What Credit Score Do I Need to Buy a House? | #loanwithjen #homebuyers #creditscore #buyahouse
If you have a credit score of 620 or above, you are in a perfect spot to buy! This is where many of the down payment assistance programs start for requirements - 620 score. Yes you can buy if your credit is less (down to 580) however you wont be able to access down payment assistance.
How much house can you afford? General rule of thumb is 3 times your annual gross income. for example , if your annual gross , before taxes, is $70K than x 3 is $210,000. Get with a lender asap - Me!!!! to figure out your true number.
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Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
Phone: 713-579-3611
hdzteampreapproval@legacymutual.com
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