I have saved 40k since last year, I earn as little as R7500 a month I live way below my means. Every month I make sure to save R5000 and I started selling Avon which I've just started earning a substantial amount and all thanks to Nicolette 💖. The next time I comment on your post I would have started my own business. # Financial literacy is BOSS
@FinancialBunny
5 жыл бұрын
Charmain Phillips my heart just melted. Thank you and well done. Thank you for sharing. I’m so proud of you and wish you well.
@yolandakhumalo
5 жыл бұрын
How are you doing it sis?
@inukadistributorfragrances8513
5 жыл бұрын
I sell Inuka products and I feel like people are sleeping on it It's a business you need to join for extra cash. You buy s perfume for R130 n sell for R200 if you sell 5 a week that would get you R350 n R1400 a month. I will have R11200 in October 😍 thank you Nic I watch these videos n I am unemployed but I put aside R400 a week😀 To join call the head office or reply here I can assist.
@charmainphillips1857
5 жыл бұрын
@@yolandakhumalo Hey girl, I guess I've managed to save so much because I have a goal, I would like to buy a car and start a business, I look at my business plan all the time and I also have a picture of the car I would like to buy that alone encourages me to save but most importantly I live way below my means. Like the most important thing for me is tithe and to giving money at home. Sometimes you just have to loose a little bit on the fun side( going out and all) for a greater goal/ purpose.
@ahviwe
5 жыл бұрын
@@inukadistributorfragrances8513 teach me
@phumzileskosana4122
5 жыл бұрын
You are the financial literacy teacher that we never had at school. Thank you.
@linahmahlangu7064
4 жыл бұрын
Mzitho
@Clarkenth7047
5 жыл бұрын
Tyme bank goal save is da bomb. They add the interest daily... it's amazing. No monthly fees. Access to your money any time.
@popsicle2377
5 жыл бұрын
I hope these banks are sponsoring you because wow. You've captured a market they have struggled with for years
@nonhlemkhize9772
5 жыл бұрын
I've saved so much money from the first time I started watching your videos towards the end of last year.Fastfoods is no longer appealing to me,I think twice before buying new clothes,I check my change and receipt before I leave the shop.In the past I have been charged more than the price on the shelve and sometimes one product was charged twice.
@lebohangmashaba5416
5 жыл бұрын
I legit stopped what i was doing on the net when i saw the notification 🤣😁😁
@FinancialBunny
5 жыл бұрын
hahahahahahahaaha the best
@noluthandoschutte3229
5 жыл бұрын
Me too
@icecreemz
5 жыл бұрын
As someone thinking of moving to SA from the UK this is one of my favourite videos you've done. Would you ever consider making text/graphical overlays or your videos to make it easier to follow lists like your saving account recommendations or even to put the list down in the comment section, which I guess would be much easier for you. Amazing again!
@noxolomalgas8074
5 жыл бұрын
This is actually a great idea, graphical representations would make it easier for us to follow! I love her content 😍
@simphiwelloydmswane6964
4 жыл бұрын
@icecreemz try playing using 0.75x (under normal speed)
@BGladnessLekgoa
5 жыл бұрын
😂😂who-else likes the video,presses download and proceeds to the comments then comes back to watch the video❤️ Thank you soo much Nic❤️
@FinancialBunny
5 жыл бұрын
Hahahahaha i will make sure its relevant content all the time
@lucasmashaole747
5 жыл бұрын
I do😂
@tshepisomorobi659
4 жыл бұрын
I have been on KZitem since from 2018 but this is the first channel in my life I subscribed into because the information I get here is such an amazing and paramount one
@boitumelomogale822
4 жыл бұрын
Just turned 22 and graduated, I feel so blessed to have come across your channel! Wow ma'am you're going to make me so wealthy! I want to start my business up and I feel like you answered all my questions, thank you
@motheolebelo
5 жыл бұрын
I went straight to this video when the notification came through that there is a new upload on the channel, hop hop
@bramjondolo
5 жыл бұрын
The generation that you are raising here.
@Princess_Ngokz
5 жыл бұрын
I must say, this channel changed my life as a student....i just felt the need to start...yesterday i registered with easy equities and im gonna fica tonight...i started seeing business opportunities and im definitely starting this month...thank you sesi...we will meet on top.
@laurangumbela9020
5 жыл бұрын
Hello cc, how does it work?
@Princess_Ngokz
5 жыл бұрын
Just follow this link and everything will be explained there...u will find a demo video n everything is so easy if u follow instructions www.easyequities.co.za Plz use my code as a referal EE279461 Ul register and prepare ur fica documents...they will email you
@savedbygrace_alone
5 жыл бұрын
👏🏽👏🏽👏🏽
@XitsundzuxoHimina
5 жыл бұрын
The education is amazing in here. I love the disclaimer at the beginning. Thank you for the amazing content
@nosiphonothilemdunge4653
5 жыл бұрын
I am still a student and Can I just say that this was really insightful...Got me really thinking.
