Yes, I have been working on this a few changes as I am in the UK.
@qudduszafar5464
11 ай бұрын
Will do
@C0BRA129
11 ай бұрын
You know I am
@katiechan550
11 ай бұрын
have been trying to get my finance straight such as tracking my expenses , will definitely try to pay down one account at a time instead of spreading all my money everywhere 💪
@michelleheadrick951
8 ай бұрын
Thanks to you Rose i have taken care of my tax problems, gotten out of debt and invested my first $1000 into my Roth IRA in index funds. Im almost 50 and hopefully i will be able to save and invest vigorously for the next 15-20 years
@brettelizabethspore
4 ай бұрын
Congrats!!!!🎉
@louie2215
11 ай бұрын
Loved the flow and style of this new video. Thank you Rose for all your education and passion. I just finished paying off all my debts and the feeling is truly liberating. 🙏🏽🙂
@adry729
11 ай бұрын
Amazing, right? Congrats!! Debt free the past 4 years and its been a game changer and you will see your mind switch to investing, saving, etc.
@jarabee2022
11 ай бұрын
Congrats🎉 . I’m working on paying mine off & I’m starting to see “The Light at the End of the Tunnel”
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @sanaalazare
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @jamesabdelkarim
@Mvriomxrio
11 ай бұрын
I just started watching your vids about mutual funds vs index funds from 3 years ago, just to get a better understanding of passive income and investing because I’m so inept about financial education 😂 and now I’m hooked! So happy I came across your yt channel 😊❤
@MariaLopez-qe5yk
10 ай бұрын
Binge watching all your vids. THANK YOU FOR SHARING FINANCIAL KNOWLEDGE QUEEN ❤
@itsrosehan
10 ай бұрын
And thank you for watching! 🖤
@xiaosha1558
11 ай бұрын
I love the concept of this video! Also really appreciated how you showed what investing actually looks like. I’m comfortable with it now, but it was so intimidating the first time I did it, and this makes it so much more accessible.
@denaerichey8344
3 ай бұрын
Thank you for such a simple yet comprehensive step by step. And for doing a visual on how to actually start investing! Super helpful 😊 My husband and I have a lot to do improve our situation but I’m hopeful ❤
@stuartmarsh5574
10 ай бұрын
That is such a great first step, I know there have been times in my life where I was afraid to even check my accounts and I know I can't be the only one. Great backsplash too.
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
@patrickmorton1187
11 ай бұрын
Great tips, I think this information will help many people. You look beautiful by the way 🎉
@sophaniit
11 ай бұрын
this was an amazing video! love the content and editing style
@yohanagonzalez9063
8 ай бұрын
Just found your channel , and for the first time in my life I don’t feel intimidated by all the information shared. You get the point across, explain everything well. Thank you for your content ❤
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
@magicalyouniverse
11 ай бұрын
Love this 🖤 thank you so much 🖤 so nice to learn financial literacy from another woman of color 🥰
@metallicmuse
11 ай бұрын
Cute concept! Both fun AND educational! lol Well done! 👏👏👏
@itsrosehan
11 ай бұрын
Lol glad you liked it!! I had fun making it too 😁❤️
@brandonfisher8311
11 ай бұрын
I use CIT Bank for my high yield savings. 4.60%. A no brainer to have! 🌹
@NWforager
11 ай бұрын
as a dirtbag trucker i dun know what glowing up is but i get it Money wise 😊 Paypal is 4.3 at the moment . thank you , monday is gonna be Moving day ..for IRAs 🚚🚛
@itsrosehan
11 ай бұрын
Haha a glowup is just a fun term for a makeover! This is my spin on a “total money makeover” if you will. Monday Moving Day for IRAs sounds like a good plan, good luck!
@EllieR52
11 ай бұрын
I needed this. I’m doing some of these things and now I feel more organized to tackle the other stuff just watching this. Thank you!
