsitez2355
2 жыл бұрын
Zero Fees - what could possibly go wrong?
@Daniel_Braun
3 жыл бұрын
As soon as you gave that cow example, I thought, "I wonder if there is a stock/ETF with the ticker MOO." Sure enough, there is. MOO is an ETF that invests in agribusiness 😂
@humphrey
3 жыл бұрын
LOL
@SteveYoung49
3 жыл бұрын
Best comment.
@humphrey
3 жыл бұрын
@@SteveYoung49 hehe
@sbvish2000
3 жыл бұрын
Haha
@hermanJdam
3 жыл бұрын
Hilarius! 😂
@georgerobinson2021
Жыл бұрын
There are a lot of strategies to make tongue-wetting profit that the average joes don't know. . Personally, the financial-market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!
@jesbensommichael8397
Жыл бұрын
Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor
@georgerobinson2021
Жыл бұрын
@@jesbensommichael8397 I've known I had wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. I have $60k I want to transfer into an S&S ISA but it's hard to bite the bullet and do it. $457 is a huge milestone, Please what's your strategy? I will love to have an insight
@jesbensommichael8397
Жыл бұрын
@@georgerobinson2021 I began with a fiduciary portfolio advisor by the name Margeret Ann Warnken . She’s verifiable and her works ethics is in accordance with the US investment act of 1940. Her approach is transparent allowing total ownership and control over my portfolio with fees very reasonable in comparison with my investment-income. Also, She covers things like investment insurance, making sure retirement is well funded, Go over tax advantages , ways to have a volatility buffer for investment risk. many things like that.
@georgerobinson2021
Жыл бұрын
@@jesbensommichael8397 Word of the day: fiduciary. do not talk to anyone who is not a fiduciary to you, who explains everything.
@jesbensommichael8397
Жыл бұрын
@@georgerobinson2021 Margeret Ann Warnken really seems to know her stuff. I looked her up on the web using her full name and found her page, read through her resume, educational background, and qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I'll book a session with her
@margaritasbunny
Жыл бұрын
>
@jirinamuzikova
Жыл бұрын
Inveestors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a pro or trusted
@MarkMilley810
Жыл бұрын
@@jirinamuzikova ,,,Nice, who is the (Financial-Advisor)" aiding you if this is not much i'm asking? my retirement plans are going down the drain with my (401k) particularly losing everything it gained ever since 2021??
@stjepanhauser7595
Жыл бұрын
Interesting , the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.
@DirtyJackieDan
Жыл бұрын
@Gary Enns any financial advice for a 24 year old? I make 55k a year, have 2k invested in index funds/retirement (Roth IRA), however have some debt (about 50k, consisting of student loans, auto loan, and cc debt) Thanks in advance
@greensleeves32
Жыл бұрын
@@DirtyJackieDanpay off all of your debts before investing. Student, car, etc. Not having a car payment changed my life. Then max out your IRA ($6k) every year, save 30+% of your take home income for investments, and find a side hustle(s) that makes you extra money. Preferably a side hustle that you enjoy and can earn you a higher rate as you gain experience. Sounds like you’re doing great tbh
@Pambegay
Жыл бұрын
So far, as I learn and understand the basics of investing, I’ve found Herman Jonas to be of great help to me in my investment journey.
@Novakissla
Жыл бұрын
I second that. I came across benevolent review of his work some time last year and decided to give it a try. After investing with him over a year, I’ve come to the conclusion that professional help brings about remunerative results.
@Corrabeauty
Жыл бұрын
@@NovakisslaAll of this is new to me. I don’t even know where to sign up. I want to do this for the long term. Is Herman taking investors and is there a means to reach him?
@Novakissla
Жыл бұрын
@@Corrabeauty I know that learning the ins and outs of investing is not for everyone. Personally, I trust Herman Jonas, an astute financial advisor who has helped me spread my funds into different assets in the stock market that are bringing me returns! Here,
@Novakissla
Жыл бұрын
Hermanw jonas (a g mal comm
@Corrabeauty
Жыл бұрын
@@NovakisslaThank you, I’ll leave him a mail right away!
@TotallyCoolNails
3 жыл бұрын
Index Funds are secrets to quietly building wealth over time!
@humphrey
3 жыл бұрын
Agreed!
@mazing32able
3 жыл бұрын
Should you buy them through a Roth ira or personal trading account
@humphrey
3 жыл бұрын
@@mazing32able either, Roth IRA better.
@muhumedmohamud2356
3 жыл бұрын
@@humphrey i will never buy index when i get higher return on vug or smh etf.need those higher return on small accouts
@jahimuddin2306
2 жыл бұрын
@@muhumedmohamud2356, A lot of the Vanguard Index Funds have an ETF equivalent. I do not know if VUG has an Index Fund equivalent.