@nahomiek7446
5 жыл бұрын
can we talk email me knahomie9@gmail.com
@dimphomasekelakgofelo7110
5 жыл бұрын
You and I both! May God help graduate in time so we can start making money😅
@buhlenkosi2359
5 жыл бұрын
Shuu I needed to hear this as a student🙌🙏
@caralina_
3 жыл бұрын
So glad I discovered your channel! Wish this is something we got taught at school 🙈 adulting is not a joke! Would love to hear your suggestions on Retirement annuity accounts and options in SA? I'm clueless 😳
@malibongwesithelo8733
5 жыл бұрын
The blue bank charged me on the maturity day R75 after saving money (R1000pm) as they promised it will earn interest in 12 months. I ended up getting R12k less R75. I ended being the one who saved them R75. Thanks, Nicolette for letting me understand what a nominal rate is. Thixo wase George Kog, kudala sidliwa ngenxa yokuswela ulwazi...lol
@user-nr4oq8zp3w
23 күн бұрын
🎉🎉🎉
@phineasmabetoa8808
4 жыл бұрын
I enjoyed the differentiation between nominal and effective rates. Keep on encouraging people to be financially literate.👍
@michellemokoena8727
5 жыл бұрын
“The red one”🤣🤣🤣🤣🤣 I’m really grateful for Nic, the gems you give are really uplifting and informative especially as a young black woman trying to get her wealth together
@zeeefitnesschannel8424
5 жыл бұрын
Wow thank you Nicolette. This is info the tellers don't tell us even if you dig in deep. I now understand .......I want to save but didn't know which savings account I should put my money into and which........
@mopalamimosemudi09
4 жыл бұрын
How do we get gavament to add this to our kids' curriculum, heh? Everyone uses money, but not everyone understands money
@michaeldikotse3571
5 жыл бұрын
Saving is my new thing I was not Familia with it but now slowly but surely I am getting there.
@pearln2308
5 жыл бұрын
Notification Gang 💃💃💃 And Mina I hit the like button the minute you say "Hi Guys"😍🤑
@TsholofeloMalaza
4 жыл бұрын
Please make an updated version.😭😭😭 Please.
@lisampofu9464
5 жыл бұрын
You're a gem🤗... You've changed my life for the good. Thank you😄
@dumisamatshikiza3857
Жыл бұрын
I’m watching in 2023 😅
@tirolekubu8578
4 жыл бұрын
Bought my 1st shares for R150 on Easy Equities. Plann8ng to keep throwing money at them every month. Let's see how that goes.
@snemdlalose384
5 жыл бұрын
I'm definitely opening an account with TYM bank💃💃
@lordnabster3511
5 жыл бұрын
Nyanda Make sure you check the their fees, transferring and withdrawing fees might make you want to change your mind. but TYME indid is dope.
@keketsithoahlane6361
4 жыл бұрын
Me too.
@nobuhlenqayi7476
5 жыл бұрын
Just when the notification popped, I am watching right now. Thank you again, Nicollet, this is very informative.
@socialangel4366
5 жыл бұрын
I need to share this with my nephews and nieces. Love you...
@madzenaog
5 жыл бұрын
We meet again 😊
@matsepisomantutle7316
5 жыл бұрын
Just subscribed!!! I am so exited that someone is finally looking out for us, Thank You so much.. :) Numbers are my weakest point.. but I'm always looking for ways to save. I Started from as young as 10 years old with my piggy bank, and once I started getting an allowance I saved each month since 2013 (With Old Mutual) however i still feel like my money is not growing.. The lady promised I would be able to buy a car as soon as I'm done with varsity, or place a deposit on property :(... I've completed my studies and still looking for a job.. I've been nervous about whats gonna happen when I start making big bucks (coz thats going to happen for sure;)) and this video and all the others I've been binging on have saved my life.. I will continue to save, However this time I will save MUCH WISER!! DANKIE FITNESS BUNNY!! DANKIE MAHMI :)
@devinchen6635
11 ай бұрын
It is 2023 and I bumped into this video like you said lol!
@sanelisiwemnguni902
5 жыл бұрын
Good advise, so obsessed with your channel 💓💓
@Siphomudau1990
5 жыл бұрын
Hi Nicolette, have you considered transposing the audio from these videos into a podcast? This information is so important and useful. Sadly, some people may not be able to access it easily via KZitem (data what what) and may find it easier as audio.
