850 finna drop to a 350, gonna be trading that mclaren for the dodge dart 😂
@theechosenone4471
Жыл бұрын
That’s how it work?
@xyoojj
Жыл бұрын
Huffy bike.
@ClassCraZeTV
Жыл бұрын
@@theechosenone4471 yeah, u don’t make the payments your credit tanks like a submarine
@Litfilmz
Жыл бұрын
Just had to give my car back and I can confirm my life is pretty much over 😂
@Joel-wx7zk
Жыл бұрын
@@theechosenone4471 850 is basically a perfect credit, can't go any higher. The moment you miss a payment, that thing going to tumble quick, would crater of you get your car repossessed. People with credit like that are usually financially savvy and won't make purchases unless they're 100% sure they can pay it off quickly.
@alterrihenri110
Жыл бұрын
“400 every 24 hour, mhmm a day”🤣🤣
@FirstLast-yr9kx
Жыл бұрын
"For only 400 a day, you can help an American drive a Lambo." Lol
@joshgoodman6534
6 ай бұрын
@@FirstLast-yr9kx cheaper than that on turo lol
@Tonyx.yt.
Ай бұрын
400, for the next 100 years
@BigBossIvan
Жыл бұрын
I'll never forget the Nissan Dealer I visited some years back when the salesman heard my 820 score. The guy froze, and somehow I was in a Maxima after I blinked.
@zachhenson7844
Жыл бұрын
What was the interest rate though
@49rs1fan
Жыл бұрын
Whatever the lowest is at the time. My wife and I got our SUV with 0% interest for 5 years and a $1500 discount. Our entire payment goes to the principal. They also offered us a 10k discount if we took the 2.9% interest. Only a fool would take that 😂
@charlesnewborn3760
Жыл бұрын
@@49rs1fan you mean only a genius would take 10k off? Agree to the deal, walk out, pay off the car IMMEDIATELY. If you can't afford to do that, then yea its dumb.
@ZzLoopTheLoop
Жыл бұрын
@@charlesnewborn3760 paying off the car immediately will drop his credit score like 40 pts man
@markanders250
Жыл бұрын
@@ZzLoopTheLoop No it wouldn't.
@jaycobrussell3828
Жыл бұрын
The “give me my pen back” is the realest shit😂
@CaBdosdos
Жыл бұрын
I have an 836 and can confirm the pre-approval I got was insanity.....they even offered up to 20k more with bottom interest rates.
@Aaron14LifeZZZ
Жыл бұрын
how long have you had credit for? Mines is around 3 1/2 yrs current credit score is around 750, a bit lower on other credit bereaus
@CaBdosdos
Жыл бұрын
@@Aaron14LifeZZZ I'm an old man at 32. I lived debt free for the most part and didn't even have a credit card til i was 26. I'm gonna be taking home a 100k car these next several days so I'm glad I waited. Work hard play hard man good things will come.
@blakesking6615
Жыл бұрын
@@Aaron14LifeZZZ750 is good, most adults have like 600 which is trash.
@lemongrass3945
Жыл бұрын
@@CaBdosdos A car payment should not be more than 15% of your take home. You can not afford a 100k unless you are making 650K. Have fun living in debt
@CLU7CH3R
Жыл бұрын
@@lemongrass3945 You have to factor in his down payment as well.
@datnohi8612
Жыл бұрын
Lol I'm in the 850 and this is exactly how they did me , at one dealership they flat out would not let me leave and tried to force me to purchase a car I didn't want a very expensive car, dealership I don't have a 850 score for no reason, that score shows I'm good at making smart money moves and driving off a car lot with cash flow killer like a luxury car is not a smart money moves, I am not into impressing anyone, by looking at me you would not even guess I have 850 credit score which to me is a smart money move
@applepoop10
Жыл бұрын
Nobody can force to buy a car, if you don’t like the service you can simply walk out.
@Babyevil00
Жыл бұрын
Could’ve put the car on turo and made passive money off the car
@DevilDaRebel
Жыл бұрын
@@Babyevil00LOl
@dec1slh
10 ай бұрын
I doubt that you have an 850, 800's probably, 850....no.
@JamarD421
10 ай бұрын
@@dec1slhWell, it ain't impossible....
@Rashaadthegr8
Жыл бұрын
This is not even a speech it's real life for some people.
@JoshNormandy
Жыл бұрын
Never tell a car salesman how much you're willing to pay per month. Always just negotiate the price of the vehicle.