@usDewitt
5 ай бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Lourd-Bab
5 ай бұрын
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@usDewitt
5 ай бұрын
@@Lourd-Bab However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@Lourd-Bab
5 ай бұрын
@@usDewitt Oh please I’d love that. Thanks!
@usDewitt
5 ай бұрын
@@Lourd-Bab Judith Ann peace is her name
@usDewitt
5 ай бұрын
Lookup with her name on the webpage.
@MiikeFaber
Жыл бұрын
Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.
@yfar567
Жыл бұрын
very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisorr, you can be passively involved with the aid of a professional.
@c.t.u.o
Жыл бұрын
Please can you leave the info of your investment advisor here? I’m in dire need for one.
@yfar567
Жыл бұрын
I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.
@c.t.u.o
Жыл бұрын
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
@pvs108
Жыл бұрын
We got bots here
@martinfoster1388
2 жыл бұрын
Would it be a mistake to have a Roth IRA with Vanguard (VIGAX), and separately two separate index funds with Fidelity (FNILX and FZROX)?
@kathleenstoner.n7499
2 жыл бұрын
So much complexities. Honestly, i think FX-Trading is just the simplest yet you make a very good passive income weekly.
@kathleenstoner.n7499
2 жыл бұрын
Not a Pro. LoL. I work with "Sandra Yvonne Webster" in all honesty she is an Angel. Do your own research!
@dr.karidouglas1312
2 жыл бұрын
Sandra was here in Utah for a seminar. She spoke about Nft bubble Great speaker, full of humor and rhetorics too. Lol!
@mbradley2367
2 жыл бұрын
This name Sandra Yvonne Webster is fake, however she is actually person with her credentials being manipulated. Once you find her website on the internet and “dig” into her finra you can see she actually is a person that works at Fidelity in Ca. Her name is being used to target people. I have already emailed And contacted her regarding this fake website in her name
@NolanGouveia
2 жыл бұрын
This video was pure FIRE my dude! We need to get a collab going. My finance students need to hear your perspective!!
@dancyjohn6873
2 жыл бұрын
Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but i don't think they're trusted. Please do you have any recommendation?
@williamscharles9822
2 жыл бұрын
Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that stock trading is one of the profitable money exchange services that elevates investors and their financial status.
@darlenahanton9738
2 жыл бұрын
That's true most people today have been having a lot of failures in stock sector because of poor orientation and bad experts
@monicango967
2 жыл бұрын
I have been seeing so many recommendations about miriam klein , her strategy must be good for people to talk about her
@jenniferbriggs6610
2 жыл бұрын
Thank you😊 for this video, do you offer account management or have any recommendations?
@stepheniemattews1818
2 жыл бұрын
@@annmannings1840 Well I totally agree with you nvestment is that tiny line that separates the rich from the poor.
@stevekings9460
2 жыл бұрын
@@stepheniemattews1818 Investing in stocks and cypto market in this economy crisis is the best financial decision anyone can make this year,
@marknoble6832
2 жыл бұрын
@@nickpope5056 There is really no country restriction in her company,I'm investing with her from Switzerland.
@vivianstick537
2 жыл бұрын
Anyone??
@bobbyjames5414
2 жыл бұрын
@Jessica Austin She is an expert trader and her services is reliable and transparent and apart from myself, I have never seen any of her customers complaining about loosing their money, and I have made over $90,000 under her management.
@damianmorningstar4127
3 жыл бұрын
You and Graham Stephen have taught me so much this year, thanks a bunch!
@Daniel_Braun
3 жыл бұрын
Same, they are both excellent creators!
@humphrey
3 жыл бұрын
Great to hear. You’re welcome Damian. Appreciate you watching
@stevenrogers2568
3 жыл бұрын
I agree, it will not be long before Yang has a ton of subscribers.
@DoubleJabSlipRightHand
3 жыл бұрын
2 beta-males
@chrisconley3579
3 жыл бұрын
I made the decision to put 5% of my monthly salary in index's every month. They've easily beaten inflation, I've averaged roughly 9% across these positions. Can't complain, stable and reliable.
@humphrey
3 жыл бұрын
Hell yeah!
@prissylittlemissy_
3 жыл бұрын
Nice
@rogerdoger9939
3 жыл бұрын
Are you doing this in a retirement account? traditional or Roth IRA?
@chrisconley3579
3 жыл бұрын
@@rogerdoger9939 I have my 401k through work, I max it out and let it ride on the market algorithm. It hasnt done be wrong in 15 years and its yielded 41%. This is all in my private portfolio. I have a private ROTH IRA I am putting money into as well and its following Indexes, big/small market cap and immerging markets.
@23janneter
3 жыл бұрын
Which index would you recommend?