@FinancialBunny
5 жыл бұрын
Sipho Mudau I will do so. I’ll set up a podcast by June
@tsakanimahamu
2 жыл бұрын
Hi financial Bunny Thank you so much for this. Can we get an update of this video for 2021/2022 Thank you in advance
@jzk2020
5 жыл бұрын
Thanks for the upload. Teach people about putting money into the stock market - not to buy stocks, but to buy corporate bonds (debt) i.e you lend money to established businesses. You can get 5-9% returns there (at least here in the UK you can).
@thetomaponyane1018
5 жыл бұрын
Please tell us more
@floydkhumalo889
5 жыл бұрын
Give this woman a bells🍹 .. we are not worthy 🙌🏽. Simamfumze , singama ngwinya akho 🙌🏽
@FinancialBunny
5 жыл бұрын
Please give me a gin rather LOL
@sphesihlemavimbela846
5 жыл бұрын
Thank you very much sis. I've already done it wrong, at least now I know not to be disappointed at maturity.
@justinnaidoo4582
5 жыл бұрын
Really enjoying your videos. And it's cool that we can actually get a South African perspective on this
@sinenhlanhlamagubane1258
5 жыл бұрын
Lol Kuphume isibhamu..did not see that coming
@lifewiththepages3703
5 жыл бұрын
I was waiting for this video.. thank you!
@jacinthabellairs7028
4 жыл бұрын
Just stumbled across your channel, love what you're doing. New subscriber.
@innocentiarathete8058
5 жыл бұрын
May GOD bless you more.....for all the info you sharing with the world We love you too😘
@vusibokwana2960
5 жыл бұрын
Hi thanks for your advice i really saving a lot since i watch you and listern to your advice thanks again sisi.
@daiyaanedwards8997
5 жыл бұрын
Hi Nicolette. I don't think your explanation around nominal may be 100% correct in this context. Banks don't subtract inflation from nominal to give you your return. Instead what nominal means; its just the stated rate without taking into account compounding . So in our case, your effective rate should in fact be higher than nominal. The investor will receive the full interest due to them and they can determine their ' real interest rate' by netting of inflation to get their true return
@FinancialBunny
5 жыл бұрын
Daiyaan Edwards I guess it’s interpretation. They might not necessarily subtract it but you don’t realize it in your growth.
@FinancialBunny
5 жыл бұрын
Daiyaan Edwards that’s why I said it’s no adjuster for inflation
@zimasakonzapi8002
5 жыл бұрын
Thank you Nicolette for always taking time to educate us on saving, I have been encouraged by your videos to start saving and also asking qurstion before doing or taking something that is a debt.
@FinancialBunny
5 жыл бұрын
Well done Zim, I am enjoying the progress
@narestudios
5 жыл бұрын
Great stuff...the part ye sbhamu killed me 😂
@bulelaniciki9349
5 жыл бұрын
Thank you very much for this 🙏 you are doing the Lords work.
@africanwarlord5877
5 жыл бұрын
4:40 this is irrelevant but I just love of a Playstation was the first thing that came to mind 🙂
@nakedilishaba8627
5 жыл бұрын
I'm very learning alot about saving by watching your vedios 💓
@sonezbarnard4262
3 жыл бұрын
You share tremendous value. The no BS approach is remarkable. PS: "one of the big banks....the red one..." 😂 lol.
@uyolokentane4871
5 жыл бұрын
How did you learn about all of this cause wow!🔥
@geow6129
5 жыл бұрын
Thank you lady we really appreciate the insight
@adaauala
4 жыл бұрын
I will be glued on your channel all year. As a self employed it has been a bit hard I tell you running a bridal business
@mlungisizulu399
3 жыл бұрын
The universe really works in mysterious ways neh, I was just thinking about this, where to acquire more information to grow and be Financially savvy 🤔 Boom your video pops up. Thank you Queen, I have taken notes. 🙏
@mlungisizulu399
3 жыл бұрын
@Pinned Financial Bunny Thank you 🙏
@Kgomotso91
5 жыл бұрын
Sister nicolettemashile thank you so much for your financial advises,some of us are really inspired and our lives are changed.Thank you and God bless you.
@555125kevin
5 жыл бұрын
heard all of these banks looks for excuses to take ur money, like "fraudulent transactions"
@OFFdutie
3 жыл бұрын
It's easy to watch your videos, no 50% of the video being about introducing yourself, just straight to the point. No need to move the video to the middle of the video.
@molebohengnonkevu8433
5 жыл бұрын
This was very informative Nicolette thank u so much
@khulemtatazi2534
2 жыл бұрын
Best financial advise
@LethaboBopape
Ай бұрын
That intro?? I'm watching this in 2024 😂😂
@dudettethechicklet2828
5 жыл бұрын
From my first job I started saving 30% of my income. As my salary increased I still saved 30% of it. When I got to R100k I put it in a money market account as it has the highest interest rate. But the tax costs are a problem so I moved my money to a tax free account. Is a tax free investment account better than a tax free savings account?