@cheekymonkeygirl3378
11 ай бұрын
I am so bad with money but you motivated me to do better! 😻
@franzabananza
11 ай бұрын
It'll help your mental state too to jot have anxiety about money...money issues in relationships or dating someone only because they have more money than you
@lovelyyoua3754
11 ай бұрын
Thank you Rose! Your education and videos has helped me so much over the years! Thank you for all you do!❤
@itsrosehan
11 ай бұрын
You are so welcome! That means the world to me! ❤️❤️
@frenchfruga4851
11 ай бұрын
Good evening , i live in south of France and i'm on the way on my financial freedom , i wanna be on retirement as soon as possible I'm a single man without family , i'm 40 years old and last year i closed the reimbursement of my apartment bought in 2014 , i can invest now in real estates and market place , congrats on your journey and have a good time 😉
@roxanneconner7185
11 ай бұрын
This is adorable and creative, I'm on it!!
@ourstyleminute
11 ай бұрын
I like that nail salon’s look and name 🍋. Saw it during my last visit. Will try next time!
@AchmedComedy_
11 ай бұрын
You’re really making a difference! Thank you
@denisegrabow5481
3 ай бұрын
Love the style of the video and theme!
@flori2611
2 ай бұрын
I love the aesthetic of this video!!
@YuniSolarFlare
10 ай бұрын
i rented a small room to make a tattoo atelier by my own and today i have my first customer. this is my first step to make more money to invest afterwards. wish me luck!
@pagieliana5197
11 ай бұрын
Rose, I appreciate all the information you give us. As an independent contractor would you please share your journey of paying yourself? I get overwhelmed with how to divide my payments for myself: HSA, Roth, high savings, etc.
@itsrosehan
11 ай бұрын
That’s a great video idea, thank you and noted!
@nobodyes0122
10 ай бұрын
I glad KZitem pop your channel while I was doing a investment search. These help me start to manage my financial and understand it better. Will continue to watch more video from your channel.
@arthurtboyd
11 ай бұрын
Yes I will do this starting next year with a better job.
@craigheard2504
11 ай бұрын
Rose. HANDS DOWN you have the best Thumb Nails.
@rcoop2177
4 ай бұрын
Love thi video thank you so much. I don't have any savings whatso ever yet, still getting out of debt, but very slowly I will.
@acrobaticanna
8 ай бұрын
I'm pausing the video and doing these steps!! Plus painting my nails at step 2!!!
@johanybotero
11 ай бұрын
Rose, my financial crush! Haha thx you’ve helped me a ton 🙏🏼
@myraandkyla
11 ай бұрын
This video was so engaging and instructional!!! Love❤ the mermaid colored nails! Great minds think alike, on Friday, I cancelled subscriptions that I was not using; and I returned a lot of impulse purchases. Next, I will review my 403B and download the Fidelity app. Thank you Rose! ~Myra 😃💕
@itsrosehan
11 ай бұрын
Awesome, you got this!
@Angell_Lee
10 ай бұрын
Thank you so much Rose, you are so precious! Much love and success to you every moment of your life xo
@mikedennis6979
11 ай бұрын
30 day t bills have been pretty kind over the last few months
@Beautifulone05
11 ай бұрын
Very informative! Thank you so much for sharing ❤
@misschloemurphy
11 ай бұрын
Enjoyed the different video style, made me laugh. Thank you for sharing, always look forward to your videos xx
@royjohnson9043
11 ай бұрын
financial furus love posting the same video over and over
@azncutee15
9 ай бұрын
This video is so creative and different from your previous videos. I love it!
@swantjemoeller
11 ай бұрын
needed this today, thank you! 🙂
@ReginaM
11 ай бұрын
Thank you for your tips. But I’m currently in Latvia just don’t know which investment is better for beginner like me. Currently exploring Revolut stocks and savings.
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
@HipHopMovieNews
11 ай бұрын
This was such a cool interactive video. Nice work.