@laurenjudd2782
3 жыл бұрын
Literally just talked about this yesterday, thanks youtube feed... (I know youre listening)
@anazeliaruas6411
3 жыл бұрын
Thanks for watching write me up for more details + = 1= ( = 4 = 0 = 2 = ) = 7 = 6 = 9 = 3 = 7 = 8 = 0.
@mrwelch2004
3 жыл бұрын
Schwab: Hey, I'm standing right here!?!
@donnelljunior4198
3 жыл бұрын
Exactly
@akin242002
3 жыл бұрын
Schwab gets overlooked too often. It's like the person at work that is good at their job, but never gets promoted. SCHX, SCHB, SCHD, SCHG, SCHA, SWPPX, SWTSX, and SWLGX are all great funds.
@donnelljunior4198
3 жыл бұрын
@@akin242002 I personally have SCHY
@mrwelch2004
3 жыл бұрын
@@akin242002 I have SCHD and it's a great fund.
@Hazelrat10
3 жыл бұрын
Fidelity’s zero cost index funds pay annual dividends, while vanguard’s pay quarterly. Even at a higher expense ratio, vanguard’s index funds will actually outperform Fidelity’s because dividends will accrue interest sooner.
@humphrey
3 жыл бұрын
Good point.
@maybegarbage4109
3 жыл бұрын
What fidelity index funds are good in your opinion? I’m learning how to trade
@dirtymike3329
3 жыл бұрын
@@maybegarbage4109 FXAIX is solid
@youssoufahmed1788
3 жыл бұрын
Annual dividend payout? Damn that’s a bummer. Thanks for sharing
@LM-lj2cf
3 жыл бұрын
What about m1 finance? Do their index funds pay quarterly?
@AustinRabin
3 жыл бұрын
Great explanation! Love your videos as always man!
@WillsThoughts
3 жыл бұрын
how much would the zero percent make a difference over decades? im debating not moving over from vanguard but just starting a fidelity too
@humphrey
3 жыл бұрын
Please ignore spam/bot comments, thx for the kind comments though. It wouldnt make a HUGE difference, as its just a few dollars per $10,000 invested per year.
@mlovespring7892
3 жыл бұрын
You talk about vanguard. But what about index funds with schwabs? What are the top 5 index funds to invest in with schwabs index funds?
@SierraRacingTeam
3 жыл бұрын
I like SWPPX and SWTSX
@rogerdoger9939
3 жыл бұрын
I bet Schwab has the exact same funds. Like Sierra Racing Team listed below the S&P500 and Total Stock Market.
@na-cp9kp
3 жыл бұрын
Investing is a stepping stone to success, investing is what creates wealth.
@humphrey
3 жыл бұрын
Agreed!
@craigriley736
3 жыл бұрын
As an aspiring investor looking at certain index funds, I often wonder how topnotch investors are able to make millions of dollars from investing, yes I do have a substantial amount of capital which is required to make good gains, but still lacking on strategies and guidelines I need to apply to make huge profits.
@arithmeticgoldstein1819
3 жыл бұрын
you could just followup on Humphrey's recommendation some of them turn out good.
@targetram2807
3 жыл бұрын
Get in touch with an investment adviser, they can assist you make the right investment choices
@mredemption7016
3 жыл бұрын
@@targetram2807 Are you in touch with an adviser? is your experience much better than investing on your own?
@targetram2807
3 жыл бұрын
@@mredemption7016 Yes I am in touch with a broker 'Lisa Jill Grenell' and for the past 6months, I've been able to stay afloat the market crashes and I've watched my portfolio grow by over 40% these past few months.
@mikecuban6557
3 жыл бұрын
@@targetram2807 Hey I just searched her and wrote her an email, thanks for sharing.
@ethanjaworski1452
3 жыл бұрын
just put 11k into fxaix at age 16, adding 500 per month for as long as possible.
@humphrey
3 жыл бұрын
Please ignore spam/bot comments, thx for the kind comments though... That is a good strategy if you can keep it up.
@MistaTofMaine
3 жыл бұрын
Way to go Ethan, the younger you can start the better off you are when it comes to this sort of thing.
@Dagzfromearth
3 жыл бұрын
I’m trying to get my daughter to do this, she just hit her first job. I just keep thinking if I had anyone teach me this stuff back then or if I had KZitem, could’ve made a huge difference
@rogerdoger9939
3 жыл бұрын
You may want to see about setting up an Roth IRA. Some of the money you may need to use for college or a trade school. Other, you don't want to pay taxes on any dividends or the growth.
@andrewnguyen8775
3 жыл бұрын
What are your thoughts on Charles Schwab, SWPPX and SWTSX?
@mriduljayan4466
3 жыл бұрын
They are similar, I am fully invested in Schwab funds, but I am an employee as well.
@rogerdoger9939
3 жыл бұрын
You can't go wrong with Schwab.