@thandolwethusiziba2445
5 жыл бұрын
Hey Nicolette:) Thank you for this. What is the difference between an investment account and a high yield savings account?
@FinancialBunny
5 жыл бұрын
thandolwethu siziba generally investments will be across many asset classes and high yield accounts are cash based. So when you invest the assets could be cash, property, stocks, livestock
@thandolwethusiziba2445
5 жыл бұрын
@@FinancialBunny Thank you so much!
@BecomingTheGirlOfMyDreams
4 жыл бұрын
Hi Nicolette🤔 Please could you make a video about the tax that one has to pay on long term savings payouts.
@riithar_
5 жыл бұрын
What do you think is the best account for students? Besides your basic student account because I’m in first year and I just started saving
@aneziwegasa6718
2 жыл бұрын
Lemme wait here
@vickynhlengethwa3242
4 жыл бұрын
Hi Nicollete , is it wise to keep all your servings and different accounts in one bank. I always think that should anything happens in that particular bank , all your money is gone 😃😃
@kalagift2575
4 жыл бұрын
Beautiful smile there at the end. Thanks for the education by the way
@vuyokazinocuze7603
5 жыл бұрын
Thank you very much i will look into Tym bank
@mbalymthunzi
5 жыл бұрын
Wow wow.. so informative thank you so much !
@Siyambonga_Mbasane
3 жыл бұрын
Everytime after watching your videos I feel like paying you for your services
@silindokuhlekhubone
5 жыл бұрын
I have just joined the Family ..I hope I aint too late ..THANKY YOU SO MUCH FOR SUCH INFORMATION
@kwandilemboicer7836
5 жыл бұрын
Hii This Video Is Really Helpful Thank You
@zanelesibeko7024
5 жыл бұрын
This is so helpful. Thanks a lot hun.
@agj3358
5 жыл бұрын
I wish I could get 7% in savings. You’ve got it good. Good point about inflation👌🏼
@ChummyK
4 жыл бұрын
Thank you for this. I have learnt alot😚
@libertaliagroup
4 жыл бұрын
Very interesting! Thank you
@kingkhathaza617
Жыл бұрын
Can we please get a video like this that applies to this year ❤
@sinenhlanhlamagubane1258
5 жыл бұрын
Got so excited when I saw this🤸🤸
@yolandakhumalo
5 жыл бұрын
Thank you for this im always heart broken by what i get back.
@ntokozaza7057
5 жыл бұрын
thank you sis for so much info 👏👌. I am using FNB I just like fnb BUT yooooo the unknown derbit orders awemah they are killing me I don't know what to do now. how can I prevent that????
@glokap9235
5 жыл бұрын
Inspiring me a lot
@hugepackage213
4 жыл бұрын
FNB Money Maximizer is Boss😎
@mashudurabali1927
3 жыл бұрын
So enlightening, Thank you so much
@bonolosolomon
2 жыл бұрын
Valuable Knowledge, I needed this ✅
@busigcaza
5 жыл бұрын
Hi nana please share your opinion on outvest as an investment
@nonhlanhlasibisi6171
5 жыл бұрын
hahahahahaha 'kuphumisbhamu' you killed me
@vuyomaqwelane6620
4 жыл бұрын
I never heard about this from school 🙆♀️
@teetee4813
5 жыл бұрын
It's funny how I like the video without even watching it
@ireneKlefutswe
5 жыл бұрын
Your videos give me life!
@thabydlamini
4 жыл бұрын
Hi. I wanted to find out which S.A. bank has a better interest rate fixed deposit account for a student who trying to save money monthly?
@nduduzoblose4355
3 жыл бұрын
Your videos are really informative and so fun I could not help but press subcribe
@FinancialBunny
3 жыл бұрын
Thank you
@AllAboutDrone
4 жыл бұрын
lol.."K'sheshe manje k'phumisbamu"
@MsRandomRams
4 жыл бұрын
Thanks Nicolette, this is really helpful.
@maseabikapa643
5 жыл бұрын
Hi Nicolette, please may you share information about the maximiser at FNB
@missq9320
5 жыл бұрын
Starts at R100k, offers 7.15%/yr..
@dudettethechicklet2828
5 жыл бұрын
Go to the fnb website babe under investment
@Clarkenth7047
5 жыл бұрын
Its okay but the monthly charge of R65\month sucks big time eats into your interest
@nahomiek7446
5 жыл бұрын
Hi Nicolette thank you for the great content.
@brightmaluleke5864
5 жыл бұрын
Speech less but I should definitely drop a ❤️✌️
@tseboremo3760
4 жыл бұрын
Still here🔥
@ngqiqotshaya7069
5 жыл бұрын
Thank you very much for this info, you are always so helpful
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