@sheeva3.0
11 ай бұрын
I’m glowing up, baby!
@mccolk
11 ай бұрын
This is great, Rose. What do you think of starting a Target Date fund rather than a Roth IRA? Background: I have nothing in retirement, mid-40's but only have $1,000 to start. Would like to avoid unnecessary fees as I'm not sure if I can contribute more than like $500/mnth.
@mccolk
11 ай бұрын
Also, THANK YOU so much for the walkthrough in the Fidelity app. I swear, I had a 401k in there from an employer and I don't think I ever even invested it because I had no idea what I was doing.
@Langy.
11 ай бұрын
LOVED this editing on this video!
@chadwelty8764
10 ай бұрын
Good morning! You have been extremely inspiring to me and my real estate aspirations. I have a person in mind that I think you both combined can be serious value adds to each other's lives. I would love to connect you all to help make the world a better place(I know you guys will do great things together for the community and in real estate.). Let me know and let's connect!
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
@SharonSampayo
7 ай бұрын
I LOVE YOUR CONTENT!! YOU'RE AMAZING AT WHAT YOU DO ❤
@marynayudenko8792
11 ай бұрын
Do you still do Magic Formula Investing? Did you ever try Acquirer Multiple Strategy?
@anykinehobbyguy808
10 ай бұрын
Wow! you're not an affiliate marketer... Cool! You just got a Sub. Thank you for the useful info. Going to watch more of your vids.
@adry729
11 ай бұрын
Thank you, Rose! Im 1/2 way there and will keep going to complete all steps. Super helpful video. Plus, opening a HYSA has been a total game changer. Question: currently, Im in a AMEX HYSA at 4.3% which is lower than other HYSA accounts that offer 5%. Is there a specific HYSA you recommend or keep it at AMEX? Ive asked Amex why their rates are lower several times but have never gotten a straight answer. Do you happen to know?
@ChadChamberlainOperatio2088
10 ай бұрын
i love this... thank you Rose!!!
@liususan4018
11 ай бұрын
thank you!
@liz-fu5qq
11 ай бұрын
Rose I have a plan called 403b at work. But i dont really understand how it woks. Can you tell me more.
@hermanlighthall3972
11 ай бұрын
Great advices Rose. I also recommend doing a inventory of the stuff you bought but haven't use yet to prevent double buys (yes it happen to me haha). You are so cute🥰🥰
@itsrosehan
11 ай бұрын
Double buys.. good tip as it’s definitely happened to me too!
@user-ip4kn8ru5s
5 ай бұрын
Are most investments for the long term of your life? Or can you they make you money in the present as well?
@sheilacaminero1241
11 ай бұрын
Hi, Rose. Loved this video style : fun and educational.❤ I just have one question. From my understanding if you invest in Ira and Roth IRA you can’t take out the money until your like 59 1\2 so where can you invest for financial independence where you can actually take out money without penalty? Thanks In advance!!!😊
@itsrosehan
11 ай бұрын
Great question! There are some sneaky ways to take that money out sooner than 59.5 (mainly through Roth conversion ladders), and the immediate tax benefits are HUGE so I still want you to put away as much as you can in an IRA as you can! In addition, you can also invest in a taxable brokerage account - those do not have any restrictions
@sheilacaminero1241
11 ай бұрын
Thanks for the response. ❤ I’ll look into the taxable brokerage account. 😊
@officialscreenshots
9 ай бұрын
Love how you made this video Rose!
@bruno_sanchuk
11 ай бұрын
Great thanks
@LittleNicky007
10 ай бұрын
Love 💕 your great contents as always and wish you always well being and happiness.
@WholeheartedLiving1111
3 ай бұрын
I just want to be at peace, but that freedom I want requires money 🤑 I'm not really into any material things. Rose your broke look is way cuter in the thumbnail 😁
@naturalyawd7814
7 ай бұрын
No chance of me going over my purchase for 6 months. Too much to back track. I do have a subscription that i haven't been using, will cancel that. I open a Fidelity brokerage account because of you, but the settled funds thing is frustration. Love your videos.