@LiberatedMind1
Жыл бұрын
💯Smart man.
@fastfowardbutton1965
Жыл бұрын
Why?
@JoshNormandy
Жыл бұрын
@@fastfowardbutton1965 because negotiating the price of the vehicle is more beneficial to you than telling them how much you can afford per month. Negotiate the price first, then worry about the monthly after. If you only negotiate the monthly, then you're getting screwed and car salesman love this tactic. I know, because I did it for 6 years.
@jmmyjimmy106
Жыл бұрын
You must not realize how many people got trash credit with repo's, $500 down, time on job of 3 weeks. Sometimes beggars can't be choosers.
@austinmaiden4663
11 ай бұрын
@@jmmyjimmy106if the salesman can't control your interest rate or the term, which they can't, then telling them your desired monthly payment allows them leverage to get you into a more expensive car. They get you to focus on the monthly payment rather than the total cost. You'll end up walking out with an 84 month term and be paying an extra $10-20k over the course of the loan. If you're telling them your monthly payment, then also determine the term and interest rate you're comfortable with beforehand, and funny enough from there you can figure out the price of the vehicle you can afford. So we're back to negotiate price, not payment
@RyRyWags
Жыл бұрын
Only like $12K a month. 😂🤣😂🤣
@RatKing59
Жыл бұрын
Get a lil break on February though 😂
@trueblak1
Жыл бұрын
I'm convinced this is the guy who sold that girl a 98 ford escort for $300 a month 😂
@gearsofwar3xXx
Жыл бұрын
For 6 years lol.
@Astrothunder_
Жыл бұрын
$300 a month?? Hopefully for like 3 months 😂😂😂😂😂
@premchettri7170
Жыл бұрын
Remember the folks who takes this kinda deal arent dumb either. They wont make payment after 6 months
@Joel-wx7zk
Жыл бұрын
@@premchettri7170And the people who sold them the car already got the Repo man heading to their house for the car
@Tonyx.yt.
Ай бұрын
remember, rent a center exist 🤣
@JohnIvoryMusic
Жыл бұрын
“This yo section” 😂😂😂
@KingSlyy66z
Жыл бұрын
400 everyday for that is somewhat accurate 😂
@ajohndaeal-asad6731
Жыл бұрын
Lol facts
@GuenVin
Жыл бұрын
This never get old to me just like comedy series!😂
@magfedmaniac4947
Жыл бұрын
The bank gonna call you lol
@MrJimmy3459
Жыл бұрын
It's funny how people equate a high credit score with actual wealth, you could have an 850 credit score and only $50 to your name
@petelee2477
Жыл бұрын
Not necessarily, income also plays a factor into your score.
@MrJimmy3459
Жыл бұрын
@@petelee2477 No it literally does not, you would win a 100 million dollar lotto and your credit score wouldn't go up one bit
@dec1slh
10 ай бұрын
@@petelee2477income does not factor into your score, at all.
@zshark365
10 ай бұрын
@dec1slh no but the ability to pay your bills on time all the time does and that takes Money in your account.
@zshark365
10 ай бұрын
Wrong, if you only got $50 to your name you can't pay your bills on time with history to back it up. No way someone with 850 credit has no money in their account.