@19roxy9
3 жыл бұрын
Hey I'm thinking about starting to invest in ETFs to offset the risk of equity I was thinking about buying bonds. What do you recommend BND or BLV
@Bangpaulxu
3 жыл бұрын
Cannot wait for you to reach 100k, even as a new subscriber, your vids are so informative. Much love from Shenzhen, China. Thank you for the time stamps so we can go directly to the meat of the vid.
@humphrey
3 жыл бұрын
Thank you so much, I hope to reach it soon! And I appreciate you watching. Of course, I think the timestamps are super helpful. Hoping China is doing well!
@AnxiousCowboy
3 жыл бұрын
Oh great. Typical Shenzhen.
@KevinKake_
3 жыл бұрын
Great video👍🏿 Omg he drank the Milk 🥛😂😂
@JJJosh949
3 жыл бұрын
@henry is there a reason you’re against target date funds for early investors?
@joed3264
3 жыл бұрын
I have had my savings in VTSAX for decades. I now have a very comfortable retirement.
@AnxiousCowboy
3 жыл бұрын
That’s what you think
@joed3264
3 жыл бұрын
@@AnxiousCowboy I have more money than you ever will. I married a wealthy woman. Don't be jealous.
@AnxiousCowboy
3 жыл бұрын
@@joed3264 that’s what you think
@greatest.8831
3 жыл бұрын
Is there a reason you went with VTSAX instead of an index that tracks the S&P 500?
@joed3264
3 жыл бұрын
@@greatest.8831 I have used both VTSAX and VFIAX. I have been in VFIAX for the last 12 years.
@youdagoob
2 жыл бұрын
I grew up in a dairy farm so this made perfect sense.
@tonimhamilton2072
3 жыл бұрын
if you’re just starting, it may not be a bad idea to begin with an S&P 500 index fund since it gives you such broad exposure out of the gates, but remember that you can buy multiple funds to build a portfolio that fits you, I've put in quite an effort into VIGAX, VXUS, VFTAX and my portfolio has grown over 230% in a year just hit the 7 figure mark...
@donaldlocher2537
3 жыл бұрын
I’m new to all this, which is the best ETF
@kathryngibbse5251
3 жыл бұрын
Wow this is really impressive...congrats on your success
@tonimhamilton2072
3 жыл бұрын
@@donaldlocher2537 There are plenty of options out there if you're looking for the best index funds for beginners, but Vanguard funds stand out among the competition....
@donaldlocher2537
3 жыл бұрын
@@tonimhamilton2072 I said I was going to get into index funds this yr but haven't really wrapped my head around it...do you do this on your own ?
@Kunyazaforever
2 жыл бұрын
Toni how much did was your initial investment? And how much and how frequent we’re your contributions?
@lawrenceberg8804
3 жыл бұрын
Hi Humphrey! Could you do a video on the different types of savings accounts? Like high yield vs money market vs certificate of deposit? Love your videos!
@rogerdoger9939
3 жыл бұрын
Did you find the answers you were looking for?
@ForrestGump1212
2 жыл бұрын
CD's are not worth the money. the interest rates suck
@SurpriseMeJT
3 жыл бұрын
I started investing in 2008 just after the market crash. Needless to say, this market run has been good to me.
@gamer6595
2 жыл бұрын
How good ? :)
@SurpriseMeJT
2 жыл бұрын
@@gamer6595 Just use Portfolio Visualizer for the S&P to find out.
@CicadaAppreciationSociety
3 жыл бұрын
One of my ETFs is SPYD because I like index funds AND dividends
@chrisanthony3560
2 жыл бұрын
Buy a good cross section of an economy and you should do well over the long term. The market wil be high in 10 to 20 years, and significantly higher in 30. It's almost impossible for a company with no debt to go bankrupt.the U.S. is about 50% of the global market place, Pay yourself first. It's time in the market, not timing the market. last year I invested 100 grand in the S&P 500/ an allocation fund (with the help of my advisor Rita Wildrin Mora of course) and made 370k, but guess what? I put it back and traded with her again and now I’m rounding up close to a million.
@clairefrewman1456
2 жыл бұрын
Oh she has a webpage perfect
@Sahil-do4gs
3 жыл бұрын
What do you think about VUG, I’m planning to start investing in it rather than VOO
@humphrey
3 жыл бұрын
I believe VUG is the etf version of VQNPX no?
@jamesgrabbs4285
3 жыл бұрын
Vanguard Growth ETF (VUG) has done great in recent years, but I think Humphrey has given some good picks here. Regarding VUG I would caution you about performance chasing especially since the valuations here seem very high based on historical averages. Additionally interest rates have been heading higher due to inflation concerns, inflation makes future profits not as valuable especially for growth stocks with high valuations counting on profits many years into the future. In any case nobody can really see into the future, I would definitely recommend that you research "performance chasing in investing" though.