@septembergirl007
11 ай бұрын
LOVE the "glow up" theme, along with GREAT financial info! 💅 🛁 💰!
@itsrosehan
11 ай бұрын
Yes! Thank you!
@growwithher
10 ай бұрын
I really admire and enjoy your content. Thank you
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
@eliseww13
11 ай бұрын
Hi Rose! Thank you for your hardwork in putting up all these videos! I recently found your videos from three to four years ago and i got hooked! ❤ however i am a tad confused as one of your older videos you mentioned you cut out unnecessary expenses -- you stop getting your nails done. We all know how costly gel mani Pedi w nail art are... so may i know why did you decide to get back to it (obviously we know you can afford everything you want now) but just wanting to know your motivation and beliefs behind why you do what you do at each turning point or big milestones. Since you shared w us every dollar counts! Does this fall under the category of 'variable expenses - wants'? Or is it a treat to spark joy ? I recalled you mentioning we have to question every single expenditure in our expense sheet. N not being a lifestyle creep. How do we gauge here ? Unless all we are doing in the interim before living the "rich" life as the destination point is to live "poor" first. All women want to look pretty. This is just an example... anw just challenging values and principle. As it is subjective n personal. :)
@itsrosehan
11 ай бұрын
Wow thanks for being an OG sub on this channel ☺️☺️ and thanks for the thoughtful question! I do remember the days I would never spend money to get my nails/hair done… I’d do them myself at home. That was more during the days I was climbing out of debt and or just beginning to build my business. Since then, a lot has changed in my mindset on paying for services because now the “hourly value” of my time has changed… once you have a business that requires a lot of your time, it becomes important to pay to save time on things… like in the time I do my own nails I could say, script another video for my KZitem channel. And the $70 it costs to do nails is a no-brainer expense because a video grows my business a lot more than that. Regardless of your budget, I think it’s smart to continually have this mindset of always optimizing where you allocate your time AND money. Perhaps all of this is a topic for a whole video! Thanks for being here ❤️❤️
@eliseww13
11 ай бұрын
Thanks Rose for the reply -- Understand your insights now. Make sense! And yes you were doing a video right at the nail salon! x thanks for being my finance guru and love your content! and you being you . 😊
@dspychalski
7 ай бұрын
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @@eliseww13
@FascinatingFacts562
10 ай бұрын
Thanks for your content! In terms of a person’s total assets, does that include actual real estate, and if so is it what the house is worth?
@jeannettedrown7687
11 ай бұрын
Rose, great video! What do you think of VOO instead of FXAIX because it pays dividends quarterly?
@itsrosehan
11 ай бұрын
Also a great choice! They’re very very similar and any of Vanguard’s funds are pretty much interchangeable with Fidelity’s, both are very good companies!
@consuelopasillas
10 ай бұрын
I love you! Thank you!
@tamarcuspowell
11 ай бұрын
legit and full discloser, Glad rose actually don't mind showing us this
@boredtodeath741
11 ай бұрын
I paid off my credit card debts!! Woohoo 400,000 more in student loans togo
@TravelEndleslie
10 ай бұрын
Love these tips ❤
@Allen-by6ci
11 ай бұрын
Dangit.. now I want some chips..
@itsrosehan
11 ай бұрын
🤣
@Erikkurilla01
9 ай бұрын
I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free
@Lemariecooper
9 ай бұрын
You're really doing well for yourself, my retirement plans are going down the drain, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
@PryncezzTasha
6 ай бұрын
I saw you on JTAutomations channel and you were dropping gems 💎 💎💎💎💎💎. Thank you for the information! Had to come over and subscribe!!
@willmallory9085
11 ай бұрын
Excellent video Sister
@Ren0799
9 ай бұрын
For high yield savings account, is it pre-taxed or post taxed?