@varun76890
Жыл бұрын
"Not the red key" lmao
@sidney1234usc
Жыл бұрын
Having a 850 credit score but also getting the state maximum interest rate is crazy lol
@doubtlessj7928
Жыл бұрын
“I didn’t mean to disrespect you” 😂😂
@Weskk
Жыл бұрын
This man don't miss 💯
@ElantraFukkenGang
Жыл бұрын
Come back Tito!!!!! We miss you 💜
@polishdude001
Жыл бұрын
THE BANK GONE CALL YOU 😂😂😂😂😂😂
@thingsyoushouldknowrightnow
Жыл бұрын
When he pulled his paper work out the frunk that did it!🤣🤣🤣
@WKaznartist
Жыл бұрын
A Ford dealership in Iowa actually tried this on me. They didn’t give me the interest rate, and just came up with a quote of $1,200 per month for a 2019 Ford Fusion Sport with a $12,000 trade in (2019 KIA Forte). I walked right out of there after loudly telling them, you’re trying to rip me off while other clients were sitting in the small dealership.😂
@msblueberry5593
Жыл бұрын
Hey, the dealership doesn't get to pick what your rate, down payment, term or anything like that. The bank does. If you don't like the apr, dp, term or what ever tell your dealer. They can call the bank to see what the bank is willing to offer. More cash down, cheaper car, and max monthly income can really help with the apr
@DoctorTauri
Жыл бұрын
Don’t cap. That sounds like you were massively upside down on that Kia
@msblueberry5593
Жыл бұрын
@@DoctorTauri They probably were, but, the worth of used cars have dropped by a lot in the past few months. During the pandemic we couldn't get the chips to pump out new cars so the used cars value increased by over 200% on the used. Now that new cars are being produced the value tanked. The dealer isn't going to pay off your loan on your current car just because you want to trade it in, they can only sell the car for so much. I am facing that too, I wanted to trade in my car but I'd be upside down 9K so I don't want to do it. It's not that the dealership wants to rip you off, that's just how the market is rn
@AndrewB23
Жыл бұрын
I'll take things that never happened for $500
@xilentjay4298
Жыл бұрын
@@DoctorTaurioh
@JonahBarker97
Жыл бұрын
"Mr. get right." 🤣🤣🤣
@peted2770
Жыл бұрын
I have an 800 credit score and put 9K on my motorcycle. The salesman was looking at me like I had three heads. Granted, the best route would have been to buy the bike outright, but I was putting the other half into an investment. He wasn't used to people buying a Harley with good credit and a down payment.
@sasquatchhunter86
Жыл бұрын
really? Harley's aren't a cheap man's toy anymore; I expected them to be used to a bunch of well off yuppies buying a toy to play make believe with
@SkyBlue-gb3qx
10 ай бұрын
Hmm, what did you invest in, and how much profit did you earn?
@peted2770
10 ай бұрын
@@SkyBlue-gb3qx It was either more money into my REIT or Norwegian cruise line, which I sold later for a decent profit.
@retiredtidepodeater3339
Жыл бұрын
"The bank gonna call you and tell you all about that" 🤣🤣🤣🤣🤣🤣
@machinesrus9212
Жыл бұрын
you guys crack me up! keep it up :)
@GodGear
Жыл бұрын
🤣🤣🤣🤣 Everyday brother , Everyday !
@BruhBoy777
Жыл бұрын
Lmao love the vids Tito keep up the 🔥 work
@CaribbeanLife101
Жыл бұрын
Hahahaha this guys cracks me up every time
@EscapeFPs
Жыл бұрын
“Just sign this shit bro”😂😂
@clyde15
Жыл бұрын
“Don’t read this. Don’t read this.” Now that’s accurate
@iibroadie30
Жыл бұрын
Bank gon call you tell you bout dat😂😂
@nanostar6138
Жыл бұрын
“You can afford this” 👁️ 👄 👁️
@BryFo
Жыл бұрын
Bank gonna call you to about the state maximum and term. I swear this was me when I got my third car. Car sales dude was like, "Yeah we got his @$$". And that car went back 14 days later. 🤣
@devonforsure260
Жыл бұрын
This is it fam. 850 😂
@Shamino1
Жыл бұрын
"$400 a month?" Every day bro. Every day.
@escapetherace1943
Жыл бұрын
I'll take it if it's only 400 a day for 1 month
@El_Supremo101
Жыл бұрын
W RIZZ with his good credit
@biggeechi3041
Жыл бұрын
You crack me the fuck up my boi
@0145jjd
Жыл бұрын
He verbally did that small print trap
@jwallis84
Жыл бұрын
Do one when you quote a price thinking they are financing through the dealership but come with outside financing you can’t match wanting the same price
@icrafterchips
Жыл бұрын
Somehow in every sketch they want a red key dodge
@CharlesOG7
Жыл бұрын
It’s all about the credit score for Tito
@officialmarkeal979
Жыл бұрын
It comes with the Handicap 😂😂😂
@dajam9035
Жыл бұрын
Even mfs with 800s get screwed over 😂
@kjthomas4553
Жыл бұрын
Yep
@barbarjinx3802
Жыл бұрын
I love having great credit.
@xnulo
Жыл бұрын
"Maximum means, well it means, just sign this shit bro"
@MezbahRijvee
Жыл бұрын
$400 everyday brother 😂
@Dillon6479
Жыл бұрын
Paperwork already in the trunk 😂
@maskedmarvel
Жыл бұрын
Come back bro 😢
@JoelHernandez-yl6yw
Жыл бұрын
The bank gonna call you 😂
@Sphyxx
Жыл бұрын
Credit score is such a wild concept
@Tariq1058
11 ай бұрын
Unfortunately that's how it is especially when you want a car, house or even apartment. Now when it comes to cars there's a loophole you can pay cash for it and be done.