@l.y.1486
3 жыл бұрын
So if I buy these index funds I just keep buying shares of each one when I have the money?
@humphrey
3 жыл бұрын
Right, you would keep adding to VOO or VTSAX for example.
@idris8498
2 жыл бұрын
The trading market is constantly evolving with new features, trading opportunities, financial swings with sudden surprises around the corner. The best thing is to stay in shape and don’t let anything catch you kn the wrong foot.
@gustav2515
2 жыл бұрын
Investing with an expert is a very good plan for a structured investment portfolio. That’s why I’ve be conducting my trades with ‘Samantha Lee Ward’ I’ve learnt to be patient with stocks since most traders tend to get into a stocks and get out at a quick 10% ,20% profit. But they miss out the big gains because it trades at a P/E ratio of 40-50.
@Joseph-rx1do
2 жыл бұрын
@@gustav2515 That’s one heck of a broker and Solid recommendation. She has been influential to the success of a lot of traders even here kn KZitem.
@nicollete5447
2 жыл бұрын
@@gustav2515 This is great. Good for you. I have been holding back in investing in the stock market because I have little background knowledge and don’t know any credible brokers either. Do you have any ideas that could help?
@gustav2515
2 жыл бұрын
@@nicollete5447 I found out about her through a comment section on KZitem and decided to do some digging on Samantha Lee Ward, The information I found showed that she is a renowned broker with eons old experience. I didn’t need much convincing yo enroll with her afterwards and I have been benefiting ever since.
@gustav2515
2 жыл бұрын
@@nicollete5447 What'sapp✙12527511239
@pyrocoyote1922
3 жыл бұрын
As a dairymen thank you for explaining stocks in a way I can understand lol
@AnxiousCowboy
3 жыл бұрын
Milk
@eemilee91
3 жыл бұрын
I loved your dividend/milk analogy, super clever and gave me a chuckle! 😂 I appreciate how clear and concise your explanations are, while at the same time being easy to understand. You've earned a new subscriber. :) Keep up the good work!
@humphrey
3 жыл бұрын
Glad it was helpful!
@sophiac.bristow1307
3 жыл бұрын
What are your thoughts about starting to invest now with the potential market adjustment / crash looming?
@Realelonmusktesla
3 жыл бұрын
Forex trading has left me no choice but to keep investing cause it's makes so much profits for me
@rogerdoger9939
3 жыл бұрын
@@Realelonmusktesla Nice spam Jessica
@sirstudalot20
3 жыл бұрын
You misquoted the inception date return of the Vanguard Growth and Income fund. It has underperformed the S&P 500. Also, I believe Value has shown to outperform Growth given a longer investing timeline.
@rakazool4929
3 жыл бұрын
Mate this was exactly what i was chasing ETFs are so underrated love your work and what a great time to buy.
@elka-bs8590
3 жыл бұрын
Etfs best way to invest
@streetrat123
3 жыл бұрын
@@elka-bs8590 are etf’s the same as index funds?
@akin242002
3 жыл бұрын
@@streetrat123 For the most part, yes. The few major advantages of ETFs are: - You can buy/sell them at various times in the market (pre-market, market, and post-market hours). - Usually have lower expense ratios than Index mutual funds, but Fidelity and Schwab have some exceptions to that norm. - Tax advantages (Capital gains tax) in regular brokerage accounts. Vanguard Index mutual funds are the exception due to a legal patent.
@theATkid
3 жыл бұрын
@@streetrat123 no
@benshapiro3544
2 жыл бұрын
@@akin242002 can you speak more about the tax advantages with vanguard due to a patent? Or point me in the direction of where to read more about that? Thanks
@Interestingenough4
3 жыл бұрын
VTI and VXUS are a great way to build a "lazy portfolio" for a Traditional or Roth IRA, as well as an investment HSA and 401k (if your work has that). You basically get the world's stock market in two funds. Other funds and/or individual stocks can serve as "cherries on top."
@medicalchalupa9928
3 жыл бұрын
That 0.75% expense ratio at ARK makes me question if it’s worth it
@humphrey
3 жыл бұрын
yeah... its exepsnvie.
@user-jy7yw5kw3w
3 жыл бұрын
If you get 100% returns like last year it's totally irrelevant. Would you rather have 100% returns with a 0.75 expense ratio. Or get 10% returns with a 0.03% expense ratio. That's an easy one.
@stephen9609
3 жыл бұрын
@@user-jy7yw5kw3w You're obviously a rookie because it definitely will not see that type of performance every year. 2020 was one of the most lucrative years ever in the markets. If you're investing for 40 years you definitely should not expect that kind of performance and should assume some negative years
@user-jy7yw5kw3w
3 жыл бұрын
@@stephen9609 I've held tqqq for the past few years and it's outperformed the market by a lot. You can run the numbers in portfolio visualizer it's been beating the market for over a decade now.