@johannasteinbock1848
11 ай бұрын
Any recommendations for a High-Yield Savings Accounts when a resident in Europe (Austria, specifically)?
@adriennebemer5128
11 ай бұрын
I live in the Netherlands and through a Raisin account you can open a high yield savings account or deposito almost anywhere in Europe
@rodriguezcomedy
11 ай бұрын
@itsrosehan Thank You for the great video and all the content! What camera did you use to shoot this video? Thank you!
@itsrosehan
11 ай бұрын
Sony ZVE-1!
@JEFE310
6 ай бұрын
Cousin JT sent me
@naomiej1031
8 ай бұрын
I have a rollover IRA do I keep that and treat is like a ROTH IRA/Traditional IRA or do I need to open another account for a ROTH IRA?
@anthonyemmm
10 ай бұрын
My wife and I make nearly 200k annually and both of us are projected for salary increases. We’re broke af🤦🏻♂️
@melinacarlinedesigns
3 ай бұрын
I thought bonds were risky to invest in?
@jessb5406
5 ай бұрын
Do you have a podcast?
@itsrosehan
5 ай бұрын
not YET?!! i'd love to but i'm going to focus on being consistent and showing up for you guys every week on KZitem FIRST. but it's on the bucket list... i'd love to interview people on a podcast about financial freedom!
@annekatrinw.673
11 ай бұрын
love it ♥
@mandoball1980s
20 күн бұрын
I’m broke and sad!!! Heeeeeeeelp 😮I wanna be confident AH
@calvinwong8757
11 ай бұрын
Thank you Rose for sharing this!!
@itsrosehan
11 ай бұрын
Any time!
@johnduff3914
11 ай бұрын
I actually expected to smell chip breath. 00:19
@xiaosha1558
11 ай бұрын
Haha I thought I smelled the nail polish partway through 😂
@ferrellslim
11 ай бұрын
Does she have a sister by any chance?
@ahadv
11 ай бұрын
Great video!
@itsrosehan
11 ай бұрын
Glad you enjoyed it!
@reggiefarr5788
11 ай бұрын
Great video and all, but is that a frenchie? Lol
@itsrosehan
11 ай бұрын
It is! That’s my dog Jupiter 🥰
@fredkim01
11 ай бұрын
Is AF what I think it is? 😅😅😅😅😅
@tamcyrillemaglaqui4380
3 ай бұрын
Hi Rose I hope I can meet you personally soon
@imrana3618
11 ай бұрын
Rose is so beautiful
@freestrike2000
11 ай бұрын
You look prettier in the after picture.
@dianatee466
11 ай бұрын
Would it be worth it to have an Roth and a 401 if I’m self employed? Or just a Roth?
@itsrosehan
11 ай бұрын
Definitely worth it to have both! And if you’re not in a super high tax bracket, I’d prioritize the Roth before contributing to the 401k!
@dianatee466
11 ай бұрын
@@itsrosehanthank you so much. !!!
@true_riley007
11 ай бұрын
What money ?
@xevilman1
11 ай бұрын
I still like Rose on the left side of thumbnail picture
@itsrosehan
11 ай бұрын
😝
@bobysize
11 ай бұрын
Do u live in Mexico now?
@rae7269
11 ай бұрын
What are some high yield savings accounts?
@itsrosehan
11 ай бұрын
I recommend CapitalOne360, SoFi, Marcus by Goldman Sachs :)
@jadelightsword
11 ай бұрын
I looked into all three of these, and picked SoFi because 1. You can make virtual envelopes for a variety of savings goals. In CapOne and Marcus, you have to open up actual additional accounts. 2. SoFi also has a credit card with no annual fee that gives 2% return on everything, and you can auto redeem it at 1:1 ratio of you just dump all your rewards points as cash into your savings account. Yay extra earnings!
@johnlubigan-rx8fd
11 ай бұрын
Your employer puts $2 for every $1 you put in your 401k? Where do you work?
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