@PURENT
9 ай бұрын
@@Tariq1058 You can pay for houses in cash as well, just takes a lot more of it.
@bayareakat66
Жыл бұрын
That's every ninja named "RayRay" once child support ends. Foehunnit a month errrryday all day....yay yayeeee!
@LxiEQ
Жыл бұрын
He finna be paying 10k/month for 100 months 😂
@infinagon
Жыл бұрын
Bruh did the excellent credit guy the worst lol
@xoxxobob61
Жыл бұрын
The only "People" with an 850 Credit score are Aliens from outer Space.
@M4K9G22
Жыл бұрын
Mr 8 Hun-DONE
@Bigma6400
Жыл бұрын
It's crazy to me that people pay monthly for their car and don't buy it in cash
@simonstevenson6686
Жыл бұрын
Not everyone has the upfront money
@maozedong1913
9 ай бұрын
I'm very disappointed in you.
@AdrenalStorm
Жыл бұрын
He legit went from offering him a Chevy Colorado with a handicap sticker and bicycles to a 2020 720S McLaren after hearing his credit score. (Though he ain't keeping that 850 with those daily payments 😅)
@kanedyedstrips3274
Жыл бұрын
Bro why’d you explain the whole ass joke?
@johnl623
Жыл бұрын
Salesman always sound shocked at people with high credit scores because people who have high scores rarely are financing cars 😂
@RaBrando
Жыл бұрын
So because people have a high credit score you want them to pay anywhere from 30K to 150K upfront ?
@mhxxd4
Жыл бұрын
@@RaBrando yes
@IncendiaryMe
Жыл бұрын
That makes no sense. High credit allows you to borrow money practically for free ( super low interest rate). Why would I use my cash asset and put it into a depreciating asset? The rich get rich by playing with other peoples money
@RaBrando
Жыл бұрын
@@IncendiaryMe 🥴 you talking to people that never had 700+ lol
@jaimemedina702
Жыл бұрын
@@IncendiaryMe you still gotta pay off that money. So you’re still down 1 if you think about it
@gotworc
Жыл бұрын
The state maximum ☠️
@nonyabiz12
Жыл бұрын
"You got the state maximum"
@xCaRnRAGEx
Жыл бұрын
I like your videos they’re funny but how many times are you gonna make the same video?
@darrensanimalsreptilesfish30
Жыл бұрын
I only fuck with one guy. He knows my score and I look homeless everyone else be ignoring me and shit 😂
@FOUR22
Жыл бұрын
I had a 730 walking into a dealership one time ( at 18yo) its not worth jack shtt at that age, but they were trying to get me to walk into a $0 down $12,000 car 😂 I ended up getting a $6,000 Eclipse with bearly %50 down
@stoundingresults
11 сағат бұрын
Your car insurance was probably a mortgage size payment too
@FOUR22
11 сағат бұрын
@@stoundingresults yep, at the time it was about $110 for liability
@lioneatsthesheep8996
Жыл бұрын
you videos are entertaining you should make a video about the client being a drug dealer and has cash to buy the car, but is afraid the transaction triggering the FBI, so you have to find a way to finance him with repos and super bad credit this has happened to me in 2020 regarding a $70k truck with $30k mark up.....in the end, the finance guy helped him and even got a $1000 cash tip and I got $500 tip on top of a $3700 commission with 10% of the warranty sales of $5k
@kylemile8897
Жыл бұрын
Didn't even know my credit score, was pulled by toyota dealership and he was happy for me that it was an 850. Low interest rate but man..when I asked for new tires on the sequoia since they were barely passable or for them to reduce the price, they looked at me like I killed their kids 😂 good credit or not, dealerships treat you all the same.
@egotbands2145
Жыл бұрын
Y’all think Tito’s credit score is as high as his hairline? 😂
@daedae2500
Жыл бұрын
🤣🤣🤣
@theforruner117
Жыл бұрын
Just had a dream this man sold me hellcat. Didn't give me the monthly, didn't give me the otd price 😂 just put me on it.
@GeriatricMillenial
10 ай бұрын
most people with 850 credit score are not rockin a whip, they rockin a hoopdie.