@FIREownyourtime
3 жыл бұрын
@@user-jy7yw5kw3w i agree. I use to only hold indexed funds. But, i do find that active managed funds do provide benefits when the stocks are crashing and they pick and rotate the best ones to grow. Keep Arkk, Qqq, prjix in long term roth IRA. Indexed funds in 401k. Balanced approach.
@dipakbarua4152
3 жыл бұрын
If I know it right, FXAIX, not FNILX, is the equivalent of VOO or S&P 500 index. Why are you saying FNILX, which is the large bend, the same?
@itolokz
3 жыл бұрын
Do you recommend buying just one of those funds or is it best buy 5k worth of all those funds combined?
@rogerdoger9939
3 жыл бұрын
Buy the S&P500. Enjoy retirement
@investinstyle-financeinves1181
3 жыл бұрын
Don't pay high fees for managers that won't be able to beat their benchmarks long term. If Warren Buffett loves them, so should everyone. INDEX FUNDS FOR LIFE
@humphrey
3 жыл бұрын
Totally agree.
@boykepweng5697
3 жыл бұрын
What is high fees?
@elka-bs8590
3 жыл бұрын
@@boykepweng5697 expense ratio
@dirtymike3329
3 жыл бұрын
@@boykepweng5697 if you see anything over .50%, I wouldn’t invest. A true index fund for American securities should be under .10%
@LifeofKairo
3 жыл бұрын
That future money is JUICY! 🧃🧃🧃
@humphrey
3 жыл бұрын
ALRIGHTTTT JUICE IT UP!
@rickdiculous5655
3 жыл бұрын
NOOO! STOP! Don't drink the milk! It's better to put the milk back into the cow/herd if you want to become a rich farmer.
@Sreehammer
2 жыл бұрын
What's the difference between the FNILX and FXAIX Fidelity 500 Index Fund? The FXAIX fund has a small expense ratio, but is it the same holdings?
@muffemod
3 жыл бұрын
"he need some milk!"
@humphrey
3 жыл бұрын
hahaha
@Bentleyg-vh9sn
3 жыл бұрын
ALMOST 100k!!! SO CLOSE
@humphrey
3 жыл бұрын
Please ignore spam/bot comments, thx for the kind comments though.!!! 100k soon!
@Bentleyg-vh9sn
3 жыл бұрын
@@humphrey don'tworry
@0909ttt
3 жыл бұрын
Half of my HSA is in VTI and it’s invested automatically every month.
@michigan0207
3 жыл бұрын
If you open a Roth Ira at Vanguard do you have to have $3000 for each individual index fund or just re $1000 to buy in that you can spread however you want?
@Kthx881
3 жыл бұрын
Fund minimum is for each individual fund
@jonathancanoy4593
3 жыл бұрын
This guy is legit!
@humphrey
3 жыл бұрын
Thanks man!
@lloydloots90
3 жыл бұрын
can you explain what treasury bonds are and why they are affecting the stock market?
@humphrey
3 жыл бұрын
ill have to do some research and consider this as a video myself... thx for the suggestion!
@lolWillieP
Жыл бұрын
TEAM SPYDER. Until the fed gives up on the American economy, it will always outpace inflation over time. Spider-Man was always my favorite hero anyway :)
@monkeypawism
3 жыл бұрын
Imma take advantage of my Fidelity account. Add to their (shshsh) SnP market share.
@0pmbabi
3 жыл бұрын
Amazing content Humphrey, I’ll stay subscribed for a long time I’m sure of it
@humphrey
3 жыл бұрын
I appreciate that my friend :D I hope to continue to make great content for you and the other subs
@user-yz7dr2yh3i
2 жыл бұрын
Actively managed funds usually underform passively manage index funds. Low cost or no cost index funds are excellent investments.
@doducduy96
3 жыл бұрын
moral of the story just buy SP500 or total stock market. Towards your retirement throw in some bond holding. It's really hard to beat the market not even professionals can do it so why would you want to attempt such a thing.
@jimcapelli1431
3 жыл бұрын
I don't see any disadvantages of an ETF funds. Are there any downs besides not being managed by people?(which I think is not a disadvantage) Please advise
@humphrey
3 жыл бұрын
ETFs are actually more tax efficient, no downsides besides maybe a slgihtly higher expense ratio compared to index funds
@MA-hd4or
3 жыл бұрын
very nice overview. A few points. The equivalant of VFIAX in Fidelity is FXAIX, not FNILX. The trick with FNILX is that Fidelity is not bound to follow SP500 and there is always some money market percentage which fidelity sells around to compensate for the zero fee. I have both but i lean more towards FXAIX then FNILX due to its SP500 bonding nature.