@MXALOVE
9 ай бұрын
My score is close to 800 now and honestly I wanna stop by a dealership just to see what happens lol
@philipbond4088
11 ай бұрын
"Give me my pen back".
@Veeti1245
Жыл бұрын
"Dont read this, dont read this"
@donnaleeah5075
3 ай бұрын
I laughed so hard!
@itscrazybutitstrue
7 ай бұрын
Everyday brother😂😂😂
@NotShowingOff
Жыл бұрын
400 every day, per month
@daninspiration4064
Жыл бұрын
more like 400? more like 4 Thou wow per months.
@muzosh
Жыл бұрын
Do you even Math bro?
@mtp6918
Жыл бұрын
Man where your dealership at im tryna buy a car
@vantowers9017
Жыл бұрын
Colorado? I wish I could afford that
@markliter5077
Жыл бұрын
I bought a car from Tito. He is a great salesman. He is employee of the month.
@JustinCage56
Жыл бұрын
*Mr. I CAN GET RIGHT*
@2kgamer2024
Жыл бұрын
You the state maximum lol
@ruazfast
Жыл бұрын
You have to listen to the words 👍
@syndigoldtv4632
Жыл бұрын
Bro we in belgium don't have that shit like credit score
@luigui80s
Жыл бұрын
That's interesting, how do you guys buy houses or cars? Just curious..
@syndigoldtv4632
Жыл бұрын
@@luigui80s there is a red and white list where people on the red list (mostly people who are in debts or have bills to pay that is behind or likely may not of the government and more) and the white list (like people who may do it because of the government or atleast not in the red list). But when you're on the whitelist you must have some requirements. Like you must have atleast work in the same job min. 3 months and I think a min. wage of 1000 EUR a month or else just have big money to pay back.
@syndigoldtv4632
Жыл бұрын
@@luigui80s so let's say if you want to buy a car they're gonna ask the government if ur in the white list and if you are than after that you must have the min. requirements
@PunkNDisorderlyGamer
Жыл бұрын
Dude with an 850 talking bout $400 a month. He shopping for a Ford Fiesta.
@devonforsure260
Жыл бұрын
Im paying $400 for a 2018 Audi S3 😂. He can afford more if he had a down
@leedaniels7196
Жыл бұрын
🤣🤣🤣🤣🤣🤣🤣
@Jigaboo1929
Жыл бұрын
@@devonforsure260 that Audi probably has a lot of miles
@devonforsure260
Жыл бұрын
@@Jigaboo1929 43k on the clock now, bought it CPO 15k down pre pandemic. Paid off end of this year 😄
@gi4dtv230
Жыл бұрын
Don't talk about monthly payments. The out the door price is what you want.
@cymtastique
Жыл бұрын
Scammed!💀
@dashman154
Жыл бұрын
Lmfao not the 2020 McLaren
@cupwalker24.7
Жыл бұрын
I don't have a credit score 😂 because I was told as a kid I needed to go to college in order to be Rich and have credit now I have ass loads of student load debt .$ So now I just work super hard at my skilled trades job and pay cash for things .
@brick.jonas1
Жыл бұрын
Come back
@QuattroZack1
Жыл бұрын
Yo wtf this is the Holiday Inn on Lido
@iPhoneAppReviewer
Жыл бұрын
$400 a month in Narnia
@YhwhKhaiMostHigh
Жыл бұрын
Yo I'm done hahaha. Now I don't wanna tell anyone I have an 850 :)
@stephenbachman132
Жыл бұрын
I live ina country were you don't have a credit score that im aware of
@g.t.g1111
Жыл бұрын
The STATE MAXIMUM!!! Most people don’t know the consumer laws of their states. Some states allow up to 30% interest rates!!! WOW
@chrisbilling
Жыл бұрын
One take lets go
@osknyo
Жыл бұрын
This actually me at 20 ur old buying a 47k car lol
@coast2coast8306
Жыл бұрын
🚴 500 credit scores pedaling off the lot
@Rome__king
Жыл бұрын
400 gone drop to 300...300 Chrysler
@arb6732
3 ай бұрын
No lie , my credit is 834 , only got 500 to put down for a Subaru 18 Impreza premium…. At first the dealer look flabbergasted , I told him I wanna drop 500 , but once he ask my credit his whole demeanor change , getting me a bottle water , Starbucks.
@soloslooper466
Жыл бұрын
Lol just walked out in about 40 mins with a Genesis g70 wife got a 830 and I got 780. Very simple process when they know you’ll pay.
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