@hybridmajik
Жыл бұрын
Thank you for this comment. New and I had FXAIX open in another tab wondering why he wasn't comparing Vanguards to this fund in particular.
@bryzzo4380
3 жыл бұрын
If I have money in VOO in a Fidelity Roth IRA, would you recommend selling it and buying FNILX?
@humphrey
3 жыл бұрын
Since the gains are never taxed in a Roth IRA you can switch over if you’d like!
@karlbe8414
3 жыл бұрын
Compare VTI vs. VOO in 1 to 10 year time frames! Same low ER, but outperforms.
@Go4Broke247
3 жыл бұрын
Get FSKAX
@Noahwxlr
3 жыл бұрын
Out of these two (Index Funds vs. Dividend Index Funds), Which one performs better long term for ROI?
@Realelonmusktesla
3 жыл бұрын
Forex trading has left me no choice but to keep investing cause it's makes so much profits for me
@rogerdoger9939
3 жыл бұрын
Your question is to vague.
@ianscianablo8507
3 жыл бұрын
The top holdings to VOO is what percentage? Thanks Humphrey!
@humphrey
3 жыл бұрын
the top 10 holdings account for 29% of their net assets
@WellWithChels_
3 жыл бұрын
S&P 500 was my first investment!! I’m looking at my portfolio and realizing as a new investor I put too much into individual stocks and not enough in mutual funds!
@andrehof7876
3 жыл бұрын
that happens a lot as you want to have some "names" in your portfolio...just names you know... that is not directly wrong,but it has nothing to do with building your best wealth
@josephkrasowsk2025
3 жыл бұрын
What are your thoughts on building a core portfolio with these three EFTs (VTI/VUG/DIV)?
@BigO355
2 жыл бұрын
This is what I’ve been looking into, having a portfolio that’s small, to around 5 index & dividend funds
@mcculm631
3 жыл бұрын
Roth IRA, Traditional or regular brokerage account? Or should I have an IRA and a brokerage account.
@floridaman8500
3 жыл бұрын
About how many shares of one of these would I need to see any decent profit?
@firefly361
3 жыл бұрын
First thing about shares and stokes is you have to look for long term. The markets keep fluctuating so it wont give you short term quick profit.
@rogerdoger9939
3 жыл бұрын
If you owned 1 share that cost $10, and in 30 years it was worth $500, would that be a decent profit?
@JakeDenning
3 жыл бұрын
I just put 3k in VTSAX!
@bransontay.9232
3 жыл бұрын
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p,
@billybuttons4298
3 жыл бұрын
So looking at the historical returns of the VQNPX vs. the S&P 500, the VQNPX outperforms by an extremely small margin. Considering the higher expense ratio of the VQNPX, would the S&P 500 index fund put more money in your pocket at the end of the day or would you still make out better with the VQNPX? The maths aren't my strong suit.
@humphrey
3 жыл бұрын
Depending on the year, you could make out bette rtih VQNPX. But S&P500 index fund is probably just safer longer term.
@mstenson4
2 жыл бұрын
Hey Humphrey, what do you think about VT Vanguard Total World Stock for investing in the international market?
@nancy-vz8nb
3 жыл бұрын
Nice video. For your number 1 etf, do you have an index fund symbol for it? Thanks
@humphrey
3 жыл бұрын
VTI is VTSAX
@nancy-vz8nb
3 жыл бұрын
@@humphrey thanks
@JP-fw3ug
2 жыл бұрын
Hi Humphrey! what are your thoughts on buying equivalent index funds from the brokerage you're a part of? For example. instead of VFAIX, buy FXAIX instead?
@NFLBiz
2 жыл бұрын
Yes! Low expense ratio, similar companies, and good annual returns
@Powerlight958
3 жыл бұрын
Other than the expense ratio, what's the difference between FNILX and FXAIX?
@Powerlight958
3 жыл бұрын
A couple months ago I picked FXAIX because it's Fidelity (which I already have an account for) and it tracks the S&P500. Now I see this and wanna switch haha
@rogerdoger9939
3 жыл бұрын
@@Powerlight958 What do you want to switch to?
@rb8021
3 жыл бұрын
Great info!!! I'm about to open up a Roth IRA, but don't know which is better Fidelity or Vanguard
@humphrey
3 жыл бұрын
Fidelity is easier to use lol
@pussyass300
3 жыл бұрын
I just opened a Roth IRA and put in some money into IVV. Do I simply keep contributing to the Roth IRA and keep buying more IVV? How does it work?
@keithwalker7245
3 жыл бұрын
It also depends on how many years you have until retirement
@cathyg1099
3 жыл бұрын
Is there a difference in the way dividends are paid out between ETFs and mutual funds?
@DavidEVogel
3 жыл бұрын
No. Dividends are reinvested.
@cathyg1099
3 жыл бұрын
@@DavidEVogel thank you.
@jorgeavila8320
3 жыл бұрын
Say you buy individual stocks and then invest in an index fund that has those companies within, is that ok? idk if that makes sense lol
@humphrey
3 жыл бұрын
yeah you can have both - individual stocks and index funds that also might contain those same individual stocks.
@Nick_S1
Жыл бұрын
Good list! I do own three off that list VVIAX, VFIAX, and VTI. My top ETF performer was not on the list VGT, but that one is higher risk.
@dianajung6126
3 жыл бұрын
index funds are in no way better than holding individual stocks, I am just 5 years into investing but still optimistic of reaching my goals
@SteakN Shake oh wow😮… This is incredible. I listen to her podcasts sometimes and I have learnt lots of strategies thereso, never knew she offered these services. does she still take new clients?
@mredemption7016
3 жыл бұрын
@SteakN Shake Investment coaching sounds like a great idea, thought about it before but never knew how to go about it, Have you used a coach? what is the experience like?
@dragonkiss3055
3 жыл бұрын
@SteakN Shake Thanks for sharing. I looked up this lady and what I read on her is impressive including her work history on her website. I will wait to hear from her, I hope I get back a reply.
@joostvw3692
3 жыл бұрын
Nice advertising going on in this tread. Let me guess all comments here from the same person....
@upstai
3 жыл бұрын
The man Humphrey
@humphrey
3 жыл бұрын
Yoooo ty
@ao.6956
3 жыл бұрын
Sorry noob question here. Is compound interest calculated monthly of each monthly payment or annually of total investment of that year ?
@humphrey
3 жыл бұрын
i typically like to calculate it annually of that year.
@arodhoopdogg6013
3 жыл бұрын
VTI shows it's a US based stock? i don't see CAD or International equities? am i missing something?
@jamescc2010
3 жыл бұрын
Can you recommend index funds that pay good dividends? Also a big question, what can happen to stocks if we have dollar crashes/reset or hyperinflation?
@bransontay.9232
3 жыл бұрын
Thanks for the review+1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p
@jamesfisher4388
3 жыл бұрын
VYMI is a good one
@LifeNewJourney
3 жыл бұрын
Hi, what is the purpose/advantage of investing in a Vanguard Index fund as opposed to just purchasing its ETF equivalent, since ETFs do not require a $3000 initial investment?
@rickchang3277
2 жыл бұрын
For IRA/ROTH, who help you to disburse at 71 years old ?
@daquans310
2 жыл бұрын
Mutual fund you can buy any dollar amount. ETF are usually individual shares.
@52msdiane
3 жыл бұрын
Thx!!! So is VTSAX/VTI/FZROX essentially the same??? 🧐
@Stoneface_
3 жыл бұрын
Yes
@a.m.doesit9347
3 жыл бұрын
as far as the underlying stocks go yes but VTI has a tax advantage because its an ETF and VTI you can buy it on any trading app the other 2 you have to open an acct with those brokerages that offer the fund.... IMO VTI is the go to for me oh and you can buy call options on VTI lol
@thefungiblemillennial-fina2207
3 жыл бұрын
Yes yes! I love set and forget investments
@journey2zee
2 жыл бұрын
Such a wonderfully informative video! Thank you so much
@humphrey
2 жыл бұрын
You are so welcome!
@14lamnc1
3 жыл бұрын
Great video. I wished I had watched this video sooner as I spent way too long wanting to buy the FNILX as an overseas investor but not knowing it was a proprietary Fidelity product that isn't offered to other brokerages.
@humphrey
3 жыл бұрын
ahhhh i see
@FlameUrPKZ
3 жыл бұрын
Fnilx is not fidelity’s 500 index. Fxaix is.
@MrDon967
3 жыл бұрын
and how to avoid taxes when withdrawing said funds in the future roth ira?
@MrCrYMusic
3 жыл бұрын
Great video. Only downside they pay a very small fraction of dividends based on your holdings.
@humphrey
3 жыл бұрын
Yeah. Agreed
@rogerdoger9939
3 жыл бұрын
The price of the fund should see an increase, if the companies it owns are increasing in value.
@bernardthomas6232
2 жыл бұрын
Yup
@BrahimYousfi
3 жыл бұрын
VTI is the best investment advice one can give you, so thank you for the content. You gained a subscriber, great work!!! I am starting to doubt my positions in ARK funds, except the genomics one ARKG just because I believe it is silently the next big thing, just a bit shy just like scientists are.
@adventure_awaiits
3 жыл бұрын
Where is SWPPX?
@fffogg
3 жыл бұрын
Does FNILX have an ETF version to invest in? I really don't want to open a Fidelity account. Thank you
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